(2176,2,'2025-01-14 22:08:00','2025-01-14 22:08:00','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,31,58,0.94) 0%|rgba(0,26,76,0.68) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/ibs-final-med-1.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"50px||50px||true|false\" custom_padding_tablet=\"50px||50px||true|false\" custom_padding_phone=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Investment Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\">This year, your CEM Benchmarking report will come with a free, interactive, online tool!</span></p>\n<p>Compare your cost, performance and risk against peers and two (or more) universes of local and global pension funds and sovereign wealth funds. Get instant answers, download data and use it on the go!</p>\n<p>Supported by the CEM Database with cost and performance data from more than 400 active participating pension plan sponsors having more than $10 trillion assets under management.</p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|desktop\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"15px||||false|false\" custom_padding=\"0px||45px||false|false\" custom_padding_tablet=\"0px||45px||false|false\" custom_padding_phone=\"0px||45px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Value for Money to Stakeholders</h4>\n<p><span class=\"benefit-paragraph\"> Demonstrate to your Board and key stakeholders that your investment costs and staffing levels are reasonable. Clients often cite our benchmarking results in their annual reports. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Plan for Change and Growth</h4>\n<p><span class=\"benefit-paragraph\"> How much will it cost and how many FTE will you need to move into a new asset class or implementation style? How will costs and FTE change as you grow? </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce Costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with managers and custodians. Others have used our reports and research to migrate to a more effective cost structure by changing implementation styles. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy in from your stakeholders to make changes to your investment programs. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left; align-content: initial;\">\n<h4 class=\" benefits-subheading\">Setting Performance Targets</h4>\n<p><span class=\"benefit-paragraph\"> What is top quartile value added by asset class? Which asset classes are the most and least efficient? </span></p>\n</div>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" align=\"center\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" title_font_size=\"29px\" custom_margin=\"||||false|false\" custom_padding=\"20px||15px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our methodology and rigorous data cleaning by our team of analysts ensure like-for-like comparisons of costs, risk and performance</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from CEM analysis and research helps you to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs and FTE to a peer group customize for you and your country universe.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique global investment database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"19px||2px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-heading-color\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" global_colors_info=\"{%22gcid-heading-color%22:%91%22text_text_color%22%93}\"]<p>400 funds, $10 trillion assets, 27 year history</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"65%\" width_tablet=\"65%\" width_phone=\"95%\" width_last_edited=\"on|phone\" module_alignment=\"center\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DB-table.png\" title_text=\"DB-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" width_tablet=\"100%\" width_phone=\"100%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"60px||60px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"The Service Includes Annual Research\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Real Estate Performance By Implementation Style</li>\n<li>Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2016</li>\n<li>Transaction Costs Amongst Large Asset Owners</li>\n<li>Asset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate</li>\n<li>Hedge Fund Reality Check 2018</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>The Time Has Come For Standardized Total Cost Disclosure For Private Equity</li>\n<li>Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2014</li>\n<li>Hedge Fund Reality Check</li>\n<li>Comparing Pension Plan Operating Costs: Correcting the Fraser Institute\'s Faulty Analysis and Conclusions</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Investment Benchmarking','','inherit','closed','closed','','25-revision-v1','','','2025-01-14 22:08:00','2025-01-14 22:08:00','',25,'https://www.staging.cembenchmarking.com/?p=2176',0,'revision','',0);
INSERT INTO `wp_posts` VALUES (2177,2,'2025-01-14 22:19:11','2025-01-14 22:19:11','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,58,109,0.68) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/pascal-swier-7de474KZIbs-unsplash.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Deep industry knowledge</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" 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Allow interaction with visible modals */||}||||.modal-content {||    background: #fff;||    padding: 20px;||    border-radius: 10px;||    text-align: center;||    position: relative;||    z-index: 1060; /* Ensure it is above the modal background */||}||||.modal .close {||    position: absolute;||    top: 10px;||    right: 10px;||    font-size: 30px;||    cursor: pointer;||    background: none;||    border: none;||}||||||.modal .close:hover {||    color: #666;||}||||.card h3 {||    padding-top: 20px;||}||||.modal-dialog.modal-default-dialog {||    width: 650px;||}||||.modal-default-content {||    background-color: #f2f5f7;||    -webkit-border-radius: 0px;||    border-radius: 10px;||    left: 12%;||    width: 75%;||    border: none;||    overflow: hidden;||    box-shadow: none;||    position: relative;||}||||.modal-default-header {||    border: none;||    text-align: left;||    padding: 20px 10px;||    background: transparent;||}||||.modal-default-body {||    font-size: 12px;||    font-family: \'barlow\';||    margin: 0px;||    padding: 25px;||    border-radius: 10px;||}||||.modal-body p.profile-desc {||    font-size: 15px;||    text-align: justify;||    line-height: 1.5rem;||    padding-top: 15px;||}||||.profile-circle {||    max-height: 208px !important;||    background-size: cover;||    border-radius: 50% 50% 50% 50%;||}\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<div class=\"team-container\"><!-- [et_pb_line_break_holder] -->    <!-- Tab Buttons --><!-- [et_pb_line_break_holder] -->    <div class=\"tab-buttons\"><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button active\" onclick=\"showTab(\'leadership\')\">Leadership Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'client\')\">Client Coverage</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'product\')\">Product Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'engineering\')\">Engineering Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'board\')\">Board Members</button><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <!-- Tab Contents --><!-- [et_pb_line_break_holder] -->    <div id=\"leadership\" class=\"tab-content active\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" alt=\"Rashay Jethalal\"><!-- [et_pb_line_break_holder] -->            <h3>Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>CEO</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" alt=\"Matt Coyle\"><!-- [et_pb_line_break_holder] -->            <h3>Matt Coyle</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Client Experience</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" alt=\"Sadaf Shaikh\"><!-- [et_pb_line_break_holder] -->            <h3>Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Talent and Business Management</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" alt=\"Ye Pynenburg\"><!-- [et_pb_line_break_holder] -->            <h3>Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Finance</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"client\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" alt=\"Fleur Dubbelboer\"><!-- [et_pb_line_break_holder] -->            <h3>Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Netherlands & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" alt=\"David Jennings\"><!-- [et_pb_line_break_holder] -->            <h3>David Jennings</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Nordics & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" alt=\"Franco Wang\"><!-- [et_pb_line_break_holder] -->            <h3>Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" alt=\"Chris Doll\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Doll</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'jim\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/JimS-1.jpg\" alt=\"Jim Stamper\"><!-- [et_pb_line_break_holder] -->            <h3>Jim Stamper</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, U.S. West</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" alt=\"Kevin Vandolder\"><!-- [et_pb_line_break_holder] -->            <h3>Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, U.S. East</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" alt=\"Ravi Senthivel\"><!-- [et_pb_line_break_holder] -->            <h3>Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"product\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'joao\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Joao-1.jpg\" alt=\"Joao Barata\"><!-- [et_pb_line_break_holder] -->            <h3>Joao Barata</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'shayan\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Shayan-1.jpg\" alt=\"Shayan Bokhari\"><!-- [et_pb_line_break_holder] -->            <h3>Shayan Bokhari</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" alt=\"Maaike van Bragt\"><!-- [et_pb_line_break_holder] -->            <h3>Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Research Associate</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" alt=\"Rhijuta Dahal\"><!-- [et_pb_line_break_holder] -->            <h3>Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'david\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" alt=\"David Dupont\"><!-- [et_pb_line_break_holder] -->            <h3>David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Lead, Production</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" alt=\"Tanya Durr\"><!-- [et_pb_line_break_holder] -->            <h3>Tanya Durr</h3><!-- [et_pb_line_break_holder] -->            <p>Manager, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" alt=\"Daniel Griffiths\"><!-- [et_pb_line_break_holder] -->            <h3>Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger-1.jpg\" alt=\"Edsart X. Heuberger\"><!-- [et_pb_line_break_holder] -->            <h3>Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, PABS, GPTB, GRP</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" alt=\"Carl Ka Ho Ng\"><!-- [et_pb_line_break_holder] -->            <h3>Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" alt=\"Palwasha Saaim\"><!-- [et_pb_line_break_holder] -->            <h3>Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Investment Benchmarking Subscription</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" alt=\"Yvette van Velsen\"><!-- [et_pb_line_break_holder] -->            <h3>Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" alt=\"Norayr Vardanyan\"><!-- [et_pb_line_break_holder] -->            <h3>Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" alt=\"Janjaap Weeda\"><!-- [et_pb_line_break_holder] -->            <h3>Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Defined Contribution</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" alt=\"Victor Miglo\"><!-- [et_pb_line_break_holder] -->            <h3>Victor Miglo</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'james\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" alt=\"James West\"><!-- [et_pb_line_break_holder] -->            <h3>James West</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" alt=\"Sri Laya Devireddy\"><!-- [et_pb_line_break_holder] -->            <h3>Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->            <p>Operations Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"engineering\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" alt=\"Caradec Bisesar\"><!-- [et_pb_line_break_holder] -->            <h3>Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->            <p>Team Lead & Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" alt=\"Efron Berlian\"><!-- [et_pb_line_break_holder] -->            <h3>Efron Berlian</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"board\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sandy-Halim-1.jpg\" alt=\"Sandy Halim\"><!-- [et_pb_line_break_holder] -->            <h3>Sandy Halim</h3><!-- [et_pb_line_break_holder] -->            <p>Chair of the Board</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/johnm-1.jpg\" alt=\"John McLaughlin\"><!-- [et_pb_line_break_holder] -->            <h3>John McLaughlin</h3><!-- [et_pb_line_break_holder] -->            <p>President, Treasury Technologies International Inc.</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/keithA-1.png\" alt=\"Keith Ambachtsheer\"><!-- [et_pb_line_break_holder] -->            <h3>Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->            <p>President, KPA Advisory Services</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"modals\"><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rashay\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" class=\"profile-circle\"></div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">CEO</h4><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rashay joined CEM in 2021 and is responsible for overall strategy and performance of the business.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            Rashay brings over 20 years of experience in financial services, spanning asset management, capital markets, and transaction banking.<!-- [et_pb_line_break_holder] -->                            Rashay has held leadership roles at Purpose Investments, RBC, and CIBC, after being a management consultant at McKinsey & Company.<!-- [et_pb_line_break_holder] -->                            He holds an MBA from INSEAD and a Bachelor of Commerce (Honours) from the University of British Columbia.<!-- [et_pb_line_break_holder] -->                            He is also a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sandy\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sandy-Halim.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sandy Halim</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Chair of the Board</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                    href=\"https://www.linkedin.com/in/sandy-halim-0b121935\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /sandy-halim</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sandy joined CEM in 1993 and was its second employee. She was involved in the day-to-day operations including client service (many were CIEBA members), product development (including creating the Defined Contribution product), and management of what was essentially a start-up. Sandy has been trusted by boards and executives at the leading global pension funds to deliver fair and objective analysis, knowing that she always has had pension members’ best interests at heart.<!-- [et_pb_line_break_holder] -->                            Sandy retired from CEM and joined the CEM board in 2017 and now chairs the board. In addition to her board work at CEM, Sandy is active in several not-for-profits, including at the board level.<!-- [et_pb_line_break_holder] -->                            Sandy received her business degree from the University of Toronto and holds CFA and CPA designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"johnm\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/johnm.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John McLaughlin</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">President Treasury Technologies International Inc.</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            For the past 35 years through his own company, Treasury Technologies International Inc., John has advised business leaders in a wide variety of enterprises as they create, consider and execute strategic decisions. John has also been a principal in several successful start-up ventures.<!-- [et_pb_line_break_holder] -->                            John has extensive governance experience as a director of public and private corporations and in the not-for-profit sector.<!-- [et_pb_line_break_holder] -->                            John McLaughlin is a graduate of Ryerson University in Industrial Engineering Technology and the Schulich School of Business Administration. He holds the ICD.D director certification designation from the Rotman School of Business, University of Toronto and the Institute of Corporate Directors - Corporate Governance College.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"keith\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/keithA-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\"><!-- [et_pb_line_break_holder] -->                            Director Emeritus, International Centre for Pension Management (ICPM)<!-- [et_pb_line_break_holder] -->                            Executive-in-Residence, Rotman School of Management, University of Toronto<!-- [et_pb_line_break_holder] -->                            Senior Fellow, National Institute on Aging (NIA), Ryerson University<!-- [et_pb_line_break_holder] -->                            President, KPA Advisory Services<!-- [et_pb_line_break_holder] -->                        </h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Keith Ambachtsheer has been a participant in the pensions and investments industry since 1969. He is recognized as one of the globe’s most original thinkers on pension design, governance, and investing issues.<!-- [et_pb_line_break_holder] -->                            Since its founding in 1985, KPA Advisory Services has become known as a trusted incubator for new thinking in pensions, and for providing strategic advice to a global clientele in person, and through the monthly<!-- [et_pb_line_break_holder] -->                            Ambachtsheer Letter. Moreover, he has strong ties to pension and investments through academia.<!-- [et_pb_line_break_holder] -->                            He has personal governance experience as a member of several corporate and not-for-profit boards and has served as Board Chair of<!-- [et_pb_line_break_holder] -->                            the Princess Margaret Cancer Foundation and continues as a member of its Emeritus Council. He is a member of the Mercer CFA Institute<!-- [et_pb_line_break_holder] -->                            Global Pension Index Advisory Council, the Georgetown University Center for Retirement Initiatives Scholars Council, the Network for<!-- [et_pb_line_break_holder] -->                            Sustainable Financial Markets, and the Tobacco Free Portfolios Global Advisory Council.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"mike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, Rest of World</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a href=\"https://www.linkedin.com/in/mikeheale/\"<!-- [et_pb_line_break_holder] -->                                    target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /MIKE-HEALE</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Mike has a primary focus on global business development and client service within Europe,<!-- [et_pb_line_break_holder] -->                            the Middle East and Asia. Prior to joining CEM in 1997, Mike had twelve years of extensive<!-- [et_pb_line_break_holder] -->                            marketing experience in the pension and life insurance industry. Mike has led the firm\'s major<!-- [et_pb_line_break_holder] -->                            client growth and market expansion initiatives. He is a frequent speaker at various industry<!-- [et_pb_line_break_holder] -->                            conferences. Mike received his undergraduate degree in Physical and Health Education from Laurentian<!-- [et_pb_line_break_holder] -->                            and a Masters in Business Administration (MBA) from the University of Western Ontario.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"john\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'john\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, UK & Europe</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                href=\"https://www.linkedin.com/in/john-simmonds-22086421/\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                /JOHN-SIMMONDS</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            John is responsible for business development and client service in the UK and Ireland. <!-- [et_pb_line_break_holder] -->                            John has worked in the pension industry for over 30 years and counts many of the UK’s<!-- [et_pb_line_break_holder] -->                            largest pension schemes as clients.  He has written for numerous pension publications,<!-- [et_pb_line_break_holder] -->                            featured in the UK national press and is a regular presenter at industry seminars.  <!-- [et_pb_line_break_holder] -->                            John is a Fellow of the Pensions Management Institute (FPMI) with a Masters in Business<!-- [et_pb_line_break_holder] -->                            Administration from Warwick Business School. He previously worked for Deloitte and Arthur Andersen. <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"edsart\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, PABS, GPTB, GRP</h4><!-- [et_pb_line_break_holder] -->                        <h4>Business Development <br /> Netherlands</h4> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Edsart has responsibility for business development and client service in the Netherlands.<!-- [et_pb_line_break_holder] -->                            Edsart joined CEM in 2008 as an analyst on the Pension Administration team and senior<!-- [et_pb_line_break_holder] -->                            analyst on the Investment team. He has an intimate and quantitative understanding of<!-- [et_pb_line_break_holder] -->                            CEM’s investment and pension administration services and database, and will continue<!-- [et_pb_line_break_holder] -->                            to conduct and support administration and investment research. Edsart has a Masters<!-- [et_pb_line_break_holder] -->                            of Science in supply chain management from Erasmus University Rotterdam, the Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"davidj\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Jennings</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Nordics & UK</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David joined CEM in early 2020 and is responsible for client service and business development in the UK and Europe.<!-- [et_pb_line_break_holder] -->                            David has worked in financial services for over 20 years building relationships with some of the largest UK pension schemes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, he worked for Fidelity International and Lazard Asset Management as a Client Relationship Manager. He<!-- [et_pb_line_break_holder] -->                            has a deep understanding of the challenges facing asset owners and is experienced in tailoring solutions for a wide variety<!-- [et_pb_line_break_holder] -->                            of situations. David has a Bachelor degree in Archaeology from the University of Southampton.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"hannah\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'hannah\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"img/team/team-indiv/hannah.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">HANNAH BLOMFIELD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Client Relationship Manager</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Hannah joined CEM in 2021 and is responsible for pension administration client service and business development in the UK and Ireland.<!-- [et_pb_line_break_holder] -->                            She has worked in the pension industry for over 20 years providing various services to many different pension funds within the UK, including<!-- [et_pb_line_break_holder] -->                            some of the largest and most complex. Prior to joining CEM, Hannah worked for several companies including Hewitt Associates, Capita and ITM,<!-- [et_pb_line_break_holder] -->                            specialising in pension calculations, pension processes, data quality and long-term projects. She has a bachelor’s degree in Mathematics from<!-- [et_pb_line_break_holder] -->                            the Open University, which has been put to good use many times throughout the past 15 years.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"adam\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head of Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Adam joined CEM in 2022 and is responsible for driving operational improvements in the business. His focus<!-- [et_pb_line_break_holder] -->                            at CEM is on making the work of our teams and interactions with our clients more efficient and effective.<!-- [et_pb_line_break_holder] -->                            He cares greatly about ensuring retirees can enjoy their retirement without having to overpay for that privilege.<!-- [et_pb_line_break_holder] -->                            Adam brings more than 20 years of work, across a variety of industries, including banking, insurance and technology<!-- [et_pb_line_break_holder] -->                            as both a consultant and executive. He began his career as an economist with S&P, became a management consultant with<!-- [et_pb_line_break_holder] -->                            McKinsey and recently had leadership roles at Farber and Mensana. He holds a Master of Arts from the University of<!-- [et_pb_line_break_holder] -->                            Toronto in Economics and a Bachelor of Arts (Honours) in Economics and Psychology from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"fleur\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Netherlands & UK</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Fleur joined CEM in September 2021 as a Director Client Coverage, she is responsible for UK and Dutch Corporate, Local Government and Public pension schemes.<!-- [et_pb_line_break_holder] -->                            Fleur cares deeply about having a personal relationship with her clients, and ensuring our reporting is accurate and timely to better enable management and board decision making.<!-- [et_pb_line_break_holder] -->                            Prior to joining , Fleur has over 10 years of experience at Goldman Sachs International and Goldman Sachs Asset Management. Whilst there she enjoyed various roles including, SPV and Hedge Fund strategies operations, Separately Managed Account Project Management and more recently as Client Relationship Manager for the UK and Ireland institutional Team. She has detailed knowledge of separately managed account strategies, in both the creation and management of these mandates. Fleur has a bachelor’s degree in Business Administration from the University of Bath.<!-- [et_pb_line_break_holder] -->                            Fleur lives in Tunbridge Wells, and when not working is busy renovating and running after her young daughters.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"franco\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Franco is a Director at CEM Benchmarking who is responsible for client service in North America and parts of Asia. He was<!-- [et_pb_line_break_holder] -->                            previously an analyst on the Investment Benchmarking Service team, where he performed analysis and research for institutional investor clients. He<!-- [et_pb_line_break_holder] -->                            continues to leverage his extensive familiarity with CEM’s database to deliver insights to clients. He is a CFA Charterholder and has a degree in Accounting and<!-- [et_pb_line_break_holder] -->                            Financial Management from the University of Waterloo.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sadaf\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Talent and Business Management</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sadaf Shaikh joined CEM in 2022 and is responsible for HR, Talent, PMO, Contracts, and Office Services at CEM, ensuring our internal talent and business programs,<!-- [et_pb_line_break_holder] -->                            processes and corporate systems are optimized to support the high performance, growth culture at CEM. Sadaf brings over 15 years of broad HR,<!-- [et_pb_line_break_holder] -->                            Talent and process experience in financial services. Before joining CEM, Sadaf ran her own consulting practice and was an HR Business Partner at OMERS and Brookfield.<!-- [et_pb_line_break_holder] -->                            Sadaf is a Certified Human Resources Leader (CHRL), a Six Sigma Green Belt, and a Certified Executive Coach.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"junior\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Junior Payne</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Engineering</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Junior joined CEM in 2023 as the Head of Engineering at CEM Benchmarking, where he tackles key challenges and develops innovative solutions. Leading through inspiration,<!-- [et_pb_line_break_holder] -->                            his expertise helps foster collaboration and drives advancements that enhances team efficiency and industry standards. Prior to CEM,<!-- [et_pb_line_break_holder] -->                            Junior created a cybersecurity product at Architelos, built a high-performing technology team at Research in Motion, and shifted strategic direction at AuthenticWeb.<!-- [et_pb_line_break_holder] -->                            When not at work, Junior enjoys the outdoors with running, hiking, and kayaking, allowing him to recharge and set a positive example for his team.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ye\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Finance</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ye Pynenburg joined CEM in 2023 and is responsible for all aspects of financial management of the business including accounting, financial planning, tax and treasury.<!-- [et_pb_line_break_holder] -->                            She brings more than a decade of financial experience working with both public and private clients in various industries and sizes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Ye held positions at Rogers Communications Inc. and PwC in both their Consulting & Deals and Audit & Assurance practices.<!-- [et_pb_line_break_holder] -->                            Ye received both her Masters of Accounting and Bachelors of Accounting and Financial Management from the University of Waterloo. She also holds Chartered Business Valuator (CBV) and Chartered Professional Accountant (CPA, CA) designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"matt\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Matt Coyle</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Client Experience</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Matt joined CEM in 2024 and is responsible for leading communities, marketing and client experience. He brings over 15 years of senior leadership,<!-- [et_pb_line_break_holder] -->                            holding positions at Maple Leaf Sports & Entertainment, Cineplex Entertainment and Purpose Investments. Matt uses his training in design thinking to develop delightful moments for our customers.<!-- [et_pb_line_break_holder] -->                            He is a board of director at the Halton Field Hockey Club and in his spare time love to travel with his family. If you\'re ever traveling to Walt Disney World, feel free to ask him for some tips.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"jim\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'jim\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/JimS-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Jim Stamper</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, U.S. West</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Jim has a primary focus on business development and client service within the U.S west coast. Prior to joining CEM in 2022,<!-- [et_pb_line_break_holder] -->                            Jim spent over 10 years in the asset management industry in consultant relations and institutional client service roles.<!-- [et_pb_line_break_holder] -->                            Jim also spent over 10 years as a consultant with AON Hewitt in the defined contribution space where he worked with plan sponsors<!-- [et_pb_line_break_holder] -->                            on investment manager selection and plan design.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Jim received a BA in International Relations from Michigan State University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chris\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Product Development</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                                                        Chris has been with CEM since 2003 and is currently Head, Product Development as well as Head of Research.<!-- [et_pb_line_break_holder] -->                            He leads the evolution of CEM’s core models and analysis, and in customizing those models to meet client needs.<!-- [et_pb_line_break_holder] -->                            He oversees the research team in conducting best practice research, custom work for clients and partnering with outside researchers.<!-- [et_pb_line_break_holder] -->                            Chris has deep experience presenting or partnering with clients to conduct analysis and research to clients and has testified as an expert on pension fund costs.<!-- [et_pb_line_break_holder] -->                            Prior to working at CEM, Chris worked as a developer at an investment management firm.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science(Honours) in Quantitative Economics from the University of Toronto and is a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"kevin\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, U.S. East</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Kevin has extensive experience in the pension industry, having served as a Senior Consultant at DiMeo Schneider and AndCo, and as a Partner and DC Client Practice Leader at Aon Hewitt and EnnisKnupp for 24 years. He is a founding member of the Defined Contribution Institutional Investment Association (DCIIA) and currently serves on its Investment Policy and Design committee. Kevin has lectured at DePaul and Northwestern Universities and has been active with the CFA Institute, including roles as President and Treasurer of the CFA Society of Chicago.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->He holds an MBA from NYU\'s Stern School of Business and a Bachelor of Commerce in Finance from the University of Windsor. Kevin also served in the Royal Canadian Navy and Presbyterian World Service.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ravi\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ravi is a Director at CEM Benchmarking with responsibility for client service and success in North America.<!-- [et_pb_line_break_holder] -->                            Ravi brings over 20 years of experience across a variety of industries including financial services, telecommunications,<!-- [et_pb_line_break_holder] -->                            and loyalty. He began his career in investment banking with Salomon Smith Barney and recently held leadership positions<!-- [et_pb_line_break_holder] -->                            in multiple fintech startups. He holds an MBA from the University of Western Ontario and a Bachelor of Commerce from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chrisd\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Doll</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Christopher Doll joined CEM as a Director of Client Coverage in 2023 and is responsible client coverage in the U.S. market.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            He brings over 20 years asset management experience with a focus on client relations, product management and development and marketing.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Christopher launched multiple asset managers and helped build the Canadian ETF business for a multinational asset manager.<!-- [et_pb_line_break_holder] -->                            He was a frequent speaker at industry conferences.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Commerce (Honours) from the University of Ottawa. Christopher lives in Oakville with his wife and two daughters.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"maaike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Research Associate</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Maaike is an analyst on the Investment Benchmarking team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM in 2017, she applied her analytical<!-- [et_pb_line_break_holder] -->                            skills to her postdoctoral research in the biomedical field,<!-- [et_pb_line_break_holder] -->                            first in Boston (USA) and later in Ottawa (Canada). Maaike<!-- [et_pb_line_break_holder] -->                            earned her PhD in stem cell biology at the University of<!-- [et_pb_line_break_holder] -->                            Utrecht (the Netherlands).<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rhijuta\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rhijuta is an Analyst at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM Benchmarking, Rhijuta was working in Mercer’s manager<!-- [et_pb_line_break_holder] -->                            research team. Rhijuta has previous experience in DC<!-- [et_pb_line_break_holder] -->                            Consulting, Client Reporting from Towers Watson and has also<!-- [et_pb_line_break_holder] -->                            spent few years in Nepal working with social enterprises.<!-- [et_pb_line_break_holder] -->                            Rhijuta has a master’s degree in Mathematics from Lancaster<!-- [et_pb_line_break_holder] -->                            University.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"david\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'david\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Lead, Production</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David is a Director at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM in 2006, David worked at CIBC Mellon for eight years in a<!-- [et_pb_line_break_holder] -->                            variety of departments ranging from pension accounting to<!-- [et_pb_line_break_holder] -->                            sales and marketing. David is a CFA charter holder and has a<!-- [et_pb_line_break_holder] -->                            degree in Mathematics and Philosophy from the University of<!-- [et_pb_line_break_holder] -->                            Toronto.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"daniel\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Daniel is an Analyst at CEM Benchmarking. Prior to joining CEM Benchmarking, Daniel was working for New Zealand\'s stock exchange, NZX.<!-- [et_pb_line_break_holder] -->                            Daniel worked as an analyst across NZX\'s Capital Markets and Finance teams. Daniel has a Bachelor of Commerce degree in Finance (Hons)<!-- [et_pb_line_break_holder] -->                            and Economics from Victoria University of Wellington (New Zealand).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"carl\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Carl is a Business Solutions Analyst at CEM Benchmarking,<!-- [et_pb_line_break_holder] -->                            responsible<!-- [et_pb_line_break_holder] -->                            for analyzing client data and implementing product reports.<!-- [et_pb_line_break_holder] -->                            Before joining<!-- [et_pb_line_break_holder] -->                            CEM, Carl accumulated over 12 years of experience in the<!-- [et_pb_line_break_holder] -->                            pension industry<!-- [et_pb_line_break_holder] -->                            specializing in actuarial pension calculations and pension<!-- [et_pb_line_break_holder] -->                            software developments.<!-- [et_pb_line_break_holder] -->                            Carl holds a bachelor’s degree in Mathematics and is<!-- [et_pb_line_break_holder] -->                            currently a candidate in<!-- [et_pb_line_break_holder] -->                            the Fellow of the Society of Actuaries.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"palwasha\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Investment Benchmarking Subscription</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Palwasha is a Product Manager at CEM Benchmarking, responsible for managing the Investment Benchmarking Subscription (IBS)<!-- [et_pb_line_break_holder] -->                            offered to 300+ institutional investors globally, including pension plans, sovereign wealth funds, endowments and foundations.<!-- [et_pb_line_break_holder] -->                            She manages the data requirements, analysis and reporting for investments and staffing levels. Palwasha has been with CEM for five years<!-- [et_pb_line_break_holder] -->                            and is an active liaison between CEM’s client coverage, engineering and production teams, delivering on client needs. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Palwasha worked in various analytical roles in the financial services, IT and digital media industries. Palwasha is a CFA Charterholder,<!-- [et_pb_line_break_holder] -->                            a certified FRM (Financial Risk Manager) and holds a Bachelor degree in Economics and Finance.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"yvette\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Yvette joined CEM in 2012 and is involved in all aspects of<!-- [et_pb_line_break_holder] -->                            CEM’s Pension Administration<!-- [et_pb_line_break_holder] -->                            service for our North American, Australian and Dutch<!-- [et_pb_line_break_holder] -->                            clients. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Yvette held financial and operational management positions<!-- [et_pb_line_break_holder] -->                            with charity organizations<!-- [et_pb_line_break_holder] -->                            in Indonesia and Malawi. Yvette holds a Master’s degree in<!-- [et_pb_line_break_holder] -->                            Earth Sciences, Engineering<!-- [et_pb_line_break_holder] -->                            Geology from the Technical University of Delft, The<!-- [et_pb_line_break_holder] -->                            Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"norayr\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Norayr joined CEM in 2012 and provides development support<!-- [et_pb_line_break_holder] -->                            for CEM’s benchmarking models<!-- [et_pb_line_break_holder] -->                            as well as analytical support for CEM best practice research<!-- [et_pb_line_break_holder] -->                            projects.  Experience in<!-- [et_pb_line_break_holder] -->                            Canada and the United States as a business systems analyst<!-- [et_pb_line_break_holder] -->                            and IS Manager complements years<!-- [et_pb_line_break_holder] -->                            of experience gained at the World Bank IT Enterprise<!-- [et_pb_line_break_holder] -->                            Incubator in Armenia as an IT, financial<!-- [et_pb_line_break_holder] -->                            and business analyst.  Norayr has conducted requirements<!-- [et_pb_line_break_holder] -->                            analysis, business analysis, financial<!-- [et_pb_line_break_holder] -->                            modeling, reporting, automation, software development and<!-- [et_pb_line_break_holder] -->                            testing, project management, data<!-- [et_pb_line_break_holder] -->                            and statistical analysis.  He has an MBA from the University<!-- [et_pb_line_break_holder] -->                            of Illinois at Urbana-Champaign<!-- [et_pb_line_break_holder] -->                            and a MS Computer & Electronics Engineer from the State<!-- [et_pb_line_break_holder] -->                            Engineering University, Yerevan, Armenia.  <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"janjaap\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Defined Contribution</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Janjaap (\'JJ\') Weeda is the Defined Contribution product manager at CEM Benchmarking.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            JJ is devoted to making the DC dashboard an insightful and easy-to-use collaborative platform for plan sponsors and industry partners. At the same time, he is backing CEM’s ongoing effort to automate data inputs, making the survey easier to complete.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Janjaap joined CEM in 2017 as an analyst, where he gained extensive experience in the full cycle of data collection, cleaning, analytics, and reporting on CEM\'s extensive database.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science from the Radboud University of Nijmegen (the Netherlands) and obtained vast experience in data analytics and reporting during his Master\'s program in Business Economics in Vienna, Austria.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Do not forget to ask him about his product roadmap when you spot him in the wild!<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"victor\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Victor Miglo</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Victor Miglo has been with CEM since 2022 and is a member of our Product Delivery team as an Analyst.<!-- [et_pb_line_break_holder] -->                            In his role, Victor is responsible for building relationships with clients and ensuring they receive accurate<!-- [et_pb_line_break_holder] -->                            and insightful data in order to make strategic decisions. Prior to CEM Victor completed his Masters in Finance<!-- [et_pb_line_break_holder] -->                            from University of British Columbia and is a published academic author. Victor is also a national university tennis champion and enjoys playing sports with his friends.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"james\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'james\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">James West</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            James West has been with CEM since 2023 and is a member of the Pension Administration Benchmarking Subscription team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM Benchmarking, James spent over 25 years in pension administration in various roles including member<!-- [et_pb_line_break_holder] -->                            experience, employer services and system implementation. James has a Bachelor degree in Business from Wilfrid Laurier<!-- [et_pb_line_break_holder] -->                            University and has his CEBS designation.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"caradec\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Team Lead & Senior Engineer</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Caradec Bisesar has been at CEM since 2019 and is currently the Team Lead and Senior Engineer at CEM Benchmarking. He oversees the team\'s operations, project management, and technology strategy. Caradec plays a key role in the design and architecture of user-centric solutions, contributes to IT support and infrastructure maintenance, and collaborates on cross-functional initiatives to enhance product offerings and client engagement. Caradec holds a Bachelor of Science in Software Engineering with a minor in Mathematics from the University of Toronto Scarborough. He is also a certified Product Owner (CPO).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"efron\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Efron Berlian</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Engineer</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Efron Berlian joined CEM in 2017 and is a Senior Engineer on the team. In his role, Efron develops software solutions and maintains IT infrastructure to support our data analysis and benchmarking processes. He has been the architect of the engine behind our interactive Dashboard and continues to develop our second version along with other key projects and initiatives related to our subscriptions. Efron holds a Bachelor of Computer Science from University of WIndsor.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"laya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Operations Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sri Laya Devireddy joined CEM in 2023 as our Operations Analyst. In her role, Laya is responsible for making our internal product delivery and client coverage processes more streamlined and efficient, and reducing errors in our production cycle. Laya holds a Bachlor of Commerce degree with a focus on finance and strategy from University of Toronto and is currently working towards her PMP certification.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] --></div><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->    function showTab(tabId) {<!-- [et_pb_line_break_holder] -->        // Hide all tab contents<!-- [et_pb_line_break_holder] -->        document.querySelectorAll(\'.tab-content\').forEach(content => {<!-- [et_pb_line_break_holder] -->            content.style.display = \'none\';<!-- [et_pb_line_break_holder] -->            content.classList.remove(\'active\');<!-- [et_pb_line_break_holder] -->       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custom_margin=\"20px||||false|false\" custom_margin_tablet=\"20px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Defined Contribution Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"84%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard for DC Plans\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>We are introducing CEM Dashboard, a new interactive, fee and performance tool for fiduciaries and plan sponsors of Defined Contribution plans.</p>\n<p>With the Dashboard, each of your investment options is compared to your custom peer-group for fees, and our diverse and large universe of participants for performance.</p>\n<p>Find fee and performance review metrics all in one page with factors adjusted where needed. Dive deeper into target date fund and glide paths, and your administrative and participant expenses. Want to find out more?</p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" title_text_align_phone=\"left\" title_text_align_last_edited=\"off|desktop\" title_font_size_tablet=\"29px\" title_font_size_phone=\"29px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text content_tablet=\"<p><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Save Time by Learning from your Peers</h4>\n<p><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_phone=\"<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22 style=%22text-align: center;%22>Save Time by Learning from your Peers</h4>\n<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Fiduciary Level Review of Costs</h4>\n<p><span class=\"benefit-paragraph\"> Our clients view their CEM benchmarking analysis as the best tool available for ensuring that an appropriate high-level fiduciary review is done and documented. The analysis takes key cost drivers into account, it includes detailed cost, performance and risk comparisons, and it is based on carefully scrutinized and cleaned input data to ensure valid conclusions. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Target Date Fund Analysis</h4>\n<p><span class=\"benefit-paragraph\"> CEM has the definitive analysis on target date funds. In particular, costs because we adjust for asset mix and indexing differences. Given how important target date funds have become in DC plans, this alone is why some clients buy our report. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with external managers and recordkeepers. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Plan Design and Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy-in from your stakeholders to make changes to your investment programs and plan design. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Demonstrate ongoing monitoring of your Investment Options</h4>\n<p><span class=\"benefit-paragraph\"> Research insights are a big part of CEM’s value proposition. We regularly produce research insights. Leverage our global industry expertise to find out what others are doing.</span></p>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||195px|||\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" title_font_size=\"29px\" custom_margin=\"||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our analysts and our methodology ensure like-for-like comparisons of costs, risk and performance.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from your report and from our research can be used to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs to a custom peer group and the global universe for your entire DC plan as well as by each investment option. The report is a documentation of your review process and fulfillment of your fiduciary responsibilities.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique U.S. Defined Contribution Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"55%\" width_tablet=\"55%\" width_phone=\"98%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DC-table.png\" title_text=\"DC-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]','Defined Contribution Benchmarking','','inherit','closed','closed','','28-revision-v1','','','2025-01-14 22:28:48','2025-01-14 22:28:48','',28,'https://www.staging.cembenchmarking.com/?p=2178',0,'revision','',0),(2179,2,'2025-01-14 22:29:26','2025-01-14 22:29:26','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#00203a 0%|rgba(0,40,73,0.82) 50%|rgba(0, 40, 73, 0.82) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Cover.png\" background_position=\"top_left\" background_vertical_offset=\"17%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"20px||||false|false\" custom_margin_tablet=\"20px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Defined Contribution Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"84%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard for DC Plans\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>We are introducing CEM Dashboard, a new interactive, fee and performance tool for fiduciaries and plan sponsors of Defined Contribution plans.</p>\n<p>With the Dashboard, each of your investment options is compared to your custom peer-group for fees, and our diverse and large universe of participants for performance.</p>\n<p>Find fee and performance review metrics all in one page with factors adjusted where needed. Dive deeper into target date fund and glide paths, and your administrative and participant expenses. Want to find out more?</p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" title_text_align_phone=\"left\" title_text_align_last_edited=\"off|desktop\" title_font_size_tablet=\"29px\" title_font_size_phone=\"29px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text content_tablet=\"<p><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Save Time by Learning from your Peers</h4>\n<p><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_phone=\"<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22 style=%22text-align: center;%22>Save Time by Learning from your Peers</h4>\n<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Fiduciary Level Review of Costs</h4>\n<p><span class=\"benefit-paragraph\"> Our clients view their CEM benchmarking analysis as the best tool available for ensuring that an appropriate high-level fiduciary review is done and documented. The analysis takes key cost drivers into account, it includes detailed cost, performance and risk comparisons, and it is based on carefully scrutinized and cleaned input data to ensure valid conclusions. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Target Date Fund Analysis</h4>\n<p><span class=\"benefit-paragraph\"> CEM has the definitive analysis on target date funds. In particular, costs because we adjust for asset mix and indexing differences. Given how important target date funds have become in DC plans, this alone is why some clients buy our report. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with external managers and recordkeepers. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Plan Design and Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy-in from your stakeholders to make changes to your investment programs and plan design. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Demonstrate ongoing monitoring of your Investment Options</h4>\n<p><span class=\"benefit-paragraph\"> Research insights are a big part of CEM’s value proposition. We regularly produce research insights. Leverage our global industry expertise to find out what others are doing.</span></p>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||195px|||\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" title_font_size=\"29px\" custom_margin=\"||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our analysts and our methodology ensure like-for-like comparisons of costs, risk and performance.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from your report and from our research can be used to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs to a custom peer group and the global universe for your entire DC plan as well as by each investment option. The report is a documentation of your review process and fulfillment of your fiduciary responsibilities.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique U.S. Defined Contribution Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"55%\" width_tablet=\"55%\" width_phone=\"98%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DC-table.png\" title_text=\"DC-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]','Defined Contribution Benchmarking','','inherit','closed','closed','','28-revision-v1','','','2025-01-14 22:29:26','2025-01-14 22:29:26','',28,'https://www.staging.cembenchmarking.com/?p=2179',0,'revision','',0),(2180,2,'2025-01-14 22:33:04','2025-01-14 22:33:04','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/SurveyChanges2023-1.jpg\" height=\"370px\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Careers\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Experience a unique and professional culture within a growing global company</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||54px||false|false\" global_colors_info=\"{}\"]<p><span>Join our enthusiastic and diverse team of 47 professionals in Toronto or London! We work together in a small company ambiance where your contributions are appreciated and your progress is directly related to your ability and effort. Working at CEM you will stretch your creative and analytical abilities while participating in the growth of a headline-making business.</span></p>\n<p><span>As an employee at CEM you can expect to experience our progressive culture which fosters a flexible and positive lifestyle.</span></p>\n<p><span>As a global company, we have a diverse group of employees and we welcome employees of many nationalities and cultures. Our technological strength allows employees the flexibility to work anywhere out of the office. We encourage physical fitness and a healthy lifestyle.</span></p>[/et_pb_text][et_pb_button button_url=\"https://cembenchmarking.applytojobs.ca/\" url_new_window=\"on\" button_text=\"Check out our job postings here!\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_border_radius=\"3px\" box_shadow_style=\"preset1\" box_shadow_vertical=\"2px\" box_shadow_blur=\"18px\" box_shadow_spread=\"0px\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"-15px||||false|false\" custom_padding=\"25px||||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why work at CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\"][et_pb_accordion_item title=\"Our Mission\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" height=\"175px\" global_colors_info=\"{}\" max_height__hover_enabled=\"off|desktop\" toggle_icon__hover_enabled=\"off|desktop\"]<p style=\"text-align: left;\">We\'re more than just a benchmarking company. We are on a mission to make the lives of pensioners better by helping funds make better decisions.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"World Class Reputation\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We\'ve built a reputation over the years within the pension industry and are a \"household\" name with large and small defined benefit pension funds.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Career Development\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>At CEM, we have a strong promote-from-within culture. Career development takes centre stage and every employee has a career development plan that we revisit each year.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Employer-paid Benefits\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We provide full benefits to full-time employees, including health, dental, and life insurance all 100% company-paid.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"RRSP Matching Program\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We\'re all about making the lives of pensioners better, and that starts inside the company first. We match 100% of your RRSP contributions up to 3% of your base salary.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Sabbaticals and Leaves\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We offer parental, short/long term disability, and sabbaticals to all our employees.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\"][et_pb_accordion_item title=\"Global Exposure from Canada\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\"]<p>We offer a unique opportunity to work with global clients across 5 continents while being based out of Canada.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Intellectual Work\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Our work is more than just number crunching. We get commissioned to work on some pretty unique, interesting projects. Whether you\'re into C# or researching unique angles on investment strategy, there\'s something for you at CEM.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Leadership Development\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We have a strong promote-from-within culture which means our future leaders work right here at CEM. We place an emphasis on leadership development, including executive coaching and competency training.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Flexible Work\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We measure success through our deliverables, not time in the office. Our employees choose to work where they are most productive and focused.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Flexible Dress Code\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>At CEM we focus on getting work done, not whether we\'re following a dress code policy. Dress for your day is our only motto.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Annual Company Off-site\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Each year, we take a full week to assess the past year, plan for the year ahead, hear from our clients, celebrate successes, learn, socialize, eat, and have a ton of fun together.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" hover_enabled=\"0\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\" sticky_enabled=\"0\"][et_pb_accordion_item title=\"Stability of a Large Firm\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\"]<p>We have been around for 30 years, yet continue to stay small and nimble. At CEM you get the startup feel without the startup risk.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Diversity & Inclusion\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Our company values diversity of all kind. Our hiring practices take special care to hire for culture add rather than culture fit, ensuring we have a lot of diverse voices at the table.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Women @ CEM\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Women have unique challenges in the workplace. and we\'re committed to helping our women navigate them. Our Women @ CEM group partners with Women\'s associations in the financial services industry across the globe.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Workcations\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Every year, our employees can take up to 8 weeks to work from anywhere in the world. We also give an allowance to cover travel and accommodations.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Monthly Team Lunches\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" hover_enabled=\"0\" global_colors_info=\"{}\" open=\"off\" sticky_enabled=\"0\"]<p>Did someone say food? Our monthly company-paid lunches aren\'t just about experiencing new restaurants (employee picked of course!). They\'re also about getting to know each other better.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section]','Careers','','inherit','closed','closed','','44-revision-v1','','','2025-01-14 22:33:04','2025-01-14 22:33:04','',44,'https://www.staging.cembenchmarking.com/?p=2180',0,'revision','',0),(2181,2,'2025-01-14 22:35:32','2025-01-14 22:35:32','[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"off|desktop\" admin_label=\"Section - Smooth Header #5 (Divicio.us) \" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" positioning=\"fixed\" position_origin_f=\"top_center\" z_index=\"999\" height=\"126px\" overflow-x=\"visible\" overflow-y=\"visible\" custom_padding=\"0px||0px||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" box_shadow_style=\"preset3\" box_shadow_color=\"rgba(0,0,0,0.1)\" collapsed=\"off\" global_colors_info=\"{}\"][et_pb_row 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custom_margin_last_edited=\"on|phone\" custom_padding=\"0px|0px|0px|0px|false|true\" custom_padding_tablet=\"|10px|||false|false\" custom_padding_phone=\"|10px|||false|false\" custom_padding_last_edited=\"on|phone\" hover_enabled=\"0\" custom_css_main_element=\"position: absolute !important;||top: 50% !important;||transform: translateY(-50%) translateX(0%) !important;\" global_colors_info=\"{%22gcid-primary-color%22:%91%22active_link_color%22%93,%22gcid-body-color%22:%91%22menu_text_color%22%93}\" sticky_enabled=\"0\"][/et_pb_menu][et_pb_code disabled_on=\"off|off|off\" admin_label=\"Code - CSS\" _builder_version=\"4.21.0\" _module_preset=\"default\" global_colors_info=\"{}\"]<style type=\"text/css\"><!-- [et_pb_line_break_holder] -->  /* desktop menu */<!-- [et_pb_line_break_holder] -->  .et_pb_menu.dvcs_free_header_7 .et_pb_menu__menu {<!-- [et_pb_line_break_holder] -->      flex: 1 0 auto !important;<!-- [et_pb_line_break_holder] -->      justify-content: center !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* mobile menu */<!-- [et_pb_line_break_holder] -->  .et_pb_menu.dvcs_free_header_7 .et_mobile_menu {<!-- [et_pb_line_break_holder] -->      max-height: 75vh;<!-- [et_pb_line_break_holder] -->      overflow-y: auto;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  @media all and (max-width: 980px){<!-- [et_pb_line_break_holder] -->      .et_pb_menu.dvcs_free_header_7 .et_mobile_menu {<!-- [et_pb_line_break_holder] -->          border-radius: 0px;<!-- [et_pb_line_break_holder] -->          width: 260px !important;<!-- [et_pb_line_break_holder] -->          top: calc(100% + 8px) !important;<!-- [et_pb_line_break_holder] -->          transform: translateX(-50%);<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  @media all and (max-width: 768px){<!-- [et_pb_line_break_holder] -->      .et_pb_menu.dvcs_free_header_7 .et_mobile_menu {<!-- [et_pb_line_break_holder] -->          width: calc(100% + 200px) !important;<!-- [et_pb_line_break_holder] -->          transform: translateX(-50%);<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* mobile menu first link */<!-- [et_pb_line_break_holder] -->  .dvcs_free_header_7 .et_mobile_menu > li:first-child > a {<!-- [et_pb_line_break_holder] -->      border-top: 1px solid rgba(0,0,0,.03) !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* open mobile menu icon */<!-- [et_pb_line_break_holder] -->  .et-db #et-boc .et-l .dvcs_free_header_7 .opened .mobile_menu_bar:before {<!-- [et_pb_line_break_holder] -->      content: \"d\";<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* mobile menu parent menu items */<!-- [et_pb_line_break_holder] -->  .dvcs_free_header_7 .et_mobile_menu .menu-item-has-children > a {<!-- [et_pb_line_break_holder] -->      background-color: transparent;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --></style>[/et_pb_code][et_pb_code disabled_on=\"off|off|off\" admin_label=\"Code - Smooth Submenus Effect CSS & JS\" _builder_version=\"4.21.0\" _module_preset=\"default\" global_colors_info=\"{}\"]<style type=\"text/css\"><!-- [et_pb_line_break_holder] -->  /**<!-- [et_pb_line_break_holder] -->   * SMOOTH SUBMENUS EFFECT CSS.<!-- [et_pb_line_break_holder] -->   * @author		Ivan Chiurcci<!-- [et_pb_line_break_holder] -->   * @site  		https://www.divicio.us/tutorials/menu/create-the-smooth-submenus-effect-for-divi-desktop-menu/<!-- [et_pb_line_break_holder] -->   */<!-- [et_pb_line_break_holder] -->  /* Submenu background and arrow */<!-- [et_pb_line_break_holder] -->  /* hide submenu */<!-- [et_pb_line_break_holder] -->  .dvcs_smooth_submenus .et_pb_menu__menu nav .et-menu > li > ul {<!-- [et_pb_line_break_holder] -->      animation: none;<!-- [et_pb_line_break_holder] -->      opacity: 0;<!-- [et_pb_line_break_holder] -->      transition: opacity 0.4s ease-in !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* visible submenu */<!-- [et_pb_line_break_holder] -->  .dvcs-item-enter > .sub-menu {<!-- [et_pb_line_break_holder] -->      display: block;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  .dvcs_smooth_submenus .et_pb_menu__menu nav .et-menu > .dvcs-item-enter-active > .sub-menu,<!-- [et_pb_line_break_holder] -->  .dvcs_smooth_submenus .dvcs-item-enter-active > .sub-menu {<!-- [et_pb_line_break_holder] -->      opacity: 1;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* submenu background wrapper */<!-- [et_pb_line_break_holder] -->  .dvcs_submenu_bg_wrapper {<!-- [et_pb_line_break_holder] -->      position: absolute;<!-- [et_pb_line_break_holder] -->      z-index: 1;<!-- [et_pb_line_break_holder] -->      pointer-events: none;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  .dvcs_submenu_bg_wrapper.dvcs-animatable {<!-- [et_pb_line_break_holder] -->      /* transition: transform 0.2s; */<!-- [et_pb_line_break_holder] -->      transition: all 0.4s ease;<!-- [et_pb_line_break_holder] -->      transform-origin: 50% 0;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  .dvcs_submenu_bg_wrapper:not(.dvcs-animatable) {<!-- [et_pb_line_break_holder] -->      pointer-events: none;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* submenu background */<!-- [et_pb_line_break_holder] -->  .dvcs_free_header_7 .dvcs_submenu_bg {<!-- [et_pb_line_break_holder] -->      width: 150px;<!-- [et_pb_line_break_holder] -->      height: 100px;<!-- [et_pb_line_break_holder] -->      position: absolute;<!-- [et_pb_line_break_holder] -->      left: 50%;<!-- [et_pb_line_break_holder] -->      transform: translateX(-50%);<!-- [et_pb_line_break_holder] -->      background: #E7F6F2;<!-- [et_pb_line_break_holder] -->      border-radius: 0px;<!-- [et_pb_line_break_holder] -->      box-shadow: 0px 2px 18px 0px rgb(0 0 0 / 10%);<!-- [et_pb_line_break_holder] -->      transition: all 0.2s, opacity 0.1s, transform 0.1s;<!-- [et_pb_line_break_holder] -->      transform-origin: 50% 0;<!-- [et_pb_line_break_holder] -->      display: flex;<!-- [et_pb_line_break_holder] -->      justify-content: center;<!-- [et_pb_line_break_holder] -->      opacity: 0;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  .dvcs_submenu_bg.dvcs_open {<!-- [et_pb_line_break_holder] -->      opacity: 1;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* submenu background arrow */<!-- [et_pb_line_break_holder] -->  .dvcs_free_header_7 .dvcs_arrow {<!-- [et_pb_line_break_holder] -->      position: absolute;<!-- [et_pb_line_break_holder] -->      width: 7px;<!-- [et_pb_line_break_holder] -->      height: 7px;<!-- [et_pb_line_break_holder] -->      display: block;<!-- [et_pb_line_break_holder] -->      background: #E7F6F2;<!-- [et_pb_line_break_holder] -->      transform: translateY(-50%) rotate(45deg);<!-- [et_pb_line_break_holder] -->      pointer-events: none;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* END Submenu background and arrow */<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* Menus CSS */<!-- [et_pb_line_break_holder] -->  /* first level submenus */<!-- [et_pb_line_break_holder] -->  .dvcs_smooth_submenus .et_pb_menu__menu nav .et-menu > li > ul {<!-- [et_pb_line_break_holder] -->      left: 50%;<!-- [et_pb_line_break_holder] -->      transform: translate(-50%, 0) translateZ(0);<!-- [et_pb_line_break_holder] -->      background-color: transparent !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* remove submenu box-shadow */<!-- [et_pb_line_break_holder] -->  .dvcs_smooth_submenus .nav li ul {<!-- [et_pb_line_break_holder] -->      box-shadow: none !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* remove parent item arrow */<!-- [et_pb_line_break_holder] -->  .dvcs_smooth_submenus .et-menu > li.menu-item-has-children > a:after {<!-- [et_pb_line_break_holder] -->      content: \"\" !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* parent item link */<!-- [et_pb_line_break_holder] -->  .dvcs_smooth_submenus .et-menu > li > a {<!-- [et_pb_line_break_holder] -->      padding-left: 10px !important;<!-- [et_pb_line_break_holder] -->      padding-right: 10px !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  /* END Menus CSS */<!-- [et_pb_line_break_holder] -->  /* END SMOOTH SUBMENUS EFFECT CSS */<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --></style><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  /**<!-- [et_pb_line_break_holder] -->   * SMOOTH SUBMENUS EFFECT FOR DIVI DESKTOP MENU.<!-- [et_pb_line_break_holder] -->   * @author		Ivan Chiurcci<!-- [et_pb_line_break_holder] -->   * @site  		https://www.divicio.us/tutorials/menu/create-the-smooth-submenus-effect-for-divi-desktop-menu/<!-- [et_pb_line_break_holder] -->   */<!-- [et_pb_line_break_holder] -->  window.dvcsSmoothSubmenus = {<!-- [et_pb_line_break_holder] -->    /**<!-- [et_pb_line_break_holder] -->     * Create the submenu background element<!-- [et_pb_line_break_holder] -->     * and insert it into the menu <nav> element before <ul> element.<!-- [et_pb_line_break_holder] -->     * <!-- [et_pb_line_break_holder] -->     * @param {HTMLelement}    nav     Menu <nav> element.<!-- [et_pb_line_break_holder] -->     * @param {HTMLelement}    ul      Menu <ul> element.<!-- [et_pb_line_break_holder] -->     */<!-- [et_pb_line_break_holder] -->     createSubmenuBg: function(nav, ul){<!-- [et_pb_line_break_holder] -->        // create submenu background element<!-- [et_pb_line_break_holder] -->        let submenuBgWrapper = document.createElement(\"div\"),<!-- [et_pb_line_break_holder] -->            submenuBg = document.createElement(\"div\"),<!-- [et_pb_line_break_holder] -->            arrow     = document.createElement(\"span\");<!-- [et_pb_line_break_holder] -->        <!-- [et_pb_line_break_holder] -->        // add CSS classes<!-- [et_pb_line_break_holder] -->        submenuBgWrapper.classList.add(\"dvcs_submenu_bg_wrapper\");<!-- [et_pb_line_break_holder] -->        submenuBg.classList.add(\"dvcs_submenu_bg\");<!-- [et_pb_line_break_holder] -->        arrow.classList.add(\"dvcs_arrow\");<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // insert into menu<!-- [et_pb_line_break_holder] -->        nav.insertBefore(submenuBgWrapper, ul);<!-- [et_pb_line_break_holder] -->        submenuBgWrapper.appendChild(submenuBg);<!-- [et_pb_line_break_holder] -->        submenuBg.appendChild(arrow);<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    /**<!-- [et_pb_line_break_holder] -->     * Handle the submenu bakcground on menu item mouse enter.<!-- [et_pb_line_break_holder] -->     * <!-- [et_pb_line_break_holder] -->     * Shows the submenu background when the parent menu item is hovered over<!-- [et_pb_line_break_holder] -->     * and updates it\'s coordinates and size values accordingly.<!-- [et_pb_line_break_holder] -->     * <!-- [et_pb_line_break_holder] -->     * @param {HTMLelement} item                The menu item that is currently hovered over.<!-- [et_pb_line_break_holder] -->     * @param {HTMLelement} nav                 Menu <nav> element.<!-- [et_pb_line_break_holder] -->     * @param {HTMLelement} submenuBgWrapper    Submenu background wrapper.<!-- [et_pb_line_break_holder] -->     * @param {HTMLelement} submenuBg           Submenu background.<!-- [et_pb_line_break_holder] -->     */<!-- [et_pb_line_break_holder] -->    handleEnter: function(item, nav, submenuBgWrapper, submenuBg){<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // coordinates of the current submenu and menu <nav> element<!-- [et_pb_line_break_holder] -->        const submenu      = item.querySelector(\'.sub-menu\'),<!-- [et_pb_line_break_holder] -->              submenuRect  = submenu.getBoundingClientRect(),<!-- [et_pb_line_break_holder] -->              navRect       = nav.getBoundingClientRect();<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // submenu background values<!-- [et_pb_line_break_holder] -->        const bg = {<!-- [et_pb_line_break_holder] -->            height: submenuRect.height,<!-- [et_pb_line_break_holder] -->            width: submenuRect.width,<!-- [et_pb_line_break_holder] -->            top: submenuRect.top - navRect.top,<!-- [et_pb_line_break_holder] -->            left: submenuRect.left - navRect.left<!-- [et_pb_line_break_holder] -->        };<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // add CSS classes<!-- [et_pb_line_break_holder] -->        item.classList.add(\'dvcs-item-enter\');<!-- [et_pb_line_break_holder] -->        setTimeout(() => item.classList.contains(\'dvcs-item-enter\') && item.classList.add(\'dvcs-item-enter-active\'), 150);<!-- [et_pb_line_break_holder] -->        submenuBg.classList.add(\'dvcs_open\');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // set the submenu wrapper background properties<!-- [et_pb_line_break_holder] -->        submenuBgWrapper.style.setProperty(\'transform\', `translate(${bg.left}px, ${bg.top}px)`);<!-- [et_pb_line_break_holder] -->        submenuBgWrapper.style.setProperty(\'width\', `${bg.width}px`);<!-- [et_pb_line_break_holder] -->        submenuBgWrapper.style.setProperty(\'height\', `${bg.height}px`);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // set the submenu background properties<!-- [et_pb_line_break_holder] -->        submenuBg.style.setProperty(\'width\', `${bg.width}px`);<!-- [et_pb_line_break_holder] -->        submenuBg.style.setProperty(\'height\', `${bg.height}px`);<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    /**<!-- [et_pb_line_break_holder] -->     * Handle the submenu background hiding.<!-- [et_pb_line_break_holder] -->     * <!-- [et_pb_line_break_holder] -->     * Hides the submenu background when the mouse leaves<!-- [et_pb_line_break_holder] -->     * the parent menu item.<!-- [et_pb_line_break_holder] -->     * <!-- [et_pb_line_break_holder] -->     * @param {HTMLelement} item        The menu item.<!-- [et_pb_line_break_holder] -->     * @param {HTMLelement} submenuBg   Submenu background.<!-- [et_pb_line_break_holder] -->     */<!-- [et_pb_line_break_holder] -->    handleLeave: function(item, submenuBg){<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // remove CSS classes<!-- [et_pb_line_break_holder] -->        item.classList.remove(\'dvcs-item-enter\', \'dvcs-item-enter-active\');<!-- [et_pb_line_break_holder] -->        submenuBg.classList.remove(\'dvcs_open\');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // remove the submenu background properties<!-- [et_pb_line_break_holder] -->        submenuBg.style.setProperty(\'width\', \'\');<!-- [et_pb_line_break_holder] -->        submenuBg.style.setProperty(\'height\', \'\');<!-- [et_pb_line_break_holder] -->    },<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    /**<!-- [et_pb_line_break_holder] -->       * Handle the submenu background when mouse enters the menu <ul> element.<!-- [et_pb_line_break_holder] -->       * <!-- [et_pb_line_break_holder] -->       * Enables transition for the submenu background to ensure it<!-- [et_pb_line_break_holder] -->       * moves smoothly in between the adjacent parent menu items. <!-- [et_pb_line_break_holder] -->       * <!-- [et_pb_line_break_holder] -->       * @param {HTMLelement} submenuBgWrapper Submenu background wrapper.<!-- [et_pb_line_break_holder] -->       */<!-- [et_pb_line_break_holder] -->      handleEnterUl: function(submenuBgWrapper){		<!-- [et_pb_line_break_holder] -->          setTimeout(function(){submenuBgWrapper.classList.add(\'dvcs-animatable\')}, 150);<!-- [et_pb_line_break_holder] -->      },<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    /**<!-- [et_pb_line_break_holder] -->       * Handle the submenu background when mouse leaves the menu <ul> element.<!-- [et_pb_line_break_holder] -->       * <!-- [et_pb_line_break_holder] -->       * Disables transition for the submenu background and <!-- [et_pb_line_break_holder] -->       * resets it\'s size.<!-- [et_pb_line_break_holder] -->       * <!-- [et_pb_line_break_holder] -->       * @param {HTMLelement} submenuBgWrapper    Submenu background wrapper.<!-- [et_pb_line_break_holder] -->       * @param {HTMLelement} submenuBg           Submenu background. <!-- [et_pb_line_break_holder] -->       */<!-- [et_pb_line_break_holder] -->      handleLeaveUl: function(submenuBgWrapper, submenuBg){<!-- [et_pb_line_break_holder] -->          submenuBgWrapper.classList.remove(\'dvcs-animatable\');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->          // remove the submenu background properties<!-- [et_pb_line_break_holder] -->          submenuBg.style.setProperty(\'width\', \'\');<!-- [et_pb_line_break_holder] -->          submenuBg.style.setProperty(\'height\', \'\');<!-- [et_pb_line_break_holder] -->      },<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      /**<!-- [et_pb_line_break_holder] -->       * Handle the \"smooth submenus\" effect.<!-- [et_pb_line_break_holder] -->       * <!-- [et_pb_line_break_holder] -->       * @param {string} menuSelector     Menu selector, CSS ID or class. Default: \'#et-top-navigation\'<!-- [et_pb_line_break_holder] -->       * @param {string} navSelector      Menu <nav> element selector, CSS ID or class. Default: \'#top-menu-nav\'<!-- [et_pb_line_break_holder] -->       * @param {string} ulSelector       Menu <ul> element selector, CSS ID or class. Default: \'#top-menu\'<!-- [et_pb_line_break_holder] -->       */<!-- [et_pb_line_break_holder] -->      effect: function(menuSelector = \'#et-top-navigation\', navSelector = \'#top-menu-nav\', ulSelector = \'#top-menu\'){<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->          // select the menus<!-- [et_pb_line_break_holder] -->          let menus = document.querySelectorAll(menuSelector);   // EXPERIMENTAL<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->          menus.forEach(menu => {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            if(!menu){return}<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            // select the menu <nav> and <ul> elements<!-- [et_pb_line_break_holder] -->            let nav  = menu.querySelector(navSelector),<!-- [et_pb_line_break_holder] -->                ul   = nav.querySelector(ulSelector);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            // insert the submenu background element(with arrow) into the <nav> element<!-- [et_pb_line_break_holder] -->            this.createSubmenuBg(nav, ul);<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            const items = nav.querySelectorAll(`${ulSelector} > li.menu-item-has-children`),<!-- [et_pb_line_break_holder] -->                  submenuBgWrapper = nav.querySelector(\'.dvcs_submenu_bg_wrapper\'),<!-- [et_pb_line_break_holder] -->                  submenuBg = nav.querySelector(\'.dvcs_submenu_bg\');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            // handle <ul> element mouse enter<!-- [et_pb_line_break_holder] -->            ul.addEventListener(\'mouseenter\', () => this.handleEnterUl(submenuBgWrapper));<!-- [et_pb_line_break_holder] -->            ul.addEventListener(\'touchstart\', () => this.handleEnterUl(submenuBgWrapper)); // ???<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            // handle menu items mouse enter<!-- [et_pb_line_break_holder] -->            items.forEach(item => {<!-- [et_pb_line_break_holder] -->                item.addEventListener(\'mouseenter\', () => {<!-- [et_pb_line_break_holder] -->                    this.handleEnter(item, nav, submenuBgWrapper, submenuBg)<!-- [et_pb_line_break_holder] -->                })<!-- [et_pb_line_break_holder] -->            });<!-- [et_pb_line_break_holder] -->            items.forEach(item => {       // ???<!-- [et_pb_line_break_holder] -->                item.addEventListener(\'touchstart\', () => {<!-- [et_pb_line_break_holder] -->                    this.handleEnter(item, nav, submenuBgWrapper, submenuBg)<!-- [et_pb_line_break_holder] -->                })<!-- [et_pb_line_break_holder] -->            });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            // handle menu items mouse leave<!-- [et_pb_line_break_holder] -->            items.forEach(item => {<!-- [et_pb_line_break_holder] -->                item.addEventListener(\'mouseleave\', () => {<!-- [et_pb_line_break_holder] -->                    this.handleLeave(item, submenuBg)<!-- [et_pb_line_break_holder] -->                })<!-- [et_pb_line_break_holder] -->            });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->            // handle <ul> element mouse leave<!-- [et_pb_line_break_holder] -->            ul.addEventListener(\'mouseleave\', () => this.handleLeaveUl(submenuBgWrapper, submenuBg));<!-- [et_pb_line_break_holder] -->          <!-- [et_pb_line_break_holder] -->          });<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] -->  document.addEventListener(\'DOMContentLoaded\', function(){<!-- [et_pb_line_break_holder] -->      // Divi Menu(or Fullwidth Menu) module<!-- [et_pb_line_break_holder] -->      dvcsSmoothSubmenus.effect(\'.dvcs_smooth_submenus\', \'.et-menu-nav\', \'.et-menu\');<!-- [et_pb_line_break_holder] -->  })<!-- [et_pb_line_break_holder] -->  <!-- [et_pb_line_break_holder] --></script>[/et_pb_code][et_pb_code disabled_on=\"off|off|off\" admin_label=\"Code - Collapse Mobile Submenus CSS & JS\" _builder_version=\"4.21.0\" _module_preset=\"default\" global_colors_info=\"{}\"]<style type=\"text/css\"><!-- [et_pb_line_break_holder] -->  /**<!-- [et_pb_line_break_holder] -->   * Collapse Divi mobile menu submenus CSS.<!-- [et_pb_line_break_holder] -->   * @author		Ivan Chiurcci<!-- [et_pb_line_break_holder] -->   * @site  		https://www.divicio.us/tutorials/how-to-collapse-divi-menu-module-submenus-and-keep-parent-links-clickable-on-mobile-devices/<!-- [et_pb_line_break_holder] -->   */<!-- [et_pb_line_break_holder] -->  /* START: Collapse Divi Menu Module Submenus and Keep Parent Items Clickable on Mobile */<!-- [et_pb_line_break_holder] -->  /* Parent menu item */<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children.clickable,<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children > a {<!-- [et_pb_line_break_holder] -->    position: relative;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* Parent menu item icon */<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children:not(.clickable) > a:after,<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children.clickable > span.parent_icon:after {<!-- [et_pb_line_break_holder] -->    font-family: \"ETmodules\";<!-- [et_pb_line_break_holder] -->    text-align: center;<!-- [et_pb_line_break_holder] -->    speak: none;<!-- [et_pb_line_break_holder] -->    font-weight: normal;<!-- [et_pb_line_break_holder] -->    font-variant: normal;<!-- [et_pb_line_break_holder] -->    text-transform: none;<!-- [et_pb_line_break_holder] -->    -webkit-font-smoothing: antialiased;<!-- [et_pb_line_break_holder] -->    font-size: 16px;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* Disabled parent menu item icon positioning */<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children:not(.clickable) > a:after {<!-- [et_pb_line_break_holder] -->    position: absolute;<!-- [et_pb_line_break_holder] -->    top: 13px;<!-- [et_pb_line_break_holder] -->    right: 10px;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* Clickable parent menu item icon */<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children.clickable > span.parent_icon {<!-- [et_pb_line_break_holder] -->    display: grid;<!-- [et_pb_line_break_holder] -->    grid-template-rows: 1fr;<!-- [et_pb_line_break_holder] -->    grid-template-columns: 1fr;<!-- [et_pb_line_break_holder] -->    align-items: center;<!-- [et_pb_line_break_holder] -->    position: absolute;<!-- [et_pb_line_break_holder] -->    width: 46px;<!-- [et_pb_line_break_holder] -->    height: 46px;<!-- [et_pb_line_break_holder] -->    color: #120b75;<!-- [et_pb_line_break_holder] -->    background: rgba(0, 0, 0, 0);<!-- [et_pb_line_break_holder] -->    right: 0;<!-- [et_pb_line_break_holder] -->    top: 0;<!-- [et_pb_line_break_holder] -->    z-index: 9;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* Collapsed submenu parent menu item icon */<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children:not(.clickable) > a:after,<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children.clickable > span.parent_icon:after {<!-- [et_pb_line_break_holder] -->    content: \"#\";<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* Expanded submenu parent menu item icon */<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children:not(.clickable).visible > a:after,<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .menu-item-has-children.clickable.visible > span.parent_icon:after {<!-- [et_pb_line_break_holder] -->    content: \"\"\";<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* Hide submenu by default */<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu ul.sub-menu,<!-- [et_pb_line_break_holder] -->  .et-db #et-boc .et-l .et_pb_menu .et_mobile_menu > ul.sub-menu,<!-- [et_pb_line_break_holder] -->  .et-db #et-boc .et-l .et_pb_fullwidth_menu .et_mobile_menu > ul.sub-menu {<!-- [et_pb_line_break_holder] -->    display: none !important;<!-- [et_pb_line_break_holder] -->    visibility: hidden !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* Show submenu */<!-- [et_pb_line_break_holder] -->  .et_pb_module .et_mobile_menu .visible > ul.sub-menu,<!-- [et_pb_line_break_holder] -->  .et-db #et-boc .et-l .et_pb_menu .et_mobile_menu .visible > ul.sub-menu,<!-- [et_pb_line_break_holder] -->  .et-db #et-boc .et-l .et_pb_fullwidth_menu .et_mobile_menu .visible > ul.sub-menu {<!-- [et_pb_line_break_holder] -->    display: block !important;<!-- [et_pb_line_break_holder] -->    visibility: visible !important;<!-- [et_pb_line_break_holder] -->  }<!-- [et_pb_line_break_holder] -->  /* END: Collapse Divi Menu Module Submenus and Keep Parent Items Clickable on Mobile */<!-- [et_pb_line_break_holder] --></style><!-- [et_pb_line_break_holder] --><script type=\"text/javascript\"><!-- [et_pb_line_break_holder] -->(function($) {<!-- [et_pb_line_break_holder] -->    /**<!-- [et_pb_line_break_holder] -->     * Collapse Divi mobile menu submenus.<!-- [et_pb_line_break_holder] -->     *<!-- [et_pb_line_break_holder] -->     * Works for both the Menu and the Fullwidth Menu modules.<!-- [et_pb_line_break_holder] -->     * The parent item links can be either disabled or clickable.<!-- [et_pb_line_break_holder] -->     * <!-- [et_pb_line_break_holder] -->     * @author		Ivan Chiurcci<!-- [et_pb_line_break_holder] -->     * @site  		https://www.divicio.us/tutorials/how-to-collapse-divi-menu-module-submenus-and-keep-parent-links-clickable-on-mobile-devices/<!-- [et_pb_line_break_holder] -->     *<!-- [et_pb_line_break_holder] -->     * @param  bool  parentClickable    Pass true to keep the parent menu item links clickable. Default: false.<!-- [et_pb_line_break_holder] -->     */<!-- [et_pb_line_break_holder] -->    function dvcs_collapse_menu_module_submenus_on_mobile(parentClickable = false) {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      // Mobile menu<!-- [et_pb_line_break_holder] -->      let $menu = $(\'.et_pb_module .et_mobile_menu\');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      // Iterate the mobile menu links<!-- [et_pb_line_break_holder] -->      $menu.find(\'a\').each(function() {<!-- [et_pb_line_break_holder] -->      <!-- [et_pb_line_break_holder] -->      // Menu hamburger icon<!-- [et_pb_line_break_holder] -->      let $menu_icon = $(this).parents(\'.mobile_nav\').find(\'.mobile_menu_bar\');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      // Remove click event handlers from the link<!-- [et_pb_line_break_holder] -->      $(this).off(\'click\');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      // If the menu item DOESN\'T HAVE submenus<!-- [et_pb_line_break_holder] -->      if( ! $(this).siblings(\'.sub-menu\').length ) {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // Close the mobile menu on link click<!-- [et_pb_line_break_holder] -->        $(this).on(\'click\', (e) => $menu_icon.trigger(\'click\'));<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->      } else {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        // If parent items links are DISABLED<!-- [et_pb_line_break_holder] -->        if( ! parentClickable ){<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->          // Replace the URL with the # symbol<!-- [et_pb_line_break_holder] -->          $(this).attr(\'href\', \'#\');<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->          // Open/close the submenu on link click<!-- [et_pb_line_break_holder] -->          $(this).on(\'click\', (e) => toggle_visible(e, $(this).parent()));<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->        } else {<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->          // Add the \"clickable\" class to the parent(<li> tag)<!-- [et_pb_line_break_holder] -->          $(this).parent().addClass(\'clickable\')<!-- [et_pb_line_break_holder] -->            // Prepend the icon to parent<!-- [et_pb_line_break_holder] -->            .prepend(\'<span class=\"parent_icon\"></span>\')<!-- [et_pb_line_break_holder] -->            // Open/close the submenu on icon click<!-- [et_pb_line_break_holder] -->            .find(\'.parent_icon\').on(\'click\', (e) => toggle_visible(e, $(this).parent()));<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->          // Link click<!-- [et_pb_line_break_holder] -->          $(this).on(\'click\', function(e){<!-- [et_pb_line_break_holder] -->            // Toggle the submenu if the link doesn\'t have a URL or anchor<!-- [et_pb_line_break_holder] -->            if ( $(this).attr(\'href\') === \'#\' ) {<!-- [et_pb_line_break_holder] -->              toggle_visible(e, $(this).parent());<!-- [et_pb_line_break_holder] -->            } else {<!-- [et_pb_line_break_holder] -->              // Close the mobile menu<!-- [et_pb_line_break_holder] -->              $menu_icon.trigger(\'click\');<!-- [et_pb_line_break_holder] -->            }<!-- [et_pb_line_break_holder] -->          });<!-- [et_pb_line_break_holder] -->        }<!-- [et_pb_line_break_holder] -->      }<!-- [et_pb_line_break_holder] -->    });<!-- [et_pb_line_break_holder] -->    <!-- [et_pb_line_break_holder] -->    /**<!-- [et_pb_line_break_holder] -->     * Toggles the \'visible\' class on passed element.<!-- [et_pb_line_break_holder] -->     */<!-- [et_pb_line_break_holder] -->    const toggle_visible = (e, elem) => {<!-- [et_pb_line_break_holder] -->      e.preventDefault();<!-- [et_pb_line_break_holder] -->      elem.toggleClass(\'visible\');<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->   }<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->    $(function() {<!-- [et_pb_line_break_holder] -->    /**<!-- [et_pb_line_break_holder] -->     * Call the function with a delay to allow<!-- [et_pb_line_break_holder] -->     * the mobile menu(s) be ready first.<!-- [et_pb_line_break_holder] -->     * <!-- [et_pb_line_break_holder] -->     * To keep parent links clickable pass true (boolean) as argument.<!-- [et_pb_line_break_holder] -->     */<!-- [et_pb_line_break_holder] -->     setTimeout(function() {<!-- [et_pb_line_break_holder] -->         dvcs_collapse_menu_module_submenus_on_mobile(false);<!-- [et_pb_line_break_holder] -->     }, 700);<!-- [et_pb_line_break_holder] -->   });<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->})(jQuery);<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_5\" _builder_version=\"4.22.0\" _module_preset=\"default\" custom_css_main_element=\"display: flex;||align-items: center;||justify-content: flex-end;\" global_colors_info=\"{}\" custom_css_main_element_last_edited=\"on|desktop\" custom_css_main_element_tablet=\"width: auto !important;||justify-content: flex-end;\" custom_css_main_element_phone=\"width: auto !important;||justify-content: flex-end;\"][et_pb_button button_text=\"Login\" button_alignment=\"right\" _builder_version=\"4.27.4\" _module_preset=\"d6e31745-1300-4b77-9a45-1d015b5af014\" custom_padding=\"9px||8px||false|false\" global_colors_info=\"%91%93\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\"][/et_pb_section]','Old: Research Insights','','trash','closed','closed','','old-research-insights__trashed','','','2025-03-24 16:34:27','2025-03-24 16:34:27','',0,'https://www.staging.cembenchmarking.com/research/et_header_layout/old-research-insights/',0,'et_header_layout','',0),(2182,2,'2025-01-14 22:35:41','2025-01-14 22:35:41','','Unassigned','','trash','closed','closed','','unassigned__trashed','','','2025-03-24 16:34:27','2025-03-24 16:34:27','',0,'https://www.staging.cembenchmarking.com/research/et_template/unassigned/',0,'et_template','',0),(2184,2,'2025-01-14 22:40:18','2025-01-14 22:40:18','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/insights-cover-med.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" 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global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Quick links\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"--et_global_heading_font|600|||||||\" title_text_color=\"#F0F0F0\" title_font_size=\"15px\" custom_margin_tablet=\"\" custom_margin_phone=\"||4px||false|false\" custom_margin_last_edited=\"on|phone\" title_text_align_tablet=\"\" title_text_align_phone=\"center\" title_text_align_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text content_phone=\"<p><a href=%22https://peerintelligence.cembenchmarking.com/subscribe%22 data-et-target-link=%22_blank%22 rel=%22noopener%22 title=%22Subscribe to newsletter%22>Sign up for Newsletter</a></p>\n<p><a href=%22/contact%22>Contact Us</a></p>\n<p><a href=%22/careers%22>Careers</a></p>\n<p><a href=%22/privacy-policy%22>Privacy Policy</a></p>\n<p><a href=%22/confidentiality%22>Confidentiality & Accessibility</a></p>\n<p><a href=%22https://www.cembenchmarking.com/identity2/core/logout%22 data-et-target-link=%22_blank%22 rel=%22noopener%22>Logout of all services</a></p>\" content_last_edited=\"off|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"15px\" text_line_height=\"1.1em\" link_text_color=\"#ffffff\" background_layout=\"dark\" custom_margin_tablet=\"\" custom_margin_phone=\"||10px||false|false\" custom_margin_last_edited=\"on|phone\" hover_enabled=\"0\" text_font_size_tablet=\"15px\" text_font_size_phone=\"15px\" text_font_size_last_edited=\"on|phone\" text_orientation_tablet=\"\" text_orientation_phone=\"center\" text_orientation_last_edited=\"on|phone\" global_colors_info=\"{}\" link_text_color__hover_enabled=\"on|desktop\" link_text_color__hover=\"#bba486\" text_text_color__hover_enabled=\"on|hover\" text_text_color__hover=\"#EDAE49\" header_text_color__hover_enabled=\"on|hover\" sticky_enabled=\"0\"]<p><a href=\"https://peerintelligence.cembenchmarking.com/subscribe\" target=\"_blank\" rel=\"noopener\" title=\"Subscribe to newsletter\">Sign up for our Peer Intelligence Newsletter</a></p>\n<p><a href=\"/contact\">Contact Us</a></p>\n<p><a href=\"/careers\">Careers</a></p>\n<p><a href=\"/privacy-policy\">Privacy Policy</a></p>\n<p><a href=\"/confidentiality-accessibility\">Confidentiality &amp; Accessibility</a></p>\n<p><a href=\"https://www.cembenchmarking.com/identity2/core/logout\" target=\"_blank\" rel=\"noopener\">Log out of all services</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"© CEM Benchmarking Inc.\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"--et_global_heading_font|600|||||||\" title_text_color=\"#F0F0F0\" title_font_size=\"15px\" custom_margin_tablet=\"\" custom_margin_phone=\"||4px||false|false\" custom_margin_last_edited=\"on|phone\" title_text_align_tablet=\"\" title_text_align_phone=\"center\" title_text_align_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"--et_global_body_font||||||||\" text_font_size=\"15px\" text_line_height=\"1.8em\" background_layout=\"dark\" text_font_size_tablet=\"14px\" text_font_size_phone=\"15px\" text_font_size_last_edited=\"on|phone\" text_orientation_tablet=\"\" text_orientation_phone=\"center\" text_orientation_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p>We provide our clients objective and actionable benchmarking insights to help maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_icon font_icon=\"&#xe0b4;||divi||400\" icon_color=\"#F0F0F0\" icon_width=\"26px\" url=\"https://ca.linkedin.com/company/cem-benchmarking-inc\" url_new_window=\"on\" align=\"left\" icon_width_tablet=\"26px\" icon_width_phone=\"40px\" icon_width_last_edited=\"on|phone\" align_tablet=\"left\" align_phone=\"center\" align_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\" icon_color__hover_enabled=\"on|hover\" icon_color__hover=\"rgba(237,181,92,0.64)\"][/et_pb_icon][/et_pb_column][/et_pb_row][/et_pb_section]','Global footer & header for all Pages','','inherit','closed','closed','','433-revision-v1','','','2025-01-14 22:59:39','2025-01-14 22:59:39','',433,'https://www.staging.cembenchmarking.com/?p=2201',0,'revision','',0),(2203,2,'2025-01-14 23:04:10','2025-01-14 23:04:10','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/SurveyChanges2023-1.jpg\" height=\"370px\" global_colors_info=\"{}\" locked=\"off\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"100px||100px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Confidentiality\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#fff9f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><strong>Confidentiality</strong><br />The information that CEM collects from clients is sensitive and we are very careful about how we handle it. Your data will be treated in the same confidential manner as data received from all other clients who participate in our surveys. Data collected from you may be used for benchmarking and research, but only in a manner that preserves confidentiality by combining your responses with many others. CEM may disclose your fund’s inclusion by name in its client reports if your fund is part of the peer group used as the basis for the report. This disclosure will not be linked to your data or results. From time to time, CEM may provide access to the data on an unnamed basis, and under a strict confidentiality agreement, for academic research.</p>\n<p><em>The province of Ontario has implemented laws to improve accessibility to goods and services for people with disabilities according to the Accessibility for Ontarians with Disabilities Act, 2005 (AODA). As such, CEM Benchmarking Inc. states the following:</em></p>\n<p><strong>Providing Goods and Services to People with Disabilities</strong><br />CEM Benchmarking Inc. is committed to excellence in serving all customers including people with disabilities.</p>\n<p><strong>Assistive Devices</strong><br />We will ensure that our staff are trained and familiar with various devices we have on site or that we provide that may be used by customers with disabilities while accessing our goods or services.</p>\n<p><strong>Communication</strong><br />We will communicate with people with disabilities in ways that take into account their disability.</p>\n<p><strong>Service Animals</strong><br />We welcome people with disabilities and their service animals. Service animals are allowed on the parts of our premises that are open to the public.</p>\n<p><strong>Support Persons</strong><br />A person with a disability who is accompanied by a support person will be allowed to have that person accompany them on our premises.</p>\n<p><strong>Notice of Temporary Disruption</strong><br />In the event of a planned or unexpected disruption to services or facilities for customers with disabilities, CEM Benchmarking Inc. will notify customers promptly. This clearly posted notice will information about the reason for the disruption, its anticipated length of time, and a description of alternative facilities or services, if available.</p>\n<p>CEM’s facility is located at: 372 Bay Street, Suite 1000, Toronto, Ontario, Canada.</p>\n<p>The notice will be made publicly available on our website www.cembenchmarking.com/aboutus/accessibility.aspx</p>\n<p><strong>Training</strong><br />CEM Benchmarking Inc. will provide accessible customer service training to employees, volunteers and others who deal with the public or other third parties on our behalf. Training will also be provided to people involved in the development of policies, plans, practices and procedures related to the provision of our goods and services.</p>\n<p>Individuals in the following positions will be trained: Sales, Customer Relationship Management, Analysts, Product Solutions, Office Administration.</p>\n<p>Staff will be trained on Accessible Customer Service within six (6) months after being hired.</p>\n<p><strong>Training Will Include:</strong></p>\n<ul>\n<li>An overview of the<span> </span><strong>Accessibility for Ontarians with Disabilities Act, 2005</strong><span> </span>and the requirements of the customer service standard</li>\n</ul>\n<ul>\n<li>CEM Benchmarking Inc.’s plan related to the customer service standard</li>\n</ul>\n<ul>\n<li>How to interact and communicate with people with various types of disabilities</li>\n</ul>\n<ul>\n<li>How to interact with people with disabilities who use an assistive device or require the assistance of a service animal or a support person</li>\n</ul>\n<ul>\n<li>How to use the equipment or devices available on-site or otherwise that may help with providing goods or services to people with disabilities. These include modifying printed reports and editing our website.</li>\n</ul>\n<ul>\n<li>What to do if a person with a disability is having difficulty in accessing CEM Benchmarking Inc.’s goods and services</li>\n</ul>\n<ul>\n<li>Staff will also receive an updated training module when changes are made to our accessible customer service plan.</li>\n</ul>\n<p><strong>Feedback Process</strong><br />Customers who wish to provide feedback on the way CEM Benchmarking Inc. provides goods and services to people with disabilities can provide feedback in the following way(s):</p>\n<ul>\n<li>To the Manager of Corporate Operations, Tanya M. Durr, via e-mail:<span> </span><a href=\"mailto:Tanya@cembenchmarking.com\">Tanya@cembenchmarking.com</a><span> </span>or phone: 416-369-0568.</li>\n</ul>\n<p><span>All feedback including complaints will be responded to personally within five (5) business days.</span></p>\n<p>&nbsp;</p>\n<p><strong>Notice of Availability</strong><br />CEM Benchmarking Inc. will notify the public that our documents related to accessible customer service, are available upon request by posting a notice on our website<span> </span><a href=\"https://www.cembenchmarking.com/aboutus/accessibility.aspx\" target=\"_blank\" rel=\"noopener\">www.cembenchmarking.com/aboutus/accessibility.aspx</a></p>\n<p><strong>Modifications To This Or Other Policies</strong><span> </span>Any policy, practice or procedure of CEM Benchmarking Inc. that does not respect and promote the principles of dignity, independence, integration and equal opportunity for people with disabilities will be modified or removed.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Confidentiality &amp; Accessibility','','inherit','closed','closed','','53-revision-v1','','','2025-01-14 23:04:10','2025-01-14 23:04:10','',53,'https://www.staging.cembenchmarking.com/?p=2203',0,'revision','',0),(2204,2,'2025-01-14 23:05:24','2025-01-14 23:05:24','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/SurveyChanges2023-1.jpg\" height=\"370px\" global_colors_info=\"{}\" locked=\"off\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"100px||100px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin_last_edited=\"on|phone\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Confidentiality\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#fff9f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p><strong>Confidentiality</strong></p>\n<p>The information that CEM collects from clients is sensitive and we are very careful about how we handle it. Your data will be treated in the same confidential manner as data received from all other clients who participate in our surveys. Data collected from you may be used for benchmarking and research, but only in a manner that preserves confidentiality by combining your responses with many others. CEM may disclose your fund’s inclusion by name in its client reports if your fund is part of the peer group used as the basis for the report. This disclosure will not be linked to your data or results. From time to time, CEM may provide access to the data on an unnamed basis, and under a strict confidentiality agreement, for academic research.</p>\n<p><em>The province of Ontario has implemented laws to improve accessibility to goods and services for people with disabilities according to the Accessibility for Ontarians with Disabilities Act, 2005 (AODA). As such, CEM Benchmarking Inc. states the following:</em></p>\n<p><strong>Providing Goods and Services to People with Disabilities</strong></p>\n<p>CEM Benchmarking Inc. is committed to excellence in serving all customers including people with disabilities.</p>\n<p><strong>Assistive Devices</strong></p>\n<p>We will ensure that our staff are trained and familiar with various devices we have on site or that we provide that may be used by customers with disabilities while accessing our goods or services.</p>\n<p><strong>Communication</strong></p>\n<p>We will communicate with people with disabilities in ways that take into account their disability.</p>\n<p><strong>Service Animals</strong></p>\n<p>We welcome people with disabilities and their service animals. Service animals are allowed on the parts of our premises that are open to the public.</p>\n<p><strong>Support Persons</strong></p>\n<p>A person with a disability who is accompanied by a support person will be allowed to have that person accompany them on our premises.</p>\n<p><strong>Notice of Temporary Disruption</strong></p>\n<p>In the event of a planned or unexpected disruption to services or facilities for customers with disabilities, CEM Benchmarking Inc. will notify customers promptly. This clearly posted notice will information about the reason for the disruption, its anticipated length of time, and a description of alternative facilities or services, if available.</p>\n<p>CEM’s facility is located at: 372 Bay Street, Suite 1000, Toronto, Ontario, Canada.</p>\n<p>The notice will be made publicly available on our website www.cembenchmarking.com/aboutus/accessibility.aspx</p>\n<p><strong>Training</strong></p>\n<p>CEM Benchmarking Inc. will provide accessible customer service training to employees, volunteers and others who deal with the public or other third parties on our behalf. Training will also be provided to people involved in the development of policies, plans, practices and procedures related to the provision of our goods and services.</p>\n<p>Individuals in the following positions will be trained: Sales, Customer Relationship Management, Analysts, Product Solutions, Office Administration.</p>\n<p>Staff will be trained on Accessible Customer Service within six (6) months after being hired.</p>\n<p><strong>Training Will Include:</strong></p>\n<ul>\n<li>An overview of the<span> </span><strong>Accessibility for Ontarians with Disabilities Act, 2005</strong><span> </span>and the requirements of the customer service standard</li>\n</ul>\n<ul>\n<li>CEM Benchmarking Inc.’s plan related to the customer service standard</li>\n</ul>\n<ul>\n<li>How to interact and communicate with people with various types of disabilities</li>\n</ul>\n<ul>\n<li>How to interact with people with disabilities who use an assistive device or require the assistance of a service animal or a support person</li>\n</ul>\n<ul>\n<li>How to use the equipment or devices available on-site or otherwise that may help with providing goods or services to people with disabilities. These include modifying printed reports and editing our website.</li>\n</ul>\n<ul>\n<li>What to do if a person with a disability is having difficulty in accessing CEM Benchmarking Inc.’s goods and services</li>\n</ul>\n<ul>\n<li>Staff will also receive an updated training module when changes are made to our accessible customer service plan.</li>\n</ul>\n<p><strong>Feedback Process</strong></p>\n<p>Customers who wish to provide feedback on the way CEM Benchmarking Inc. provides goods and services to people with disabilities can provide feedback in the following way(s):</p>\n<ul>\n<li>To the Manager of Corporate Operations, Tanya M. Durr, via e-mail:<span> </span><a href=\"mailto:Tanya@cembenchmarking.com\">Tanya@cembenchmarking.com</a><span> </span>or phone: 416-369-0568.</li>\n</ul>\n<p><span>All feedback including complaints will be responded to personally within five (5) business days.</span></p>\n<p>&nbsp;</p>\n<p><strong>Notice of Availability</strong></p>\n<p>CEM Benchmarking Inc. will notify the public that our documents related to accessible customer service, are available upon request by posting a notice on our website<span> </span><a href=\"https://www.cembenchmarking.com/aboutus/accessibility.aspx\" target=\"_blank\" rel=\"noopener\">www.cembenchmarking.com/aboutus/accessibility.aspx</a></p>\n<p><strong>Modifications To This Or Other Policies</strong><span> </span></p>\n<p>Any policy, practice or procedure of CEM Benchmarking Inc. that does not respect and promote the principles of dignity, independence, integration and equal opportunity for people with disabilities will be modified or removed.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Confidentiality &amp; Accessibility','','inherit','closed','closed','','53-revision-v1','','','2025-01-14 23:05:24','2025-01-14 23:05:24','',53,'https://www.staging.cembenchmarking.com/?p=2204',0,'revision','',0),(2206,2,'2025-01-14 23:07:29','2025-01-14 23:07:29','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,94,0.77) 0%|rgba(0,28,63,0.96) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/SurveyChanges2023-1.jpg\" height=\"370px\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"100px||100px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Confidentiality\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#fff9f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><strong>Confidentiality</strong></p>\n<p>The information that CEM collects from clients is sensitive and we are very careful about how we handle it. Your data will be treated in the same confidential manner as data received from all other clients who participate in our surveys. Data collected from you may be used for benchmarking and research, but only in a manner that preserves confidentiality by combining your responses with many others. CEM may disclose your fund’s inclusion by name in its client reports if your fund is part of the peer group used as the basis for the report. This disclosure will not be linked to your data or results. From time to time, CEM may provide access to the data on an unnamed basis, and under a strict confidentiality agreement, for academic research.</p>\n<p><em>The province of Ontario has implemented laws to improve accessibility to goods and services for people with disabilities according to the Accessibility for Ontarians with Disabilities Act, 2005 (AODA). As such, CEM Benchmarking Inc. states the following:</em></p>\n<p><strong>Providing Goods and Services to People with Disabilities</strong></p>\n<p>CEM Benchmarking Inc. is committed to excellence in serving all customers including people with disabilities.</p>\n<p><strong>Assistive Devices</strong></p>\n<p>We will ensure that our staff are trained and familiar with various devices we have on site or that we provide that may be used by customers with disabilities while accessing our goods or services.</p>\n<p><strong>Communication</strong></p>\n<p>We will communicate with people with disabilities in ways that take into account their disability.</p>\n<p><strong>Service Animals</strong></p>\n<p>We welcome people with disabilities and their service animals. Service animals are allowed on the parts of our premises that are open to the public.</p>\n<p><strong>Support Persons</strong></p>\n<p>A person with a disability who is accompanied by a support person will be allowed to have that person accompany them on our premises.</p>\n<p><strong>Notice of Temporary Disruption</strong></p>\n<p>In the event of a planned or unexpected disruption to services or facilities for customers with disabilities, CEM Benchmarking Inc. will notify customers promptly. This clearly posted notice will information about the reason for the disruption, its anticipated length of time, and a description of alternative facilities or services, if available.</p>\n<p>CEM’s facility is located at: 372 Bay Street, Suite 1000, Toronto, Ontario, Canada.</p>\n<p>The notice will be made publicly available on our website www.cembenchmarking.com/aboutus/accessibility.aspx</p>\n<p><strong>Training</strong></p>\n<p>CEM Benchmarking Inc. will provide accessible customer service training to employees, volunteers and others who deal with the public or other third parties on our behalf. Training will also be provided to people involved in the development of policies, plans, practices and procedures related to the provision of our goods and services.</p>\n<p>Individuals in the following positions will be trained: Sales, Customer Relationship Management, Analysts, Product Solutions, Office Administration.</p>\n<p>Staff will be trained on Accessible Customer Service within six (6) months after being hired.</p>\n<p><strong>Training Will Include:</strong></p>\n<ul>\n<li>An overview of the<span> </span><strong>Accessibility for Ontarians with Disabilities Act, 2005</strong><span> </span>and the requirements of the customer service standard</li>\n</ul>\n<ul>\n<li>CEM Benchmarking Inc.’s plan related to the customer service standard</li>\n</ul>\n<ul>\n<li>How to interact and communicate with people with various types of disabilities</li>\n</ul>\n<ul>\n<li>How to interact with people with disabilities who use an assistive device or require the assistance of a service animal or a support person</li>\n</ul>\n<ul>\n<li>How to use the equipment or devices available on-site or otherwise that may help with providing goods or services to people with disabilities. These include modifying printed reports and editing our website.</li>\n</ul>\n<ul>\n<li>What to do if a person with a disability is having difficulty in accessing CEM Benchmarking Inc.’s goods and services</li>\n</ul>\n<ul>\n<li>Staff will also receive an updated training module when changes are made to our accessible customer service plan.</li>\n</ul>\n<p><strong>Feedback Process</strong></p>\n<p>Customers who wish to provide feedback on the way CEM Benchmarking Inc. provides goods and services to people with disabilities can provide feedback in the following way(s):</p>\n<ul>\n<li>To the Manager of Corporate Operations, Tanya M. Durr, via e-mail:<span> </span><a href=\"mailto:Tanya@cembenchmarking.com\">Tanya@cembenchmarking.com</a><span> </span>or phone: 416-369-0568.</li>\n</ul>\n<p><span>All feedback including complaints will be responded to personally within five (5) business days.</span></p>\n<p>&nbsp;</p>\n<p><strong>Notice of Availability</strong></p>\n<p>CEM Benchmarking Inc. will notify the public that our documents related to accessible customer service, are available upon request by posting a notice on our website<span> </span><a href=\"https://www.cembenchmarking.com/aboutus/accessibility.aspx\" target=\"_blank\" rel=\"noopener\">www.cembenchmarking.com/aboutus/accessibility.aspx</a></p>\n<p><strong>Modifications To This Or Other Policies</strong><span> </span></p>\n<p>Any policy, practice or procedure of CEM Benchmarking Inc. that does not respect and promote the principles of dignity, independence, integration and equal opportunity for people with disabilities will be modified or removed.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Confidentiality &amp; Accessibility','','inherit','closed','closed','','53-revision-v1','','','2025-01-14 23:07:29','2025-01-14 23:07:29','',53,'https://www.staging.cembenchmarking.com/?p=2206',0,'revision','',0),(2208,2,'2025-01-15 12:42:18','2025-01-15 12:42:18','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#fff9f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Global Reporting Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|300|||||||\" title_text_align=\"center\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span>In 2022, we undertook a multi-year effort to create CEM\'s Global Reporting Principles (GRP). These principles were launched in 2024.</span><span></span></p>\n<p><span>Prior to creating GRP, we observed that standards and templates exist in specific countries, like Australia, the Netherlands, and the UK. However, the global institutional investment industry lacked a single, consistent set of principles that span performance, cost, and timing. We worked with seven leading global pension funds to create these principles.</span><span></span></p>\n<p><span>The complete list of GRP principles can be found below:</span><span></span></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" custom_css_free_form=\".fl-table thead th||{||  color: #ffffff;||    background: #6b8fb3;||    font-family: %22barlow%22;||    font-weight: 400;||    font-size: 15px;||  text-align: center;||}||||.fl-table td {||    border-right: 1px solid #e8e8e8;||    font-size: 15px;||    font-family: %22barlow%22;||    font-weight: 500;||    color: rgb(126, 126, 126);||}\" global_colors_info=\"{}\"]<table class=\"fl-table tablemobile\" style=\"text-wrap: wrap;\"><!-- [et_pb_line_break_holder] -->                    <thead><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <th style=\"width: 70%;\"></th><!-- [et_pb_line_break_holder] -->                            <th>Investments</th><!-- [et_pb_line_break_holder] -->                            <th>Pension Administration</th><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                    </thead><!-- [et_pb_line_break_holder] -->                    <tbody><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\" text-align: left;\">1. Disclose asset value on the appropriate basis for<!-- [et_pb_line_break_holder] -->                                calculating costs.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">2. Disclose costs that are offset against revenues.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">3. Look through and include costs incurred in all investment<!-- [et_pb_line_break_holder] -->                                tiers.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">4. Disclose costs for the same period in which revenues are<!-- [et_pb_line_break_holder] -->                                earned.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">5. Include indirect taxes that are implicit in the price of a<!-- [et_pb_line_break_holder] -->                                product or service in<!-- [et_pb_line_break_holder] -->                                total<!-- [et_pb_line_break_holder] -->                                costs.</td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">6. Include non-recurring costs in total costs.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">7. Include costs incurred by related parties in total costs.<!-- [et_pb_line_break_holder] -->                            </td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">8. Disclose costs in your local currency.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">9. Disclose investment costs and performance by composite or<!-- [et_pb_line_break_holder] -->                                mandate.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">10. Disclose if returns are fully gross-of-fees or, if not,<!-- [et_pb_line_break_holder] -->                                disclose what costs are<!-- [et_pb_line_break_holder] -->                                netted<!-- [et_pb_line_break_holder] -->                                from the return.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">11. Disclose time-weighted returns.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">12. Use appropriate benchmarks.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">13. Returns for less than one year must not be annualized.<!-- [et_pb_line_break_holder] -->                            </td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">14. Use and explain estimates when alignment to these<!-- [et_pb_line_break_holder] -->                                principles is neither practical<!-- [et_pb_line_break_holder] -->                                nor<!-- [et_pb_line_break_holder] -->                                timely.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                        <tr><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: left;\">15. Disclosures should be available for stakeholders in time<!-- [et_pb_line_break_holder] -->                                to fulfill their reporting<!-- [et_pb_line_break_holder] -->                                and<!-- [et_pb_line_break_holder] -->                                decision-making needs.</td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                            <td style=\"text-align: center;\"><i class=\"fa fa-check\" aria-hidden=\"true\"></i></td><!-- [et_pb_line_break_holder] -->                        </tr><!-- [et_pb_line_break_holder] -->                    </tbody><!-- [et_pb_line_break_holder] -->                </table>[/et_pb_code][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span>CEM’s Global Reporting Principles will evolve over time. The release schedule was designed to allow for both feedback from market participants as well as for institutional investors to develop the systems, data, and personnel to action on. The future releases, currently slated for 2026 and 2029, are shared <a href=\"https://www.cembenchmarking.com/dataPrinciplesModules.html\" target=\"_blank\" rel=\"noopener\">here</a>.</span><span></span></p>\n<p><span>CEM\'s benchmarking survey definitions provide detailed guidance on each of these principles.</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Global Reporting Principles','','inherit','closed','closed','','1313-revision-v1','','','2025-01-15 12:42:18','2025-01-15 12:42:18','',1313,'https://www.staging.cembenchmarking.com/?p=2208',0,'revision','',0),(2209,2,'2025-01-16 21:12:59','2025-01-16 21:12:59','[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Header\" _builder_version=\"4.27.4\" _module_preset=\"d7438e4b-3063-4f7e-ba3d-f8e925610f84\" background_enable_color=\"off\" background_color_gradient_stops=\"rgba(11,36,73,0.8) 29vmin|rgba(9,47,76,0.69) 99vmin\" background_color_gradient_unit=\"vmin\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/section2.jpg\" background_position=\"top_center\" background_vertical_offset=\"25%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"580px\" height_tablet=\"580px\" height_phone=\"686px\" height_last_edited=\"on|desktop\" max_height=\"710px\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||-170px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"10vw||0px||false|false\" custom_padding_tablet=\"20vw||0px||false|false\" custom_padding_phone=\"20vw||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"0d4a2a1c-41c0-4e30-a126-b1457540a912\" custom_margin=\"-65px||||false|false\" custom_margin_tablet=\"-100px||||false|false\" custom_margin_phone=\"-35px||||false|false\" custom_margin_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Helping funds manage costs and optimize performance\" _builder_version=\"4.27.4\" _module_preset=\"42e81ed7-b804-43ac-a3f4-f8dca9c95eb7\" title_font=\"--et_global_heading_font|--et_global_heading_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"#FFFFFF\" title_font_size=\"52px\" width=\"49%\" width_tablet=\"49%\" width_phone=\"92%\" width_last_edited=\"on|phone\" max_width=\"1080px\" module_alignment=\"center\" custom_margin=\"|0px|||false|false\" custom_padding=\"|0px||0px|false|false\" title_font_size_phone=\"32px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"20px\" text_line_height=\"1.4em\" text_orientation=\"center\" width=\"57%\" width_tablet=\"57%\" width_phone=\"92%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"||66px||false|false\" text_font_size_tablet=\"16px\" text_font_size_phone=\"17px\" text_font_size_last_edited=\"on|tablet\" text_line_height_tablet=\"1.4em\" text_line_height_phone=\"1.4em\" text_line_height_last_edited=\"on|desktop\" text_text_shadow_style=\"preset3\" global_colors_info=\"{}\"]<p>CEM works with over 400 fund sponsors worldwide. We provide our clients with objective, actionable benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_url=\"#Services\" button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-25px||||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Countries\" number=\"25\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Trillion Participating Assets\" number=\"15\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Million Members\" number=\"80\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Years of History\" number=\"27\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"102%\" width_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px|0px|-20px|0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"|0px||0px|false|false\" module_alignment_tablet=\"\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" align_tablet=\"center\" align_phone=\"center\" align_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" width_tablet=\"88%\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin_tablet=\"\" custom_margin_phone=\"|0px||0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px|0px|0px|0px|false|false\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Feature\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"-15px||||false|false\" custom_margin_phone=\"-30px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"17px||||false|false\" custom_padding_tablet=\"17px||||false|false\" custom_padding_phone=\"35px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" module_id=\"Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_text_color__hover_enabled=\"on|hover\" button_icon_color__hover=\"#bababa\" button_icon_color__hover_enabled=\"on|desktop\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.22.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_font_size=\"48px\" custom_margin_tablet=\"\" custom_margin_phone=\"-30px||25px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#0c0c0c\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p><span>CEM is a leading data and insights firm. </span><span>W</span>e provide a range of services to help funds develop effective investment and pension administration strategies. Learn more about our different services here.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<h4><a href=\"/investment-benchmarking\">Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/investment-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/pension-administration\">Pension Administration Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Administrators of Defined Benefit<br /></span><span>and Defined Contribution Funds</span><span></span></p>\n<p>&nbsp;</p>[/et_pb_text][et_pb_button button_url=\"/pension-administration\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/defined-contribution\">Defined Contribution Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>U.S. Corporate and Public Defined Contribution Plans, 401(k), 403(b), 457, and other</span></p>[/et_pb_text][et_pb_button button_url=\"/defined-contribution\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"20px||||false|false\" custom_padding_tablet=\"20px||||false|false\" custom_padding_phone=\"20px||||false|false\" custom_padding_last_edited=\"on|phone\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/global-leaders-investment\">Global Leaders Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Large funds with complex investment programs</p>\n<p></span></p>\n<p><span></span></p>[/et_pb_text][et_pb_button button_url=\"/global-leaders-investment\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/transparency-benchmarking\">Transparency Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/transparency-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" 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height_tablet=\"650px\" height_phone=\"850px\" height_last_edited=\"on|phone\" max_height=\"870px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"35px||||false|false\" custom_padding_tablet=\"35px||||false|false\" custom_padding_phone=\"20px||20px||false|false\" background_last_edited=\"on|desktop\" background_enable_image_tablet=\"off\" background_enable_image_phone=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding_tablet=\"\" custom_padding_phone=\"||10px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_font_size=\"48px\" custom_padding=\"||0px||false|false\" title_text_align_tablet=\"center\" title_text_align_phone=\"left\" title_text_align_last_edited=\"on|desktop\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][et_pb_button button_url=\"/contact\" button_text=\"Contact Us\" button_alignment=\"left\" disabled_on=\"off|on|on\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"40px||40px||false|false\" custom_margin_last_edited=\"on|phone\" button_bg_color_tablet=\"\" button_bg_color_phone=\"\" button_bg_color_last_edited=\"on|desktop\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" disabled_on=\"on|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"250px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"48px\" custom_margin=\"-25px||||false|false\" custom_margin_tablet=\"-25px||||false|false\" custom_margin_phone=\"-37px||-3px||false|false\" custom_margin_last_edited=\"on|phone\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"58%\" width_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"1000px\" height_last_edited=\"on|phone\" max_height_tablet=\"\" max_height_phone=\"\" max_height_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" width=\"55%\" module_alignment=\"right\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Rashay Jethalal</h4>\n<p>CEO</p>[/et_pb_team_member][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Mike-Heale.jpg\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" positioning=\"absolute\" position_origin_a_tablet=\"\" position_origin_a_phone=\"\" position_origin_a_last_edited=\"on|desktop\" position_origin_f_tablet=\"\" position_origin_f_phone=\"\" position_origin_f_last_edited=\"on|desktop\" position_origin_r_tablet=\"\" position_origin_r_phone=\"\" position_origin_r_last_edited=\"on|desktop\" width=\"55%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" positioning_tablet=\"absolute\" positioning_phone=\"absolute\" positioning_last_edited=\"on|desktop\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Mike Heale</h4>\n<p>Global Head, Business Development</p>[/et_pb_team_member][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"-235px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"/team\" button_text=\"Meet our team\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Home page','','inherit','closed','closed','','16-revision-v1','','','2025-01-16 21:12:59','2025-01-16 21:12:59','',16,'https://www.staging.cembenchmarking.com/?p=2209',0,'revision','',0),(2210,2,'2025-01-16 21:13:56','2025-01-16 21:13:56','[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Header\" _builder_version=\"4.27.4\" _module_preset=\"d7438e4b-3063-4f7e-ba3d-f8e925610f84\" background_enable_color=\"off\" background_color_gradient_stops=\"rgba(11,36,73,0.8) 29vmin|rgba(9,47,76,0.69) 99vmin\" background_color_gradient_unit=\"vmin\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/section2.jpg\" background_position=\"top_center\" background_vertical_offset=\"25%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"580px\" height_tablet=\"580px\" height_phone=\"686px\" height_last_edited=\"on|desktop\" max_height=\"710px\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||-170px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"10vw||0px||false|false\" custom_padding_tablet=\"20vw||0px||false|false\" custom_padding_phone=\"20vw||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"0d4a2a1c-41c0-4e30-a126-b1457540a912\" custom_margin=\"-65px||||false|false\" custom_margin_tablet=\"-100px||||false|false\" custom_margin_phone=\"-35px||||false|false\" custom_margin_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Helping funds manage costs and optimize performance\" _builder_version=\"4.27.4\" _module_preset=\"42e81ed7-b804-43ac-a3f4-f8dca9c95eb7\" title_font=\"--et_global_heading_font|--et_global_heading_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"#FFFFFF\" title_font_size=\"52px\" width=\"49%\" width_tablet=\"49%\" width_phone=\"92%\" width_last_edited=\"on|phone\" max_width=\"1080px\" module_alignment=\"center\" custom_margin=\"|0px|||false|false\" custom_padding=\"|0px||0px|false|false\" title_font_size_phone=\"32px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"20px\" text_line_height=\"1.4em\" text_orientation=\"center\" width=\"57%\" width_tablet=\"57%\" width_phone=\"92%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"||66px||false|false\" text_font_size_tablet=\"16px\" text_font_size_phone=\"17px\" text_font_size_last_edited=\"on|tablet\" text_line_height_tablet=\"1.4em\" text_line_height_phone=\"1.4em\" text_line_height_last_edited=\"on|desktop\" text_text_shadow_style=\"preset3\" global_colors_info=\"{}\"]<p>CEM works with over 400 fund sponsors worldwide. We provide our clients with objective, actionable benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_url=\"#Services\" button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-25px||||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Countries\" number=\"25\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Trillion Participating Assets\" number=\"15\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Million Members\" number=\"80\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Years of History\" number=\"27\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"102%\" width_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px|0px|-20px|0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"|0px||0px|false|false\" module_alignment_tablet=\"\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" align_tablet=\"center\" align_phone=\"center\" align_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" width_tablet=\"88%\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin_tablet=\"\" custom_margin_phone=\"|0px||0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px|0px|0px|0px|false|false\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Feature\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"-15px||||false|false\" custom_margin_phone=\"-30px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"17px||||false|false\" custom_padding_tablet=\"17px||||false|false\" custom_padding_phone=\"35px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" module_id=\"Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_text_color__hover_enabled=\"on|hover\" button_icon_color__hover=\"#bababa\" button_icon_color__hover_enabled=\"on|desktop\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.22.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_font_size=\"48px\" custom_margin_tablet=\"\" custom_margin_phone=\"-30px||25px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#0c0c0c\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p><span>CEM is a leading data and insights firm. </span><span>W</span>e provide a range of services to help funds develop effective investment and pension administration strategies. Learn more about our different services here.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<h4><a href=\"/investment-benchmarking\">Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/investment-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/pension-administration\">Pension Administration Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Administrators of Defined Benefit<br /></span><span>and Defined Contribution Funds</span><span></span></p>\n<p>&nbsp;</p>[/et_pb_text][et_pb_button button_url=\"/pension-administration\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/defined-contribution\">Defined Contribution Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>U.S. Corporate and Public Defined Contribution Plans, 401(k), 403(b), 457, and other</span></p>[/et_pb_text][et_pb_button button_url=\"/defined-contribution\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"20px||||false|false\" custom_padding_tablet=\"20px||||false|false\" custom_padding_phone=\"20px||||false|false\" custom_padding_last_edited=\"on|phone\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/global-leaders-investment\">Global Leaders Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Large funds with complex investment programs</p>\n<p></span></p>\n<p><span></span></p>[/et_pb_text][et_pb_button button_url=\"/global-leaders-investment\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/transparency-benchmarking\">Transparency Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/transparency-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Why-CEM.png\" background_size=\"contain\" background_position=\"top_right\" background_horizontal_offset=\"-13%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"650px\" height_tablet=\"650px\" height_phone=\"850px\" height_last_edited=\"on|phone\" max_height=\"870px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"35px||||false|false\" custom_padding_tablet=\"35px||||false|false\" custom_padding_phone=\"20px||20px||false|false\" background_last_edited=\"on|desktop\" background_enable_image_tablet=\"off\" background_enable_image_phone=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding_tablet=\"\" custom_padding_phone=\"||10px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_font_size=\"48px\" custom_padding=\"||0px||false|false\" title_text_align_tablet=\"center\" title_text_align_phone=\"left\" title_text_align_last_edited=\"on|desktop\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][et_pb_button button_url=\"/contact\" button_text=\"Contact Us\" button_alignment=\"left\" disabled_on=\"off|on|on\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"40px||40px||false|false\" custom_margin_last_edited=\"on|phone\" button_bg_color_tablet=\"\" button_bg_color_phone=\"\" button_bg_color_last_edited=\"on|desktop\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" disabled_on=\"on|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"250px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"48px\" custom_margin=\"-25px||||false|false\" custom_margin_tablet=\"-25px||||false|false\" custom_margin_phone=\"-37px||-3px||false|false\" custom_margin_last_edited=\"on|phone\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"58%\" 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custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Rashay Jethalal</h4>\n<p>CEO</p>[/et_pb_team_member][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Mike-Heale.jpg\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" positioning=\"absolute\" position_origin_a_tablet=\"\" position_origin_a_phone=\"\" position_origin_a_last_edited=\"on|desktop\" position_origin_f_tablet=\"\" position_origin_f_phone=\"\" position_origin_f_last_edited=\"on|desktop\" position_origin_r_tablet=\"\" position_origin_r_phone=\"\" position_origin_r_last_edited=\"on|desktop\" width=\"55%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" positioning_tablet=\"absolute\" positioning_phone=\"absolute\" positioning_last_edited=\"on|desktop\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Mike Heale</h4>\n<p>Global Head, Business Development</p>[/et_pb_team_member][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"-235px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"/team\" button_text=\"Meet our team\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Home page','','inherit','closed','closed','','16-revision-v1','','','2025-01-16 21:13:56','2025-01-16 21:13:56','',16,'https://www.staging.cembenchmarking.com/?p=2210',0,'revision','',0),(2211,2,'2025-01-16 21:14:46','2025-01-16 21:14:46','[et_pb_section fb_built=\"1\" 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global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"20px\" text_line_height=\"1.4em\" text_orientation=\"center\" width=\"57%\" width_tablet=\"57%\" width_phone=\"92%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"||66px||false|false\" text_font_size_tablet=\"16px\" text_font_size_phone=\"17px\" text_font_size_last_edited=\"on|tablet\" text_line_height_tablet=\"1.4em\" text_line_height_phone=\"1.4em\" text_line_height_last_edited=\"on|desktop\" text_text_shadow_style=\"preset3\" global_colors_info=\"{}\"]<p>CEM works with over 400 fund sponsors worldwide. We provide our clients with objective, actionable benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_url=\"#Services\" button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-25px||||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter 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global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Years of History\" number=\"27\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"102%\" width_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px|0px|-20px|0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"|0px||0px|false|false\" module_alignment_tablet=\"\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" align_tablet=\"center\" align_phone=\"center\" align_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" width_tablet=\"88%\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin_tablet=\"\" custom_margin_phone=\"|0px||0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px|0px|0px|0px|false|false\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Feature\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"-15px||||false|false\" custom_margin_phone=\"-30px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"17px||||false|false\" custom_padding_tablet=\"17px||||false|false\" custom_padding_phone=\"35px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" module_id=\"Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_text_color__hover_enabled=\"on|hover\" button_icon_color__hover=\"#bababa\" button_icon_color__hover_enabled=\"on|desktop\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.22.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_font_size=\"48px\" custom_margin_tablet=\"\" custom_margin_phone=\"-30px||25px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#0c0c0c\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p><span>CEM is a leading data and insights firm. </span><span>W</span>e provide a range of services to help funds develop effective investment and pension administration strategies. Learn more about our different services here.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<h4><a href=\"/investment-benchmarking\">Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/investment-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/pension-administration\">Pension Administration Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Administrators of Defined Benefit<br /></span><span>and Defined Contribution Funds</span><span></span></p>\n<p>&nbsp;</p>[/et_pb_text][et_pb_button button_url=\"/pension-administration\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/defined-contribution\">Defined Contribution Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>U.S. Corporate and Public Defined Contribution Plans, 401(k), 403(b), 457, and other</span></p>[/et_pb_text][et_pb_button button_url=\"/defined-contribution\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"20px||||false|false\" custom_padding_tablet=\"20px||||false|false\" custom_padding_phone=\"20px||||false|false\" custom_padding_last_edited=\"on|phone\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/global-leaders-investment\">Global Leaders Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Large funds with complex investment programs</p>\n<p></span></p>\n<p><span></span></p>[/et_pb_text][et_pb_button button_url=\"/global-leaders-investment\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/transparency-benchmarking\">Transparency Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/transparency-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Why-CEM.png\" background_size=\"contain\" background_position=\"top_right\" background_horizontal_offset=\"-13%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"650px\" height_tablet=\"650px\" height_phone=\"850px\" height_last_edited=\"on|phone\" max_height=\"870px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"35px||||false|false\" custom_padding_tablet=\"35px||||false|false\" custom_padding_phone=\"20px||20px||false|false\" background_last_edited=\"on|desktop\" background_enable_image_tablet=\"off\" background_enable_image_phone=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding_tablet=\"\" custom_padding_phone=\"||10px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_font_size=\"48px\" custom_padding=\"||0px||false|false\" title_text_align_tablet=\"center\" title_text_align_phone=\"left\" title_text_align_last_edited=\"on|desktop\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][et_pb_button button_url=\"/contact\" button_text=\"Contact Us\" button_alignment=\"left\" disabled_on=\"off|on|on\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"40px||40px||false|false\" custom_margin_last_edited=\"on|phone\" button_bg_color_tablet=\"\" button_bg_color_phone=\"\" button_bg_color_last_edited=\"on|desktop\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" disabled_on=\"on|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"250px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_row 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width_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"1000px\" height_last_edited=\"on|phone\" max_height_tablet=\"\" max_height_phone=\"\" max_height_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||||false|false\" custom_margin_last_edited=\"on|phone\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" width=\"55%\" module_alignment=\"right\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Rashay Jethalal</h4>\n<p>CEO</p>[/et_pb_team_member][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Mike-Heale.jpg\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" positioning=\"absolute\" position_origin_a_tablet=\"\" position_origin_a_phone=\"\" position_origin_a_last_edited=\"on|desktop\" position_origin_f_tablet=\"\" position_origin_f_phone=\"\" position_origin_f_last_edited=\"on|desktop\" position_origin_r_tablet=\"\" position_origin_r_phone=\"\" position_origin_r_last_edited=\"on|desktop\" width=\"55%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" hover_enabled=\"0\" positioning_tablet=\"absolute\" positioning_phone=\"absolute\" positioning_last_edited=\"on|desktop\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\" sticky_enabled=\"0\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Mike Heale</h4>\n<p>Head, Business Development</p>[/et_pb_team_member][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"-235px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"/team\" button_text=\"Meet our team\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Home page','','inherit','closed','closed','','16-revision-v1','','','2025-01-16 21:14:46','2025-01-16 21:14:46','',16,'https://www.staging.cembenchmarking.com/?p=2211',0,'revision','',0),(2212,2,'2025-01-16 21:16:10','2025-01-16 21:16:10','[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Header\" _builder_version=\"4.27.4\" _module_preset=\"d7438e4b-3063-4f7e-ba3d-f8e925610f84\" background_enable_color=\"off\" background_color_gradient_stops=\"rgba(11,36,73,0.8) 29vmin|rgba(9,47,76,0.69) 99vmin\" background_color_gradient_unit=\"vmin\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/section2.jpg\" background_position=\"top_center\" background_vertical_offset=\"25%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"580px\" height_tablet=\"580px\" height_phone=\"686px\" height_last_edited=\"on|desktop\" max_height=\"710px\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||-170px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"10vw||0px||false|false\" custom_padding_tablet=\"20vw||0px||false|false\" custom_padding_phone=\"20vw||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"0d4a2a1c-41c0-4e30-a126-b1457540a912\" custom_margin=\"-65px||||false|false\" custom_margin_tablet=\"-100px||||false|false\" custom_margin_phone=\"-35px||||false|false\" custom_margin_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Helping funds manage costs and optimize performance\" _builder_version=\"4.27.4\" _module_preset=\"42e81ed7-b804-43ac-a3f4-f8dca9c95eb7\" title_font=\"--et_global_heading_font|--et_global_heading_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"#FFFFFF\" title_font_size=\"52px\" width=\"49%\" width_tablet=\"49%\" width_phone=\"92%\" width_last_edited=\"on|phone\" max_width=\"1080px\" module_alignment=\"center\" custom_margin=\"|0px|||false|false\" custom_padding=\"|0px||0px|false|false\" title_font_size_phone=\"32px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"20px\" text_line_height=\"1.4em\" text_orientation=\"center\" width=\"57%\" width_tablet=\"57%\" width_phone=\"92%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"||66px||false|false\" text_font_size_tablet=\"16px\" text_font_size_phone=\"17px\" text_font_size_last_edited=\"on|tablet\" text_line_height_tablet=\"1.4em\" text_line_height_phone=\"1.4em\" text_line_height_last_edited=\"on|desktop\" text_text_shadow_style=\"preset3\" global_colors_info=\"{}\"]<p>CEM works with over 400 fund sponsors worldwide. We provide our clients with objective, actionable benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_url=\"#Services\" button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-25px||||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Countries\" number=\"25\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Trillion Participating Assets\" number=\"15\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Million Members\" number=\"80\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Years of History\" number=\"27\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"102%\" width_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px|0px|-20px|0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"|0px||0px|false|false\" module_alignment_tablet=\"\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" align_tablet=\"center\" align_phone=\"center\" align_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" width_tablet=\"88%\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin_tablet=\"\" custom_margin_phone=\"|0px||0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px|0px|0px|0px|false|false\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Feature\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"-15px||||false|false\" custom_margin_phone=\"-30px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"17px||||false|false\" custom_padding_tablet=\"17px||||false|false\" custom_padding_phone=\"35px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" module_id=\"Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_text_color__hover_enabled=\"on|hover\" button_icon_color__hover=\"#bababa\" button_icon_color__hover_enabled=\"on|desktop\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.22.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_font_size=\"48px\" custom_margin_tablet=\"\" custom_margin_phone=\"-30px||25px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#0c0c0c\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p><span>CEM is a leading data and insights firm. </span><span>W</span>e provide a range of services to help funds develop effective investment and pension administration strategies. Learn more about our different services here.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<h4><a href=\"/investment-benchmarking\">Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/investment-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/pension-administration\">Pension Administration Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Administrators of Defined Benefit<br /></span><span>and Defined Contribution Funds</span><span></span></p>\n<p>&nbsp;</p>[/et_pb_text][et_pb_button button_url=\"/pension-administration\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/defined-contribution\">Defined Contribution Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>U.S. Corporate and Public Defined Contribution Plans, 401(k), 403(b), 457, and other</span></p>[/et_pb_text][et_pb_button button_url=\"/defined-contribution\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"20px||||false|false\" custom_padding_tablet=\"20px||||false|false\" custom_padding_phone=\"20px||||false|false\" custom_padding_last_edited=\"on|phone\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/global-leaders-investment\">Global Leaders Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Large funds with complex investment programs</p>\n<p></span></p>\n<p><span></span></p>[/et_pb_text][et_pb_button button_url=\"/global-leaders-investment\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/transparency-benchmarking\">Transparency Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/transparency-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Why-CEM.png\" background_size=\"contain\" background_position=\"top_right\" background_horizontal_offset=\"-13%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"650px\" height_tablet=\"650px\" height_phone=\"850px\" height_last_edited=\"on|phone\" max_height=\"870px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"35px||||false|false\" custom_padding_tablet=\"35px||||false|false\" custom_padding_phone=\"20px||20px||false|false\" background_last_edited=\"on|desktop\" background_enable_image_tablet=\"off\" background_enable_image_phone=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding_tablet=\"\" custom_padding_phone=\"||10px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_font_size=\"48px\" custom_padding=\"||0px||false|false\" title_text_align_tablet=\"center\" title_text_align_phone=\"left\" title_text_align_last_edited=\"on|desktop\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][et_pb_button button_url=\"/contact\" button_text=\"Contact Us\" button_alignment=\"left\" disabled_on=\"off|on|on\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"40px||40px||false|false\" custom_margin_last_edited=\"on|phone\" button_bg_color_tablet=\"\" button_bg_color_phone=\"\" button_bg_color_last_edited=\"on|desktop\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" disabled_on=\"on|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"250px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"48px\" custom_margin=\"-25px||||false|false\" custom_margin_tablet=\"-25px||||false|false\" custom_margin_phone=\"-37px||-3px||false|false\" custom_margin_last_edited=\"on|phone\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"58%\" width_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"1000px\" height_last_edited=\"on|phone\" max_height_tablet=\"\" max_height_phone=\"\" max_height_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||||false|false\" custom_margin_last_edited=\"on|phone\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" width=\"55%\" module_alignment=\"right\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Rashay Jethalal</h4>\n<p>CEO</p>[/et_pb_team_member][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Mike-Heale.jpg\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" positioning=\"absolute\" position_origin_a_tablet=\"\" position_origin_a_phone=\"\" position_origin_a_last_edited=\"on|desktop\" position_origin_f_tablet=\"\" position_origin_f_phone=\"\" position_origin_f_last_edited=\"on|desktop\" position_origin_r_tablet=\"\" position_origin_r_phone=\"\" position_origin_r_last_edited=\"on|desktop\" width=\"55%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" hover_enabled=\"0\" positioning_tablet=\"absolute\" positioning_phone=\"absolute\" positioning_last_edited=\"on|desktop\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\" sticky_enabled=\"0\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Mike Heale</h4>\n<p>Global Business Development</p>[/et_pb_team_member][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"-235px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"/team\" button_text=\"Meet our team\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Home page','','inherit','closed','closed','','16-revision-v1','','','2025-01-16 21:16:10','2025-01-16 21:16:10','',16,'https://www.staging.cembenchmarking.com/?p=2212',0,'revision','',0),(2213,2,'2025-01-16 21:18:54','2025-01-16 21:18:54','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,45,91,0.84) 0%|rgba(0,25,63,0.83) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincples-cover.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" global_module=\"556\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"50px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Approach to Data Integrity\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"30px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Data Principles</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"3_5,2_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"3_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" max_width=\"100%\" custom_margin=\"|14px||||\" custom_padding=\"|28px||||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>CEM is a leading data and insights firm. For us high data integrity is non-negotiable.</p>\n<p>Our data strategy is built upon the core data principles shared below. These interconnected principles are our north star and, as such, guide all of our efforts. The principles are owned by our internal data governance committee and revisited at least annually.</p>\n<p>Our execution is based on three pillars: industry standards called the Global Reporting Principles (GRP), assessment of data integrity by institutional investor, and investments in our team and internal processes. CEM has an expert team with over 30 years of experience, employing custom systems and processes to identify and rectify data issues and ensure high-quality data for our institutional investors. We also actively seek client input, so that we can improve our practices.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"2_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincplesSwirl.png\" title_text=\"dataPrincplesSwirl\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Data Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font_size=\"28px\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span>Our data integrity efforts are based on the following interconnected principles:</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Completeness</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p>While our preference is that all data is provided by institutional investors, we recognize that this is not always possible. To be included in the CEM database, the data must be unambiguous. We must be able to interpret the information provided with context. Where we have incomplete data sets, we observe the following:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||-10px||false|false\" global_colors_info=\"{}\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>We treat incomplete data as missing, rather than as zero or non-existent. Only where needed, we enrich the data.</li>\n<li>We only construct benchmarks from complete, known, and relevant data points that do not require enrichment.</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Comparability</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We present all data and insights in a consistent context, across all key dimensions of comparison. Where there are unavoidable differences, we call them out.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Accuracy</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">We validate all data using a combination of our proprietary tools and expertise. If in our professional judgment specific data points are not of sufficient quality, we do not use them.</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Confidentiality</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We ensure that individual non-public data cannot be read nor derived from publicly available CEM materials or CEM reporting, current nor legacy. Any non-public, client identifiable information that is shared is only done so with explicit client consent.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Providence</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">While we encourage client commentary, we hold ultimate decision rights on the structure of our analyses and application of data within them.</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Timeliness</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We provide insights on a timely basis, corresponding with the provision of the data from a client and its peers. We take all necessary steps to provide reliable delivery dates.</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Transparency</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We disclose all areas where we have enhanced and/or enriched data, including providing a summary of the approaches, and the sources of the data used for the enhancement/enrichment.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Security</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We take industry-standard precautions to ensure all data is protected from potential threats. If/when there is an incident, we act with pace, discipline, and open communication.</div>\n<div class=\"benefit-paragraph\"></div>\n<div class=\"benefit-paragraph\">These principles are owned by CEM’s Data Governance Committee, which comprises a group of CEM’s senior leaders and data experts. They are reviewed at least once a year.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Living our Data Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font_size=\"28px\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We proactively action our data principles through:</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Global Reporting Principles for the Investment Industry</li>\n<li>Data Integrity Scores for Individual Institutional Investors</li>\n<li>Processes &amp; Experience for CEM Team Members</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-46px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p>Below, we dive into each application separately.</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Institutional Investor Industry</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">In 2022, we undertook a multi-year effort to create CEM’s Global Reporting Principles (GRP). These principles were launched in 2024.</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"></div>\n<div class=\"benefit-paragraph\">Prior to creating GRP, we observed that standards and templates exist in specific countries, like Australia, the Netherlands, and the UK. However, the global institutional investment industry lacked a single consistent set of principles that span performance, cost, and timing. We worked with seven leading global pension funds to create these principles. The complete list of GRP principles can be found <a href=\"https://www.cembenchmarking.com/globalReportingPrinciples.html\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">CEM’s Global Reporting Principles will evolve over time. The release schedule was designed to allow for both feedback from market participants as well as for institutional investors to develop the systems, data, and personnel to action. The future releases, currently slated for 2026 and 2029, are shared <a href=\"https://www.cembenchmarking.com/dataPrinciplesModules.html\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">The elements of GRP that pertain to public reporting have been connected to the Global Pension Transparency Benchmark. This benchmark assesses the efficacy of the public reporting funds in fifteen countries against four factors: Performance, Cost, Responsible Investing, and Governance. More details on the GPTB can be found <a href=\"https://global-pension-transparency-benchmark.top1000funds.com/\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">Finally, we periodically do bespoke research on data-quality related topics for the benefit of the industry. Our most recent piece – on data integrity in Pension Administration – can be found here <a href=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/2023-24-Pension-Administration-Data-Quality-Research.pdf\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Institutional Investors</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>For over 30 years, institutional investors globally have provided fund cost, performance, and structure data to CEM. We carefully assess the quality of the data provided, using a combination of data rules and deep expertise. More detail on the process is available in the “our team” section.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>In 2024, we started quantitatively assessing the quality of the data provided by each CEM-defined benefit pension fund client. We assess each client’s data set using the following rubric and provide a summary of the performance data, cost data and timeliness. Institutional investors are invited to review the data scorecard and make improvements. The data assessment is being beta-tested in 2024. An example of a scorecard can be found </span><a target=\"_blank\" href=\"https://www.cembenchmarking.com/dataPrinciplesScorecard.html\" rel=\"noopener\">here</a><span>.</span></div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Our Team</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>CEM’s data principles have been connected directly to our systems, processes, and training. Here are the seven steps our team takes to validate the data:</span></div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/7steps.jpg\" title_text=\"CEM’s data principles: 7 steps\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>Finally, we retain a leading third-party cybersecurity firm to conduct an annual information security assessment on our systems and processes. All high and medium-risk items identified in the last assessment have been fully addressed.</span></div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>Should you have any questions or comments on our data integrity efforts, please contact us at </span><a href=\"mailto:product@cembenchmarking.com\">product@cembenchmarking.com</a><span>.</span></div>\n</div>\n</div>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Our Approach to Data Integrity','','inherit','closed','closed','','43-revision-v1','','','2025-01-16 21:18:54','2025-01-16 21:18:54','',43,'https://www.staging.cembenchmarking.com/?p=2213',0,'revision','',0),(2214,2,'2025-01-16 21:19:33','2025-01-16 21:19:33','[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Header\" _builder_version=\"4.27.4\" _module_preset=\"d7438e4b-3063-4f7e-ba3d-f8e925610f84\" background_enable_color=\"off\" background_color_gradient_stops=\"rgba(11,36,73,0.8) 29vmin|rgba(9,47,76,0.69) 99vmin\" background_color_gradient_unit=\"vmin\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/section2.jpg\" background_position=\"top_center\" background_vertical_offset=\"25%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"580px\" height_tablet=\"580px\" height_phone=\"686px\" height_last_edited=\"on|desktop\" max_height=\"710px\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||-170px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"10vw||0px||false|false\" custom_padding_tablet=\"20vw||0px||false|false\" custom_padding_phone=\"20vw||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"0d4a2a1c-41c0-4e30-a126-b1457540a912\" custom_margin=\"-65px||||false|false\" custom_margin_tablet=\"-100px||||false|false\" custom_margin_phone=\"-35px||||false|false\" custom_margin_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Helping funds manage costs and optimize performance\" _builder_version=\"4.27.4\" _module_preset=\"42e81ed7-b804-43ac-a3f4-f8dca9c95eb7\" title_font=\"--et_global_heading_font|--et_global_heading_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"#FFFFFF\" title_font_size=\"52px\" width=\"49%\" width_tablet=\"49%\" width_phone=\"92%\" width_last_edited=\"on|phone\" max_width=\"1080px\" module_alignment=\"center\" custom_margin=\"|0px|||false|false\" custom_padding=\"|0px||0px|false|false\" title_font_size_phone=\"32px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"20px\" text_line_height=\"1.4em\" text_orientation=\"center\" width=\"57%\" width_tablet=\"57%\" width_phone=\"92%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"||66px||false|false\" text_font_size_tablet=\"16px\" text_font_size_phone=\"17px\" text_font_size_last_edited=\"on|tablet\" text_line_height_tablet=\"1.4em\" text_line_height_phone=\"1.4em\" text_line_height_last_edited=\"on|desktop\" text_text_shadow_style=\"preset3\" global_colors_info=\"{}\"]<p>CEM works with over 400 fund sponsors worldwide. We provide our clients with objective, actionable benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_url=\"#Services\" button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-25px||||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Countries\" number=\"25\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Trillion Participating Assets\" number=\"15\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Million Members\" number=\"80\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Years of History\" number=\"33\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"102%\" width_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px|0px|-20px|0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"|0px||0px|false|false\" module_alignment_tablet=\"\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" align_tablet=\"center\" align_phone=\"center\" align_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" width_tablet=\"88%\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin_tablet=\"\" custom_margin_phone=\"|0px||0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px|0px|0px|0px|false|false\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Feature\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"-15px||||false|false\" custom_margin_phone=\"-30px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"17px||||false|false\" custom_padding_tablet=\"17px||||false|false\" custom_padding_phone=\"35px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" module_id=\"Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_text_color__hover_enabled=\"on|hover\" button_icon_color__hover=\"#bababa\" button_icon_color__hover_enabled=\"on|desktop\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.22.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_font_size=\"48px\" custom_margin_tablet=\"\" custom_margin_phone=\"-30px||25px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#0c0c0c\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p><span>CEM is a leading data and insights firm. </span><span>W</span>e provide a range of services to help funds develop effective investment and pension administration strategies. Learn more about our different services here.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<h4><a href=\"/investment-benchmarking\">Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/investment-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/pension-administration\">Pension Administration Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Administrators of Defined Benefit<br /></span><span>and Defined Contribution Funds</span><span></span></p>\n<p>&nbsp;</p>[/et_pb_text][et_pb_button button_url=\"/pension-administration\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/defined-contribution\">Defined Contribution Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>U.S. Corporate and Public Defined Contribution Plans, 401(k), 403(b), 457, and other</span></p>[/et_pb_text][et_pb_button button_url=\"/defined-contribution\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"20px||||false|false\" custom_padding_tablet=\"20px||||false|false\" custom_padding_phone=\"20px||||false|false\" custom_padding_last_edited=\"on|phone\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/global-leaders-investment\">Global Leaders Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Large funds with complex investment programs</p>\n<p></span></p>\n<p><span></span></p>[/et_pb_text][et_pb_button button_url=\"/global-leaders-investment\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#001e6b 76%|#3d466b 100%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/transparency-benchmarking\">Transparency Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/transparency-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"#f0f0f0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_color=\"RGBA(255,255,255,0)\" button_border_radius=\"0px\" button_font=\"--et_global_body_font||||||||\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover_enabled=\"on|hover\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_icon_color__hover_enabled=\"on|desktop\" button_icon_color__hover=\"#bababa\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Why-CEM.png\" background_size=\"contain\" background_position=\"top_right\" background_horizontal_offset=\"-13%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"650px\" height_tablet=\"650px\" height_phone=\"850px\" height_last_edited=\"on|phone\" max_height=\"870px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"35px||||false|false\" custom_padding_tablet=\"35px||||false|false\" custom_padding_phone=\"20px||20px||false|false\" background_last_edited=\"on|desktop\" background_enable_image_tablet=\"off\" background_enable_image_phone=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding_tablet=\"\" custom_padding_phone=\"||10px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_font_size=\"48px\" custom_padding=\"||0px||false|false\" title_text_align_tablet=\"center\" title_text_align_phone=\"left\" title_text_align_last_edited=\"on|desktop\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][et_pb_button button_url=\"/contact\" button_text=\"Contact Us\" button_alignment=\"left\" disabled_on=\"off|on|on\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"40px||40px||false|false\" custom_margin_last_edited=\"on|phone\" button_bg_color_tablet=\"\" button_bg_color_phone=\"\" button_bg_color_last_edited=\"on|desktop\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" disabled_on=\"on|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"250px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"48px\" custom_margin=\"-25px||||false|false\" custom_margin_tablet=\"-25px||||false|false\" custom_margin_phone=\"-37px||-3px||false|false\" custom_margin_last_edited=\"on|phone\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"58%\" 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custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Rashay Jethalal</h4>\n<p>CEO</p>[/et_pb_team_member][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Mike-Heale.jpg\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" positioning=\"absolute\" position_origin_a_tablet=\"\" position_origin_a_phone=\"\" position_origin_a_last_edited=\"on|desktop\" position_origin_f_tablet=\"\" position_origin_f_phone=\"\" position_origin_f_last_edited=\"on|desktop\" position_origin_r_tablet=\"\" position_origin_r_phone=\"\" position_origin_r_last_edited=\"on|desktop\" width=\"55%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" positioning_tablet=\"absolute\" positioning_phone=\"absolute\" positioning_last_edited=\"on|desktop\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Mike Heale</h4>\n<p>Global Business Development</p>[/et_pb_team_member][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"-235px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"/team\" button_text=\"Meet our team\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Home page','','inherit','closed','closed','','16-revision-v1','','','2025-01-16 21:19:33','2025-01-16 21:19:33','',16,'https://www.staging.cembenchmarking.com/?p=2214',0,'revision','',0),