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-- Table structure for table `wp_posts`
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--
-- Dumping data for table `wp_posts`
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We provide our clients with objective, actionable benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_url=\"#Services\" button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_text_size__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_color__hover_enabled=\"on|hover\" button_border_radius__hover_enabled=\"on|hover\" button_border_radius__hover=\"3px\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-25px||||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Countries\" number=\"25\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Trillion Participating Assets\" number=\"15\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Million Members\" number=\"80\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Years of History\" number=\"33\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"102%\" width_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px|0px|-20px|0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"|0px||0px|false|false\" module_alignment_tablet=\"\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" align_tablet=\"center\" align_phone=\"center\" align_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" width_tablet=\"88%\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin_tablet=\"\" custom_margin_phone=\"|0px||0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px|0px|0px|0px|false|false\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Feature\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"-15px||||false|false\" custom_margin_phone=\"-30px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"17px||||false|false\" custom_padding_tablet=\"17px||||false|false\" custom_padding_phone=\"35px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" module_id=\"Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_text_color__hover_enabled=\"on|hover\" button_icon_color__hover=\"#bababa\" button_icon_color__hover_enabled=\"on|desktop\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.22.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_font_size=\"48px\" custom_margin_tablet=\"\" custom_margin_phone=\"-30px||25px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#0c0c0c\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p>As a leading data and insights firm we provide a range of services to help funds develop effective investment and pension administration strategies. Get more details about our unique offerings by clicking the \'Learn more\' buttons.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<h4><a href=\"/investment-benchmarking\">Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/investment-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"||||false|false\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/pension-administration\">Pension Administration Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Administrators of Defined Benefit<br /></span><span>and Defined Contribution Funds</span><span></span></p>\n<p>&nbsp;</p>[/et_pb_text][et_pb_button button_url=\"/pension-administration-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"56px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||5px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/defined-contribution\">Defined Contribution Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" locked=\"off\" global_colors_info=\"{}\"]<p><span>U.S. Corporate and Public Defined Contribution Plans, 401(k), 403(b), 457, and other</span></p>[/et_pb_text][et_pb_button button_url=\"/defined-contribution-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"92px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/global-leaders-investment\">Global Leaders Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Large funds with complex investment programs</p>\n<p></span></p>\n<p><span></span></p>[/et_pb_text][et_pb_button button_url=\"/global-leaders-investment\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"65px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/transparency-benchmarking\">Transparency Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin=\"||26px|||\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/transparency-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"||||false|false\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Why-CEM.png\" background_size=\"contain\" background_position=\"top_right\" background_horizontal_offset=\"-13%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"690px\" height_tablet=\"650px\" height_phone=\"850px\" height_last_edited=\"on|phone\" max_height=\"870px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"35px||||false|false\" custom_padding_tablet=\"35px||||false|false\" custom_padding_phone=\"20px||20px||false|false\" 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global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][et_pb_button button_url=\"/demo-request/\" button_text=\"Request a Demo\" button_alignment=\"left\" disabled_on=\"off|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\" button_border_radius__hover_enabled=\"on|hover\" button_border_radius__hover=\"3px\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" disabled_on=\"on|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"250px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" 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read_more_text_color__hover=\"#a3a3a3\" background__hover_enabled=\"on|desktop\" masonry_tile_background_color__hover_enabled=\"on|desktop\" header_text_color__hover_enabled=\"on|desktop\" header_text_color__hover=\"#adadad\" pagination_text_color__hover_enabled=\"on|hover\" pagination_text_color__hover=\"#AAAAAA\" masonry_tile_background_color__hover=\"#1a3166\" sticky_enabled=\"0\" read_more_font_size_last_edited=\"on|desktop\" read_more_font_size_tablet=\"18px\" header_text_color_last_edited=\"on|phone\" read_more_font_size_phone=\"19px\" header_text_color_tablet=\"#ffffff\" header_text_color_phone=\"#ffffff\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Research','','publish','closed','closed','','research','','','2025-01-16 21:44:56','2025-01-16 21:44:56','',0,'https://www.staging.cembenchmarking.com/?page_id=21',0,'page','',0),(22,2,'2024-11-26 18:17:39','2024-11-26 18:17:39','<!-- wp:divi/placeholder -->\n[et_pb_section admin_label=\"section\"]\n			[et_pb_row admin_label=\"row\"]\n				[et_pb_column type=\"4_4\"][et_pb_text admin_label=\"Text\"]<!-- divi:paragraph -->\n<p>Currently hosted on a different domain through HubSpot. To be changed... eventually.</p>\n<!-- /divi:paragraph -->[/et_pb_text][/et_pb_column]\n			[/et_pb_row]\n		[/et_pb_section]\n<!-- /wp:divi/placeholder -->','Peer Intelligence','','publish','closed','closed','','peer-intelligence','','','2025-01-16 21:44:17','2025-01-16 21:44:17','',0,'https://www.staging.cembenchmarking.com/?page_id=22',0,'page','',0),(25,2,'2024-11-26 18:29:24','2024-11-26 18:29:24','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,31,58,0.94) 0%|rgba(0,26,76,0.68) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/ibs-final-med-1.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"50px||50px||true|false\" custom_padding_tablet=\"50px||50px||true|false\" custom_padding_phone=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Investment Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" background_color=\"#f5f8f9\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][lwp_divi_breadcrumbs home_text=\"Services\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" use_custom_home_link=\"on\" home_link=\"/#Services\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" _builder_version=\"4.27.4\" _module_preset=\"default\" module_text_color=\"#bababa\" text_orientation=\"left\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\">This year, your CEM Benchmarking report will come with a free, interactive, online tool!</span></p>\n<p>Compare your cost, performance and risk against peers and two (or more) universes of local and global pension funds and sovereign wealth funds. Get instant answers, download data and use it on the go!</p>\n<p>Supported by the CEM Database with cost and performance data from more than 400 active participating pension plan sponsors having more than $10 trillion assets under management.</p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\" button_border_radius__hover_enabled=\"on|hover\" button_border_radius__hover=\"3px\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|desktop\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"15px||||false|false\" custom_padding=\"0px||45px||false|false\" custom_padding_tablet=\"0px||45px||false|false\" custom_padding_phone=\"0px||45px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Value for Money to Stakeholders</h4>\n<p><span class=\"benefit-paragraph\"> Demonstrate to your Board and key stakeholders that your investment costs and staffing levels are reasonable. Clients often cite our benchmarking results in their annual reports. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Plan for Change and Growth</h4>\n<p><span class=\"benefit-paragraph\"> How much will it cost and how many FTE will you need to move into a new asset class or implementation style? How will costs and FTE change as you grow? </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce Costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with managers and custodians. Others have used our reports and research to migrate to a more effective cost structure by changing implementation styles. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy in from your stakeholders to make changes to your investment programs. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left; align-content: initial;\">\n<h4 class=\" benefits-subheading\">Setting Performance Targets</h4>\n<p><span class=\"benefit-paragraph\"> What is top quartile value added by asset class? Which asset classes are the most and least efficient? </span></p>\n</div>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" align=\"center\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" custom_padding=\"20px||15px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our methodology and rigorous data cleaning by our team of analysts ensure like-for-like comparisons of costs, risk and performance</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from CEM analysis and research helps you to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs and FTE to a peer group customize for you and your country universe.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique global investment database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"19px||2px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-heading-color\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" global_colors_info=\"{%22gcid-heading-color%22:%91%22text_text_color%22%93}\"]<p>400 funds, $10 trillion assets, 27 year history</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"65%\" width_tablet=\"65%\" width_phone=\"95%\" width_last_edited=\"on|phone\" module_alignment=\"center\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DB-table.png\" title_text=\"DB-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" width_tablet=\"100%\" width_phone=\"100%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"60px||60px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"The Service Includes Annual Research\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Real Estate Performance By Implementation Style</li>\n<li>Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2016</li>\n<li>Transaction Costs Amongst Large Asset Owners</li>\n<li>Asset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate</li>\n<li>Hedge Fund Reality Check 2018</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>The Time Has Come For Standardized Total Cost Disclosure For Private Equity</li>\n<li>Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2014</li>\n<li>Hedge Fund Reality Check</li>\n<li>Comparing Pension Plan Operating Costs: Correcting the Fraser Institute\'s Faulty Analysis and Conclusions</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Investment Benchmarking','Demonstrate to your board and key stakeholders that your investment costs and staffing levels are reasonable with CEM investment benchmarking','publish','closed','closed','','investment-benchmarking','','','2025-01-30 15:25:42','2025-01-30 15:25:42','',0,'https://www.staging.cembenchmarking.com/?page_id=25',0,'page','',0),(27,2,'2024-11-26 18:29:53','2024-11-26 18:29:53','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,42,94,0.93) 0%|rgba(28,51,89,0.82) 63%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/magnifying_analytics.jpg\" background_position=\"top_center\" background_vertical_offset=\"17%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"21px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Pension Administration Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"70%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][lwp_divi_breadcrumbs _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" use_custom_home_link=\"on\" home_text=\"Services\" home_link=\"/#Services\" custom_margin=\"5px||||false|false\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" text_orientation=\"left\" module_text_color=\"#bababa\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" title_text_align_phone=\"left\" title_text_align_last_edited=\"off|desktop\" title_font_size_tablet=\"29px\" title_font_size_phone=\"29px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text content_tablet=\"<p><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Save Time by Learning from your Peers</h4>\n<p><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_phone=\"<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22 style=%22text-align: center;%22>Save Time by Learning from your Peers</h4>\n<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\"> </span></p>\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=\"benefit-paragraph\"> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Improve Member and Employer Service</h4>\n<p><span class=\"benefit-paragraph\"> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Optimize Costs and Staffing Levels</h4>\n<p><span class=\"benefit-paragraph\"> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Make Better Decisions</h4>\n<p><span class=\"benefit-paragraph\"> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Save Time by Learning from your Peers</h4>\n<p><span class=\"benefit-paragraph\">Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||195px|||\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"10px||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>The service metrics and the activity cost and staffing model have been developed over 20 years based on client input into what they find useful and important.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from your report, global conference and best practice research can be used to improve your service, how you do things and optimize your staffing level and costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your service levels, costs, volumes and staffing levels in total and by pension activity to a peer group customized for you and the global universe.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Share ideas at the global peer conference and via the online peer intelligence network. Learn from annual best practice research into areas such as social media, going paperless and client experience surveying.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique Global Pension Administration Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" global_colors_info=\"{}\"]<p>77 administrators, 50 million members, 2 million employers</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/PABS_Value_Analysis.png\" title_text=\"PABS_Value_Analysis\" _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"60px||60px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"The Service Includes Annual Research\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"0px||30px||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Cybersecurity - Preventing Financial Fraud</li>\n<li>Economies of Scale in Pension Administration</li>\n<li>Social Media - What are your peers doing?</li>\n<li>Social Media - Case studies</li>\n<li>Call center best practices</li>\n<li>Employer service</li>\n<li>IT modernization: Agile implementation case study</li>\n<li>IT modernization: Portfolio, program and project management</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>IT modernization: Change leadership and change management</li>\n<li>Pension communication ideas and best practices</li>\n<li>Dashboards</li>\n<li>Telecommuting</li>\n<li>Mobile apps</li>\n<li>Satisfaction surveying</li>\n<li>Increasing online adoption</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Pension Administration Benchmarking','','publish','closed','closed','','pension-administration-benchmarking','','','2025-01-30 15:28:16','2025-01-30 15:28:16','',0,'https://www.staging.cembenchmarking.com/?page_id=27',0,'page','',0),(28,2,'2024-11-26 18:30:29','2024-11-26 18:30:29','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#00203a 0%|rgba(0,40,73,0.82) 50%|rgba(0, 40, 73, 0.82) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Cover.png\" background_position=\"top_left\" background_vertical_offset=\"17%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"20px||||false|false\" custom_margin_tablet=\"20px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Defined Contribution Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"84%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][lwp_divi_breadcrumbs home_text=\"Services\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" use_custom_home_link=\"on\" home_link=\"/#Services\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" _builder_version=\"4.27.4\" _module_preset=\"default\" module_text_color=\"#bababa\" text_orientation=\"left\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard for DC Plans\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>We are introducing CEM Dashboard, a new interactive, fee and performance tool for fiduciaries and plan sponsors of Defined Contribution plans.</p>\n<p>With the Dashboard, each of your investment options is compared to your custom peer-group for fees, and our diverse and large universe of participants for performance.</p>\n<p>Find fee and performance review metrics all in one page with factors adjusted where needed. Dive deeper into target date fund and glide paths, and your administrative and participant expenses. Want to find out more?</p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Why-CEM.png\" background_size=\"contain\" background_position=\"center_right\" background_horizontal_offset=\"0%\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" title_text_align_phone=\"left\" title_text_align_last_edited=\"off|desktop\" title_font_size_tablet=\"29px\" title_font_size_phone=\"29px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text content_tablet=\"<p><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Save Time by Learning from your Peers</h4>\n<p><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_phone=\"<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22 style=%22text-align: center;%22>Save Time by Learning from your Peers</h4>\n<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Fiduciary Level Review of Costs</h4>\n<p><span class=\"benefit-paragraph\"> Our clients view their CEM benchmarking analysis as the best tool available for ensuring that an appropriate high-level fiduciary review is done and documented. The analysis takes key cost drivers into account, it includes detailed cost, performance and risk comparisons, and it is based on carefully scrutinized and cleaned input data to ensure valid conclusions. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Target Date Fund Analysis</h4>\n<p><span class=\"benefit-paragraph\"> CEM has the definitive analysis on target date funds. In particular, costs because we adjust for asset mix and indexing differences. Given how important target date funds have become in DC plans, this alone is why some clients buy our report. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with external managers and recordkeepers. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Plan Design and Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy-in from your stakeholders to make changes to your investment programs and plan design. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Demonstrate ongoing monitoring of your Investment Options</h4>\n<p><span class=\"benefit-paragraph\"> Research insights are a big part of CEM’s value proposition. We regularly produce research insights. Leverage our global industry expertise to find out what others are doing.</span></p>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our analysts and our methodology ensure like-for-like comparisons of costs, risk and performance.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from your report and from our research can be used to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs to a custom peer group and the global universe for your entire DC plan as well as by each investment option. The report is a documentation of your review process and fulfillment of your fiduciary responsibilities.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||3px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#fffdf9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique U.S. Defined Contribution Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"55%\" width_tablet=\"55%\" width_phone=\"98%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DC-table.png\" title_text=\"DC-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]','Defined Contribution Benchmarking','','publish','closed','closed','','defined-contribution-benchmarking','','','2025-01-24 22:11:44','2025-01-24 22:11:44','',0,'https://www.staging.cembenchmarking.com/?page_id=28',0,'page','',0),(29,2,'2024-11-26 18:53:25','2024-11-26 18:53:25','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/global-cover-med.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"21px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Global Leaders Investment Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"70%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">For large funds with complex investment programs</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][lwp_divi_breadcrumbs _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" use_custom_home_link=\"on\" home_text=\"Services\" home_link=\"/#Services\" custom_margin=\"5px||||false|false\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" text_orientation=\"left\" module_text_color=\"#bababa\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#FFFFFF\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Key Global Leader Service Components\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"12px||27px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/diagram.png\" title_text=\"diagram\" _builder_version=\"4.27.4\" _module_preset=\"default\" animation_style=\"slide\" animation_direction=\"left\" animation_duration=\"1400ms\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px|||\" animation_style=\"slide\" animation_direction=\"right\" animation_duration=\"1350ms\" global_colors_info=\"{}\"]<p><strong>Comprehensive Benchmarking Report</p>\n<p></strong></p>\n<ul>\n<li>Multi-year analysis of costs, performance, risk, and staffing levels using standardized metrics and directly comparable benchmarks</li>\n<li>Comparisons to a custom peer group that we select in consultation with you, and to country and global universes</li>\n<li>Benefit from our experience and research through a personal presentation and discussion of your results</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px|||\" animation_style=\"slide\" animation_direction=\"right\" animation_duration=\"1350ms\" global_colors_info=\"{}\"]<p><strong>Global Leaders Research</strong></p>\n<p>Original research on:</p>\n<ul>\n<li>Organization design and staffing levels</li>\n<li>Functions such as risk, operations, and liquidity management</li>\n<li>Benchmarks</li>\n<li>Performance and cost drivers</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" animation_style=\"slide\" animation_direction=\"right\" animation_duration=\"1350ms\" global_colors_info=\"{}\"]<p><strong>Annual Global Leaders Conference</p>\n<p></strong></p>\n<ul>\n<li>Network with leading global funds</li>\n<li>Review research, discuss topics of interest</li>\n<li>Provide input on CEM metrics, analysis, reporting, and future research studies</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/benefits-section-final.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"15px||13px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Global Leader Research Program\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||7px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_orientation=\"center\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Optimizing Private Equity Performance</li>\n<li>Reporting and Disclosure Practices</li>\n<li>Governance Practices</li>\n<li>Understanding Transaction Costs</li>\n<li>Use of Leverage</li>\n<li>Managing Liquidity</li>\n<li>Review of Investment Operations</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Full Cost Disclosure for Private Equity</li>\n<li>Managing Data and Systems</li>\n<li>Hedge Fund Benchmarking and Performance Insights</li>\n<li>Total Fund and Asset Class Performance Targets</li>\n<li>Benchmarking and Performance Insights for liquid Assets</li>\n<li>Risk Management Practices</li>\n<li>Organizational Design Research</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Global Leaders Investment Benchmarking Service','','publish','closed','closed','','global-leaders-investment-benchmarking','','','2025-01-24 17:10:39','2025-01-24 17:10:39','',0,'https://www.staging.cembenchmarking.com/?page_id=29',0,'page','',0),(30,2,'2024-11-26 18:54:31','2024-11-26 18:54:31','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,43,81,0.94) 0%|rgba(0,21,71,0.69) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/pexels-brett-sayles-2097627.jpg\" background_position=\"bottom_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"20px||||false|false\" custom_margin_tablet=\"20px||||false|false\" custom_margin_phone=\"10px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"70%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" hover_enabled=\"0\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Costs • Governance • Performance • Responsible Investing</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][lwp_divi_breadcrumbs home_text=\"Services\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" use_custom_home_link=\"on\" home_link=\"/#Services\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" _builder_version=\"4.27.4\" _module_preset=\"default\" module_text_color=\"#bababa\" text_orientation=\"left\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/Background-image-DC-1.png\" background_size=\"contain\" background_position=\"center_right\" background_horizontal_offset=\"0%\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"|200px|||false|false\" custom_padding_tablet=\"|0px|||false|false\" custom_padding_phone=\"|0px|||false|false\" custom_padding_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_heading title=\"A Roadmap for Funds to Improve Transparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"left\" title_font_size=\"29px\" custom_margin=\"14px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|600|||||||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p style=\"text-align: left;\">Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||40px||false|false\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.<br />Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</p>[/et_pb_text][et_pb_button button_url=\"#Inquire\" button_text=\"Inquire about Transparency Report\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" height=\"334px\" height_tablet=\"334px\" height_phone=\"680px\" height_last_edited=\"on|desktop\" custom_margin=\"||||false|false\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"20px||20px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"164px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How does the Transparency Benchmark work? \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" title_font_size=\"29px\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Get a third-party<br />Transparency Assessment</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Demonstrate<br />Transparency Efforts</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Identify Gaps for<br />Improvements</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Implement Best<br />Practices</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" background_enable_image=\"off\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"left\" title_font_size=\"29px\" custom_margin=\"12px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"25px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\"]<p style=\"text-align: left;\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Improved decision making. Transparency and accountability go hand in hand.</li>\n<li>Clarity of purpose that comes from simplifying and communicating complex issues.</li>\n<li>Improved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.</li>\n<li>Improved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" title_text=\"transparency_matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" %22Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.%22 \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"20px\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_heading title=\"- Mike Heale, CEM Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"right\" title_text_color=\"gcid-heading-color\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||||false|false\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"15px||25px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Across Four Major Strategic Impact Areas \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"16px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_padding=\"||0px|||\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark provides insights into four impact areas.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Costs\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/dollar-1.png\" title_text=\"dollar\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Governance and Organization\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" title_text=\"courthouse\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincplesSwirl.png\" alt=\"CEM\'s data principles\" title_text=\"CEM\'s Data Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Performance\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" title_text=\"icons8-increase-96\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Responsible Investing\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/growth-1.png\" title_text=\"growth\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"0px||0px||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"16px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Specifically, the CEM Transparency Benchmark will help your fund:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"1. See and compare your transparency results: \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"transparency-learning-desc\">Get a custom comparison report that ranks your fund against 75 leading funds from 15 countries, across four major impact areas; Costs, Performance, Governance, and Responsible Investing; and 188 key metrics. </span></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||14px||false|false\" custom_padding=\"0px||0px||false|false\" border_color_right=\"#EDAE49\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"15\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Countries</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"75\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Funds</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"4\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Impact Areas</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"188\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Key Metrics</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" width=\"100%\" max_width=\"100%\" module_alignment=\"center\" height=\"615px\" height_tablet=\"615px\" height_phone=\"950px\" height_last_edited=\"on|phone\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" max_width=\"1644px\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-benchmark.png\" title_text=\"transparency-benchmark\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"||||false|false\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Governance and Organization</strong><br /><span style=\"font-size: 14px;\">34 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Structure and Mission</li>\n<li>Board Competencies and Qualifications</li>\n<li>Compensation and Human Resources</li>\n<li>Organizational Strategy</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Performance</strong><br /><span style=\"font-size: 14px;\">43 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Returns and Value-added: Time Periods &amp; Clarity</li>\n<li>Risk Policies and Measures</li>\n<li>Portfolio Structure and Explanation of Results</li>\n<li>Member Service Goals, Plans, and Levels*</li>\n<li>Funded Status and Related Discussion</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Costs</strong><br /><span style=\"font-size: 14px;\">57 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Total Fund Level</li>\n<li>Asset Class or Investment Option Level</li>\n<li>External Management Fees</li>\n<li>Transaction Costs</li>\n<li>Member Service and Administration Costs*</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Responsible Investing</strong><br /><span style=\"font-size: 14px;\">54 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Responsible Investing Governance</li>\n<li>Organizational Framework and Reporting</li>\n<li>Implementation: Exclusion; Active Ownership; Impact Investing; ESG Integration</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#4b547a\" width=\"100%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"465px\" height_tablet=\"465px\" height_phone=\"555px\" height_last_edited=\"on|phone\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" custom_margin_tablet=\"\" custom_margin_phone=\"-110px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 2. Demonstrate impact areas where you excel and identify improvement opportunities\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"136px||10px||false|false\" custom_padding=\"||0px|||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>Our report helps you demonstrate areas where you excel; identify gaps in your disclosures; and highlight improvements possibilities in your journey towards transparency excellence.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/gapsv2.png\" title_text=\"gapsv2\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/metric.jpg\" title_text=\"Financial stock market data statistics charts, index prices grow\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"3. Learn best practices:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" custom_margin=\"148px||10px||false|false\" custom_padding=\"||0px|||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Get a comprehensive collection of transparency best practices with clear examples that show you how you can improve your disclosures</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 4. Ensure that you are a transparency leader:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"147px||10px||false|false\" custom_padding=\"||0px|||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Far beyond scores and rankings, CEM’s Transparency Benchmark helps you set a solid foundation toward excellence in transparency.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-leadership.png\" alt=\"Transparency Leadership. CEM Transparency Service\" title_text=\"transparency-leadership\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#dbe5eb\" background_enable_image=\"off\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"5. Support from the world’s leader in pension fund benchmarking:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" custom_margin=\"16px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<ul class=\"transparency-support-list\">\n<li>CEM reviews, compares, and scores your public disclosures.</li>\n<li>No survey or work on your part.</li>\n<li>Interactive meetings to discuss your transparency results and improvement possibilities.</li>\n<li>We guarantee confidentiality of your Transparency Benchmark results.</li>\n<li>Objective, independent, third-party assessment from the world’s leader in pension fund benchmarking</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#000A06\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">The journey to improve transparency doesn’t have to be complex…<br />And transparency benchmarking is the first step.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#4b547a\" width=\"100%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"485px\" height_tablet=\"465px\" height_phone=\"555px\" height_last_edited=\"on|phone\" max_height=\"500px\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" custom_margin_tablet=\"\" custom_margin_phone=\"-110px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Global Pension Transparency Benchmark 2024\" url=\"/research/global-pension-transparency-benchmark-2/\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"110px||10px||false|false\" custom_padding=\"||0px|||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_font_size=\"29px\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p><span>The Global Pension Transparency Benchmark is the world\'s first global standard for pension disclosure, focusing on transparency in a bid to improve pension outcomes for members. It was developed by CEM Benchmarking in collaboration with <a href=\"https://global-pension-transparency-benchmark.top1000funds.com/\" target=\"_blank\" rel=\"noopener\">Top1000Funds</a> and is updated every year.</span></p>[/et_pb_text][et_pb_button button_url=\"/research/global-pension-transparency-benchmark-2/\" url_new_window=\"on\" button_text=\"Read more\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_border_radius=\"3px\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\" button_border_radius__hover_enabled=\"on|hover\" button_border_radius__hover=\"3px\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/GPTB-2024-How-did-your-fund-rank.png\" alt=\"See the results of the 2024 GPTB report\" title_text=\"GPTB 2024 How did your fund rank\" url=\"/research/global-pension-transparency-benchmark-2/\" url_new_window=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"#Inquire\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row module_id=\"Inquire\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"What to do next?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"20px||||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" module_alignment=\"center\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>If you want to discover how CEM’s Transparency Benchmark can help your organization improve transparency, inquire about our Transparency Report. Fill out the form below and our team will contact you shortly to discuss. Hope to meet you soon.</p>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" text_orientation=\"center\" width=\"60%\" width_tablet=\"60%\" width_phone=\"80%\" width_last_edited=\"on|phone\" module_alignment=\"center\" text_orientation_tablet=\"center\" text_orientation_phone=\"center\" text_orientation_last_edited=\"on|phone\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"1a11f467-74fd-47c2-a450-14a6fddceb1e\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Transparency Benchmarking Service','','publish','closed','closed','','transparency-benchmarking','','','2025-01-30 16:04:34','2025-01-30 16:04:34','',0,'https://www.staging.cembenchmarking.com/?page_id=30',0,'page','',0),(31,2,'2024-11-26 18:16:27','2024-11-26 18:16:27','<!-- wp:divi/placeholder /-->','Research','','inherit','closed','closed','','21-revision-v1','','','2024-11-26 18:16:27','2024-11-26 18:16:27','',21,'https://www.staging.cembenchmarking.com/?p=31',0,'revision','',0),(32,2,'2024-11-26 18:17:39','2024-11-26 18:17:39','<!-- wp:paragraph -->\n<p>Currently hosted on a different domain through HubSpot. 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id=\"leadership\" class=\"tab-content active\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" alt=\"Rashay Jethalal\"><!-- [et_pb_line_break_holder] -->            <h3>Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>CEO</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" alt=\"Matt Coyle\"><!-- [et_pb_line_break_holder] -->            <h3>Matt Coyle</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Client Experience</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" alt=\"Sadaf Shaikh\"><!-- [et_pb_line_break_holder] -->            <h3>Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Talent and Business Management</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" alt=\"Ye Pynenburg\"><!-- [et_pb_line_break_holder] -->            <h3>Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Finance</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"client\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" alt=\"Fleur Dubbelboer\"><!-- [et_pb_line_break_holder] -->            <h3>Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Netherlands & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" alt=\"David Jennings\"><!-- [et_pb_line_break_holder] -->            <h3>David Jennings</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Nordics & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" alt=\"Franco Wang\"><!-- [et_pb_line_break_holder] -->            <h3>Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" alt=\"Chris Doll\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Doll</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'jim\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/JimS-1.jpg\" alt=\"Jim Stamper\"><!-- [et_pb_line_break_holder] -->            <h3>Jim Stamper</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, U.S. West</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" alt=\"Kevin Vandolder\"><!-- [et_pb_line_break_holder] -->            <h3>Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, U.S. East</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" alt=\"Ravi Senthivel\"><!-- [et_pb_line_break_holder] -->            <h3>Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"product\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'joao\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Joao-1.jpg\" alt=\"Joao Barata\"><!-- [et_pb_line_break_holder] -->            <h3>Joao Barata</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'shayan\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Shayan-1.jpg\" alt=\"Shayan Bokhari\"><!-- [et_pb_line_break_holder] -->            <h3>Shayan Bokhari</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" alt=\"Maaike van Bragt\"><!-- [et_pb_line_break_holder] -->            <h3>Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Research Associate</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" alt=\"Rhijuta Dahal\"><!-- [et_pb_line_break_holder] -->            <h3>Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'david\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" alt=\"David Dupont\"><!-- [et_pb_line_break_holder] -->            <h3>David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Lead, Production</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" alt=\"Tanya Durr\"><!-- [et_pb_line_break_holder] -->            <h3>Tanya Durr</h3><!-- [et_pb_line_break_holder] -->            <p>Manager, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" alt=\"Daniel Griffiths\"><!-- [et_pb_line_break_holder] -->            <h3>Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger-1.jpg\" alt=\"Edsart X. Heuberger\"><!-- [et_pb_line_break_holder] -->            <h3>Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, PABS, GPTB, GRP</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" alt=\"Carl Ka Ho Ng\"><!-- [et_pb_line_break_holder] -->            <h3>Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" alt=\"Palwasha Saaim\"><!-- [et_pb_line_break_holder] -->            <h3>Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Investment Benchmarking Subscription</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" alt=\"Yvette van Velsen\"><!-- [et_pb_line_break_holder] -->            <h3>Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" alt=\"Norayr Vardanyan\"><!-- [et_pb_line_break_holder] -->            <h3>Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" alt=\"Janjaap Weeda\"><!-- [et_pb_line_break_holder] -->            <h3>Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Defined Contribution</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" alt=\"Victor Miglo\"><!-- [et_pb_line_break_holder] -->            <h3>Victor Miglo</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'james\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" alt=\"James West\"><!-- [et_pb_line_break_holder] -->            <h3>James West</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" alt=\"Sri Laya Devireddy\"><!-- [et_pb_line_break_holder] -->            <h3>Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->            <p>Operations Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"engineering\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" alt=\"Caradec Bisesar\"><!-- [et_pb_line_break_holder] -->            <h3>Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->            <p>Team Lead & Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" alt=\"Efron Berlian\"><!-- [et_pb_line_break_holder] -->            <h3>Efron Berlian</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"board\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sandy-Halim-1.jpg\" alt=\"Sandy Halim\"><!-- [et_pb_line_break_holder] -->            <h3>Sandy Halim</h3><!-- [et_pb_line_break_holder] -->            <p>Chair of the Board</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/johnm-1.jpg\" alt=\"John McLaughlin\"><!-- [et_pb_line_break_holder] -->            <h3>John McLaughlin</h3><!-- [et_pb_line_break_holder] -->            <p>President, Treasury Technologies International Inc.</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/keithA-1.png\" alt=\"Keith Ambachtsheer\"><!-- [et_pb_line_break_holder] -->            <h3>Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->            <p>President, KPA Advisory Services</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"modals\"><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rashay\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" class=\"profile-circle\"></div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">CEO</h4><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rashay joined CEM in 2021 and is responsible for overall strategy and performance of the business.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            Rashay brings over 20 years of experience in financial services, spanning asset management, capital markets, and transaction banking.<!-- [et_pb_line_break_holder] -->                            Rashay has held leadership roles at Purpose Investments, RBC, and CIBC, after being a management consultant at McKinsey & Company.<!-- [et_pb_line_break_holder] -->                            He holds an MBA from INSEAD and a Bachelor of Commerce (Honours) from the University of British Columbia.<!-- [et_pb_line_break_holder] -->                            He is also a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sandy\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sandy-Halim.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sandy Halim</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Chair of the Board</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                    href=\"https://www.linkedin.com/in/sandy-halim-0b121935\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /sandy-halim</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sandy joined CEM in 1993 and was its second employee. She was involved in the day-to-day operations including client service (many were CIEBA members), product development (including creating the Defined Contribution product), and management of what was essentially a start-up. Sandy has been trusted by boards and executives at the leading global pension funds to deliver fair and objective analysis, knowing that she always has had pension members’ best interests at heart.<!-- [et_pb_line_break_holder] -->                            Sandy retired from CEM and joined the CEM board in 2017 and now chairs the board. In addition to her board work at CEM, Sandy is active in several not-for-profits, including at the board level.<!-- [et_pb_line_break_holder] -->                            Sandy received her business degree from the University of Toronto and holds CFA and CPA designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"johnm\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/johnm.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John McLaughlin</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">President Treasury Technologies International Inc.</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            For the past 35 years through his own company, Treasury Technologies International Inc., John has advised business leaders in a wide variety of enterprises as they create, consider and execute strategic decisions. John has also been a principal in several successful start-up ventures.<!-- [et_pb_line_break_holder] -->                            John has extensive governance experience as a director of public and private corporations and in the not-for-profit sector.<!-- [et_pb_line_break_holder] -->                            John McLaughlin is a graduate of Ryerson University in Industrial Engineering Technology and the Schulich School of Business Administration. He holds the ICD.D director certification designation from the Rotman School of Business, University of Toronto and the Institute of Corporate Directors - Corporate Governance College.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"keith\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/keithA-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\"><!-- [et_pb_line_break_holder] -->                            Director Emeritus, International Centre for Pension Management (ICPM)<!-- [et_pb_line_break_holder] -->                            Executive-in-Residence, Rotman School of Management, University of Toronto<!-- [et_pb_line_break_holder] -->                            Senior Fellow, National Institute on Aging (NIA), Ryerson University<!-- [et_pb_line_break_holder] -->                            President, KPA Advisory Services<!-- [et_pb_line_break_holder] -->                        </h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Keith Ambachtsheer has been a participant in the pensions and investments industry since 1969. He is recognized as one of the globe’s most original thinkers on pension design, governance, and investing issues.<!-- [et_pb_line_break_holder] -->                            Since its founding in 1985, KPA Advisory Services has become known as a trusted incubator for new thinking in pensions, and for providing strategic advice to a global clientele in person, and through the monthly<!-- [et_pb_line_break_holder] -->                            Ambachtsheer Letter. Moreover, he has strong ties to pension and investments through academia.<!-- [et_pb_line_break_holder] -->                            He has personal governance experience as a member of several corporate and not-for-profit boards and has served as Board Chair of<!-- [et_pb_line_break_holder] -->                            the Princess Margaret Cancer Foundation and continues as a member of its Emeritus Council. He is a member of the Mercer CFA Institute<!-- [et_pb_line_break_holder] -->                            Global Pension Index Advisory Council, the Georgetown University Center for Retirement Initiatives Scholars Council, the Network for<!-- [et_pb_line_break_holder] -->                            Sustainable Financial Markets, and the Tobacco Free Portfolios Global Advisory Council.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"mike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, Rest of World</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a href=\"https://www.linkedin.com/in/mikeheale/\"<!-- [et_pb_line_break_holder] -->                                    target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /MIKE-HEALE</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Mike has a primary focus on global business development and client service within Europe,<!-- [et_pb_line_break_holder] -->                            the Middle East and Asia. Prior to joining CEM in 1997, Mike had twelve years of extensive<!-- [et_pb_line_break_holder] -->                            marketing experience in the pension and life insurance industry. Mike has led the firm\'s major<!-- [et_pb_line_break_holder] -->                            client growth and market expansion initiatives. He is a frequent speaker at various industry<!-- [et_pb_line_break_holder] -->                            conferences. Mike received his undergraduate degree in Physical and Health Education from Laurentian<!-- [et_pb_line_break_holder] -->                            and a Masters in Business Administration (MBA) from the University of Western Ontario.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"john\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'john\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, UK & Europe</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                href=\"https://www.linkedin.com/in/john-simmonds-22086421/\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                /JOHN-SIMMONDS</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            John is responsible for business development and client service in the UK and Ireland. <!-- [et_pb_line_break_holder] -->                            John has worked in the pension industry for over 30 years and counts many of the UK’s<!-- [et_pb_line_break_holder] -->                            largest pension schemes as clients.  He has written for numerous pension publications,<!-- [et_pb_line_break_holder] -->                            featured in the UK national press and is a regular presenter at industry seminars.  <!-- [et_pb_line_break_holder] -->                            John is a Fellow of the Pensions Management Institute (FPMI) with a Masters in Business<!-- [et_pb_line_break_holder] -->                            Administration from Warwick Business School. He previously worked for Deloitte and Arthur Andersen. <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"edsart\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, PABS, GPTB, GRP</h4><!-- [et_pb_line_break_holder] -->                        <h4>Business Development <br /> Netherlands</h4> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Edsart has responsibility for business development and client service in the Netherlands.<!-- [et_pb_line_break_holder] -->                            Edsart joined CEM in 2008 as an analyst on the Pension Administration team and senior<!-- [et_pb_line_break_holder] -->                            analyst on the Investment team. He has an intimate and quantitative understanding of<!-- [et_pb_line_break_holder] -->                            CEM’s investment and pension administration services and database, and will continue<!-- [et_pb_line_break_holder] -->                            to conduct and support administration and investment research. Edsart has a Masters<!-- [et_pb_line_break_holder] -->                            of Science in supply chain management from Erasmus University Rotterdam, the Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"davidj\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Jennings</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Nordics & UK</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David joined CEM in early 2020 and is responsible for client service and business development in the UK and Europe.<!-- [et_pb_line_break_holder] -->                            David has worked in financial services for over 20 years building relationships with some of the largest UK pension schemes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, he worked for Fidelity International and Lazard Asset Management as a Client Relationship Manager. He<!-- [et_pb_line_break_holder] -->                            has a deep understanding of the challenges facing asset owners and is experienced in tailoring solutions for a wide variety<!-- [et_pb_line_break_holder] -->                            of situations. David has a Bachelor degree in Archaeology from the University of Southampton.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"hannah\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'hannah\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"img/team/team-indiv/hannah.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">HANNAH BLOMFIELD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Client Relationship Manager</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Hannah joined CEM in 2021 and is responsible for pension administration client service and business development in the UK and Ireland.<!-- [et_pb_line_break_holder] -->                            She has worked in the pension industry for over 20 years providing various services to many different pension funds within the UK, including<!-- [et_pb_line_break_holder] -->                            some of the largest and most complex. Prior to joining CEM, Hannah worked for several companies including Hewitt Associates, Capita and ITM,<!-- [et_pb_line_break_holder] -->                            specialising in pension calculations, pension processes, data quality and long-term projects. She has a bachelor’s degree in Mathematics from<!-- [et_pb_line_break_holder] -->                            the Open University, which has been put to good use many times throughout the past 15 years.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"adam\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head of Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Adam joined CEM in 2022 and is responsible for driving operational improvements in the business. His focus<!-- [et_pb_line_break_holder] -->                            at CEM is on making the work of our teams and interactions with our clients more efficient and effective.<!-- [et_pb_line_break_holder] -->                            He cares greatly about ensuring retirees can enjoy their retirement without having to overpay for that privilege.<!-- [et_pb_line_break_holder] -->                            Adam brings more than 20 years of work, across a variety of industries, including banking, insurance and technology<!-- [et_pb_line_break_holder] -->                            as both a consultant and executive. He began his career as an economist with S&P, became a management consultant with<!-- [et_pb_line_break_holder] -->                            McKinsey and recently had leadership roles at Farber and Mensana. He holds a Master of Arts from the University of<!-- [et_pb_line_break_holder] -->                            Toronto in Economics and a Bachelor of Arts (Honours) in Economics and Psychology from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"fleur\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Netherlands & UK</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Fleur joined CEM in September 2021 as a Director Client Coverage, she is responsible for UK and Dutch Corporate, Local Government and Public pension schemes.<!-- [et_pb_line_break_holder] -->                            Fleur cares deeply about having a personal relationship with her clients, and ensuring our reporting is accurate and timely to better enable management and board decision making.<!-- [et_pb_line_break_holder] -->                            Prior to joining , Fleur has over 10 years of experience at Goldman Sachs International and Goldman Sachs Asset Management. Whilst there she enjoyed various roles including, SPV and Hedge Fund strategies operations, Separately Managed Account Project Management and more recently as Client Relationship Manager for the UK and Ireland institutional Team. She has detailed knowledge of separately managed account strategies, in both the creation and management of these mandates. Fleur has a bachelor’s degree in Business Administration from the University of Bath.<!-- [et_pb_line_break_holder] -->                            Fleur lives in Tunbridge Wells, and when not working is busy renovating and running after her young daughters.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"franco\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Franco is a Director at CEM Benchmarking who is responsible for client service in North America and parts of Asia. He was<!-- [et_pb_line_break_holder] -->                            previously an analyst on the Investment Benchmarking Service team, where he performed analysis and research for institutional investor clients. He<!-- [et_pb_line_break_holder] -->                            continues to leverage his extensive familiarity with CEM’s database to deliver insights to clients. He is a CFA Charterholder and has a degree in Accounting and<!-- [et_pb_line_break_holder] -->                            Financial Management from the University of Waterloo.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sadaf\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Talent and Business Management</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sadaf Shaikh joined CEM in 2022 and is responsible for HR, Talent, PMO, Contracts, and Office Services at CEM, ensuring our internal talent and business programs,<!-- [et_pb_line_break_holder] -->                            processes and corporate systems are optimized to support the high performance, growth culture at CEM. Sadaf brings over 15 years of broad HR,<!-- [et_pb_line_break_holder] -->                            Talent and process experience in financial services. Before joining CEM, Sadaf ran her own consulting practice and was an HR Business Partner at OMERS and Brookfield.<!-- [et_pb_line_break_holder] -->                            Sadaf is a Certified Human Resources Leader (CHRL), a Six Sigma Green Belt, and a Certified Executive Coach.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"junior\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Junior Payne</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Engineering</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Junior joined CEM in 2023 as the Head of Engineering at CEM Benchmarking, where he tackles key challenges and develops innovative solutions. Leading through inspiration,<!-- [et_pb_line_break_holder] -->                            his expertise helps foster collaboration and drives advancements that enhances team efficiency and industry standards. Prior to CEM,<!-- [et_pb_line_break_holder] -->                            Junior created a cybersecurity product at Architelos, built a high-performing technology team at Research in Motion, and shifted strategic direction at AuthenticWeb.<!-- [et_pb_line_break_holder] -->                            When not at work, Junior enjoys the outdoors with running, hiking, and kayaking, allowing him to recharge and set a positive example for his team.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ye\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Finance</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ye Pynenburg joined CEM in 2023 and is responsible for all aspects of financial management of the business including accounting, financial planning, tax and treasury.<!-- [et_pb_line_break_holder] -->                            She brings more than a decade of financial experience working with both public and private clients in various industries and sizes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Ye held positions at Rogers Communications Inc. and PwC in both their Consulting & Deals and Audit & Assurance practices.<!-- [et_pb_line_break_holder] -->                            Ye received both her Masters of Accounting and Bachelors of Accounting and Financial Management from the University of Waterloo. She also holds Chartered Business Valuator (CBV) and Chartered Professional Accountant (CPA, CA) designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"matt\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Matt Coyle</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Client Experience</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Matt joined CEM in 2024 and is responsible for leading communities, marketing and client experience. He brings over 15 years of senior leadership,<!-- [et_pb_line_break_holder] -->                            holding positions at Maple Leaf Sports & Entertainment, Cineplex Entertainment and Purpose Investments. Matt uses his training in design thinking to develop delightful moments for our customers.<!-- [et_pb_line_break_holder] -->                            He is a board of director at the Halton Field Hockey Club and in his spare time love to travel with his family. If you\'re ever traveling to Walt Disney World, feel free to ask him for some tips.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"jim\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'jim\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/JimS-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Jim Stamper</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, U.S. West</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Jim has a primary focus on business development and client service within the U.S west coast. Prior to joining CEM in 2022,<!-- [et_pb_line_break_holder] -->                            Jim spent over 10 years in the asset management industry in consultant relations and institutional client service roles.<!-- [et_pb_line_break_holder] -->                            Jim also spent over 10 years as a consultant with AON Hewitt in the defined contribution space where he worked with plan sponsors<!-- [et_pb_line_break_holder] -->                            on investment manager selection and plan design.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Jim received a BA in International Relations from Michigan State University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chris\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Product Development</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                                                        Chris has been with CEM since 2003 and is currently Head, Product Development as well as Head of Research.<!-- [et_pb_line_break_holder] -->                            He leads the evolution of CEM’s core models and analysis, and in customizing those models to meet client needs.<!-- [et_pb_line_break_holder] -->                            He oversees the research team in conducting best practice research, custom work for clients and partnering with outside researchers.<!-- [et_pb_line_break_holder] -->                            Chris has deep experience presenting or partnering with clients to conduct analysis and research to clients and has testified as an expert on pension fund costs.<!-- [et_pb_line_break_holder] -->                            Prior to working at CEM, Chris worked as a developer at an investment management firm.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science(Honours) in Quantitative Economics from the University of Toronto and is a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"kevin\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, U.S. East</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Kevin has extensive experience in the pension industry, having served as a Senior Consultant at DiMeo Schneider and AndCo, and as a Partner and DC Client Practice Leader at Aon Hewitt and EnnisKnupp for 24 years. He is a founding member of the Defined Contribution Institutional Investment Association (DCIIA) and currently serves on its Investment Policy and Design committee. Kevin has lectured at DePaul and Northwestern Universities and has been active with the CFA Institute, including roles as President and Treasurer of the CFA Society of Chicago.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->He holds an MBA from NYU\'s Stern School of Business and a Bachelor of Commerce in Finance from the University of Windsor. Kevin also served in the Royal Canadian Navy and Presbyterian World Service.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ravi\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ravi is a Director at CEM Benchmarking with responsibility for client service and success in North America.<!-- [et_pb_line_break_holder] -->                            Ravi brings over 20 years of experience across a variety of industries including financial services, telecommunications,<!-- [et_pb_line_break_holder] -->                            and loyalty. He began his career in investment banking with Salomon Smith Barney and recently held leadership positions<!-- [et_pb_line_break_holder] -->                            in multiple fintech startups. He holds an MBA from the University of Western Ontario and a Bachelor of Commerce from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chrisd\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Doll</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Christopher Doll joined CEM as a Director of Client Coverage in 2023 and is responsible client coverage in the U.S. market.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            He brings over 20 years asset management experience with a focus on client relations, product management and development and marketing.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Christopher launched multiple asset managers and helped build the Canadian ETF business for a multinational asset manager.<!-- [et_pb_line_break_holder] -->                            He was a frequent speaker at industry conferences.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Commerce (Honours) from the University of Ottawa. Christopher lives in Oakville with his wife and two daughters.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"maaike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Research Associate</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Maaike is an analyst on the Investment Benchmarking team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM in 2017, she applied her analytical<!-- [et_pb_line_break_holder] -->                            skills to her postdoctoral research in the biomedical field,<!-- [et_pb_line_break_holder] -->                            first in Boston (USA) and later in Ottawa (Canada). Maaike<!-- [et_pb_line_break_holder] -->                            earned her PhD in stem cell biology at the University of<!-- [et_pb_line_break_holder] -->                            Utrecht (the Netherlands).<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rhijuta\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rhijuta is an Analyst at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM Benchmarking, Rhijuta was working in Mercer’s manager<!-- [et_pb_line_break_holder] -->                            research team. Rhijuta has previous experience in DC<!-- [et_pb_line_break_holder] -->                            Consulting, Client Reporting from Towers Watson and has also<!-- [et_pb_line_break_holder] -->                            spent few years in Nepal working with social enterprises.<!-- [et_pb_line_break_holder] -->                            Rhijuta has a master’s degree in Mathematics from Lancaster<!-- [et_pb_line_break_holder] -->                            University.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"david\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'david\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Lead, Production</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David is a Director at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM in 2006, David worked at CIBC Mellon for eight years in a<!-- [et_pb_line_break_holder] -->                            variety of departments ranging from pension accounting to<!-- [et_pb_line_break_holder] -->                            sales and marketing. David is a CFA charter holder and has a<!-- [et_pb_line_break_holder] -->                            degree in Mathematics and Philosophy from the University of<!-- [et_pb_line_break_holder] -->                            Toronto.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"daniel\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Daniel is an Analyst at CEM Benchmarking. Prior to joining CEM Benchmarking, Daniel was working for New Zealand\'s stock exchange, NZX.<!-- [et_pb_line_break_holder] -->                            Daniel worked as an analyst across NZX\'s Capital Markets and Finance teams. Daniel has a Bachelor of Commerce degree in Finance (Hons)<!-- [et_pb_line_break_holder] -->                            and Economics from Victoria University of Wellington (New Zealand).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"carl\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Carl is a Business Solutions Analyst at CEM Benchmarking,<!-- [et_pb_line_break_holder] -->                            responsible<!-- [et_pb_line_break_holder] -->                            for analyzing client data and implementing product reports.<!-- [et_pb_line_break_holder] -->                            Before joining<!-- [et_pb_line_break_holder] -->                            CEM, Carl accumulated over 12 years of experience in the<!-- [et_pb_line_break_holder] -->                            pension industry<!-- [et_pb_line_break_holder] -->                            specializing in actuarial pension calculations and pension<!-- [et_pb_line_break_holder] -->                            software developments.<!-- [et_pb_line_break_holder] -->                            Carl holds a bachelor’s degree in Mathematics and is<!-- [et_pb_line_break_holder] -->                            currently a candidate in<!-- [et_pb_line_break_holder] -->                            the Fellow of the Society of Actuaries.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"palwasha\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Investment Benchmarking Subscription</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Palwasha is a Product Manager at CEM Benchmarking, responsible for managing the Investment Benchmarking Subscription (IBS)<!-- [et_pb_line_break_holder] -->                            offered to 300+ institutional investors globally, including pension plans, sovereign wealth funds, endowments and foundations.<!-- [et_pb_line_break_holder] -->                            She manages the data requirements, analysis and reporting for investments and staffing levels. Palwasha has been with CEM for five years<!-- [et_pb_line_break_holder] -->                            and is an active liaison between CEM’s client coverage, engineering and production teams, delivering on client needs. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Palwasha worked in various analytical roles in the financial services, IT and digital media industries. Palwasha is a CFA Charterholder,<!-- [et_pb_line_break_holder] -->                            a certified FRM (Financial Risk Manager) and holds a Bachelor degree in Economics and Finance.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"yvette\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Yvette joined CEM in 2012 and is involved in all aspects of<!-- [et_pb_line_break_holder] -->                            CEM’s Pension Administration<!-- [et_pb_line_break_holder] -->                            service for our North American, Australian and Dutch<!-- [et_pb_line_break_holder] -->                            clients. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Yvette held financial and operational management positions<!-- [et_pb_line_break_holder] -->                            with charity organizations<!-- [et_pb_line_break_holder] -->                            in Indonesia and Malawi. Yvette holds a Master’s degree in<!-- [et_pb_line_break_holder] -->                            Earth Sciences, Engineering<!-- [et_pb_line_break_holder] -->                            Geology from the Technical University of Delft, The<!-- [et_pb_line_break_holder] -->                            Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"norayr\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Norayr joined CEM in 2012 and provides development support<!-- [et_pb_line_break_holder] -->                            for CEM’s benchmarking models<!-- [et_pb_line_break_holder] -->                            as well as analytical support for CEM best practice research<!-- [et_pb_line_break_holder] -->                            projects.  Experience in<!-- [et_pb_line_break_holder] -->                            Canada and the United States as a business systems analyst<!-- [et_pb_line_break_holder] -->                            and IS Manager complements years<!-- [et_pb_line_break_holder] -->                            of experience gained at the World Bank IT Enterprise<!-- [et_pb_line_break_holder] -->                            Incubator in Armenia as an IT, financial<!-- [et_pb_line_break_holder] -->                            and business analyst.  Norayr has conducted requirements<!-- [et_pb_line_break_holder] -->                            analysis, business analysis, financial<!-- [et_pb_line_break_holder] -->                            modeling, reporting, automation, software development and<!-- [et_pb_line_break_holder] -->                            testing, project management, data<!-- [et_pb_line_break_holder] -->                            and statistical analysis.  He has an MBA from the University<!-- [et_pb_line_break_holder] -->                            of Illinois at Urbana-Champaign<!-- [et_pb_line_break_holder] -->                            and a MS Computer & Electronics Engineer from the State<!-- [et_pb_line_break_holder] -->                            Engineering University, Yerevan, Armenia.  <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"janjaap\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Defined Contribution</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Janjaap (\'JJ\') Weeda is the Defined Contribution product manager at CEM Benchmarking.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            JJ is devoted to making the DC dashboard an insightful and easy-to-use collaborative platform for plan sponsors and industry partners. At the same time, he is backing CEM’s ongoing effort to automate data inputs, making the survey easier to complete.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Janjaap joined CEM in 2017 as an analyst, where he gained extensive experience in the full cycle of data collection, cleaning, analytics, and reporting on CEM\'s extensive database.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science from the Radboud University of Nijmegen (the Netherlands) and obtained vast experience in data analytics and reporting during his Master\'s program in Business Economics in Vienna, Austria.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Do not forget to ask him about his product roadmap when you spot him in the wild!<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"victor\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Victor Miglo</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Victor Miglo has been with CEM since 2022 and is a member of our Product Delivery team as an Analyst.<!-- [et_pb_line_break_holder] -->                            In his role, Victor is responsible for building relationships with clients and ensuring they receive accurate<!-- [et_pb_line_break_holder] -->                            and insightful data in order to make strategic decisions. Prior to CEM Victor completed his Masters in Finance<!-- [et_pb_line_break_holder] -->                            from University of British Columbia and is a published academic author. Victor is also a national university tennis champion and enjoys playing sports with his friends.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"james\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'james\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">James West</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            James West has been with CEM since 2023 and is a member of the Pension Administration Benchmarking Subscription team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM Benchmarking, James spent over 25 years in pension administration in various roles including member<!-- [et_pb_line_break_holder] -->                            experience, employer services and system implementation. James has a Bachelor degree in Business from Wilfrid Laurier<!-- [et_pb_line_break_holder] -->                            University and has his CEBS designation.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"caradec\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Team Lead & Senior Engineer</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Caradec Bisesar has been at CEM since 2019 and is currently the Team Lead and Senior Engineer at CEM Benchmarking. He oversees the team\'s operations, project management, and technology strategy. Caradec plays a key role in the design and architecture of user-centric solutions, contributes to IT support and infrastructure maintenance, and collaborates on cross-functional initiatives to enhance product offerings and client engagement. Caradec holds a Bachelor of Science in Software Engineering with a minor in Mathematics from the University of Toronto Scarborough. He is also a certified Product Owner (CPO).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"efron\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Efron Berlian</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Engineer</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Efron Berlian joined CEM in 2017 and is a Senior Engineer on the team. In his role, Efron develops software solutions and maintains IT infrastructure to support our data analysis and benchmarking processes. He has been the architect of the engine behind our interactive Dashboard and continues to develop our second version along with other key projects and initiatives related to our subscriptions. Efron holds a Bachelor of Computer Science from University of WIndsor.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"laya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Operations Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sri Laya Devireddy joined CEM in 2023 as our Operations Analyst. In her role, Laya is responsible for making our internal product delivery and client coverage processes more streamlined and efficient, and reducing errors in our production cycle. Laya holds a Bachlor of Commerce degree with a focus on finance and strategy from University of Toronto and is currently working towards her PMP certification.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] --></div><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->    function showTab(tabId) {<!-- [et_pb_line_break_holder] -->        // Hide all tab contents<!-- [et_pb_line_break_holder] -->        document.querySelectorAll(\'.tab-content\').forEach(content => {<!-- [et_pb_line_break_holder] -->            content.style.display = \'none\';<!-- [et_pb_line_break_holder] -->            content.classList.remove(\'active\');<!-- [et_pb_line_break_holder] -->       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[et_pb_line_break_holder] -->            }<!-- [et_pb_line_break_holder] -->        });<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    function closeModal(modalId) {<!-- [et_pb_line_break_holder] -->        const modal = document.getElementById(modalId);<!-- [et_pb_line_break_holder] -->        // Remove z-index styles from body, header, footer, and html<!-- [et_pb_line_break_holder] -->        document.body.style.zIndex = \'\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'header\').style.zIndex = \'\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'header\').style.position = \'\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'footer\').style.zIndex = \'\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'footer\').style.position = \'\';<!-- [et_pb_line_break_holder] -->        document.documentElement.style.zIndex = \'\';<!-- [et_pb_line_break_holder] -->        modal.style.display = \'none\';<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Our Team','','publish','closed','closed','','team','','','2025-01-30 15:23:07','2025-01-30 15:23:07','',0,'https://www.staging.cembenchmarking.com/?page_id=41',0,'page','',0),(42,2,'2024-11-26 18:55:33','2024-11-26 18:55:33','<!-- wp:divi/placeholder /-->','Our Team','','inherit','closed','closed','','41-revision-v1','','','2024-11-26 18:55:33','2024-11-26 18:55:33','',41,'https://www.staging.cembenchmarking.com/?p=42',0,'revision','',0),(43,2,'2024-11-26 19:02:18','2024-11-26 19:02:18','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,45,91,0.84) 0%|rgba(0,25,63,0.83) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincples-cover.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" global_module=\"556\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"50px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Approach to Data Integrity\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"30px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Data Principles</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"3_5,2_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"3_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" max_width=\"100%\" custom_margin=\"|14px||||\" custom_padding=\"|28px||||\" global_colors_info=\"{}\"]<p>CEM is a leading data and insights firm. For us high data integrity is non-negotiable.</p>\n<p>Our data strategy is built upon the core data principles shared below. These interconnected principles are our north star and, as such, guide all of our efforts. The principles are owned by our internal data governance committee and revisited at least annually.</p>\n<p>Our execution is based on three pillars: industry standards called the Global Reporting Principles (GRP), assessment of data integrity by institutional investor, and investments in our team and internal processes. CEM has an expert team with over 30 years of experience, employing custom systems and processes to identify and rectify data issues and ensure high-quality data for our institutional investors. We also actively seek client input, so that we can improve our practices.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"2_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincplesSwirl.png\" title_text=\"dataPrincplesSwirl\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Data Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font_size=\"28px\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span>Our data integrity efforts are based on the following interconnected principles:</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Completeness</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p>While our preference is that all data is provided by institutional investors, we recognize that this is not always possible. To be included in the CEM database, the data must be unambiguous. We must be able to interpret the information provided with context. Where we have incomplete data sets, we observe the following:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||-10px||false|false\" global_colors_info=\"{}\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>We treat incomplete data as missing, rather than as zero or non-existent. Only where needed, we enrich the data.</li>\n<li>We only construct benchmarks from complete, known, and relevant data points that do not require enrichment.</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Comparability</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We present all data and insights in a consistent context, across all key dimensions of comparison. Where there are unavoidable differences, we call them out.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Accuracy</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">We validate all data using a combination of our proprietary tools and expertise. If in our professional judgment specific data points are not of sufficient quality, we do not use them.</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Confidentiality</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We ensure that individual non-public data cannot be read nor derived from publicly available CEM materials or CEM reporting, current nor legacy. Any non-public, client identifiable information that is shared is only done so with explicit client consent.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Providence</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">While we encourage client commentary, we hold ultimate decision rights on the structure of our analyses and application of data within them.</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Timeliness</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We provide insights on a timely basis, corresponding with the provision of the data from a client and its peers. We take all necessary steps to provide reliable delivery dates.</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Transparency</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We disclose all areas where we have enhanced and/or enriched data, including providing a summary of the approaches, and the sources of the data used for the enhancement/enrichment.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Security</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We take industry-standard precautions to ensure all data is protected from potential threats. If/when there is an incident, we act with pace, discipline, and open communication.</div>\n<div class=\"benefit-paragraph\"></div>\n<div class=\"benefit-paragraph\">These principles are owned by CEM’s Data Governance Committee, which comprises a group of CEM’s senior leaders and data experts. They are reviewed at least once a year.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Living our Data Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font_size=\"28px\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We proactively action our data principles through:</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Global Reporting Principles for the Investment Industry</li>\n<li>Data Integrity Scores for Individual Institutional Investors</li>\n<li>Processes &amp; Experience for CEM Team Members</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-46px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p>Below, we dive into each application separately.</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Institutional Investor Industry</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">In 2022, we undertook a multi-year effort to create CEM’s Global Reporting Principles (GRP). These principles were launched in 2024.</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"></div>\n<div class=\"benefit-paragraph\">Prior to creating GRP, we observed that standards and templates exist in specific countries, like Australia, the Netherlands, and the UK. However, the global institutional investment industry lacked a single consistent set of principles that span performance, cost, and timing. We worked with seven leading global pension funds to create these principles. The complete list of GRP principles can be found <a href=\"https://www.cembenchmarking.com/globalReportingPrinciples.html\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">CEM’s Global Reporting Principles will evolve over time. The release schedule was designed to allow for both feedback from market participants as well as for institutional investors to develop the systems, data, and personnel to action. The future releases, currently slated for 2026 and 2029, are shared <a href=\"https://www.cembenchmarking.com/dataPrinciplesModules.html\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">The elements of GRP that pertain to public reporting have been connected to the Global Pension Transparency Benchmark. This benchmark assesses the efficacy of the public reporting funds in fifteen countries against four factors: Performance, Cost, Responsible Investing, and Governance. More details on the GPTB can be found <a href=\"https://global-pension-transparency-benchmark.top1000funds.com/\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">Finally, we periodically do bespoke research on data quality-related topics for the benefit of the industry. Our publically available research papers can be found <a href=\"https://www.cembenchmarking.com/research\">here</a>.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Institutional Investors</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>For over 30 years, institutional investors globally have provided fund cost, performance, and structure data to CEM. We carefully assess the quality of the data provided, using a combination of data rules and deep expertise. More detail on the process is available in the “our team” section.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>In 2024, we started quantitatively assessing the quality of the data provided by each CEM-defined benefit pension fund client. We assess each client’s data set using the following rubric and provide a summary of the performance data, cost data and timeliness. Institutional investors are invited to review the data scorecard and make improvements. The data assessment is being beta-tested in 2024. An example of a scorecard can be found </span><a target=\"_blank\" href=\"https://www.cembenchmarking.com/dataPrinciplesScorecard.html\" rel=\"noopener\">here</a><span>.</span></div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Our Team</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>CEM’s data principles have been connected directly to our systems, processes, and training. Here are the seven steps our team takes to validate the data:</span></div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/7steps.jpg\" title_text=\"CEM’s data principles: 7 steps\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>Finally, we retain a leading third-party cybersecurity firm to conduct an annual information security assessment on our systems and processes. All high and medium-risk items identified in the last assessment have been fully addressed.</span></div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>Should you have any questions or comments on our data integrity efforts, please contact us at </span><a href=\"mailto:product@cembenchmarking.com\">product@cembenchmarking.com</a><span>.</span></div>\n</div>\n</div>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Our Approach to Data Integrity','','publish','closed','closed','','data-principles','','','2025-01-29 18:38:50','2025-01-29 18:38:50','',0,'https://www.staging.cembenchmarking.com/?page_id=43',0,'page','',0),(44,2,'2024-11-26 20:24:24','2024-11-26 20:24:24','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/SurveyChanges2023-1.jpg\" height=\"370px\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Careers\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Experience a unique and professional culture within a growing global company</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||54px||false|false\" global_colors_info=\"{}\"]<p><span>Join our enthusiastic and diverse team of ∼50 professionals in Toronto, London and the United States. We work together in a small company ambiance where your contributions are appreciated and your progress is directly related to your ability and effort. Working at CEM you will stretch your creative and analytical abilities while participating in the growth of a headline-making business.</span></p>\n<p><span>As an employee at CEM you can expect to experience our progressive culture which fosters a flexible and positive lifestyle.</span></p>\n<p><span>As a global company, we have a diverse group of employees and we welcome employees of many nationalities and cultures. Our technological strength allows employees the flexibility to work anywhere out of the office. We encourage physical fitness and a healthy lifestyle.</span></p>[/et_pb_text][et_pb_button button_url=\"https://cembenchmarking.applytojobs.ca/\" url_new_window=\"on\" button_text=\"Check out our job postings here!\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_border_radius=\"3px\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"-15px||||false|false\" custom_padding=\"25px||||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why work at CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\"][et_pb_accordion_item title=\"Our Mission\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" height=\"175px\" global_colors_info=\"{}\" max_height__hover_enabled=\"off|desktop\" toggle_icon__hover_enabled=\"off|desktop\"]<p style=\"text-align: left;\">We\'re more than just a benchmarking company. We are on a mission to make the lives of pensioners better by helping funds make better decisions.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"World Class Reputation\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We\'ve built a reputation over the years within the pension industry and are a \"household\" name with large and small defined benefit pension funds.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Career Development\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" hover_enabled=\"0\" global_colors_info=\"{}\" open=\"off\" sticky_enabled=\"0\"]<p>At CEM, we have a strong promote-from-within culture. Career development takes centre stage and every employee has a career development plan that we revisit each year.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Employer-paid Benefits\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We provide full benefits to full-time employees, including health, dental, and life insurance all 100% company-paid.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"RRSP Matching Program\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We\'re all about making the lives of pensioners better, and that starts inside the company first. We match 100% of your RRSP contributions up to 3% of your base salary.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Sabbaticals and Leaves\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We offer parental, short/long term disability, and sabbaticals to all our employees.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\"][et_pb_accordion_item title=\"Global Exposure from Canada\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\"]<p>We offer a unique opportunity to work with global clients across 5 continents while being based out of Canada.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Intellectual Work\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Our work is more than just number crunching. We get commissioned to work on some pretty unique, interesting projects. Whether you\'re into C# or researching unique angles on investment strategy, there\'s something for you at CEM.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Leadership Development\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We have a strong promote-from-within culture which means our future leaders work right here at CEM. We place an emphasis on leadership development, including executive coaching and competency training.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Flexible Work\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We measure success through our deliverables, not time in the office. Our employees choose to work where they are most productive and focused.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Flexible Dress Code\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>At CEM we focus on getting work done, not whether we\'re following a dress code policy. Dress for your day is our only motto.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Annual Company Off-site\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Each year, we take a full week to assess the past year, plan for the year ahead, hear from our clients, celebrate successes, learn, socialize, eat, and have a ton of fun together.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" hover_enabled=\"0\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\" sticky_enabled=\"0\"][et_pb_accordion_item title=\"Stability of a Large Firm\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>We have been around for over 30 years, yet continue to stay small and nimble. At CEM you get the startup feel without the startup risk.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Diversity & Inclusion\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" hover_enabled=\"0\" global_colors_info=\"{}\" open=\"off\" sticky_enabled=\"0\"]<p>Our company values diversity of all kind. Our hiring practices take special care to hire for culture add rather than culture fit, ensuring we have a lot of diverse voices at the table.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Women @ CEM\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Women have unique challenges in the workplace. and we\'re committed to helping our women navigate them. Our Women @ CEM group partners with Women\'s associations in the financial services industry across the globe.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Workcations\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Every year, our employees can take up to 8 weeks to work from anywhere in the world. We also give an allowance to cover travel and accommodations.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Monthly Team Lunches\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Did someone say food? Our monthly company-paid lunches aren\'t just about experiencing new restaurants (employee picked of course!). They\'re also about getting to know each other better.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section]','Careers','','publish','closed','closed','','careers','','','2025-02-12 17:47:13','2025-02-12 17:47:13','',0,'https://www.staging.cembenchmarking.com/?page_id=44',0,'page','',0),(45,2,'2024-11-26 20:27:09','2024-11-26 20:27:09','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h1>Privacy Policy</h1>\n<p>Last updated: May 14, 2021</p>\n<p>This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.</p>\n<p>We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.</p>\n<h1>Interpretation and Definitions</h1>\n<h2>Interpretation</h2>\n<p>The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.</p>\n<h2>Definitions</h2>\n<p>For the purposes of this Privacy Policy:</p>\n<ul>\n<li>\n<p><strong>Account</strong> means a unique account created for You to access our Service or parts of our Service.</p>\n</li>\n<li>\n<p><strong>Business</strong>, for the purpose of the CCPA (California Consumer Privacy Act), refers to the Company as the legal entity that collects Consumers\' personal information and determines the purposes and means of the processing of Consumers\' personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers\' personal information, that does business in the State of California.</p>\n</li>\n<li>\n<p><strong>Company</strong> (referred to as either \"the Company\", \"We\", \"Us\" or \"Our\" in this Agreement) refers to CEM Benchmarking Inc., 372 Bay Street, Suite 1000, Toronto, ON. M5H 2W9.</p>\n<p>For the purpose of the GDPR, the Company is the Data Controller.</p>\n</li>\n<li>\n<p><strong>Consumer</strong>, for the purpose of the CCPA (California Consumer Privacy Act), means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose, and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.</p>\n</li>\n<li>\n<p><strong>Cookies</strong> are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.</p>\n</li>\n<li>\n<p><strong>Country</strong> refers to: Ontario, Canada</p>\n</li>\n<li>\n<p><strong>Data Controller</strong>, for the purposes of the GDPR (General Data Protection Regulation), refers to the Company as the legal person which alone or jointly with others determines the purposes and means of the processing of Personal Data.</p>\n</li>\n<li>\n<p><strong>Device</strong> means any device that can access the Service such as a computer, a cellphone or a digital tablet.</p>\n</li>\n<li>\n<p><strong>Do Not Track</strong> (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.</p>\n</li>\n<li>\n<p><strong>Personal Data</strong> is any information that relates to an identified or identifiable individual.</p>\n<p>For the purposes for GDPR, Personal Data means any information relating to You such as a name, an identification number, location data, online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity.</p>\n<p>For the purposes of the CCPA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You.</p>\n</li>\n<li>\n<p><strong>Sale</strong>, for the purpose of the CCPA (California Consumer Privacy Act), means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer\'s personal information to another business or a third party for monetary or other valuable consideration.</p>\n</li>\n<li>\n<p><strong>Service</strong> refers to the Website.</p>\n</li>\n<li>\n<p><strong>Service Provider</strong> means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. For the purpose of the GDPR, Service Providers are considered Data Processors.</p>\n</li>\n<li>\n<p><strong>Usage Data</strong> refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).</p>\n</li>\n<li>\n<p><strong>Website</strong> refers to CEM Benchmarking, accessible from <a href=\"https://www.cembenchmarking.com/cembenchmarking.com\" rel=\"external nofollow noopener\" target=\"_blank\">cembenchmarking.com</a></p>\n</li>\n<li>\n<p><strong>You</strong> means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.</p>\n<p>Under GDPR (General Data Protection Regulation), You can be referred to as the Data Subject or as the User as you are the individual using the Service.</p>\n</li>\n</ul>\n<h1>Collecting and Using Your Personal Data</h1>\n<h2>Types of Data Collected</h2>\n<h3>Personal Data</h3>\n<p>While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:</p>\n<ul>\n<li>\n<p>Email address</p>\n</li>\n<li>\n<p>First name and last name</p>\n</li>\n<li>\n<p>Phone number</p>\n</li>\n<li>\n<p>Usage Data</p>\n</li>\n</ul>\n<h3>Usage Data</h3>\n<p>Usage Data is collected automatically when using the Service.</p>\n<p>Usage Data may include information such as Your Device\'s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.</p>\n<p>When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.</p>\n<p>We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.</p>\n<h3>Tracking Technologies and Cookies</h3>\n<p>We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:</p>\n<ul>\n<li><strong>Cookies or Browser Cookies.</strong> A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.</li>\n<li><strong>Flash Cookies.</strong> Certain features of our Service may use local stored objects (or Flash Cookies) to collect and store information about Your preferences or Your activity on our Service. Flash Cookies are not managed by the same browser settings as those used for Browser Cookies. For more information on how You can delete Flash Cookies, please read \"Where can I change the settings for disabling, or deleting local shared objects?\" available at <a href=\"https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_\" rel=\"external nofollow noopener\" target=\"_blank\">https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_</a></li>\n<li><strong>Web Beacons.</strong> Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).</li>\n</ul>\n<p>Cookies can be \"Persistent\" or \"Session\" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. You can learn more about cookies here: <a href=\"https://www.termsfeed.com/blog/cookies/\" target=\"_blank\" rel=\"noopener\">All About Cookies by TermsFeed</a>.</p>\n<p>We use both Session and Persistent Cookies for the purposes set out below:</p>\n<ul>\n<li>\n<p><strong>Necessary / Essential Cookies</strong></p>\n<p>Type: Session Cookies</p>\n<p>Administered by: Us</p>\n<p>Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.</p>\n</li>\n<li>\n<p><strong>Cookies Policy / Notice Acceptance Cookies</strong></p>\n<p>Type: Persistent Cookies</p>\n<p>Administered by: Us</p>\n<p>Purpose: These Cookies identify if users have accepted the use of cookies on the Website.</p>\n</li>\n<li>\n<p><strong>Functionality Cookies</strong></p>\n<p>Type: Persistent Cookies</p>\n<p>Administered by: Us</p>\n<p>Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.</p>\n</li>\n<li>\n<p><strong>Tracking and Performance Cookies</strong></p>\n<p>Type: Persistent Cookies</p>\n<p>Administered by: Third-Parties</p>\n<p>Purpose: These Cookies are used to track information about traffic to the Website and how users use the Website. The information gathered via these Cookies may directly or indirectly identify you as an individual visitor. This is because the information collected is typically linked to a pseudonymous identifier associated with the device you use to access the Website. We may also use these Cookies to test new pages, features or new functionality of the Website to see how our users react to them.</p>\n</li>\n<li>\n<p><strong>Targeting and Advertising Cookies</strong></p>\n<p>Type: Persistent Cookies</p>\n<p>Administered by: Third-Parties</p>\n<p>Purpose: These Cookies track your browsing habits to enable Us to show advertising which is more likely to be of interest to You. These Cookies use information about your browsing history to group You with other users who have similar interests. Based on that information, and with Our permission, third party advertisers can place Cookies to enable them to show adverts which We think will be relevant to your interests while You are on third party websites.</p>\n</li>\n</ul>\n<p>For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.</p>\n<h2>Use of Your Personal Data</h2>\n<p>The Company may use Personal Data for the following purposes:</p>\n<ul>\n<li><strong>To provide and maintain our Service</strong>, including to monitor the usage of our Service.</li>\n<li><strong>To manage Your Account:</strong> to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.</li>\n<li><strong>For the performance of a contract:</strong> the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.</li>\n<li><strong>To contact You:</strong> To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application\'s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.</li>\n<li><strong>To provide You</strong> with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.</li>\n<li><strong>To manage Your requests:</strong> To attend and manage Your requests to Us.</li>\n<li><strong>To deliver targeted advertising to You</strong>: We may use Your information to develop and display content and advertising (and work with third-party vendors who do so) tailored to Your interests and/or location and to measure its effectiveness.</li>\n<li><strong>For business transfers:</strong> We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.</li>\n<li><strong>For other purposes</strong>: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.</li>\n</ul>\n<p>We may share Your personal information in the following situations:</p>\n<ul>\n<li><strong>With Service Providers:</strong> We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to show advertisements to You to help support and maintain Our Service, to advertise on third party websites to You after You visited our Service, to contact You.</li>\n<li><strong>For business transfers:</strong> We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.</li>\n<li><strong>With Affiliates:</strong> We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.</li>\n<li><strong>With business partners:</strong> We may share Your information with Our business partners to offer You certain products, services or promotions.</li>\n<li><strong>With other users:</strong> when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.</li>\n<li><strong>With Your consent</strong>: We may disclose Your personal information for any other purpose with Your consent.</li>\n</ul>\n<h2>Retention of Your Personal Data</h2>\n<p>The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.</p>\n<p>The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.</p>\n<h2>Transfer of Your Personal Data</h2>\n<p>Your information, including Personal Data, is processed at the Company\'s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to â€” and maintained on â€” computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.</p>\n<p>Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.</p>\n<p>The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.</p>\n<h2>Disclosure of Your Personal Data</h2>\n<h3>Business Transactions</h3>\n<p>If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.</p>\n<h3>Law enforcement</h3>\n<p>Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).</p>\n<h3>Other legal requirements</h3>\n<p>The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:</p>\n<ul>\n<li>Comply with a legal obligation</li>\n<li>Protect and defend the rights or property of the Company</li>\n<li>Prevent or investigate possible wrongdoing in connection with the Service</li>\n<li>Protect the personal safety of Users of the Service or the public</li>\n<li>Protect against legal liability</li>\n</ul>\n<h2>Security of Your Personal Data</h2>\n<p>The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.</p>\n<h1>Detailed Information on the Processing of Your Personal Data</h1>\n<p>The Service Providers We use may have access to Your Personal Data. These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies.</p>\n<h2>Analytics</h2>\n<p>We may use third-party Service providers to monitor and analyze the use of our Service.</p>\n<ul>\n<li>\n<p><strong>Google Analytics</strong></p>\n<p>Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.</p>\n<p>You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.</p>\n<p>For more information on the privacy practices of Google, please visit the Google Privacy &amp; Terms web page: <a href=\"https://policies.google.com/privacy\" rel=\"external nofollow noopener\" target=\"_blank\">https://policies.google.com/privacy</a></p>\n</li>\n</ul>\n<h2>Advertising</h2>\n<p>We may use Service Providers to show advertisements to You to help support and maintain Our Service.</p>\n<ul>\n<li>\n<p><strong>Google AdSense &amp; DoubleClick Cookie</strong></p>\n<p>Google, as a third party vendor, uses cookies to serve ads on our Service. Google\'s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet.</p>\n<p>You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: <a href=\"http://www.google.com/ads/preferences/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.google.com/ads/preferences/</a></p>\n</li>\n<li>\n<p><strong>Bing Ads</strong></p>\n<p>Bing Ads is an advertising service provided by Microsoft Inc.</p>\n<p>You can opt-out from Bing Ads by following the instructions on Bing Ads Opt-out page: <a href=\"https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads\" rel=\"external nofollow noopener\" target=\"_blank\">https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads</a></p>\n<p>For more information about Bing Ads, please visit their Privacy Policy: <a href=\"https://privacy.microsoft.com/en-us/PrivacyStatement\" rel=\"external nofollow noopener\" target=\"_blank\">https://privacy.microsoft.com/en-us/PrivacyStatement</a></p>\n</li>\n<li>\n<p><strong>LinkedIn</strong></p>\n<p>Their Privacy Policy can be viewed at <a href=\"https://www.linkedin.com/legal/privacy-policy\" rel=\"external nofollow noopener\" target=\"_blank\">https://www.linkedin.com/legal/privacy-policy</a></p>\n</li>\n<li>\n<p><strong>Twitter</strong></p>\n<p>Their Privacy Policy can be viewed at <a href=\"https://twitter.com/en/privacy\" rel=\"external nofollow noopener\" target=\"_blank\">https://twitter.com/en/privacy</a></p>\n</li>\n</ul>\n<h2>Email Marketing</h2>\n<p>We may use Your Personal Data to contact You with newsletters, marketing or promotional materials and other information that may be of interest to You. You may opt-out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.</p>\n<p>We may use Email Marketing Service Providers to manage and send emails to You.</p>\n<ul>\n<li>\n<p><strong>ActiveCampaign</strong></p>\n<p>Their Privacy Policy can be viewed at <a href=\"https://www.activecampaign.com/legal/privacy-policy\" rel=\"external nofollow noopener\" target=\"_blank\">https://www.activecampaign.com/legal/privacy-policy</a></p>\n</li>\n</ul>\n<h2>Behavioral Remarketing</h2>\n<p>The Company uses remarketing services to advertise to You after You accessed or visited our Service. We and Our third-party vendors use cookies and non-cookie technologies to help Us recognize Your Device and understand how You use our Service so that We can improve our Service to reflect Your interests and serve You advertisements that are likely to be of more interest to You.</p>\n<p>These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies and to enable Us to:</p>\n<ul>\n<li>Measure and analyze traffic and browsing activity on Our Service</li>\n<li>Show advertisements for our products and/or services to You on third-party websites or apps</li>\n<li>Measure and analyze the performance of Our advertising campaigns</li>\n</ul>\n<p>Some of these third-party vendors may use non-cookie technologies that may not be impacted by browser settings that block cookies. Your browser may not permit You to block such technologies. You can use the following third-party tools to decline the collection and use of information for the purpose of serving You interest-based advertising:</p>\n<ul>\n<li>The NAI\'s opt-out platform: <a href=\"http://www.networkadvertising.org/choices/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.networkadvertising.org/choices/</a></li>\n<li>The EDAA\'s opt-out platform <a href=\"http://www.youronlinechoices.com/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.youronlinechoices.com/</a></li>\n<li>The DAA\'s opt-out platform: <a href=\"http://optout.aboutads.info/?c=2&amp;lang=EN\" rel=\"external nofollow noopener\" target=\"_blank\">http://optout.aboutads.info/?c=2&amp;lang=EN</a></li>\n</ul>\n<p>You may opt-out of all personalized advertising by enabling privacy features on Your mobile device such as Limit Ad Tracking (iOS) and Opt Out of Ads Personalization (Android). See Your mobile device Help system for more information.</p>\n<p>We may share information, such as hashed email addresses (if available) or other online identifiers collected on Our Service with these third-party vendors. This allows Our third-party vendors to recognize and deliver You ads across devices and browsers. To read more about the technologies used by these third-party vendors and their cross-device capabilities please refer to the Privacy Policy of each vendor listed below.</p>\n<p>The third-party vendors We use are:</p>\n<ul>\n<li>\n<p><strong>Google Ads (AdWords)</strong></p>\n<p>Google Ads (AdWords) remarketing service is provided by Google Inc.</p>\n<p>You can opt-out of Google Analytics for Display Advertising and customise the Google Display Network ads by visiting the Google Ads Settings page: <a href=\"http://www.google.com/settings/ads\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.google.com/settings/ads</a></p>\n<p>Google also recommends installing the Google Analytics Opt-out Browser Add-on - <a href=\"https://tools.google.com/dlpage/gaoptout\" rel=\"external nofollow noopener\" target=\"_blank\">https://tools.google.com/dlpage/gaoptout</a> - for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.</p>\n<p>For more information on the privacy practices of Google, please visit the Google Privacy &amp; Terms web page: <a href=\"https://policies.google.com/privacy\" rel=\"external nofollow noopener\" target=\"_blank\">https://policies.google.com/privacy</a></p>\n</li>\n<li>\n<p><strong>Twitter</strong></p>\n<p>Twitter remarketing service is provided by Twitter Inc.</p>\n<p>You can opt-out from Twitter\'s interest-based ads by following their instructions: <a href=\"https://support.twitter.com/articles/20170405\" rel=\"external nofollow noopener\" target=\"_blank\">https://support.twitter.com/articles/20170405</a></p>\n<p>You can learn more about the privacy practices and policies of Twitter by visiting their Privacy Policy page: <a href=\"https://twitter.com/privacy\" rel=\"external nofollow noopener\" target=\"_blank\">https://twitter.com/privacy</a></p>\n</li>\n<li>\n<p><strong>LinkedIn</strong></p>\n<p>Their Privacy Policy can be viewed at <a href=\"https://www.linkedin.com/legal/privacy-policy\" rel=\"external nofollow noopener\" target=\"_blank\">https://www.linkedin.com/legal/privacy-policy</a></p>\n</li>\n</ul>\n<h1>GDPR Privacy</h1>\n<h2>Legal Basis for Processing Personal Data under GDPR</h2>\n<p>We may process Personal Data under the following conditions:</p>\n<ul>\n<li><strong>Consent:</strong> You have given Your consent for processing Personal Data for one or more specific purposes.</li>\n<li><strong>Performance of a contract:</strong> Provision of Personal Data is necessary for the performance of an agreement with You and/or for any pre-contractual obligations thereof.</li>\n<li><strong>Legal obligations:</strong> Processing Personal Data is necessary for compliance with a legal obligation to which the Company is subject.</li>\n<li><strong>Vital interests:</strong> Processing Personal Data is necessary in order to protect Your vital interests or of another natural person.</li>\n<li><strong>Public interests:</strong> Processing Personal Data is related to a task that is carried out in the public interest or in the exercise of official authority vested in the Company.</li>\n<li><strong>Legitimate interests:</strong> Processing Personal Data is necessary for the purposes of the legitimate interests pursued by the Company.</li>\n</ul>\n<p>In any case, the Company will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.</p>\n<h2>Your Rights under the GDPR</h2>\n<p>The Company undertakes to respect the confidentiality of Your Personal Data and to guarantee You can exercise Your rights.</p>\n<p>You have the right under this Privacy Policy, and by law if You are within the EU, to:</p>\n<ul>\n<li><strong>Request access to Your Personal Data.</strong> The right to access, update or delete the information We have on You. Whenever made possible, you can access, update or request deletion of Your Personal Data directly within Your account settings section. If you are unable to perform these actions yourself, please contact Us to assist You. This also enables You to receive a copy of the Personal Data We hold about You.</li>\n<li><strong>Request correction of the Personal Data that We hold about You.</strong> You have the right to have any incomplete or inaccurate information We hold about You corrected.</li>\n<li><strong>Object to processing of Your Personal Data.</strong> This right exists where We are relying on a legitimate interest as the legal basis for Our processing and there is something about Your particular situation, which makes You want to object to our processing of Your Personal Data on this ground. You also have the right to object where We are processing Your Personal Data for direct marketing purposes.</li>\n<li><strong>Request erasure of Your Personal Data.</strong> You have the right to ask Us to delete or remove Personal Data when there is no good reason for Us to continue processing it.</li>\n<li><strong>Request the transfer of Your Personal Data.</strong> We will provide to You, or to a third-party You have chosen, Your Personal Data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which You initially provided consent for Us to use or where We used the information to perform a contract with You.</li>\n<li><strong>Withdraw Your consent.</strong> You have the right to withdraw Your consent on using your Personal Data. If You withdraw Your consent, We may not be able to provide You with access to certain specific functionalities of the Service.</li>\n</ul>\n<h2>Exercising of Your GDPR Data Protection Rights</h2>\n<p>You may exercise Your rights of access, rectification, cancellation and opposition by contacting Us. Please note that we may ask You to verify Your identity before responding to such requests. If You make a request, We will try our best to respond to You as soon as possible.</p>\n<p>You have the right to complain to a Data Protection Authority about Our collection and use of Your Personal Data. For more information, if You are in the European Economic Area (EEA), please contact Your local data protection authority in the EEA.</p>\n<h1>CCPA Privacy</h1>\n<p>This privacy notice section for California residents supplements the information contained in Our Privacy Policy and it applies solely to all visitors, users, and others who reside in the State of California.</p>\n<h2>Categories of Personal Information Collected</h2>\n<p>We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or Device. The following is a list of categories of personal information which we may collect or may have been collected from California residents within the last twelve (12) months.</p>\n<p>Please note that the categories and examples provided in the list below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact collected by Us, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been collected. For example, certain categories of personal information would only be collected if You provided such personal information directly to Us.</p>\n<ul>\n<li>\n<p><strong>Category A: Identifiers.</strong></p>\n<p>Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver\'s license number, passport number, or other similar identifiers.</p>\n<p>Collected: Yes.</p>\n</li>\n<li>\n<p><strong>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code Â§ 1798.80(e)).</strong></p>\n<p>Examples: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver\'s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.</p>\n<p>Collected: Yes.</p>\n</li>\n<li>\n<p><strong>Category C: Protected classification characteristics under California or federal law.</strong></p>\n<p>Examples: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category D: Commercial information.</strong></p>\n<p>Examples: Records and history of products or services purchased or considered.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category E: Biometric information.</strong></p>\n<p>Examples: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category F: Internet or other similar network activity.</strong></p>\n<p>Examples: Interaction with our Service or advertisement.</p>\n<p>Collected: Yes.</p>\n</li>\n<li>\n<p><strong>Category G: Geolocation data.</strong></p>\n<p>Examples: Approximate physical location.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category H: Sensory data.</strong></p>\n<p>Examples: Audio, electronic, visual, thermal, olfactory, or similar information.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category I: Professional or employment-related information.</strong></p>\n<p>Examples: Current or past job history or performance evaluations.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category J: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).</strong></p>\n<p>Examples: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category K: Inferences drawn from other personal information.</strong></p>\n<p>Examples: Profile reflecting a person\'s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.</p>\n<p>Collected: No.</p>\n</li>\n</ul>\n<p>Under CCPA, personal information does not include:</p>\n<ul>\n<li>Publicly available information from government records</li>\n<li>De-identified or aggregated consumer information</li>\n<li>Information excluded from the CCPA\'s scope, such as:\n<ul>\n<li>Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data</li>\n<li>Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver\'s Privacy Protection Act of 1994</li>\n</ul>\n</li>\n</ul>\n<h2>Sources of Personal Information</h2>\n<p>We obtain the categories of personal information listed above from the following categories of sources:</p>\n<ul>\n<li><strong>Directly from You</strong>. For example, from the forms You complete on our Service, preferences You express or provide through our Service.</li>\n<li><strong>Indirectly from You</strong>. For example, from observing Your activity on our Service.</li>\n<li><strong>Automatically from You</strong>. For example, through cookies We or our Service Providers set on Your Device as You navigate through our Service.</li>\n<li><strong>From Service Providers</strong>. For example, third-party vendors to monitor and analyze the use of our Service, third-party vendors to provide advertising on our Service, third-party vendors to deliver targeted advertising to You, or other third-party vendors that We use to provide the Service to You.</li>\n</ul>\n<h2>Use of Personal Information for Business Purposes or Commercial Purposes</h2>\n<p>We may use or disclose personal information We collect for \"business purposes\" or \"commercial purposes\" (as defined under the CCPA), which may include the following examples:</p>\n<ul>\n<li>To operate our Service and provide You with our Service.</li>\n<li>To provide You with support and to respond to Your inquiries, including to investigate and address Your concerns and monitor and improve our Service.</li>\n<li>To fulfill or meet the reason You provided the information. For example, if You share Your contact information to ask a question about our Service, We will use that personal information to respond to Your inquiry.</li>\n<li>To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.</li>\n<li>As described to You when collecting Your personal information or as otherwise set forth in the CCPA.</li>\n<li>For internal administrative and auditing purposes.</li>\n<li>To detect security incidents and protect against malicious, deceptive, fraudulent or illegal activity, including, when necessary, to prosecute those responsible for such activities.</li>\n</ul>\n<p>Please note that the examples provided above are illustrative and not intended to be exhaustive. For more details on how we use this information, please refer to the \"Use of Your Personal Data\" section.</p>\n<p>If We decide to collect additional categories of personal information or use the personal information We collected for materially different, unrelated, or incompatible purposes We will update this Privacy Policy.</p>\n<h2>Disclosure of Personal Information for Business Purposes or Commercial Purposes</h2>\n<p>We may use or disclose and may have used or disclosed in the last twelve (12) months the following categories of personal information for business or commercial purposes:</p>\n<ul>\n<li>\n<p>Category A: Identifiers</p>\n</li>\n<li>\n<p>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code Â§ 1798.80(e))</p>\n</li>\n<li>\n<p>Category F: Internet or other similar network activity</p>\n</li>\n</ul>\n<p>Please note that the categories listed above are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact disclosed, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been disclosed.</p>\n<p>When We disclose personal information for a business purpose or a commercial purpose, We enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.</p>\n<h2>Sale of Personal Information</h2>\n<p>As defined in the CCPA, \"sell\" and \"sale\" mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer\'s personal information by the business to a third party for valuable consideration. This means that We may have received some kind of benefit in return for sharing personal information, but not necessarily a monetary benefit.</p>\n<p>Please note that the categories listed below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact sold, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been shared for value in return.</p>\n<p>We may sell and may have sold in the last twelve (12) months the following categories of personal information:</p>\n<ul>\n<li>\n<p>Category A: Identifiers</p>\n</li>\n<li>\n<p>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code Â§ 1798.80(e))</p>\n</li>\n<li>\n<p>Category F: Internet or other similar network activity</p>\n</li>\n</ul>\n<h2>Share of Personal Information</h2>\n<p>We may share Your personal information identified in the above categories with the following categories of third parties:</p>\n<ul>\n<li>\n<p>Service Providers</p>\n</li>\n<li>\n<p>Our affiliates</p>\n</li>\n<li>\n<p>Our business partners</p>\n</li>\n<li>\n<p>Third party vendors to whom You or Your agents authorize Us to disclose Your personal information in connection with products or services We provide to You</p>\n</li>\n</ul>\n<h2>Sale of Personal Information of Minors Under 16 Years of Age</h2>\n<p>We do not knowingly collect personal information from minors under the age of 16 through our Service, although certain third party websites that we link to may do so. These third-party websites have their own terms of use and privacy policies and we encourage parents and legal guardians to monitor their children\'s Internet usage and instruct their children to never provide information on other websites without their permission.</p>\n<p>We do not sell the personal information of Consumers We actually know are less than 16 years of age, unless We receive affirmative authorization (the \"right to opt-in\") from either the Consumer who is between 13 and 16 years of age, or the parent or guardian of a Consumer less than 13 years of age. Consumers who opt-in to the sale of personal information may opt-out of future sales at any time. To exercise the right to opt-out, You (or Your authorized representative) may submit a request to Us by contacting Us.</p>\n<p>If You have reason to believe that a child under the age of 13 (or 16) has provided Us with personal information, please contact Us with sufficient detail to enable Us to delete that information.</p>\n<h2>Your Rights under the CCPA</h2>\n<p>The CCPA provides California residents with specific rights regarding their personal information. If You are a resident of California, You have the following rights:</p>\n<ul>\n<li><strong>The right to notice.</strong> You have the right to be notified which categories of Personal Data are being collected and the purposes for which the Personal Data is being used.</li>\n<li><strong>The right to request.</strong> Under CCPA, You have the right to request that We disclose information to You about Our collection, use, sale, disclosure for business purposes and share of personal information. Once We receive and confirm Your request, We will disclose to You:\n<ul>\n<li>The categories of personal information We collected about You</li>\n<li>The categories of sources for the personal information We collected about You</li>\n<li>Our business or commercial purpose for collecting or selling that personal information</li>\n<li>The categories of third parties with whom We share that personal information</li>\n<li>The specific pieces of personal information We collected about You</li>\n<li>If we sold Your personal information or disclosed Your personal information for a business purpose, We will disclose to You:\n<ul>\n<li>The categories of personal information categories sold</li>\n<li>The categories of personal information categories disclosed</li>\n</ul>\n</li>\n</ul>\n</li>\n<li><strong>The right to say no to the sale of Personal Data (opt-out).</strong> You have the right to direct Us to not sell Your personal information. To submit an opt-out request please contact Us.</li>\n<li><strong>The right to delete Personal Data.</strong> You have the right to request the deletion of Your Personal Data, subject to certain exceptions. Once We receive and confirm Your request, We will delete (and direct Our Service Providers to delete) Your personal information from our records, unless an exception applies. We may deny Your deletion request if retaining the information is necessary for Us or Our Service Providers to:\n<ul>\n<li>Complete the transaction for which We collected the personal information, provide a good or service that You requested, take actions reasonably anticipated within the context of our ongoing business relationship with You, or otherwise perform our contract with You.</li>\n<li>Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.</li>\n<li>Debug products to identify and repair errors that impair existing intended functionality.</li>\n<li>Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.</li>\n<li>Comply with the California Electronic Communications Privacy Act (Cal. Penal Code Â§ 1546 et. seq.).</li>\n<li>Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information\'s deletion may likely render impossible or seriously impair the research\'s achievement, if You previously provided informed consent.</li>\n<li>Enable solely internal uses that are reasonably aligned with consumer expectations based on Your relationship with Us.</li>\n<li>Comply with a legal obligation.</li>\n<li>Make other internal and lawful uses of that information that are compatible with the context in which You provided it.</li>\n</ul>\n</li>\n<li><strong>The right not to be discriminated against.</strong> You have the right not to be discriminated against for exercising any of Your consumer\'s rights, including by:\n<ul>\n<li>Denying goods or services to You</li>\n<li>Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties</li>\n<li>Providing a different level or quality of goods or services to You</li>\n<li>Suggesting that You will receive a different price or rate for goods or services or a different level or quality of goods or services</li>\n</ul>\n</li>\n</ul>\n<h2>Exercising Your CCPA Data Protection Rights</h2>\n<p>In order to exercise any of Your rights under the CCPA, and if You are a California resident, You can contact Us:</p>\n<ul>\n<li>By email: <a href=\"https://www.cembenchmarking.com/cdn-cgi/l/email-protection\" class=\"__cf_email__\" data-cfemail=\"3851565e57785b5d555a5d565b5055594a5351565f165b5755\">[email protected]</a></li>\n</ul>\n<p>Only You, or a person registered with the California Secretary of State that You authorize to act on Your behalf, may make a verifiable request related to Your personal information.</p>\n<p>Your request to Us must:</p>\n<ul>\n<li>Provide sufficient information that allows Us to reasonably verify You are the person about whom We collected personal information or an authorized representative</li>\n<li>Describe Your request with sufficient detail that allows Us to properly understand, evaluate, and respond to it</li>\n</ul>\n<p>We cannot respond to Your request or provide You with the required information if We cannot:</p>\n<ul>\n<li>Verify Your identity or authority to make the request</li>\n<li>And confirm that the personal information relates to You</li>\n</ul>\n<p>We will disclose and deliver the required information free of charge within 45 days of receiving Your verifiable request. The time period to provide the required information may be extended once by an additional 45 days when reasonable necessary and with prior notice.</p>\n<p>Any disclosures We provide will only cover the 12-month period preceding the verifiable request\'s receipt.</p>\n<p>For data portability requests, We will select a format to provide Your personal information that is readily usable and should allow You to transmit the information from one entity to another entity without hindrance.</p>\n<h2>Do Not Sell My Personal Information</h2>\n<p>You have the right to opt-out of the sale of Your personal information. Once We receive and confirm a verifiable consumer request from You, we will stop selling Your personal information. To exercise Your right to opt-out, please contact Us.</p>\n<p>The Service Providers we partner with (for example, our analytics or advertising partners) may use technology on the Service that sells personal information as defined by the CCPA law. If you wish to opt out of the use of Your personal information for interest-based advertising purposes and these potential sales as defined under CCPA law, you may do so by following the instructions below.</p>\n<p>Please note that any opt out is specific to the browser You use. You may need to opt out on every browser that You use.</p>\n<h3>Website</h3>\n<p>You can opt out of receiving ads that are personalized as served by our Service Providers by following our instructions presented on the Service:</p>\n<ul>\n<li>The NAI\'s opt-out platform: <a href=\"http://www.networkadvertising.org/choices/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.networkadvertising.org/choices/</a></li>\n<li>The EDAA\'s opt-out platform <a href=\"http://www.youronlinechoices.com/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.youronlinechoices.com/</a></li>\n<li>The DAA\'s opt-out platform: <a href=\"http://optout.aboutads.info/?c=2&amp;lang=EN\" rel=\"external nofollow noopener\" target=\"_blank\">http://optout.aboutads.info/?c=2&amp;lang=EN</a></li>\n</ul>\n<p>The opt out will place a cookie on Your computer that is unique to the browser You use to opt out. If you change browsers or delete the cookies saved by your browser, You will need to opt out again.</p>\n<h3>Mobile Devices</h3>\n<p>Your mobile device may give You the ability to opt out of the use of information about the apps You use in order to serve You ads that are targeted to Your interests:</p>\n<ul>\n<li>\"Opt out of Interest-Based Ads\" or \"Opt out of Ads Personalization\" on Android devices</li>\n<li>\"Limit Ad Tracking\" on iOS devices</li>\n</ul>\n<p>You can also stop the collection of location information from Your mobile device by changing the preferences on Your mobile device.</p>\n<h1>\"Do Not Track\" Policy as Required by California Online Privacy Protection Act (CalOPPA)</h1>\n<p>Our Service does not respond to Do Not Track signals.</p>\n<p>However, some third party websites do keep track of Your browsing activities. If You are visiting such websites, You can set Your preferences in Your web browser to inform websites that You do not want to be tracked. You can enable or disable DNT by visiting the preferences or settings page of Your web browser.</p>\n<h1>Children\'s Privacy</h1>\n<p>Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.</p>\n<p>If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent\'s consent before We collect and use that information.</p>\n<h1>Your California Privacy Rights (California\'s Shine the Light law)</h1>\n<p>Under California Civil Code Section 1798 (California\'s Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Personal Data with third parties for the third parties\' direct marketing purposes.</p>\n<p>If you\'d like to request more information under the California Shine the Light law, and if You are a California resident, You can contact Us using the contact information provided below.</p>\n<h1>California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)</h1>\n<p>California Business and Professions Code section 22581 allow California residents under the age of 18 who are registered users of online sites, services or applications to request and obtain removal of content or information they have publicly posted.</p>\n<p>To request removal of such data, and if You are a California resident, You can contact Us using the contact information provided below, and include the email address associated with Your account.</p>\n<p>Be aware that Your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.</p>\n<h1>Links to Other Websites</h1>\n<p>Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party\'s site. We strongly advise You to review the Privacy Policy of every site You visit.</p>\n<p>We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.</p>\n<h1>Changes to this Privacy Policy</h1>\n<p>We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.</p>\n<p>We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the \"Last updated\" date at the top of this Privacy Policy.</p>\n<p>You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.</p>\n<h1>Contact Us</h1>\n<p>If you have any questions about this Privacy Policy, You can contact us:</p>\n<ul>\n<li>By email: <a href=\"https://www.cembenchmarking.com/cdn-cgi/l/email-protection\" class=\"__cf_email__\" data-cfemail=\"660f0800092605030b040308050e0b07140d0f08014805090b\">[email protected]</a></li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Privacy Policy','','publish','closed','closed','','privacy-policy','','','2025-01-16 21:44:44','2025-01-16 21:44:44','',0,'https://www.staging.cembenchmarking.com/?page_id=45',0,'page','',0),(46,2,'2024-11-26 20:24:56','2024-11-26 20:24:56','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/insights-cover-med.jpg\" height=\"370px\" height_tablet=\"370px\" height_phone=\"290px\" height_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" custom_padding_tablet=\"65px||56px||false|false\" custom_padding_phone=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Contact Us\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" custom_padding_last_edited=\"on|desktop\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" text_font_size=\"19px\" text_orientation=\"center\" global_colors_info=\"{}\"]<p>Please fill out our form below and we will get back to you shortly</p>[/et_pb_text][et_pb_button button_url=\"#contact-form\" button_text=\"Contact Form\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_border_radius=\"3px\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"294.6px\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" custom_margin=\"18px||18px||true|false\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking HQ\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"26px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_line_height=\"0.9em\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|phone\" max_width_tablet=\"\" max_width_phone=\"100%\" max_width_last_edited=\"on|desktop\" hover_enabled=\"0\" module_alignment_tablet=\"\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">372 Bay Street, Suite 1000</p>\n<p style=\"text-align: center;\">Toronto, Ontario, M5H 2W9</p>\n<p style=\"text-align: center;\">Canada</p>\n<p style=\"text-align: center;\">+1 416 369 0568</p>\n<p style=\"text-align: center;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking UK Ltd\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"26px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_line_height=\"0.9em\" width_tablet=\"\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" hover_enabled=\"0\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">Oxford House, 15-17 Mount Ephraim Road</p>\n<p style=\"text-align: center;\">Tunbridge Wells, Kent, TN1 1EN</p>\n<p style=\"text-align: center;\">United Kingdom</p>\n<p style=\"text-align: center;\">+44 203 887 9289</p>\n<p style=\"text-align: center;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" module_id=\"contact-form\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" min_height=\"206.1px\" custom_margin=\"-21px||||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" width=\"40%\" width_tablet=\"40%\" width_phone=\"85%\" width_last_edited=\"on|phone\" custom_padding=\"24px|24px|24px|24px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"9px\" box_shadow_vertical=\"8px\" box_shadow_blur=\"6px\" box_shadow_color=\"rgba(235,235,235,0.36)\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"36a0236a-9f51-4c40-945f-3f5200bcb91f\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','Contact Us','','publish','closed','closed','','contact','','','2025-03-20 18:12:52','2025-03-20 18:12:52','',0,'https://www.staging.cembenchmarking.com/?page_id=46',0,'page','',0),(47,2,'2024-11-26 19:02:18','2024-11-26 19:02:18','<!-- wp:divi/placeholder /-->','Our Approach to Data Integrity','','inherit','closed','closed','','43-revision-v1','','','2024-11-26 19:02:18','2024-11-26 19:02:18','',43,'https://www.staging.cembenchmarking.com/?p=47',0,'revision','',0),(50,2,'2024-11-26 20:24:24','2024-11-26 20:24:24','<!-- wp:divi/placeholder /-->','Careers','','inherit','closed','closed','','44-revision-v1','','','2024-11-26 20:24:24','2024-11-26 20:24:24','',44,'https://www.staging.cembenchmarking.com/?p=50',0,'revision','',0),(51,2,'2024-11-26 20:24:56','2024-11-26 20:24:56','<!-- wp:divi/placeholder /-->','Contact Us','','inherit','closed','closed','','46-revision-v1','','','2024-11-26 20:24:56','2024-11-26 20:24:56','',46,'https://www.staging.cembenchmarking.com/?p=51',0,'revision','',0),(52,2,'2024-11-26 20:27:09','2024-11-26 20:27:09','<!-- wp:divi/placeholder /-->','Privacy Policy','','inherit','closed','closed','','45-revision-v1','','','2024-11-26 20:27:09','2024-11-26 20:27:09','',45,'https://www.staging.cembenchmarking.com/?p=52',0,'revision','',0),(53,2,'2024-11-26 20:27:47','2024-11-26 20:27:47','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,94,0.77) 0%|rgba(0,28,63,0.96) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/SurveyChanges2023-1.jpg\" height=\"370px\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"100px||100px||true|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Confidentiality\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#fff9f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><strong>Confidentiality</strong></p>\n<p>The information that CEM collects from clients is sensitive and we are very careful about how we handle it. Your data will be treated in the same confidential manner as data received from all other clients who participate in our surveys. Data collected from you may be used for benchmarking and research, but only in a manner that preserves confidentiality by combining your responses with many others. CEM may disclose your fund’s inclusion by name in its client reports if your fund is part of the peer group used as the basis for the report. This disclosure will not be linked to your data or results. From time to time, CEM may provide access to the data on an unnamed basis, and under a strict confidentiality agreement, for academic research.</p>\n<p><em>The province of Ontario has implemented laws to improve accessibility to goods and services for people with disabilities according to the Accessibility for Ontarians with Disabilities Act, 2005 (AODA). As such, CEM Benchmarking Inc. states the following:</em></p>\n<p><strong>Providing Goods and Services to People with Disabilities</strong></p>\n<p>CEM Benchmarking Inc. is committed to excellence in serving all customers including people with disabilities.</p>\n<p><strong>Assistive Devices</strong></p>\n<p>We will ensure that our staff are trained and familiar with various devices we have on site or that we provide that may be used by customers with disabilities while accessing our goods or services.</p>\n<p><strong>Communication</strong></p>\n<p>We will communicate with people with disabilities in ways that take into account their disability.</p>\n<p><strong>Service Animals</strong></p>\n<p>We welcome people with disabilities and their service animals. Service animals are allowed on the parts of our premises that are open to the public.</p>\n<p><strong>Support Persons</strong></p>\n<p>A person with a disability who is accompanied by a support person will be allowed to have that person accompany them on our premises.</p>\n<p><strong>Notice of Temporary Disruption</strong></p>\n<p>In the event of a planned or unexpected disruption to services or facilities for customers with disabilities, CEM Benchmarking Inc. will notify customers promptly. This clearly posted notice will information about the reason for the disruption, its anticipated length of time, and a description of alternative facilities or services, if available.</p>\n<p>CEM’s facility is located at: 372 Bay Street, Suite 1000, Toronto, Ontario, Canada.</p>\n<p>The notice will be made publicly available on our website www.cembenchmarking.com/aboutus/accessibility.aspx</p>\n<p><strong>Training</strong></p>\n<p>CEM Benchmarking Inc. will provide accessible customer service training to employees, volunteers and others who deal with the public or other third parties on our behalf. Training will also be provided to people involved in the development of policies, plans, practices and procedures related to the provision of our goods and services.</p>\n<p>Individuals in the following positions will be trained: Sales, Customer Relationship Management, Analysts, Product Solutions, Office Administration.</p>\n<p>Staff will be trained on Accessible Customer Service within six (6) months after being hired.</p>\n<p><strong>Training Will Include:</strong></p>\n<ul>\n<li>An overview of the<span> </span><strong>Accessibility for Ontarians with Disabilities Act, 2005</strong><span> </span>and the requirements of the customer service standard</li>\n</ul>\n<ul>\n<li>CEM Benchmarking Inc.’s plan related to the customer service standard</li>\n</ul>\n<ul>\n<li>How to interact and communicate with people with various types of disabilities</li>\n</ul>\n<ul>\n<li>How to interact with people with disabilities who use an assistive device or require the assistance of a service animal or a support person</li>\n</ul>\n<ul>\n<li>How to use the equipment or devices available on-site or otherwise that may help with providing goods or services to people with disabilities. These include modifying printed reports and editing our website.</li>\n</ul>\n<ul>\n<li>What to do if a person with a disability is having difficulty in accessing CEM Benchmarking Inc.’s goods and services</li>\n</ul>\n<ul>\n<li>Staff will also receive an updated training module when changes are made to our accessible customer service plan.</li>\n</ul>\n<p><strong>Feedback Process</strong></p>\n<p>Customers who wish to provide feedback on the way CEM Benchmarking Inc. provides goods and services to people with disabilities can provide feedback in the following way(s):</p>\n<ul>\n<li>To the Manager of Corporate Operations, Tanya M. Durr, via e-mail:<span> </span><a href=\"mailto:Tanya@cembenchmarking.com\">Tanya@cembenchmarking.com</a><span> </span>or phone: 416-369-0568.</li>\n</ul>\n<p><span>All feedback including complaints will be responded to personally within five (5) business days.</span></p>\n<p>&nbsp;</p>\n<p><strong>Notice of Availability</strong></p>\n<p>CEM Benchmarking Inc. will notify the public that our documents related to accessible customer service, are available upon request by posting a notice on our website<span> </span><a href=\"https://www.cembenchmarking.com/aboutus/accessibility.aspx\" target=\"_blank\" rel=\"noopener\">www.cembenchmarking.com/aboutus/accessibility.aspx</a></p>\n<p><strong>Modifications To This Or Other Policies</strong><span> </span></p>\n<p>Any policy, practice or procedure of CEM Benchmarking Inc. that does not respect and promote the principles of dignity, independence, integration and equal opportunity for people with disabilities will be modified or removed.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Confidentiality &amp; 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Donec rutrum.</p>[/et_pb_text][et_pb_button custom_button=\"on\" button_text_size=\"14px\" button_text_color=\"#ffffff\" button_bg_color=\"rgba(0,0,0,0)\" button_border_width=\"0px\" button_letter_spacing=\"0px\" button_font=\"|700|||on||||\" custom_margin=\"||||false|false\" custom_padding=\"|0px||0px|false|true\" button_text=\"View Our Work\" _builder_version=\"4.7.7\" _module_preset=\"475e8fc9-0f00-4608-909c-59bd2661ef27\" hover_enabled=\"0\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" transform_scale_tablet=\"\" transform_scale_phone=\"\" transform_scale_last_edited=\"on|tablet\" transform_translate=\"0px|64px\" transform_translate_tablet=\"0px|0px\" transform_translate_phone=\"\" transform_translate_last_edited=\"on|tablet\" transform_translate_linked=\"off\" transform_rotate_tablet=\"\" transform_rotate_phone=\"\" transform_rotate_last_edited=\"on|tablet\" transform_skew_tablet=\"\" transform_skew_phone=\"\" transform_skew_last_edited=\"on|tablet\" transform_origin_tablet=\"\" transform_origin_phone=\"\" transform_origin_last_edited=\"on|tablet\" transform_styles_last_edited=\"on|tablet\" hover_enabled=\"0\" transform_styles_tablet=\"\" transform_styles_phone=\"\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-48.jpg\" title_text=\"engineering-firm-48\" show_bottom_space=\"off\" _builder_version=\"4.7.7\" _module_preset=\"default\" positioning=\"absolute\" position_origin_a=\"bottom_left\" position_origin_a_tablet=\"\" position_origin_a_phone=\"\" position_origin_a_last_edited=\"on|tablet\" position_origin_f_tablet=\"\" position_origin_f_phone=\"\" position_origin_f_last_edited=\"on|tablet\" position_origin_r_tablet=\"\" position_origin_r_phone=\"\" position_origin_r_last_edited=\"on|tablet\" min_height_last_edited=\"off|tablet\" max_height_tablet=\"400px\" max_height_phone=\"400px\" max_height_last_edited=\"on|phone\" custom_margin=\"|-10vw|||false|false\" custom_margin_tablet=\"|0vw|||false|false\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|tablet\" hover_enabled=\"0\" positioning_tablet=\"none\" positioning_phone=\"\" positioning_last_edited=\"on|tablet\" locked=\"off\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"About\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_text header_2_font=\"Trirong|500|||||||\" header_2_font_size=\"60px\" header_2_font_size_tablet=\"30px\" header_2_font_size_phone=\"18px\" header_2_font_size_last_edited=\"on|phone\" header_2_line_height=\"1.1em\" header_2_line_height_tablet=\"1.3em\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" header_2_text_color=\"#000000\" text_orientation=\"right\" _builder_version=\"4.7.7\" _module_preset=\"7d4a8cbc-5ddd-46c9-be95-23498c921cdd\" hover_enabled=\"0\"]<h2>About Divi</h2>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" custom_padding=\"0px|||||\" hover_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"Trirong||||||||\" text_font_size=\"16px\" text_line_height=\"1.8em\" text_orientation=\"right\" hover_enabled=\"0\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|tablet\"]<p>Vivamus suscipit tortor eget felis porttitor volutpat. Vivamus suscipit tortor eget felis porttitor volutpat. Mauris blandit aliquet elit, eget tincidunt nibh pulvinar a. Curabitur arcu erat, accumsan id imperdiet et, porttitor at sem. Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia Curae; Donec velit neque, auctor sit amet aliquam vel, ullamcorper sit amet ligula. Vivamus suscipit tortor eget felis porttitor volutpat. Nulla quis lorem ut liber.</p>\n<p>Curabitur non nulla sit amet nisl tempus convallis quis ac lectus. Vestibulum ac diam sit amet quam vehicula elementum sed sit amet dui. Mauris blandit aliquet elit, eget tincidunt nibh pulvinar a. Sed porttitor lectus nibh. Cras ultricies ligula sed magna dictum porta. Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Donec rutrum congue leo eget malesuada. Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Donec rutrum congue leo eget malesuada.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_divider color=\"#000000\" divider_weight=\"2px\" _builder_version=\"4.7.7\" _module_preset=\"default\" width=\"210px\" height=\"2px\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\"][/et_pb_divider][et_pb_button custom_button=\"on\" button_text_size=\"14px\" button_text_color=\"#000000\" button_bg_color=\"rgba(0,0,0,0)\" button_border_width=\"0px\" button_letter_spacing=\"3px\" button_font=\"|700||on|||||\" custom_margin=\"|||230px|false|false\" custom_padding=\"|0px||0px|false|true\" button_text=\"Learn More\" _builder_version=\"4.7.7\" _module_preset=\"3cfd7408-1427-4d2f-b482-f4daba988622\" transform_scale_tablet=\"\" transform_scale_phone=\"\" transform_scale_last_edited=\"on|phone\" transform_translate=\"0px|-50%\" transform_translate_tablet=\"\" transform_translate_phone=\"0px|0%\" transform_translate_last_edited=\"on|phone\" transform_translate_linked=\"off\" transform_rotate_tablet=\"\" transform_rotate_phone=\"\" transform_rotate_last_edited=\"on|phone\" transform_skew_tablet=\"\" transform_skew_phone=\"\" transform_skew_last_edited=\"on|phone\" transform_origin_tablet=\"\" transform_origin_phone=\"\" transform_origin_last_edited=\"on|phone\" transform_styles_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"|||0px|false|false\" custom_margin_last_edited=\"on|phone\" hover_enabled=\"0\" transform_styles_tablet=\"\" transform_styles_phone=\"\" locked=\"off\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" prev_background_color=\"#ffffff\" admin_label=\"Services\" _builder_version=\"4.7.7\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_start=\"#f5dbba\" background_color_gradient_end=\"#f6ebdd\" background_color_gradient_direction=\"150deg\" custom_margin=\"||||false|false\" custom_padding=\"16vw||||false|false\" top_divider_style=\"arrow\" top_divider_height=\"10vw\" hover_enabled=\"0\"][et_pb_row _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_text header_2_font=\"Trirong|500|||||||\" header_2_font_size=\"60px\" header_2_font_size_tablet=\"30px\" header_2_font_size_phone=\"18px\" header_2_font_size_last_edited=\"on|phone\" header_2_line_height=\"1.3em\" header_2_line_height_tablet=\"1.3em\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"off|desktop\" header_2_text_color=\"#000000\" text_orientation=\"left\" _builder_version=\"4.7.7\" _module_preset=\"7d4a8cbc-5ddd-46c9-be95-23498c921cdd\" hover_enabled=\"0\"]<h2>Donec Rutrum Congue Leo Eget Malesuada. Curabitur Non Nulla Sit Amet Nisl Tempus Convallis Quis Ipsum Lectus.</h2>[/et_pb_text][et_pb_button button_alignment=\"right\" custom_button=\"on\" button_text_size=\"14px\" button_text_color=\"#ffffff\" button_bg_color=\"#000000\" button_border_width=\"0px\" button_border_radius=\"0px\" custom_padding=\"16px|40px|16px|40px|true|true\" button_font=\"|700|||||||\" button_letter_spacing=\"0px\" button_text=\"All Services\" _builder_version=\"4.8.0\" _module_preset=\"default\" hover_enabled=\"0\" locked=\"off\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_blurb icon_alignment=\"left\" content_max_width=\"100%\" header_font=\"|700|||||||\" header_font_size=\"16px\" header_line_height=\"1.6em\" body_font_size=\"16px\" body_font_size_tablet=\"14px\" body_font_size_phone=\"13px\" body_font_size_last_edited=\"on|phone\" body_line_height=\"1.8em\" animation=\"off\" title=\"Architectural Engineering\" image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-icon-14-1.png\" _builder_version=\"4.7.7\" _module_preset=\"a9c19a80-4e24-4315-9a62-909b5d3c40bd\" hover_enabled=\"0\" header_font_size_tablet=\"18px\" header_font_size_phone=\"16px\" header_font_size_last_edited=\"off|desktop\"]<p>Sed porttitor lectus nibh. Vivamus suscipit tortor eget felis porttitor volutpat. Quisque velit nisi, pretium ut lacinia in, eleme</p>[/et_pb_blurb][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_blurb icon_alignment=\"left\" content_max_width=\"100%\" header_font=\"|700|||||||\" header_font_size=\"16px\" header_line_height=\"1.6em\" body_font_size=\"16px\" body_font_size_tablet=\"14px\" body_font_size_phone=\"13px\" body_font_size_last_edited=\"on|phone\" body_line_height=\"1.8em\" animation=\"off\" title=\"Transportation & Bridge\" image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-icon-1-copy.png\" _builder_version=\"4.7.7\" _module_preset=\"a9c19a80-4e24-4315-9a62-909b5d3c40bd\" hover_enabled=\"0\" locked=\"off\"]<p>Sed porttitor lectus nibh. Vivamus suscipit tortor eget felis porttitor volutpat. Quisque velit nisi, pretium ut lacinia in, ele</p>[/et_pb_blurb][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_blurb icon_alignment=\"left\" content_max_width=\"100%\" header_font=\"|700|||||||\" header_font_size=\"16px\" header_line_height=\"1.6em\" body_font_size=\"16px\" body_font_size_tablet=\"14px\" body_font_size_phone=\"13px\" body_font_size_last_edited=\"on|phone\" body_line_height=\"1.8em\" animation=\"off\" title=\"Custom Builds\" image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-icon-13-copy.png\" _builder_version=\"4.7.7\" _module_preset=\"a9c19a80-4e24-4315-9a62-909b5d3c40bd\" hover_enabled=\"0\" locked=\"off\"]<p>Sed porttitor lectus nibh. Vivamus suscipit tortor eget felis porttitor volutpat. Quisque velit nisi, pretium ut lacinia in, ele</p>[/et_pb_blurb][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-49.jpg\" title_text=\"engineering-firm-49\" _builder_version=\"4.7.7\" _module_preset=\"default\" width=\"60%\" custom_margin=\"||-16vw||false|false\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|50|50|100|1|0|-1\" hover_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Stats\" _builder_version=\"4.7.7\" _module_preset=\"default\" background_color=\"#000000\" width=\"60%\" width_tablet=\"100%\" width_phone=\"\" width_last_edited=\"on|tablet\" max_width=\"900px\" module_alignment=\"right\" custom_margin=\"||||false|false\" hover_enabled=\"0\" box_shadow_style=\"preset3\" box_shadow_vertical=\"72px\" box_shadow_blur=\"64px\" box_shadow_spread=\"-16px\"][et_pb_row _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"Trirong||||||||\" text_font_size=\"16px\" text_line_height=\"1.8em\" background_layout=\"dark\" hover_enabled=\"0\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" locked=\"off\"]Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Curabitur arcu erat, accumsan id imperdiet et, porttitor at sem. Curabitur non nulla sit amet nisl tempus convallis quis ac lectus. Curabitur arcu erat, accumsan id imperdiet et, p[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_number_counter title=\"Projects\" number=\"264\" percent_sign=\"off\" _builder_version=\"4.8.0\" _module_preset=\"default\" title_font=\"Trirong|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" number_font=\"Trirong|300|||||||\" number_text_color=\"#ffffff\" number_font_size=\"60px\" number_line_height=\"80px\" text_orientation=\"left\" background_layout=\"dark\" hover_enabled=\"0\" title_font_size_tablet=\"18px\" title_font_size_phone=\"16px\" title_font_size_last_edited=\"on|phone\" number_font_size_tablet=\"36px\" number_font_size_phone=\"30px\" number_font_size_last_edited=\"on|phone\" number_line_height_tablet=\"120px\" number_line_height_phone=\"130px\" number_line_height_last_edited=\"on|phone\" locked=\"off\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_number_counter title=\"Cities\" number=\"12\" percent_sign=\"off\" _builder_version=\"4.7.7\" _module_preset=\"default\" title_font=\"Trirong|700|||||||\" title_font_size=\"20px\" title_line_height=\"1.2em\" number_font=\"Trirong|300|||||||\" number_text_color=\"#ffffff\" number_font_size=\"60px\" number_line_height=\"80px\" text_orientation=\"left\" background_layout=\"dark\" hover_enabled=\"0\" title_font_size_tablet=\"18px\" title_font_size_phone=\"16px\" title_font_size_last_edited=\"on|phone\" number_font_size_tablet=\"36px\" number_font_size_phone=\"30px\" number_font_size_last_edited=\"on|phone\" number_line_height_tablet=\"120px\" number_line_height_phone=\"130px\" number_line_height_last_edited=\"on|phone\" locked=\"off\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Feature\" _builder_version=\"4.7.7\" _module_preset=\"default\" overflow-x=\"hidden\" overflow-y=\"hidden\" custom_padding=\"96px||96px||true|\" hover_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" max_width=\"none\" custom_padding=\"||0px|||\" hover_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-44.png\" title_text=\"engineering-firm-50\" align=\"right\" _builder_version=\"4.7.7\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-50.jpg\" max_height=\"1000px\" custom_margin=\"|||-10vw|false|false\" custom_margin_tablet=\"|||0vw|false|false\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" hover_enabled=\"0\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" positioning=\"absolute\" position_origin_a=\"bottom_right\" position_origin_a_tablet=\"\" position_origin_a_phone=\"\" position_origin_a_last_edited=\"on|tablet\" position_origin_f_tablet=\"\" position_origin_f_phone=\"\" position_origin_f_last_edited=\"on|tablet\" position_origin_r_tablet=\"\" position_origin_r_phone=\"\" position_origin_r_last_edited=\"on|tablet\" hover_enabled=\"0\" positioning_tablet=\"none\" positioning_phone=\"\" positioning_last_edited=\"on|tablet\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"Trirong||||||||\" text_text_color=\"#000000\" text_font_size=\"16px\" text_line_height=\"1.8em\" max_width=\"510px\" hover_enabled=\"0\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|tablet\" locked=\"off\"]Sed porttitor lectus nibh. Vivamus suscipit tortor eget felis porttitor volutpat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Sed porttitor lectus nibh. Nulla quis lorem ut libero malesuada feugiat. Donec sollicitudin molestie malesuada.[/et_pb_text][et_pb_button button_alignment=\"left\" custom_button=\"on\" button_text_size=\"14px\" button_text_color=\"#ffffff\" button_bg_color=\"#bba486\" button_border_width=\"0px\" button_border_radius=\"0px\" custom_padding=\"15px|40px|15px|40px|true|true\" button_font=\"Trirong|700|||||||\" button_letter_spacing=\"0px\" button_text=\"Learn More\" _builder_version=\"4.7.7\" _module_preset=\"default\" button_use_icon=\"off\" hover_enabled=\"0\" locked=\"off\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" next_background_color=\"#ffffff\" admin_label=\"Story\" _builder_version=\"4.7.7\" _module_preset=\"default\" background_color=\"#000000\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-52.png\" background_size=\"initial\" overflow-x=\"hidden\" overflow-y=\"hidden\" bottom_divider_style=\"arrow\" bottom_divider_height=\"10vw\" bottom_divider_arrangement=\"above_content\" hover_enabled=\"0\"][et_pb_row column_structure=\"1_4,1_2,1_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"1_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-27.jpg\" title_text=\"engineering-firm-27\" _builder_version=\"4.7.7\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_saturate=\"0%\" filter_contrast=\"140%\" filter_sepia=\"20%\" scroll_vertical_motion_enable=\"on\" scroll_vertical_motion=\"0|50|50|100|2|0|-2\" hover_enabled=\"0\" locked=\"off\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"Trirong|||on|||||\" text_letter_spacing=\"4px\" text_line_height=\"1.8em\" header_2_font=\"Trirong|700|||||||\" header_2_font_size=\"60px\" header_2_line_height=\"1.1em\" background_layout=\"dark\" custom_margin=\"||10px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"\" text_font_size_phone=\"12px\" text_font_size_last_edited=\"on|phone\" header_2_font_size_tablet=\"30px\" header_2_font_size_phone=\"18px\" header_2_font_size_last_edited=\"on|phone\" header_2_line_height_tablet=\"1.3em\" header_2_line_height_phone=\"1.4em\" header_2_line_height_last_edited=\"on|phone\" locked=\"off\"]<p>Since</p>\n<h2>1965</h2>[/et_pb_text][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"Trirong|700|||||||\" text_font_size=\"18px\" text_line_height=\"1.8em\" background_layout=\"dark\" hover_enabled=\"0\" text_font_size_tablet=\"16px\" text_font_size_phone=\"14px\" text_font_size_last_edited=\"on|phone\" locked=\"off\"]<p>Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Nulla quis lorem ut </p>[/et_pb_text][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"Trirong||||||||\" text_font_size=\"16px\" text_line_height=\"1.8em\" background_layout=\"dark\" hover_enabled=\"0\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" locked=\"off\"]<p>Sed porttitor lectus nibh. Vivamus suscipit tortor eget felis porttitor volutpat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Sed porttitor lectus nibh.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-38.jpg\" title_text=\"engineering-firm-38\" _builder_version=\"4.7.7\" _module_preset=\"default\" filter_saturate=\"0%\" filter_contrast=\"140%\" filter_sepia=\"20%\" hover_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.7.7\" _module_preset=\"default\" max_width=\"none\" hover_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"|800|||||||\" text_text_color=\"#ffffff\" text_font_size=\"10vw\" text_line_height=\"1em\" text_orientation=\"center\" custom_margin=\"||-6vw||false|false\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|1|0|-1\" hover_enabled=\"0\"]<p>Engineering</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.8.0\" _module_preset=\"default\" background_color=\"#000000\" z_index=\"10\" max_width=\"670px\" module_alignment=\"center\" custom_margin=\"|||||false\" custom_padding=\"80px|80px|80px|80px|true|true\" custom_padding_tablet=\"30px|30px|30px|30px|true|true\" custom_padding_phone=\"|20px||20px|true|true\" hover_enabled=\"0\" box_shadow_style=\"preset3\" box_shadow_vertical=\"64px\" box_shadow_blur=\"72px\" box_shadow_spread=\"-16px\" box_shadow_color=\"rgba(0,0,0,0.72)\"][et_pb_column type=\"4_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"Trirong||||||||\" text_font_size=\"16px\" text_line_height=\"1.8em\" background_layout=\"dark\" hover_enabled=\"0\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" locked=\"off\"]Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Nulla quis lorem ut libero malesuada feugiat. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed porttitor lectus nibh. Vivamus suscipit tortor eget felis porttitor volutpat. Quisque velit nisi, pretium ut lacinia in, elementum id enim. Praesent sapien massa, convallis a pellentesque nec, egestas non nisi. Sed porttitor lectus nibh. Nulla quis lorem ut libero malesuada feugiat. Donec sollicitudin molestie malesuada.[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.7.7\" _module_preset=\"default\" width=\"100%\" max_width=\"none\" custom_margin=\"||||false|false\" hover_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-53-1.png\" title_text=\"engineering-firm-53\" _builder_version=\"4.7.7\" _module_preset=\"default\" z_index=\"1\" custom_margin=\"-10vw||||false|false\" scroll_horizontal_motion_enable=\"on\" scroll_horizontal_motion=\"0|50|50|100|-1|0|1\" hover_enabled=\"0\"][/et_pb_image][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-54.jpg\" title_text=\"engineering-firm-54\" show_bottom_space=\"off\" _builder_version=\"4.7.7\" _module_preset=\"default\" width=\"80%\" module_alignment=\"center\" custom_margin=\"-8vw||||false|false\" filter_saturate=\"0%\" filter_contrast=\"140%\" filter_sepia=\"20%\" hover_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Testimonials\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/quote.png\" title_text=\"quote\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][/et_pb_image][et_pb_testimonial author=\"- David Marks\" quote_icon=\"off\" quote_icon_color=\"#bba486\" quote_icon_background_color=\"rgba(0,0,0,0)\" _builder_version=\"4.7.7\" _module_preset=\"default\" body_font=\"Trirong||on||||||\" body_font_size=\"16px\" body_line_height=\"2em\" author_font=\"Trirong|500|||||||\" author_text_color=\"#2a2a2a\" background_enable_color=\"off\" use_background_color=\"off\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" body_font_size_tablet=\"14px\" body_font_size_phone=\"13px\" body_font_size_last_edited=\"on|phone\" locked=\"off\"]<p>Quisque velit nisi, pretium ut lacinia in, elementum id enim. Cras ultricies ligula sed magna dictum porta. Mauris blandit aliquet elit, eget tincidunt nibh pulvinar a. Sed porttitor lectus nibh. Nulla porttitor accumsan tincidunt. Cras ultricies ligula sed magna dictum porta. Vivamus suscipit tortor eget felis porttitor volutpat. Proin eget tortor risus. Sed porttitor lectus</p>[/et_pb_testimonial][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/quote.png\" title_text=\"quote\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" locked=\"off\"][/et_pb_image][et_pb_testimonial author=\"- Jane Webber\" quote_icon=\"off\" quote_icon_color=\"#bba486\" quote_icon_background_color=\"rgba(0,0,0,0)\" _builder_version=\"4.7.7\" _module_preset=\"default\" body_font=\"Trirong||on||||||\" body_font_size=\"16px\" body_line_height=\"2em\" author_font=\"Trirong|500|||||||\" author_text_color=\"#2a2a2a\" background_enable_color=\"off\" use_background_color=\"off\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" body_font_size_tablet=\"14px\" body_font_size_phone=\"13px\" body_font_size_last_edited=\"on|phone\" locked=\"off\"]Quisque velit nisi, pretium ut lacinia in, elementum id enim. Cras ultricies ligula sed magna dictum porta. Mauris blandit aliquet elit, eget tincidunt nibh pulvinar a. Sed porttitor lectus nibh. Nulla porttitor accumsan tincidunt. Cras ultricies ligula sed magna dictum porta. Vivamus suscipit tortor eget felis porttitor volutpat. Proin eget tortor risus. Sed porttitor lectus nibh. Curabitur arcu erat, accumsan id imperdiet et, porttitor at sem.[/et_pb_testimonial][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/quote.png\" title_text=\"quote\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\" locked=\"off\"][/et_pb_image][et_pb_testimonial author=\"- John Doe\" quote_icon=\"off\" quote_icon_color=\"#bba486\" quote_icon_background_color=\"rgba(0,0,0,0)\" _builder_version=\"4.7.7\" _module_preset=\"default\" body_font=\"Trirong||on||||||\" body_font_size=\"16px\" body_line_height=\"2em\" author_font=\"Trirong|500|||||||\" author_text_color=\"#2a2a2a\" background_enable_color=\"off\" use_background_color=\"off\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" body_font_size_tablet=\"14px\" body_font_size_phone=\"13px\" body_font_size_last_edited=\"on|phone\" locked=\"off\"]<p>Cras ultricies ligula sed magna dictum porta. Mauris blandit aliquet elit, eget tincidunt nibh pulvinar a. Sed porttitor lectus nibh. Nulla porttitor accumsan tincidunt. Cras ultricies ligula sed magna dictum porta. Vivamus suscipit tortor eget felis porttitor volutpat. Proin eget tortor risus. Sed porttitor lectus nibh. Curabitur arcu erat, accumsan id imperdiet et, porttitor at sem.</p>[/et_pb_testimonial][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Footer\" _builder_version=\"4.7.7\" _module_preset=\"default\" background_color=\"#000000\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/engineering-firm-52.png\" background_size=\"initial\" hover_enabled=\"0\" saved_tabs=\"all\"][et_pb_row column_structure=\"1_4,1_4,1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_column type=\"1_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/divi-logo-white-e1610502870685.png\" title_text=\"divi-logo-white\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][/et_pb_image][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_font=\"Trirong||||||||\" text_font_size=\"16px\" text_line_height=\"1.8em\" background_layout=\"dark\" hover_enabled=\"0\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\"]Vestibulum ac diam sit amet quam vehicula elementum sed sit amet dui. Vestibulum ac sed sit amet du.[/et_pb_text][et_pb_social_media_follow _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_social_media_follow_network social_network=\"facebook\" _builder_version=\"4.7.7\" _module_preset=\"default\" background_enable_color=\"off\" hover_enabled=\"0\"]facebook[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"twitter\" _builder_version=\"4.7.7\" _module_preset=\"default\" background_enable_color=\"off\" hover_enabled=\"0\"]twitter[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"instagram\" _builder_version=\"4.7.7\" _module_preset=\"default\" background_enable_color=\"off\" hover_enabled=\"0\"]instagram[/et_pb_social_media_follow_network][/et_pb_social_media_follow][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" header_3_font=\"Trirong|700|||||||\" header_3_font_size=\"20px\" header_3_line_height=\"1.4em\" background_layout=\"dark\" custom_margin=\"||10px||false|false\" hover_enabled=\"0\" header_3_font_size_tablet=\"18px\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\"]<h3>Quick LInks</h3>[/et_pb_text][et_pb_text _builder_version=\"4.7.7\" _module_preset=\"default\" text_text_color=\"#ffffff\" link_text_color=\"#ffffff\" background_layout=\"dark\" hover_enabled=\"0\" link_text_color__hover_enabled=\"on|desktop\" link_text_color__hover=\"#bba486\"]<p><a href=\"#\">Sed porttitor lectus</a></p>\n<p><a href=\"#\">Vivamus suscipit</a></p>\n<p><a href=\"#\">Tortor eget felis</a></p>\n<p><a href=\"#\">Porttitor volutpat</a></p>\n<p><a href=\"#\">Vivamus suscipit</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.7.7\" _module_preset=\"default\" hover_enabled=\"0\"][et_pb_contact_form captcha=\"off\" _builder_version=\"4.7.7\" _module_preset=\"default\" form_field_background_color=\"#000000\" form_field_text_color=\"#ffffff\" form_field_custom_padding=\"8px||8px||true|false\" form_field_font_size=\"12px\" form_field_line_height=\"1.8em\" custom_button=\"on\" button_text_size=\"14px\" button_text_color=\"#ffffff\" button_bg_color=\"#bba486\" button_border_width=\"0px\" button_border_radius=\"0px\" button_font=\"|700|||||||\" button_use_icon=\"off\" button_custom_margin=\"10px||||false|false\" button_custom_padding=\"16px|40px|16px|40px|true|true\" hover_enabled=\"0\" border_width_all=\"2px\" border_color_all=\"rgba(187,164,134,0.48)\"][et_pb_contact_field field_id=\"Name\" field_title=\"Name\" _builder_version=\"3.16\" hover_enabled=\"0\" button_text_size__hover_enabled=\"off\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_text_color__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_border_width__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_border_color__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_border_radius__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_bg_color__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_contact_field][et_pb_contact_field field_id=\"Email\" field_title=\"Email Address\" field_type=\"email\" _builder_version=\"3.16\" hover_enabled=\"0\" button_text_size__hover_enabled=\"off\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_text_color__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_border_width__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_border_color__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_border_radius__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_bg_color__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_contact_field][et_pb_contact_field field_id=\"Message\" field_title=\"Message\" field_type=\"text\" fullwidth_field=\"on\" _builder_version=\"3.16\" hover_enabled=\"0\" button_text_size__hover_enabled=\"off\" button_one_text_size__hover_enabled=\"off\" button_two_text_size__hover_enabled=\"off\" button_text_color__hover_enabled=\"off\" button_one_text_color__hover_enabled=\"off\" button_two_text_color__hover_enabled=\"off\" button_border_width__hover_enabled=\"off\" button_one_border_width__hover_enabled=\"off\" button_two_border_width__hover_enabled=\"off\" button_border_color__hover_enabled=\"off\" button_one_border_color__hover_enabled=\"off\" button_two_border_color__hover_enabled=\"off\" button_border_radius__hover_enabled=\"off\" button_one_border_radius__hover_enabled=\"off\" button_two_border_radius__hover_enabled=\"off\" button_letter_spacing__hover_enabled=\"off\" button_one_letter_spacing__hover_enabled=\"off\" button_two_letter_spacing__hover_enabled=\"off\" button_bg_color__hover_enabled=\"off\" button_one_bg_color__hover_enabled=\"off\" button_two_bg_color__hover_enabled=\"off\"][/et_pb_contact_field][/et_pb_contact_form][/et_pb_column][/et_pb_row][/et_pb_section]','Theme Builder Layout','','inherit','closed','closed','','433-revision-v1','','','2024-12-05 18:42:34','2024-12-05 18:42:34','',433,'https://www.staging.cembenchmarking.com/?p=450',0,'revision','',0),(452,2,'2024-12-05 18:58:26','2024-12-05 18:58:26','[et_pb_section fb_built=\"1\" admin_label=\"Footer\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#11254f\" background_size=\"initial\" hover_enabled=\"0\" saved_tabs=\"all\" global_colors_info=\"{}\" sticky_enabled=\"0\" background_enable_image=\"off\"][et_pb_row column_structure=\"1_4,1_4,1_2\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/divi-logo-white-e1610502870685.png\" title_text=\"divi-logo-white\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text _builder_version=\"4.16\" _module_preset=\"default\" text_font=\"Trirong||||||||\" text_font_size=\"16px\" text_line_height=\"1.8em\" background_layout=\"dark\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]Vestibulum ac diam sit amet quam vehicula elementum sed sit amet dui. Vestibulum ac sed sit amet du.[/et_pb_text][et_pb_social_media_follow _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_social_media_follow_network social_network=\"facebook\" _builder_version=\"4.16\" _module_preset=\"default\" background_enable_color=\"off\" hover_enabled=\"0\" global_colors_info=\"{}\" follow_button=\"off\" url_new_window=\"on\" sticky_enabled=\"0\"]facebook[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"twitter\" _builder_version=\"4.16\" _module_preset=\"default\" background_enable_color=\"off\" global_colors_info=\"{}\" follow_button=\"off\" url_new_window=\"on\"]twitter[/et_pb_social_media_follow_network][et_pb_social_media_follow_network social_network=\"instagram\" _builder_version=\"4.16\" _module_preset=\"default\" background_enable_color=\"off\" global_colors_info=\"{}\" follow_button=\"off\" url_new_window=\"on\"]instagram[/et_pb_social_media_follow_network][/et_pb_social_media_follow][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.16\" _module_preset=\"default\" header_3_font=\"Trirong|700|||||||\" header_3_font_size=\"20px\" header_3_line_height=\"1.4em\" background_layout=\"dark\" custom_margin=\"||10px||false|false\" header_3_font_size_tablet=\"18px\" header_3_font_size_phone=\"16px\" header_3_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]<h3>Quick LInks</h3>[/et_pb_text][et_pb_text _builder_version=\"4.16\" _module_preset=\"default\" text_text_color=\"#ffffff\" link_text_color=\"#ffffff\" background_layout=\"dark\" global_colors_info=\"{}\" link_text_color__hover_enabled=\"on|desktop\" link_text_color__hover=\"#bba486\"]<p><a href=\"#\">Sed porttitor lectus</a></p>\n<p><a href=\"#\">Vivamus suscipit</a></p>\n<p><a href=\"#\">Tortor eget felis</a></p>\n<p><a href=\"#\">Porttitor volutpat</a></p>\n<p><a href=\"#\">Vivamus suscipit</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_contact_form captcha=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" _unique_id=\"e61894e5-3350-47ee-8c29-6ecae3bd4490\" form_field_background_color=\"#11254F\" form_field_text_color=\"#ffffff\" form_field_custom_padding=\"8px||8px||true|false\" form_field_font_size=\"12px\" form_field_line_height=\"1.8em\" custom_button=\"on\" button_text_size=\"14px\" button_text_color=\"#FFFFFF\" button_bg_color=\"gcid-primary-color\" button_border_width=\"0px\" button_border_radius=\"0px\" button_font=\"|700|||||||\" button_use_icon=\"off\" button_custom_margin=\"10px||||false|false\" button_custom_padding=\"16px|40px|16px|40px|true|true\" hover_enabled=\"0\" border_width_all=\"2px\" border_color_all=\"rgba(187,164,134,0.48)\" 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