(1346,1,'2024-12-18 22:19:25','2024-12-18 22:19:25','[et_pb_section fb_built=\"1\" admin_label=\"Footer\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" background_enable_image=\"off\" background_size=\"initial\" height=\"331px\" saved_tabs=\"all\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-26px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" module_class=\"side-by-side-2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/logo_white.png\" title_text=\"logo_white\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"54%\" max_width=\"54%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Quick links\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"--et_global_heading_font||||||||\" title_text_color=\"#F0F0F0\" title_font_size=\"19px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" link_text_color=\"#ffffff\" background_layout=\"dark\" hover_enabled=\"0\" global_colors_info=\"{}\" link_text_color__hover_enabled=\"on|desktop\" link_text_color__hover=\"#bba486\" sticky_enabled=\"0\" text_text_color__hover_enabled=\"on|hover\" text_text_color__hover=\"#EDAE49\" header_text_color__hover_enabled=\"on|hover\"]<p><a href=\"https://peerintelligence.cembenchmarking.com/subscribe\" target=\"_blank\" rel=\"noopener\" title=\"Subscribe to newsletter\">Peer Intelligence Newsletter</a></p>\n<p><a href=\"/privacy-policy\">Privacy Policy</a></p>\n<p><a href=\"/confidentiality\">Confidentiality &amp; Accessibility</a></p>\n<p><a href=\"https://www.cembenchmarking.com/identity2/core/logout\" target=\"_blank\" rel=\"noopener\">Logout of all services</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"© CEM Benchmarking Inc.\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"--et_global_heading_font||||||||\" title_text_color=\"#F0F0F0\" title_font_size=\"19px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"--et_global_body_font||||||||\" text_font_size=\"14px\" text_line_height=\"1.8em\" background_layout=\"dark\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p>We provide our clients objective and actionable benchmarking insights to help maximize value 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title_text_color=\"#F0F0F0\" title_font_size=\"19px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" link_text_color=\"#ffffff\" background_layout=\"dark\" hover_enabled=\"0\" global_colors_info=\"{}\" link_text_color__hover_enabled=\"on|desktop\" link_text_color__hover=\"#bba486\" sticky_enabled=\"0\" text_text_color__hover_enabled=\"on|hover\" text_text_color__hover=\"#EDAE49\" header_text_color__hover_enabled=\"on|hover\"]<p><a href=\"https://peerintelligence.cembenchmarking.com/subscribe\" target=\"_blank\" rel=\"noopener\" title=\"Subscribe to newsletter\">Peer Intelligence Newsletter</a></p>\n<p><a href=\"/privacy-policy\">Privacy Policy</a></p>\n<p><a href=\"/confidentiality\">Confidentiality &amp; Accessibility</a></p>\n<p><a href=\"https://www.cembenchmarking.com/identity2/core/logout\" target=\"_blank\" rel=\"noopener\">Logout of all services</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"© CEM Benchmarking Inc.\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"--et_global_heading_font||||||||\" title_text_color=\"#F0F0F0\" title_font_size=\"19px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"--et_global_body_font||||||||\" text_font_size=\"14px\" text_line_height=\"1.8em\" background_layout=\"dark\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p>We provide our clients objective and actionable benchmarking insights to help maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_icon font_icon=\"&#xe09d;||divi||400\" icon_color=\"#F0F0F0\" icon_width=\"26px\" 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text_text_color=\"#ffffff\" text_font_size=\"21px\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Original research from CEM Benchmarking</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" custom_margin=\"-40px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@\" _builder_version=\"4.27.4\" _dynamic_attributes=\"title\" _module_preset=\"default\" title_text_align=\"center\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _dynamic_attributes=\"content\" _module_preset=\"default\" text_font=\"||||||||\" 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INSERT INTO `wp_posts` VALUES (1354,1,'2024-12-18 23:29:46','2024-12-18 23:29:46','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/careers-final-med.jpg\" background_position=\"top_center\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" custom_padding_last_edited=\"on|desktop\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Meet the people of CEM</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n<div id=\"profile-modals\"></div>\n</header>\n<div class=\"theme-corporate\">\n<section id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\">\n<li class=\"active\"></li>\n</ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_tabs _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][/et_pb_tabs][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" column_structure=\"1_3,1_3,1_3\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][et_pb_toggle title=\"First Name last name\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text=\"Rashay square\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" height=\"360px\" background_size=\"custom\" background_image_width=\"55%\" border_radii=\"on|7px|7px|7px|7px\" box_shadow_style=\"preset1\" box_shadow_blur=\"8px\" background_color=\"#ffffff\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\"]<p style=\"text-align: center;\">Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_toggle][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p>Workaround:<br />- use code to insert toggle module into tabs module<br />- insert rounded images for background<br />- hide background image for toggle</p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][/et_pb_column][/et_pb_row][/et_pb_section]','Our Team','','inherit','closed','closed','','41-revision-v1','','','2024-12-18 23:29:46','2024-12-18 23:29:46','',41,'https://www.staging.cembenchmarking.com/?p=1354',0,'revision','',0),(1356,1,'2024-12-18 23:32:40','2024-12-18 23:32:40','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/careers-final-med.jpg\" background_position=\"top_center\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" custom_padding_last_edited=\"on|desktop\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Meet the people of CEM</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n<div id=\"profile-modals\"></div>\n</header>\n<div class=\"theme-corporate\">\n<section id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\">\n<li class=\"active\"></li>\n</ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_tabs _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][/et_pb_tabs][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" column_structure=\"1_3,1_3,1_3\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][et_pb_toggle title=\"First Name last name\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text=\"Rashay square\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" height=\"360px\" background_size=\"custom\" background_image_width=\"55%\" border_radii=\"on|7px|7px|7px|7px\" box_shadow_style=\"preset1\" box_shadow_blur=\"8px\" background_color=\"#ffffff\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\"]<p style=\"text-align: center;\">Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_toggle][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p>Possible workaround:<br />- use code to insert toggle module into tabs module<br />- insert rounded images for background<br />- hide background image for toggle</p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][/et_pb_column][/et_pb_row][/et_pb_section]','Our Team','','inherit','closed','closed','','41-revision-v1','','','2024-12-18 23:32:40','2024-12-18 23:32:40','',41,'https://www.staging.cembenchmarking.com/?p=1356',0,'revision','',0),(1357,1,'2024-12-18 23:34:27','2024-12-18 23:34:27','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/careers-final-med.jpg\" background_position=\"top_center\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" custom_padding_last_edited=\"on|desktop\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Meet the people of CEM</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n<div id=\"profile-modals\"></div>\n</header>\n<div class=\"theme-corporate\">\n<section id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\">\n<li class=\"active\"></li>\n</ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_tabs _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][et_pb_tab title=\"Tab Title\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_tab][/et_pb_tabs][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_toggle title=\"First Name last name\" open_toggle_background_color=\"#ffffff\" closed_toggle_background_color=\"#ffffff\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" background_size=\"custom\" background_image_width=\"55%\" height=\"360px\" border_radii=\"on|7px|7px|7px|7px\" box_shadow_style=\"preset1\" box_shadow_blur=\"8px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.</p>[/et_pb_toggle][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>Possible workaround:<br />- use code to insert toggle module into tabs module<br />- insert rounded images for background<br />- hide background image for toggle with CSS</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section]','Our Team','','inherit','closed','closed','','41-revision-v1','','','2024-12-18 23:34:27','2024-12-18 23:34:27','',41,'https://www.staging.cembenchmarking.com/?p=1357',0,'revision','',0),(1358,4,'2024-12-19 01:29:45','2024-12-19 01:29:45','<!-- wp:divi/placeholder /-->','Transparency Benchmarking Service','','inherit','closed','closed','','30-revision-v1','','','2024-12-19 01:29:45','2024-12-19 01:29:45','',30,'https://www.staging.cembenchmarking.com/?p=1358',0,'revision','',0),(1360,4,'2024-12-19 02:20:53','2024-12-19 02:20:53','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/globe.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" hover_enabled=\"0\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"globe\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Transparency Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" hover_enabled=\"0\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">Costs • Governance • Performance • Responsible Investing</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"A Roadmap for Funds to Improve Transparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>&nbsp;</p>\n<p><strong>Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</p>\n<p></strong><br />With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.<br />Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#232323 0%|#111111 100%\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"How does the Transparency Benchmark work? \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" title_text_color=\"#F0F0F0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" column_structure=\"1_4,1_4,1_4,1_4\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" background_color=\"#1b3270\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" text_text_color=\"#efefef\" custom_padding=\"10px|10px|8px|10px|false|false\"]<p style=\"text-align: center;\"><span class=\"v-align\">Get a third-party<br />Transparency Assessment</span></p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" background_color=\"#1b3270\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" text_text_color=\"#efefef\" custom_padding=\"10px|10px|8px|10px|false|false\" locked=\"off\"]<p style=\"text-align: center;\"><span class=\"v-align\">Demonstrate<br />Transparency Efforts</span></p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" background_color=\"#1b3270\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" text_text_color=\"#efefef\" custom_padding=\"10px|10px|8px|10px|false|false\" locked=\"off\"]<p style=\"text-align: center;\"><span class=\"v-align\">Identify Gaps for<br />Improvements</span></p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" background_color=\"#1b3270\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" text_text_color=\"#efefef\" custom_padding=\"10px|10px|8px|10px|false|false\" locked=\"off\"]<p style=\"text-align: center;\"><span class=\"v-align\">Implement Best<br />Practices</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"benefits-section-final\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/benefits-section-final.jpg\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Transparency Matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" text_text_color=\"#00A28C\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Improved decision making. Transparency and accountability go hand in hand.</li>\n<li>Clarity of purpose that comes from simplifying and communicating complex issues.</li>\n<li>Improved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.</li>\n<li>Improved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"transparency_matters\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_heading title=\" %22Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.%22 \" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_margin=\"||0px||false|false\" title_text_color=\"#00A28C\" title_level=\"h2\"][/et_pb_heading][et_pb_heading title=\"- Mike Heale, CEM Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text_color=\"#00A28C\" title_text_align=\"right\" title_level=\"h2\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" text_text_color=\"#00A28C\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"]<p style=\"text-align: center;\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Across Four Major Strategic Impact Areas \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_padding=\"||0px|||\" hover_enabled=\"0\" text_text_shadow_style=\"preset3\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>The CEM Transparency Benchmark provides insights into four impact areas.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Costs\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dollar.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"dollar\" width=\"28%\" module_alignment=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][et_pb_heading title=\"Governance and Organization\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"50px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"courthouse\" width=\"28%\" module_alignment=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/howtransparency.png\" title_text=\"howtransparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Performance\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"icons8-increase-96\" width=\"28%\" module_alignment=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_image][et_pb_heading title=\"Responsible Investing\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"60px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"growth\" width=\"28%\" module_alignment=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]','Transparency Benchmarking Service','','inherit','closed','closed','','30-revision-v1','','','2024-12-19 02:20:53','2024-12-19 02:20:53','',30,'https://www.staging.cembenchmarking.com/?p=1360',0,'revision','',0),(1362,4,'2024-12-19 02:33:20','2024-12-19 02:33:20','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/globe.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" hover_enabled=\"0\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"globe\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Transparency Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" hover_enabled=\"0\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">Costs • Governance • Performance • Responsible Investing</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"A Roadmap for Funds to Improve Transparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>&nbsp;</p>\n<p><strong>Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</p>\n<p></strong><br />With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.<br />Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#232323 0%|#111111 100%\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"How does the Transparency Benchmark work? \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" title_text_color=\"#F0F0F0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" column_structure=\"1_4,1_4,1_4,1_4\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" background_color=\"#1b3270\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" text_text_color=\"#efefef\" custom_padding=\"10px|10px|8px|10px|false|false\"]<p style=\"text-align: center;\"><span class=\"v-align\">Get a third-party<br />Transparency Assessment</span></p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" background_color=\"#1b3270\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" text_text_color=\"#efefef\" custom_padding=\"10px|10px|8px|10px|false|false\" locked=\"off\"]<p style=\"text-align: center;\"><span class=\"v-align\">Demonstrate<br />Transparency Efforts</span></p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" background_color=\"#1b3270\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" text_text_color=\"#efefef\" custom_padding=\"10px|10px|8px|10px|false|false\" locked=\"off\"]<p style=\"text-align: center;\"><span class=\"v-align\">Identify Gaps for<br />Improvements</span></p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" background_color=\"#1b3270\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" text_text_color=\"#efefef\" custom_padding=\"10px|10px|8px|10px|false|false\" locked=\"off\"]<p style=\"text-align: center;\"><span class=\"v-align\">Implement Best<br />Practices</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" title_text=\"benefits-section-final\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/benefits-section-final.jpg\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Transparency Matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" text_text_color=\"#00A28C\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Improved decision making. Transparency and accountability go hand in hand.</li>\n<li>Clarity of purpose that comes from simplifying and communicating complex issues.</li>\n<li>Improved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.</li>\n<li>Improved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"transparency_matters\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_heading title=\" %22Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.%22 \" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_margin=\"||0px||false|false\" title_text_color=\"#00A28C\" title_level=\"h2\"][/et_pb_heading][et_pb_heading title=\"- Mike Heale, CEM Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text_color=\"#00A28C\" title_text_align=\"right\" title_level=\"h2\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" text_text_color=\"#00A28C\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"]<p style=\"text-align: center;\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Across Four Major Strategic Impact Areas \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_padding=\"||0px|||\" hover_enabled=\"0\" text_text_shadow_style=\"preset3\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"]<p>The CEM Transparency Benchmark provides insights into four impact areas.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Costs\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dollar.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"dollar\" width=\"28%\" module_alignment=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_image][et_pb_heading title=\"Governance and Organization\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"50px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"courthouse\" width=\"28%\" module_alignment=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/howtransparency.png\" title_text=\"howtransparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Performance\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"icons8-increase-96\" width=\"28%\" module_alignment=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_image][et_pb_heading title=\"Responsible Investing\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"60px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"growth\" width=\"28%\" module_alignment=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Specifically, the CEM Transparency Benchmark will help your fund:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_heading title=\"1. See and compare your transparency results: \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"post_content\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p><span class=\"transparency-learning-desc\">Get a custom comparison report that ranks your fund against 75 leading funds from 15 countries, across four major impact areas; Costs, Performance, Governance, and Responsible Investing; and 188 key metrics. </span></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" column_structure=\"1_4,1_4,1_4,1_4\" hover_enabled=\"0\" sticky_enabled=\"0\" border_color_right=\"#EDAE49\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_heading title=\"15\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text_align=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\"]<p style=\"text-align: center;\">Countries</p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_heading title=\"75\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text_align=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"]<p style=\"text-align: center;\">Funds</p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_heading title=\"4\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text_align=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"]<p style=\"text-align: center;\">Impact Areas</p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_4\" theme_builder_area=\"post_content\"][et_pb_heading title=\"188\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text_align=\"center\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\"]<p style=\"text-align: center;\">Key Metrics</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" column_structure=\"1_3,1_3,1_3\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-benchmark.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text=\"transparency-benchmark\"][/et_pb_image][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<div>\n<h3><strong>Governance and Organization</strong><br /><span style=\"font-size: 14px;\">34 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Structure and Mission</li>\n<li>Board Competencies and Qualifications</li>\n<li>Compensation and Human Resources</li>\n<li>Organizational Strategy</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Performance</strong><br /><span style=\"font-size: 14px;\">43 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Returns and Value-added: Time Periods &amp; Clarity</li>\n<li>Risk Policies and Measures</li>\n<li>Portfolio Structure and Explanation of Results</li>\n<li>Member Service Goals, Plans, and Levels*</li>\n<li>Funded Status and Related Discussion</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_3\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<div>\n<h3><strong>Costs</strong><br /><span style=\"font-size: 14px;\">57 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Total Fund Level</li>\n<li>Asset Class or Investment Option Level</li>\n<li>External Management Fees</li>\n<li>Transaction Costs</li>\n<li>Member Service and Administration Costs*</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Responsible Investing</strong><br /><span style=\"font-size: 14px;\">54 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Responsible Investing Governance</li>\n<li>Organizational Framework and Reporting</li>\n<li>Implementation: Exclusion; Active Ownership; Impact Investing; ESG Integration</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Transparency Benchmarking Service','','inherit','closed','closed','','30-revision-v1','','','2024-12-19 02:33:20','2024-12-19 02:33:20','',30,'https://www.staging.cembenchmarking.com/?p=1362',0,'revision','',0),(1364,4,'2024-12-19 02:46:10','2024-12-19 02:46:10','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/globe.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Costs • Governance • Performance • Responsible Investing</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"A Roadmap for Funds to Improve Transparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>&nbsp;</p>\n<p><strong>Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</p>\n<p></strong><br />With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.<br />Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#232323 0%|#111111 100%\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How does the Transparency Benchmark work? \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#efefef\" background_color=\"#1b3270\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Get a third-party<br />Transparency Assessment</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#efefef\" background_color=\"#1b3270\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Demonstrate<br />Transparency Efforts</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#efefef\" background_color=\"#1b3270\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Identify Gaps for<br />Improvements</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#efefef\" background_color=\"#1b3270\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Implement Best<br />Practices</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/benefits-section-final.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#00A28C\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Improved decision making. Transparency and accountability go hand in hand.</li>\n<li>Clarity of purpose that comes from simplifying and communicating complex issues.</li>\n<li>Improved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.</li>\n<li>Improved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" title_text=\"transparency_matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" %22Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.%22 \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#00A28C\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_heading title=\"- Mike Heale, CEM Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"right\" title_text_color=\"#00A28C\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#00A28C\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Across Four Major Strategic Impact Areas \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_padding=\"||0px|||\" text_text_shadow_style=\"preset3\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark provides insights into four impact areas.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Costs\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dollar.png\" title_text=\"dollar\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Governance and Organization\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"50px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" title_text=\"courthouse\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/howtransparency.png\" title_text=\"howtransparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Performance\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" title_text=\"icons8-increase-96\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Responsible Investing\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"60px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth.png\" title_text=\"growth\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" background_color=\"#dbe5eb\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Specifically, the CEM Transparency Benchmark will help your fund:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"1. See and compare your transparency results: \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"transparency-learning-desc\">Get a custom comparison report that ranks your fund against 75 leading funds from 15 countries, across four major impact areas; Costs, Performance, Governance, and Responsible Investing; and 188 key metrics. </span></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||0px||false|false\" border_color_right=\"#EDAE49\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"15\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Countries</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"75\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Funds</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"4\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Impact Areas</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"188\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Key Metrics</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-benchmark.png\" title_text=\"transparency-benchmark\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" module_alignment=\"right\" align=\"center\" force_fullwidth=\"on\" sticky_enabled=\"0\" box_shadow_style=\"preset1\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Governance and Organization</strong><br /><span style=\"font-size: 14px;\">34 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Structure and Mission</li>\n<li>Board Competencies and Qualifications</li>\n<li>Compensation and Human Resources</li>\n<li>Organizational Strategy</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Performance</strong><br /><span style=\"font-size: 14px;\">43 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Returns and Value-added: Time Periods &amp; Clarity</li>\n<li>Risk Policies and Measures</li>\n<li>Portfolio Structure and Explanation of Results</li>\n<li>Member Service Goals, Plans, and Levels*</li>\n<li>Funded Status and Related Discussion</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Costs</strong><br /><span style=\"font-size: 14px;\">57 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Total Fund Level</li>\n<li>Asset Class or Investment Option Level</li>\n<li>External Management Fees</li>\n<li>Transaction Costs</li>\n<li>Member Service and Administration Costs*</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Responsible Investing</strong><br /><span style=\"font-size: 14px;\">54 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Responsible Investing Governance</li>\n<li>Organizational Framework and Reporting</li>\n<li>Implementation: Exclusion; Active Ownership; Impact Investing; ESG Integration</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#4b547a\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" locked=\"off\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" column_structure=\"1_2,1_2\" width=\"90%\" max_width=\"1255px\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_2\"][et_pb_heading title=\" 2. Demonstrate impact areas where you excel and identify improvement opportunities.\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||62px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p> Our report helps you demonstrate areas where you excel; identify gaps in your disclosures; and highlight improvements possibilities in your journey towards transparency excellence.</p>[/et_pb_text][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_2\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/gapsv2.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text=\"gapsv2\" box_shadow_style=\"preset1\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#5a6faa\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" locked=\"off\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" column_structure=\"1_2,1_2\" width=\"90%\" max_width=\"1255px\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_2\"][et_pb_heading title=\"3. Learn best practices:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||62px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\" custom_padding=\"15px|||||\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>Get a comprehensive collection of transparency best practices with clear examples that show you how you can improve your disclosures</p>[/et_pb_text][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/gapsv2.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" title_text=\"gapsv2\" box_shadow_style=\"preset1\"][/et_pb_image][/et_pb_column][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_2\"][/et_pb_column][/et_pb_row][/et_pb_section]','Transparency Benchmarking Service','','inherit','closed','closed','','30-revision-v1','','','2024-12-19 02:46:10','2024-12-19 02:46:10','',30,'https://www.staging.cembenchmarking.com/?p=1364',0,'revision','',0),(1366,4,'2024-12-19 02:53:52','2024-12-19 02:53:52','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/globe.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Costs • Governance • Performance • Responsible Investing</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"A Roadmap for Funds to Improve Transparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>&nbsp;</p>\n<p><strong>Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</p>\n<p></strong><br />With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.<br />Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#232323 0%|#111111 100%\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How does the Transparency Benchmark work? \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#efefef\" background_color=\"#1b3270\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Get a third-party<br />Transparency Assessment</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#efefef\" background_color=\"#1b3270\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Demonstrate<br />Transparency Efforts</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#efefef\" background_color=\"#1b3270\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Identify Gaps for<br />Improvements</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#efefef\" background_color=\"#1b3270\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset4\" box_shadow_horizontal=\"6px\" box_shadow_vertical=\"7px\" box_shadow_blur=\"3px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Implement Best<br />Practices</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/benefits-section-final.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#00A28C\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Improved decision making. Transparency and accountability go hand in hand.</li>\n<li>Clarity of purpose that comes from simplifying and communicating complex issues.</li>\n<li>Improved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.</li>\n<li>Improved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" title_text=\"transparency_matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" %22Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.%22 \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#00A28C\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_heading title=\"- Mike Heale, CEM Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"right\" title_text_color=\"#00A28C\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#00A28C\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Across Four Major Strategic Impact Areas \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_padding=\"||0px|||\" text_text_shadow_style=\"preset3\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark provides insights into four impact areas.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Costs\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dollar.png\" title_text=\"dollar\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Governance and Organization\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"50px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" title_text=\"courthouse\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/howtransparency.png\" title_text=\"howtransparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Performance\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" title_text=\"icons8-increase-96\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Responsible Investing\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"60px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth.png\" title_text=\"growth\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#dbe5eb\" custom_margin=\"0px||0px||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Specifically, the CEM Transparency Benchmark will help your fund:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"1. See and compare your transparency results: \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"transparency-learning-desc\">Get a custom comparison report that ranks your fund against 75 leading funds from 15 countries, across four major impact areas; Costs, Performance, Governance, and Responsible Investing; and 188 key metrics. </span></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||0px||false|false\" border_color_right=\"#EDAE49\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"15\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Countries</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"75\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Funds</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"4\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Impact Areas</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"188\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Key Metrics</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-benchmark.png\" title_text=\"transparency-benchmark\" align=\"center\" force_fullwidth=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" module_alignment=\"right\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Governance and Organization</strong><br /><span style=\"font-size: 14px;\">34 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Structure and Mission</li>\n<li>Board Competencies and Qualifications</li>\n<li>Compensation and Human Resources</li>\n<li>Organizational Strategy</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Performance</strong><br /><span style=\"font-size: 14px;\">43 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Returns and Value-added: Time Periods &amp; Clarity</li>\n<li>Risk Policies and Measures</li>\n<li>Portfolio Structure and Explanation of Results</li>\n<li>Member Service Goals, Plans, and Levels*</li>\n<li>Funded Status and Related Discussion</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Costs</strong><br /><span style=\"font-size: 14px;\">57 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Total Fund Level</li>\n<li>Asset Class or Investment Option Level</li>\n<li>External Management Fees</li>\n<li>Transaction Costs</li>\n<li>Member Service and Administration Costs*</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Responsible Investing</strong><br /><span style=\"font-size: 14px;\">54 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Responsible Investing Governance</li>\n<li>Organizational Framework and Reporting</li>\n<li>Implementation: Exclusion; Active Ownership; Impact Investing; ESG Integration</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#4b547a\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 2. Demonstrate impact areas where you excel and identify improvement opportunities.\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||62px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p> Our report helps you demonstrate areas where you excel; identify gaps in your disclosures; and highlight improvements possibilities in your journey towards transparency excellence.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/gapsv2.png\" title_text=\"gapsv2\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#5a6faa\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/metric.jpg\" title_text=\"Financial stock market data statistics charts, index prices grow\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" box_shadow_style=\"preset1\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"3. Learn best practices:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||62px||false|false\" custom_padding=\"15px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Get a comprehensive collection of transparency best practices with clear examples that show you how you can improve your disclosures</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 4. Ensure that you are a transparency leader:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||62px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>Far beyond scores and rankings, CEM’s Transparency Benchmark helps you set a solid foundation toward excellence in transparency.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-leadership.png\" title_text=\"transparency-leadership\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" box_shadow_style=\"preset1\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#dbe5eb\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" background_enable_image=\"off\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"5. Support from the world’s leader in pension fund benchmarking:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<ul class=\"transparency-support-list\">\n<li>CEM reviews, compares, and scores your public disclosures.</li>\n<li>No survey or work on your part.</li>\n<li>Interactive meetings to discuss your transparency results and improvement possibilities.</li>\n<li>We guarantee confidentiality of your Transparency Benchmark results.</li>\n<li><strong>Objective, independent, third-party assessment from the world’s leader in pension fund benchmarking</strong></li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#000A06\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">The journey to improve transparency doesn’t have to be complex…<br />And transparency benchmarking is the first step.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\" locked=\"off\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"What to do next?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" text_text_color=\"#F0F0F0\"]<p>If you want to discover how CEM’s Transparency Benchmark can help your organization improve transparency, inquire about our Transparency Report. Click the button below and fill out the form on the next page. Our team will contact you shortly to discuss. Hope to meet you soon.</p>[/et_pb_text][et_pb_button button_text=\"Learn More\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_bg_color=\"#cf7318\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Transparency Benchmarking Service','','inherit','closed','closed','','30-revision-v1','','','2024-12-19 02:53:52','2024-12-19 02:53:52','',30,'https://www.staging.cembenchmarking.com/?p=1366',0,'revision','',0),(1368,4,'2024-12-19 03:12:13','2024-12-19 03:12:13','[et_pb_section admin_label=\"section\"]\n			[et_pb_row admin_label=\"row\"]\n				[et_pb_column type=\"4_4\"][et_pb_text admin_label=\"Text\"]<!-- wp:divi/placeholder /-->[/et_pb_text][/et_pb_column]\n			[/et_pb_row]\n		[/et_pb_section]','Privacy Policy','','inherit','closed','closed','','45-revision-v1','','','2024-12-19 03:12:13','2024-12-19 03:12:13','',45,'https://www.staging.cembenchmarking.com/?p=1368',0,'revision','',0),(1370,4,'2024-12-19 03:13:09','2024-12-19 03:13:09','[et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<h1>Privacy Policy</h1>\n<p>Last updated: May 14, 2021</p>\n<p>This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.</p>\n<p>We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.</p>\n<h1>Interpretation and Definitions</h1>\n<h2>Interpretation</h2>\n<p>The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.</p>\n<h2>Definitions</h2>\n<p>For the purposes of this Privacy Policy:</p>\n<ul>\n<li>\n<p><strong>Account</strong> means a unique account created for You to access our Service or parts of our Service.</p>\n</li>\n<li>\n<p><strong>Business</strong>, for the purpose of the CCPA (California Consumer Privacy Act), refers to the Company as the legal entity that collects Consumers\' personal information and determines the purposes and means of the processing of Consumers\' personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers\' personal information, that does business in the State of California.</p>\n</li>\n<li>\n<p><strong>Company</strong> (referred to as either \"the Company\", \"We\", \"Us\" or \"Our\" in this Agreement) refers to CEM Benchmarking Inc., 372 Bay Street, Suite 1000, Toronto, ON. M5H 2W9.</p>\n<p>For the purpose of the GDPR, the Company is the Data Controller.</p>\n</li>\n<li>\n<p><strong>Consumer</strong>, for the purpose of the CCPA (California Consumer Privacy Act), means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose, and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.</p>\n</li>\n<li>\n<p><strong>Cookies</strong> are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.</p>\n</li>\n<li>\n<p><strong>Country</strong> refers to: Ontario, Canada</p>\n</li>\n<li>\n<p><strong>Data Controller</strong>, for the purposes of the GDPR (General Data Protection Regulation), refers to the Company as the legal person which alone or jointly with others determines the purposes and means of the processing of Personal Data.</p>\n</li>\n<li>\n<p><strong>Device</strong> means any device that can access the Service such as a computer, a cellphone or a digital tablet.</p>\n</li>\n<li>\n<p><strong>Do Not Track</strong> (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.</p>\n</li>\n<li>\n<p><strong>Personal Data</strong> is any information that relates to an identified or identifiable individual.</p>\n<p>For the purposes for GDPR, Personal Data means any information relating to You such as a name, an identification number, location data, online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity.</p>\n<p>For the purposes of the CCPA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You.</p>\n</li>\n<li>\n<p><strong>Sale</strong>, for the purpose of the CCPA (California Consumer Privacy Act), means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer\'s personal information to another business or a third party for monetary or other valuable consideration.</p>\n</li>\n<li>\n<p><strong>Service</strong> refers to the Website.</p>\n</li>\n<li>\n<p><strong>Service Provider</strong> means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. For the purpose of the GDPR, Service Providers are considered Data Processors.</p>\n</li>\n<li>\n<p><strong>Usage Data</strong> refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).</p>\n</li>\n<li>\n<p><strong>Website</strong> refers to CEM Benchmarking, accessible from <a href=\"https://www.cembenchmarking.com/cembenchmarking.com\" rel=\"external nofollow noopener\" target=\"_blank\">cembenchmarking.com</a></p>\n</li>\n<li>\n<p><strong>You</strong> means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.</p>\n<p>Under GDPR (General Data Protection Regulation), You can be referred to as the Data Subject or as the User as you are the individual using the Service.</p>\n</li>\n</ul>\n<h1>Collecting and Using Your Personal Data</h1>\n<h2>Types of Data Collected</h2>\n<h3>Personal Data</h3>\n<p>While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:</p>\n<ul>\n<li>\n<p>Email address</p>\n</li>\n<li>\n<p>First name and last name</p>\n</li>\n<li>\n<p>Phone number</p>\n</li>\n<li>\n<p>Usage Data</p>\n</li>\n</ul>\n<h3>Usage Data</h3>\n<p>Usage Data is collected automatically when using the Service.</p>\n<p>Usage Data may include information such as Your Device\'s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.</p>\n<p>When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.</p>\n<p>We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.</p>\n<h3>Tracking Technologies and Cookies</h3>\n<p>We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:</p>\n<ul>\n<li><strong>Cookies or Browser Cookies.</strong> A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.</li>\n<li><strong>Flash Cookies.</strong> Certain features of our Service may use local stored objects (or Flash Cookies) to collect and store information about Your preferences or Your activity on our Service. Flash Cookies are not managed by the same browser settings as those used for Browser Cookies. For more information on how You can delete Flash Cookies, please read \"Where can I change the settings for disabling, or deleting local shared objects?\" available at <a href=\"https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_\" rel=\"external nofollow noopener\" target=\"_blank\">https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_</a></li>\n<li><strong>Web Beacons.</strong> Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).</li>\n</ul>\n<p>Cookies can be \"Persistent\" or \"Session\" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. You can learn more about cookies here: <a href=\"https://www.termsfeed.com/blog/cookies/\" target=\"_blank\" rel=\"noopener\">All About Cookies by TermsFeed</a>.</p>\n<p>We use both Session and Persistent Cookies for the purposes set out below:</p>\n<ul>\n<li>\n<p><strong>Necessary / Essential Cookies</strong></p>\n<p>Type: Session Cookies</p>\n<p>Administered by: Us</p>\n<p>Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.</p>\n</li>\n<li>\n<p><strong>Cookies Policy / Notice Acceptance Cookies</strong></p>\n<p>Type: Persistent Cookies</p>\n<p>Administered by: Us</p>\n<p>Purpose: These Cookies identify if users have accepted the use of cookies on the Website.</p>\n</li>\n<li>\n<p><strong>Functionality Cookies</strong></p>\n<p>Type: Persistent Cookies</p>\n<p>Administered by: Us</p>\n<p>Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.</p>\n</li>\n<li>\n<p><strong>Tracking and Performance Cookies</strong></p>\n<p>Type: Persistent Cookies</p>\n<p>Administered by: Third-Parties</p>\n<p>Purpose: These Cookies are used to track information about traffic to the Website and how users use the Website. The information gathered via these Cookies may directly or indirectly identify you as an individual visitor. This is because the information collected is typically linked to a pseudonymous identifier associated with the device you use to access the Website. We may also use these Cookies to test new pages, features or new functionality of the Website to see how our users react to them.</p>\n</li>\n<li>\n<p><strong>Targeting and Advertising Cookies</strong></p>\n<p>Type: Persistent Cookies</p>\n<p>Administered by: Third-Parties</p>\n<p>Purpose: These Cookies track your browsing habits to enable Us to show advertising which is more likely to be of interest to You. These Cookies use information about your browsing history to group You with other users who have similar interests. Based on that information, and with Our permission, third party advertisers can place Cookies to enable them to show adverts which We think will be relevant to your interests while You are on third party websites.</p>\n</li>\n</ul>\n<p>For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.</p>\n<h2>Use of Your Personal Data</h2>\n<p>The Company may use Personal Data for the following purposes:</p>\n<ul>\n<li><strong>To provide and maintain our Service</strong>, including to monitor the usage of our Service.</li>\n<li><strong>To manage Your Account:</strong> to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.</li>\n<li><strong>For the performance of a contract:</strong> the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.</li>\n<li><strong>To contact You:</strong> To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application\'s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.</li>\n<li><strong>To provide You</strong> with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.</li>\n<li><strong>To manage Your requests:</strong> To attend and manage Your requests to Us.</li>\n<li><strong>To deliver targeted advertising to You</strong>: We may use Your information to develop and display content and advertising (and work with third-party vendors who do so) tailored to Your interests and/or location and to measure its effectiveness.</li>\n<li><strong>For business transfers:</strong> We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.</li>\n<li><strong>For other purposes</strong>: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.</li>\n</ul>\n<p>We may share Your personal information in the following situations:</p>\n<ul>\n<li><strong>With Service Providers:</strong> We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to show advertisements to You to help support and maintain Our Service, to advertise on third party websites to You after You visited our Service, to contact You.</li>\n<li><strong>For business transfers:</strong> We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.</li>\n<li><strong>With Affiliates:</strong> We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.</li>\n<li><strong>With business partners:</strong> We may share Your information with Our business partners to offer You certain products, services or promotions.</li>\n<li><strong>With other users:</strong> when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.</li>\n<li><strong>With Your consent</strong>: We may disclose Your personal information for any other purpose with Your consent.</li>\n</ul>\n<h2>Retention of Your Personal Data</h2>\n<p>The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.</p>\n<p>The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.</p>\n<h2>Transfer of Your Personal Data</h2>\n<p>Your information, including Personal Data, is processed at the Company\'s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to â€” and maintained on â€” computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.</p>\n<p>Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.</p>\n<p>The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.</p>\n<h2>Disclosure of Your Personal Data</h2>\n<h3>Business Transactions</h3>\n<p>If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.</p>\n<h3>Law enforcement</h3>\n<p>Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).</p>\n<h3>Other legal requirements</h3>\n<p>The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:</p>\n<ul>\n<li>Comply with a legal obligation</li>\n<li>Protect and defend the rights or property of the Company</li>\n<li>Prevent or investigate possible wrongdoing in connection with the Service</li>\n<li>Protect the personal safety of Users of the Service or the public</li>\n<li>Protect against legal liability</li>\n</ul>\n<h2>Security of Your Personal Data</h2>\n<p>The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.</p>\n<h1>Detailed Information on the Processing of Your Personal Data</h1>\n<p>The Service Providers We use may have access to Your Personal Data. These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies.</p>\n<h2>Analytics</h2>\n<p>We may use third-party Service providers to monitor and analyze the use of our Service.</p>\n<ul>\n<li>\n<p><strong>Google Analytics</strong></p>\n<p>Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.</p>\n<p>You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.</p>\n<p>For more information on the privacy practices of Google, please visit the Google Privacy &amp; Terms web page: <a href=\"https://policies.google.com/privacy\" rel=\"external nofollow noopener\" target=\"_blank\">https://policies.google.com/privacy</a></p>\n</li>\n</ul>\n<h2>Advertising</h2>\n<p>We may use Service Providers to show advertisements to You to help support and maintain Our Service.</p>\n<ul>\n<li>\n<p><strong>Google AdSense &amp; DoubleClick Cookie</strong></p>\n<p>Google, as a third party vendor, uses cookies to serve ads on our Service. Google\'s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our Service or other websites on the Internet.</p>\n<p>You may opt out of the use of the DoubleClick Cookie for interest-based advertising by visiting the Google Ads Settings web page: <a href=\"http://www.google.com/ads/preferences/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.google.com/ads/preferences/</a></p>\n</li>\n<li>\n<p><strong>Bing Ads</strong></p>\n<p>Bing Ads is an advertising service provided by Microsoft Inc.</p>\n<p>You can opt-out from Bing Ads by following the instructions on Bing Ads Opt-out page: <a href=\"https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads\" rel=\"external nofollow noopener\" target=\"_blank\">https://advertise.bingads.microsoft.com/en-us/resources/policies/personalized-ads</a></p>\n<p>For more information about Bing Ads, please visit their Privacy Policy: <a href=\"https://privacy.microsoft.com/en-us/PrivacyStatement\" rel=\"external nofollow noopener\" target=\"_blank\">https://privacy.microsoft.com/en-us/PrivacyStatement</a></p>\n</li>\n<li>\n<p><strong>LinkedIn</strong></p>\n<p>Their Privacy Policy can be viewed at <a href=\"https://www.linkedin.com/legal/privacy-policy\" rel=\"external nofollow noopener\" target=\"_blank\">https://www.linkedin.com/legal/privacy-policy</a></p>\n</li>\n<li>\n<p><strong>Twitter</strong></p>\n<p>Their Privacy Policy can be viewed at <a href=\"https://twitter.com/en/privacy\" rel=\"external nofollow noopener\" target=\"_blank\">https://twitter.com/en/privacy</a></p>\n</li>\n</ul>\n<h2>Email Marketing</h2>\n<p>We may use Your Personal Data to contact You with newsletters, marketing or promotional materials and other information that may be of interest to You. You may opt-out of receiving any, or all, of these communications from Us by following the unsubscribe link or instructions provided in any email We send or by contacting Us.</p>\n<p>We may use Email Marketing Service Providers to manage and send emails to You.</p>\n<ul>\n<li>\n<p><strong>ActiveCampaign</strong></p>\n<p>Their Privacy Policy can be viewed at <a href=\"https://www.activecampaign.com/legal/privacy-policy\" rel=\"external nofollow noopener\" target=\"_blank\">https://www.activecampaign.com/legal/privacy-policy</a></p>\n</li>\n</ul>\n<h2>Behavioral Remarketing</h2>\n<p>The Company uses remarketing services to advertise to You after You accessed or visited our Service. We and Our third-party vendors use cookies and non-cookie technologies to help Us recognize Your Device and understand how You use our Service so that We can improve our Service to reflect Your interests and serve You advertisements that are likely to be of more interest to You.</p>\n<p>These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies and to enable Us to:</p>\n<ul>\n<li>Measure and analyze traffic and browsing activity on Our Service</li>\n<li>Show advertisements for our products and/or services to You on third-party websites or apps</li>\n<li>Measure and analyze the performance of Our advertising campaigns</li>\n</ul>\n<p>Some of these third-party vendors may use non-cookie technologies that may not be impacted by browser settings that block cookies. Your browser may not permit You to block such technologies. You can use the following third-party tools to decline the collection and use of information for the purpose of serving You interest-based advertising:</p>\n<ul>\n<li>The NAI\'s opt-out platform: <a href=\"http://www.networkadvertising.org/choices/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.networkadvertising.org/choices/</a></li>\n<li>The EDAA\'s opt-out platform <a href=\"http://www.youronlinechoices.com/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.youronlinechoices.com/</a></li>\n<li>The DAA\'s opt-out platform: <a href=\"http://optout.aboutads.info/?c=2&amp;lang=EN\" rel=\"external nofollow noopener\" target=\"_blank\">http://optout.aboutads.info/?c=2&amp;lang=EN</a></li>\n</ul>\n<p>You may opt-out of all personalized advertising by enabling privacy features on Your mobile device such as Limit Ad Tracking (iOS) and Opt Out of Ads Personalization (Android). See Your mobile device Help system for more information.</p>\n<p>We may share information, such as hashed email addresses (if available) or other online identifiers collected on Our Service with these third-party vendors. This allows Our third-party vendors to recognize and deliver You ads across devices and browsers. To read more about the technologies used by these third-party vendors and their cross-device capabilities please refer to the Privacy Policy of each vendor listed below.</p>\n<p>The third-party vendors We use are:</p>\n<ul>\n<li>\n<p><strong>Google Ads (AdWords)</strong></p>\n<p>Google Ads (AdWords) remarketing service is provided by Google Inc.</p>\n<p>You can opt-out of Google Analytics for Display Advertising and customise the Google Display Network ads by visiting the Google Ads Settings page: <a href=\"http://www.google.com/settings/ads\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.google.com/settings/ads</a></p>\n<p>Google also recommends installing the Google Analytics Opt-out Browser Add-on - <a href=\"https://tools.google.com/dlpage/gaoptout\" rel=\"external nofollow noopener\" target=\"_blank\">https://tools.google.com/dlpage/gaoptout</a> - for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.</p>\n<p>For more information on the privacy practices of Google, please visit the Google Privacy &amp; Terms web page: <a href=\"https://policies.google.com/privacy\" rel=\"external nofollow noopener\" target=\"_blank\">https://policies.google.com/privacy</a></p>\n</li>\n<li>\n<p><strong>Twitter</strong></p>\n<p>Twitter remarketing service is provided by Twitter Inc.</p>\n<p>You can opt-out from Twitter\'s interest-based ads by following their instructions: <a href=\"https://support.twitter.com/articles/20170405\" rel=\"external nofollow noopener\" target=\"_blank\">https://support.twitter.com/articles/20170405</a></p>\n<p>You can learn more about the privacy practices and policies of Twitter by visiting their Privacy Policy page: <a href=\"https://twitter.com/privacy\" rel=\"external nofollow noopener\" target=\"_blank\">https://twitter.com/privacy</a></p>\n</li>\n<li>\n<p><strong>LinkedIn</strong></p>\n<p>Their Privacy Policy can be viewed at <a href=\"https://www.linkedin.com/legal/privacy-policy\" rel=\"external nofollow noopener\" target=\"_blank\">https://www.linkedin.com/legal/privacy-policy</a></p>\n</li>\n</ul>\n<h1>GDPR Privacy</h1>\n<h2>Legal Basis for Processing Personal Data under GDPR</h2>\n<p>We may process Personal Data under the following conditions:</p>\n<ul>\n<li><strong>Consent:</strong> You have given Your consent for processing Personal Data for one or more specific purposes.</li>\n<li><strong>Performance of a contract:</strong> Provision of Personal Data is necessary for the performance of an agreement with You and/or for any pre-contractual obligations thereof.</li>\n<li><strong>Legal obligations:</strong> Processing Personal Data is necessary for compliance with a legal obligation to which the Company is subject.</li>\n<li><strong>Vital interests:</strong> Processing Personal Data is necessary in order to protect Your vital interests or of another natural person.</li>\n<li><strong>Public interests:</strong> Processing Personal Data is related to a task that is carried out in the public interest or in the exercise of official authority vested in the Company.</li>\n<li><strong>Legitimate interests:</strong> Processing Personal Data is necessary for the purposes of the legitimate interests pursued by the Company.</li>\n</ul>\n<p>In any case, the Company will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.</p>\n<h2>Your Rights under the GDPR</h2>\n<p>The Company undertakes to respect the confidentiality of Your Personal Data and to guarantee You can exercise Your rights.</p>\n<p>You have the right under this Privacy Policy, and by law if You are within the EU, to:</p>\n<ul>\n<li><strong>Request access to Your Personal Data.</strong> The right to access, update or delete the information We have on You. Whenever made possible, you can access, update or request deletion of Your Personal Data directly within Your account settings section. If you are unable to perform these actions yourself, please contact Us to assist You. This also enables You to receive a copy of the Personal Data We hold about You.</li>\n<li><strong>Request correction of the Personal Data that We hold about You.</strong> You have the right to have any incomplete or inaccurate information We hold about You corrected.</li>\n<li><strong>Object to processing of Your Personal Data.</strong> This right exists where We are relying on a legitimate interest as the legal basis for Our processing and there is something about Your particular situation, which makes You want to object to our processing of Your Personal Data on this ground. You also have the right to object where We are processing Your Personal Data for direct marketing purposes.</li>\n<li><strong>Request erasure of Your Personal Data.</strong> You have the right to ask Us to delete or remove Personal Data when there is no good reason for Us to continue processing it.</li>\n<li><strong>Request the transfer of Your Personal Data.</strong> We will provide to You, or to a third-party You have chosen, Your Personal Data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which You initially provided consent for Us to use or where We used the information to perform a contract with You.</li>\n<li><strong>Withdraw Your consent.</strong> You have the right to withdraw Your consent on using your Personal Data. If You withdraw Your consent, We may not be able to provide You with access to certain specific functionalities of the Service.</li>\n</ul>\n<h2>Exercising of Your GDPR Data Protection Rights</h2>\n<p>You may exercise Your rights of access, rectification, cancellation and opposition by contacting Us. Please note that we may ask You to verify Your identity before responding to such requests. If You make a request, We will try our best to respond to You as soon as possible.</p>\n<p>You have the right to complain to a Data Protection Authority about Our collection and use of Your Personal Data. For more information, if You are in the European Economic Area (EEA), please contact Your local data protection authority in the EEA.</p>\n<h1>CCPA Privacy</h1>\n<p>This privacy notice section for California residents supplements the information contained in Our Privacy Policy and it applies solely to all visitors, users, and others who reside in the State of California.</p>\n<h2>Categories of Personal Information Collected</h2>\n<p>We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or Device. The following is a list of categories of personal information which we may collect or may have been collected from California residents within the last twelve (12) months.</p>\n<p>Please note that the categories and examples provided in the list below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact collected by Us, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been collected. For example, certain categories of personal information would only be collected if You provided such personal information directly to Us.</p>\n<ul>\n<li>\n<p><strong>Category A: Identifiers.</strong></p>\n<p>Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver\'s license number, passport number, or other similar identifiers.</p>\n<p>Collected: Yes.</p>\n</li>\n<li>\n<p><strong>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code Â§ 1798.80(e)).</strong></p>\n<p>Examples: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver\'s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.</p>\n<p>Collected: Yes.</p>\n</li>\n<li>\n<p><strong>Category C: Protected classification characteristics under California or federal law.</strong></p>\n<p>Examples: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category D: Commercial information.</strong></p>\n<p>Examples: Records and history of products or services purchased or considered.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category E: Biometric information.</strong></p>\n<p>Examples: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category F: Internet or other similar network activity.</strong></p>\n<p>Examples: Interaction with our Service or advertisement.</p>\n<p>Collected: Yes.</p>\n</li>\n<li>\n<p><strong>Category G: Geolocation data.</strong></p>\n<p>Examples: Approximate physical location.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category H: Sensory data.</strong></p>\n<p>Examples: Audio, electronic, visual, thermal, olfactory, or similar information.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category I: Professional or employment-related information.</strong></p>\n<p>Examples: Current or past job history or performance evaluations.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category J: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).</strong></p>\n<p>Examples: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.</p>\n<p>Collected: No.</p>\n</li>\n<li>\n<p><strong>Category K: Inferences drawn from other personal information.</strong></p>\n<p>Examples: Profile reflecting a person\'s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.</p>\n<p>Collected: No.</p>\n</li>\n</ul>\n<p>Under CCPA, personal information does not include:</p>\n<ul>\n<li>Publicly available information from government records</li>\n<li>De-identified or aggregated consumer information</li>\n<li>Information excluded from the CCPA\'s scope, such as:\n<ul>\n<li>Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data</li>\n<li>Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver\'s Privacy Protection Act of 1994</li>\n</ul>\n</li>\n</ul>\n<h2>Sources of Personal Information</h2>\n<p>We obtain the categories of personal information listed above from the following categories of sources:</p>\n<ul>\n<li><strong>Directly from You</strong>. For example, from the forms You complete on our Service, preferences You express or provide through our Service.</li>\n<li><strong>Indirectly from You</strong>. For example, from observing Your activity on our Service.</li>\n<li><strong>Automatically from You</strong>. For example, through cookies We or our Service Providers set on Your Device as You navigate through our Service.</li>\n<li><strong>From Service Providers</strong>. For example, third-party vendors to monitor and analyze the use of our Service, third-party vendors to provide advertising on our Service, third-party vendors to deliver targeted advertising to You, or other third-party vendors that We use to provide the Service to You.</li>\n</ul>\n<h2>Use of Personal Information for Business Purposes or Commercial Purposes</h2>\n<p>We may use or disclose personal information We collect for \"business purposes\" or \"commercial purposes\" (as defined under the CCPA), which may include the following examples:</p>\n<ul>\n<li>To operate our Service and provide You with our Service.</li>\n<li>To provide You with support and to respond to Your inquiries, including to investigate and address Your concerns and monitor and improve our Service.</li>\n<li>To fulfill or meet the reason You provided the information. For example, if You share Your contact information to ask a question about our Service, We will use that personal information to respond to Your inquiry.</li>\n<li>To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.</li>\n<li>As described to You when collecting Your personal information or as otherwise set forth in the CCPA.</li>\n<li>For internal administrative and auditing purposes.</li>\n<li>To detect security incidents and protect against malicious, deceptive, fraudulent or illegal activity, including, when necessary, to prosecute those responsible for such activities.</li>\n</ul>\n<p>Please note that the examples provided above are illustrative and not intended to be exhaustive. For more details on how we use this information, please refer to the \"Use of Your Personal Data\" section.</p>\n<p>If We decide to collect additional categories of personal information or use the personal information We collected for materially different, unrelated, or incompatible purposes We will update this Privacy Policy.</p>\n<h2>Disclosure of Personal Information for Business Purposes or Commercial Purposes</h2>\n<p>We may use or disclose and may have used or disclosed in the last twelve (12) months the following categories of personal information for business or commercial purposes:</p>\n<ul>\n<li>\n<p>Category A: Identifiers</p>\n</li>\n<li>\n<p>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code Â§ 1798.80(e))</p>\n</li>\n<li>\n<p>Category F: Internet or other similar network activity</p>\n</li>\n</ul>\n<p>Please note that the categories listed above are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact disclosed, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been disclosed.</p>\n<p>When We disclose personal information for a business purpose or a commercial purpose, We enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.</p>\n<h2>Sale of Personal Information</h2>\n<p>As defined in the CCPA, \"sell\" and \"sale\" mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer\'s personal information by the business to a third party for valuable consideration. This means that We may have received some kind of benefit in return for sharing personal information, but not necessarily a monetary benefit.</p>\n<p>Please note that the categories listed below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact sold, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been shared for value in return.</p>\n<p>We may sell and may have sold in the last twelve (12) months the following categories of personal information:</p>\n<ul>\n<li>\n<p>Category A: Identifiers</p>\n</li>\n<li>\n<p>Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code Â§ 1798.80(e))</p>\n</li>\n<li>\n<p>Category F: Internet or other similar network activity</p>\n</li>\n</ul>\n<h2>Share of Personal Information</h2>\n<p>We may share Your personal information identified in the above categories with the following categories of third parties:</p>\n<ul>\n<li>\n<p>Service Providers</p>\n</li>\n<li>\n<p>Our affiliates</p>\n</li>\n<li>\n<p>Our business partners</p>\n</li>\n<li>\n<p>Third party vendors to whom You or Your agents authorize Us to disclose Your personal information in connection with products or services We provide to You</p>\n</li>\n</ul>\n<h2>Sale of Personal Information of Minors Under 16 Years of Age</h2>\n<p>We do not knowingly collect personal information from minors under the age of 16 through our Service, although certain third party websites that we link to may do so. These third-party websites have their own terms of use and privacy policies and we encourage parents and legal guardians to monitor their children\'s Internet usage and instruct their children to never provide information on other websites without their permission.</p>\n<p>We do not sell the personal information of Consumers We actually know are less than 16 years of age, unless We receive affirmative authorization (the \"right to opt-in\") from either the Consumer who is between 13 and 16 years of age, or the parent or guardian of a Consumer less than 13 years of age. Consumers who opt-in to the sale of personal information may opt-out of future sales at any time. To exercise the right to opt-out, You (or Your authorized representative) may submit a request to Us by contacting Us.</p>\n<p>If You have reason to believe that a child under the age of 13 (or 16) has provided Us with personal information, please contact Us with sufficient detail to enable Us to delete that information.</p>\n<h2>Your Rights under the CCPA</h2>\n<p>The CCPA provides California residents with specific rights regarding their personal information. If You are a resident of California, You have the following rights:</p>\n<ul>\n<li><strong>The right to notice.</strong> You have the right to be notified which categories of Personal Data are being collected and the purposes for which the Personal Data is being used.</li>\n<li><strong>The right to request.</strong> Under CCPA, You have the right to request that We disclose information to You about Our collection, use, sale, disclosure for business purposes and share of personal information. Once We receive and confirm Your request, We will disclose to You:\n<ul>\n<li>The categories of personal information We collected about You</li>\n<li>The categories of sources for the personal information We collected about You</li>\n<li>Our business or commercial purpose for collecting or selling that personal information</li>\n<li>The categories of third parties with whom We share that personal information</li>\n<li>The specific pieces of personal information We collected about You</li>\n<li>If we sold Your personal information or disclosed Your personal information for a business purpose, We will disclose to You:\n<ul>\n<li>The categories of personal information categories sold</li>\n<li>The categories of personal information categories disclosed</li>\n</ul>\n</li>\n</ul>\n</li>\n<li><strong>The right to say no to the sale of Personal Data (opt-out).</strong> You have the right to direct Us to not sell Your personal information. To submit an opt-out request please contact Us.</li>\n<li><strong>The right to delete Personal Data.</strong> You have the right to request the deletion of Your Personal Data, subject to certain exceptions. Once We receive and confirm Your request, We will delete (and direct Our Service Providers to delete) Your personal information from our records, unless an exception applies. We may deny Your deletion request if retaining the information is necessary for Us or Our Service Providers to:\n<ul>\n<li>Complete the transaction for which We collected the personal information, provide a good or service that You requested, take actions reasonably anticipated within the context of our ongoing business relationship with You, or otherwise perform our contract with You.</li>\n<li>Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.</li>\n<li>Debug products to identify and repair errors that impair existing intended functionality.</li>\n<li>Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.</li>\n<li>Comply with the California Electronic Communications Privacy Act (Cal. Penal Code Â§ 1546 et. seq.).</li>\n<li>Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information\'s deletion may likely render impossible or seriously impair the research\'s achievement, if You previously provided informed consent.</li>\n<li>Enable solely internal uses that are reasonably aligned with consumer expectations based on Your relationship with Us.</li>\n<li>Comply with a legal obligation.</li>\n<li>Make other internal and lawful uses of that information that are compatible with the context in which You provided it.</li>\n</ul>\n</li>\n<li><strong>The right not to be discriminated against.</strong> You have the right not to be discriminated against for exercising any of Your consumer\'s rights, including by:\n<ul>\n<li>Denying goods or services to You</li>\n<li>Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties</li>\n<li>Providing a different level or quality of goods or services to You</li>\n<li>Suggesting that You will receive a different price or rate for goods or services or a different level or quality of goods or services</li>\n</ul>\n</li>\n</ul>\n<h2>Exercising Your CCPA Data Protection Rights</h2>\n<p>In order to exercise any of Your rights under the CCPA, and if You are a California resident, You can contact Us:</p>\n<ul>\n<li>By email: <a href=\"https://www.cembenchmarking.com/cdn-cgi/l/email-protection\" class=\"__cf_email__\" data-cfemail=\"3851565e57785b5d555a5d565b5055594a5351565f165b5755\">[email protected]</a></li>\n</ul>\n<p>Only You, or a person registered with the California Secretary of State that You authorize to act on Your behalf, may make a verifiable request related to Your personal information.</p>\n<p>Your request to Us must:</p>\n<ul>\n<li>Provide sufficient information that allows Us to reasonably verify You are the person about whom We collected personal information or an authorized representative</li>\n<li>Describe Your request with sufficient detail that allows Us to properly understand, evaluate, and respond to it</li>\n</ul>\n<p>We cannot respond to Your request or provide You with the required information if We cannot:</p>\n<ul>\n<li>Verify Your identity or authority to make the request</li>\n<li>And confirm that the personal information relates to You</li>\n</ul>\n<p>We will disclose and deliver the required information free of charge within 45 days of receiving Your verifiable request. The time period to provide the required information may be extended once by an additional 45 days when reasonable necessary and with prior notice.</p>\n<p>Any disclosures We provide will only cover the 12-month period preceding the verifiable request\'s receipt.</p>\n<p>For data portability requests, We will select a format to provide Your personal information that is readily usable and should allow You to transmit the information from one entity to another entity without hindrance.</p>\n<h2>Do Not Sell My Personal Information</h2>\n<p>You have the right to opt-out of the sale of Your personal information. Once We receive and confirm a verifiable consumer request from You, we will stop selling Your personal information. To exercise Your right to opt-out, please contact Us.</p>\n<p>The Service Providers we partner with (for example, our analytics or advertising partners) may use technology on the Service that sells personal information as defined by the CCPA law. If you wish to opt out of the use of Your personal information for interest-based advertising purposes and these potential sales as defined under CCPA law, you may do so by following the instructions below.</p>\n<p>Please note that any opt out is specific to the browser You use. You may need to opt out on every browser that You use.</p>\n<h3>Website</h3>\n<p>You can opt out of receiving ads that are personalized as served by our Service Providers by following our instructions presented on the Service:</p>\n<ul>\n<li>The NAI\'s opt-out platform: <a href=\"http://www.networkadvertising.org/choices/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.networkadvertising.org/choices/</a></li>\n<li>The EDAA\'s opt-out platform <a href=\"http://www.youronlinechoices.com/\" rel=\"external nofollow noopener\" target=\"_blank\">http://www.youronlinechoices.com/</a></li>\n<li>The DAA\'s opt-out platform: <a href=\"http://optout.aboutads.info/?c=2&amp;lang=EN\" rel=\"external nofollow noopener\" target=\"_blank\">http://optout.aboutads.info/?c=2&amp;lang=EN</a></li>\n</ul>\n<p>The opt out will place a cookie on Your computer that is unique to the browser You use to opt out. If you change browsers or delete the cookies saved by your browser, You will need to opt out again.</p>\n<h3>Mobile Devices</h3>\n<p>Your mobile device may give You the ability to opt out of the use of information about the apps You use in order to serve You ads that are targeted to Your interests:</p>\n<ul>\n<li>\"Opt out of Interest-Based Ads\" or \"Opt out of Ads Personalization\" on Android devices</li>\n<li>\"Limit Ad Tracking\" on iOS devices</li>\n</ul>\n<p>You can also stop the collection of location information from Your mobile device by changing the preferences on Your mobile device.</p>\n<h1>\"Do Not Track\" Policy as Required by California Online Privacy Protection Act (CalOPPA)</h1>\n<p>Our Service does not respond to Do Not Track signals.</p>\n<p>However, some third party websites do keep track of Your browsing activities. If You are visiting such websites, You can set Your preferences in Your web browser to inform websites that You do not want to be tracked. You can enable or disable DNT by visiting the preferences or settings page of Your web browser.</p>\n<h1>Children\'s Privacy</h1>\n<p>Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.</p>\n<p>If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent\'s consent before We collect and use that information.</p>\n<h1>Your California Privacy Rights (California\'s Shine the Light law)</h1>\n<p>Under California Civil Code Section 1798 (California\'s Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Personal Data with third parties for the third parties\' direct marketing purposes.</p>\n<p>If you\'d like to request more information under the California Shine the Light law, and if You are a California resident, You can contact Us using the contact information provided below.</p>\n<h1>California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)</h1>\n<p>California Business and Professions Code section 22581 allow California residents under the age of 18 who are registered users of online sites, services or applications to request and obtain removal of content or information they have publicly posted.</p>\n<p>To request removal of such data, and if You are a California resident, You can contact Us using the contact information provided below, and include the email address associated with Your account.</p>\n<p>Be aware that Your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.</p>\n<h1>Links to Other Websites</h1>\n<p>Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party\'s site. We strongly advise You to review the Privacy Policy of every site You visit.</p>\n<p>We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.</p>\n<h1>Changes to this Privacy Policy</h1>\n<p>We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.</p>\n<p>We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the \"Last updated\" date at the top of this Privacy Policy.</p>\n<p>You are advised to review this Privacy Policy periodically for any changes. 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16:10:16','2024-12-19 16:10:16','[et_pb_section fb_built=\"1\" admin_label=\"Footer\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#001E66\" background_enable_image=\"off\" background_size=\"initial\" height=\"331px\" saved_tabs=\"all\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-26px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" module_class=\"side-by-side-2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/logo_white.png\" title_text=\"logo_white\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"54%\" max_width=\"54%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Quick links\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"--et_global_heading_font|600|||||||\" title_text_color=\"#F0F0F0\" title_font_size=\"15px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" link_text_color=\"#ffffff\" background_layout=\"dark\" hover_enabled=\"0\" global_colors_info=\"{}\" link_text_color__hover_enabled=\"on|desktop\" link_text_color__hover=\"#bba486\" text_text_color__hover_enabled=\"on|hover\" text_text_color__hover=\"#EDAE49\" header_text_color__hover_enabled=\"on|hover\" text_font_size=\"15px\" sticky_enabled=\"0\" text_line_height=\"1.1em\"]<p><a href=\"https://peerintelligence.cembenchmarking.com/subscribe\" target=\"_blank\" rel=\"noopener\" title=\"Subscribe to newsletter\">Sign up for our Peer Intelligence Newsletter</a></p>\n<p><a href=\"/contact\">Contact Us</a></p>\n<p><a href=\"/careers\">Careers</a></p>\n<p><a href=\"/privacy-policy\">Privacy Policy</a></p>\n<p><a href=\"/confidentiality\">Confidentiality &amp; Accessibility</a></p>\n<p><a href=\"https://www.cembenchmarking.com/identity2/core/logout\" target=\"_blank\" rel=\"noopener\">Logout of all services</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.16\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"© CEM Benchmarking Inc.\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"--et_global_heading_font|600|||||||\" title_text_color=\"#F0F0F0\" title_font_size=\"15px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"--et_global_body_font||||||||\" text_font_size=\"15px\" text_line_height=\"1.8em\" background_layout=\"dark\" hover_enabled=\"0\" text_font_size_tablet=\"14px\" text_font_size_phone=\"13px\" text_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>We provide our clients objective and actionable benchmarking insights to help maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_icon font_icon=\"&#xe09d;||divi||400\" icon_color=\"#F0F0F0\" icon_width=\"26px\" url=\"https://ca.linkedin.com/company/cem-benchmarking-inc\" url_new_window=\"on\" align=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" hover_enabled=\"0\" global_colors_info=\"{}\" icon_color__hover_enabled=\"on|hover\" icon_color__hover=\"rgba(237,181,92,0.64)\" sticky_enabled=\"0\"][/et_pb_icon][/et_pb_column][/et_pb_row][/et_pb_section]','Global footer & header for all Pages','','inherit','closed','closed','','433-revision-v1','','','2024-12-19 16:10:16','2024-12-19 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id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\"></ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Blog\" _builder_version=\"4.25.2\" _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"70%\" module_alignment=\"center\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog posts_number=\"6\" include_categories=\"18\" meta_date=\"F, Y\" 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class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Original research from CEM Benchmarking</p>\n</div>\n</div>\n</div>\n</div>\n</header>\n<div class=\"theme-corporate\">\n<section id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\"></ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Blog\" _builder_version=\"4.25.2\" _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"70%\" module_alignment=\"center\" hover_enabled=\"0\" 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class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Original research from CEM Benchmarking</p>\n</div>\n</div>\n</div>\n</div>\n</header>\n<div class=\"theme-corporate\">\n<section id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\"></ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Blog\" _builder_version=\"4.25.2\" _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"70%\" module_alignment=\"center\" hover_enabled=\"0\" 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pagination_text_color__hover_enabled=\"on|hover\" pagination_text_color__hover=\"#AAAAAA\" masonry_tile_background_color__hover=\"#1a3166\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section]','Research','','inherit','closed','closed','','21-revision-v1','','','2024-12-19 16:26:48','2024-12-19 16:26:48','',21,'https://www.staging.cembenchmarking.com/?p=1386',0,'revision','',0),(1388,1,'2024-12-19 18:35:46','2024-12-19 18:35:46','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/globe.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Costs • Governance • Performance • Responsible Investing</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"A Roadmap for Funds to Improve Transparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"14px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_level=\"h2\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>&nbsp;</p>\n<p><strong>Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</p>\n<p></strong><br />With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.<br />Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" height=\"334px\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How does the Transparency Benchmark work? \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"22px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_level=\"h2\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" hover_enabled=\"0\" box_shadow_style=\"preset2\" box_shadow_blur=\"15px\" box_shadow_color=\"rgba(0,0,0,0.93)\" global_colors_info=\"{}\" sticky_enabled=\"0\" box_shadow_spread=\"-7px\" text_font=\"|--et_global_body_font_weight|||||||\" box_shadow_horizontal=\"11px\"]<p style=\"text-align: center;\"><span class=\"v-align\">Get a third-party<br />Transparency Assessment</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\" background_color=\"#001E66\" box_shadow_spread=\"-7px\" text_font=\"|--et_global_body_font_weight|||||||\"]<p style=\"text-align: center;\"><span class=\"v-align\">Demonstrate<br />Transparency Efforts</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\" background_color=\"#001E66\" box_shadow_spread=\"-7px\" text_font=\"|--et_global_body_font_weight|||||||\"]<p style=\"text-align: center;\"><span class=\"v-align\">Identify Gaps for<br />Improvements</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\" background_color=\"#001E66\" box_shadow_spread=\"-7px\" text_font=\"|--et_global_body_font_weight|||||||\"]<p style=\"text-align: center;\"><span class=\"v-align\">Implement Best<br />Practices</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" background_enable_image=\"off\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"left\" custom_margin=\"12px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_level=\"h2\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" hover_enabled=\"0\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\" sticky_enabled=\"0\"]<p style=\"text-align: left;\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Improved decision making. Transparency and accountability go hand in hand.</li>\n<li>Clarity of purpose that comes from simplifying and communicating complex issues.</li>\n<li>Improved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.</li>\n<li>Improved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" title_text=\"transparency_matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" %22Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.%22 \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_heading title=\"- Mike Heale, CEM Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"right\" title_text_color=\"gcid-heading-color\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p style=\"text-align: left;\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Across Four Major Strategic Impact Areas \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"16px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" title_level=\"h2\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_padding=\"||0px|||\" text_text_shadow_style=\"preset3\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark provides insights into four impact areas.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Costs\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dollar.png\" title_text=\"dollar\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Governance and Organization\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"50px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" title_text=\"courthouse\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/howtransparency.png\" title_text=\"howtransparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Performance\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" title_text=\"icons8-increase-96\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Responsible Investing\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"60px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth.png\" title_text=\"growth\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"0px||0px||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" custom_margin=\"16px||||false|false\" sticky_enabled=\"0\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Specifically, the CEM Transparency Benchmark will help your fund:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_level=\"h2\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"1. See and compare your transparency results: \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_level=\"h3\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p><span class=\"transparency-learning-desc\">Get a custom comparison report that ranks your fund against 75 leading funds from 15 countries, across four major impact areas; Costs, Performance, Governance, and Responsible Investing; and 188 key metrics. </span></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||14px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" border_color_right=\"#EDAE49\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"15\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\" title_level=\"h4\" title_font_size=\"31px\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Countries</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"75\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\" title_level=\"h4\" title_font_size=\"31px\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Funds</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"4\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\" title_level=\"h4\" title_font_size=\"31px\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Impact Areas</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"188\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#EDAE49\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_level=\"h4\" title_font_size=\"31px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Key Metrics</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" width=\"100%\" max_width=\"100%\" module_alignment=\"center\" background_color=\"#F0F0F0\" custom_margin=\"-47px||||false|false\"][et_pb_row column_structure=\"1_2,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" width=\"100%\" sticky_enabled=\"0\" theme_builder_area=\"post_content\" max_width=\"1644px\" custom_padding=\"||||false|false\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-benchmark.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" title_text=\"transparency-benchmark\" hover_enabled=\"0\" sticky_enabled=\"0\" box_shadow_style=\"preset1\" custom_padding=\"||||false|false\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<div>\n<h3><strong>Governance and Organization</strong><br /><span style=\"font-size: 14px;\">34 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Structure and Mission</li>\n<li>Board Competencies and Qualifications</li>\n<li>Compensation and Human Resources</li>\n<li>Organizational Strategy</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Performance</strong><br /><span style=\"font-size: 14px;\">43 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Returns and Value-added: Time Periods &amp; Clarity</li>\n<li>Risk Policies and Measures</li>\n<li>Portfolio Structure and Explanation of Results</li>\n<li>Member Service Goals, Plans, and Levels*</li>\n<li>Funded Status and Related Discussion</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<div>\n<h3><strong>Costs</strong><br /><span style=\"font-size: 14px;\">57 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Total Fund Level</li>\n<li>Asset Class or Investment Option Level</li>\n<li>External Management Fees</li>\n<li>Transaction Costs</li>\n<li>Member Service and Administration Costs*</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Responsible Investing</strong><br /><span style=\"font-size: 14px;\">54 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Responsible Investing Governance</li>\n<li>Organizational Framework and Reporting</li>\n<li>Implementation: Exclusion; Active Ownership; Impact Investing; ESG Integration</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#4b547a\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 2. Demonstrate impact areas where you excel and identify improvement opportunities.\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||62px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_level=\"h3\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p> Our report helps you demonstrate areas where you excel; identify gaps in your disclosures; and highlight improvements possibilities in your journey towards transparency excellence.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/gapsv2.png\" title_text=\"gapsv2\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/metric.jpg\" title_text=\"Financial stock market data statistics charts, index prices grow\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"3. Learn best practices:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||62px||false|false\" custom_padding=\"15px|||||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_level=\"h3\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>Get a comprehensive collection of transparency best practices with clear examples that show you how you can improve your disclosures</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 4. Ensure that you are a transparency leader:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||62px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_level=\"h3\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Far beyond scores and rankings, CEM’s Transparency Benchmark helps you set a solid foundation toward excellence in transparency.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-leadership.png\" title_text=\"transparency-leadership\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#dbe5eb\" background_enable_image=\"off\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"5. Support from the world’s leader in pension fund benchmarking:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"16px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" title_level=\"h3\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<ul class=\"transparency-support-list\">\n<li>CEM reviews, compares, and scores your public disclosures.</li>\n<li>No survey or work on your part.</li>\n<li>Interactive meetings to discuss your transparency results and improvement possibilities.</li>\n<li>We guarantee confidentiality of your Transparency Benchmark results.</li>\n<li><strong>Objective, independent, third-party assessment from the world’s leader in pension fund benchmarking</strong></li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#000A06\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">The journey to improve transparency doesn’t have to be complex…<br />And transparency benchmarking is the first step.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"What to do next?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"17px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" title_level=\"h2\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" global_colors_info=\"{}\"]<p>If you want to discover how CEM’s Transparency Benchmark can help your organization improve transparency, inquire about our Transparency Report. Click the button below and fill out the form on the next page. Our team will contact you shortly to discuss. Hope to meet you soon.</p>[/et_pb_text][et_pb_button button_text=\"Learn More\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" button_url=\"https://get.cembenchmarking.com/transparency-benchmarking-report-request-lp/\" url_new_window=\"on\" custom_button=\"off\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Transparency Benchmarking Service','','inherit','closed','closed','','30-revision-v1','','','2024-12-19 18:35:46','2024-12-19 18:35:46','',30,'https://www.staging.cembenchmarking.com/?p=1388',0,'revision','',0),(1389,1,'2024-12-19 18:40:25','2024-12-19 18:40:25','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/globe.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Costs • Governance • Performance • Responsible Investing</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"A Roadmap for Funds to Improve Transparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" custom_margin=\"14px||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>&nbsp;</p>\n<p><strong>Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</p>\n<p></strong><br />With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.<br />Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" height=\"334px\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How does the Transparency Benchmark work? \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"22px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Get a third-party<br />Transparency Assessment</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Demonstrate<br />Transparency Efforts</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Identify Gaps for<br />Improvements</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Implement Best<br />Practices</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" background_enable_image=\"off\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"left\" custom_margin=\"12px||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\"]<p style=\"text-align: left;\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Improved decision making. Transparency and accountability go hand in hand.</li>\n<li>Clarity of purpose that comes from simplifying and communicating complex issues.</li>\n<li>Improved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.</li>\n<li>Improved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" title_text=\"transparency_matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" %22Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.%22 \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_heading title=\"- Mike Heale, CEM Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"right\" title_text_color=\"gcid-heading-color\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||||false|false\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Across Four Major Strategic Impact Areas \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"16px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_padding=\"||0px|||\" text_text_shadow_style=\"preset3\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark provides insights into four impact areas.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Costs\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dollar.png\" title_text=\"dollar\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Governance and Organization\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"50px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" title_text=\"courthouse\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/howtransparency.png\" title_text=\"howtransparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Performance\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" title_text=\"icons8-increase-96\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Responsible Investing\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"60px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth.png\" title_text=\"growth\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"0px||0px||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"16px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Specifically, the CEM Transparency Benchmark will help your fund:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"1. See and compare your transparency results: \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"transparency-learning-desc\">Get a custom comparison report that ranks your fund against 75 leading funds from 15 countries, across four major impact areas; Costs, Performance, Governance, and Responsible Investing; and 188 key metrics. </span></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||14px||false|false\" custom_padding=\"0px||0px||false|false\" border_color_right=\"#EDAE49\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"15\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Countries</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"75\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Funds</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"4\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Impact Areas</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"188\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Key Metrics</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" width=\"100%\" max_width=\"100%\" module_alignment=\"center\" custom_margin=\"-47px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" max_width=\"1644px\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-benchmark.png\" title_text=\"transparency-benchmark\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"||||false|false\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Governance and Organization</strong><br /><span style=\"font-size: 14px;\">34 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Structure and Mission</li>\n<li>Board Competencies and Qualifications</li>\n<li>Compensation and Human Resources</li>\n<li>Organizational Strategy</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Performance</strong><br /><span style=\"font-size: 14px;\">43 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Returns and Value-added: Time Periods &amp; Clarity</li>\n<li>Risk Policies and Measures</li>\n<li>Portfolio Structure and Explanation of Results</li>\n<li>Member Service Goals, Plans, and Levels*</li>\n<li>Funded Status and Related Discussion</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Costs</strong><br /><span style=\"font-size: 14px;\">57 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Total Fund Level</li>\n<li>Asset Class or Investment Option Level</li>\n<li>External Management Fees</li>\n<li>Transaction Costs</li>\n<li>Member Service and Administration Costs*</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Responsible Investing</strong><br /><span style=\"font-size: 14px;\">54 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Responsible Investing Governance</li>\n<li>Organizational Framework and Reporting</li>\n<li>Implementation: Exclusion; Active Ownership; Impact Investing; ESG Integration</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#4b547a\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\" width=\"100%\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 2. Demonstrate impact areas where you excel and identify improvement opportunities\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"136px||10px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_padding=\"||0px|||\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" custom_margin=\"||||false|false\" sticky_enabled=\"0\"]<p>Our report helps you demonstrate areas where you excel; identify gaps in your disclosures; and highlight improvements possibilities in your journey towards transparency excellence.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/gapsv2.png\" title_text=\"gapsv2\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/metric.jpg\" title_text=\"Financial stock market data statistics charts, index prices grow\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"3. Learn best practices:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"148px||10px||false|false\" custom_padding=\"||0px|||\" locked=\"off\" global_colors_info=\"{}\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Get a comprehensive collection of transparency best practices with clear examples that show you how you can improve your disclosures</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 4. Ensure that you are a transparency leader:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"147px||10px||false|false\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_padding=\"||0px|||\" hover_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Far beyond scores and rankings, CEM’s Transparency Benchmark helps you set a solid foundation toward excellence in transparency.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-leadership.png\" title_text=\"transparency-leadership\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#dbe5eb\" background_enable_image=\"off\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"5. Support from the world’s leader in pension fund benchmarking:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"16px||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<ul class=\"transparency-support-list\">\n<li>CEM reviews, compares, and scores your public disclosures.</li>\n<li>No survey or work on your part.</li>\n<li>Interactive meetings to discuss your transparency results and improvement possibilities.</li>\n<li>We guarantee confidentiality of your Transparency Benchmark results.</li>\n<li><strong>Objective, independent, third-party assessment from the world’s leader in pension fund benchmarking</strong></li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#000A06\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">The journey to improve transparency doesn’t have to be complex…<br />And transparency benchmarking is the first step.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"What to do next?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"17px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" global_colors_info=\"{}\"]<p>If you want to discover how CEM’s Transparency Benchmark can help your organization improve transparency, inquire about our Transparency Report. Click the button below and fill out the form on the next page. Our team will contact you shortly to discuss. Hope to meet you soon.</p>[/et_pb_text][et_pb_button button_url=\"https://get.cembenchmarking.com/transparency-benchmarking-report-request-lp/\" url_new_window=\"on\" button_text=\"Learn More\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_button=\"off\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Transparency Benchmarking Service','','inherit','closed','closed','','30-revision-v1','','','2024-12-19 18:40:25','2024-12-19 18:40:25','',30,'https://www.staging.cembenchmarking.com/?p=1389',0,'revision','',0),(1394,1,'2024-12-19 19:38:13','2024-12-19 19:38:13','[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Header\" _builder_version=\"4.27.4\" _module_preset=\"d7438e4b-3063-4f7e-ba3d-f8e925610f84\" background_color=\"#009DD9\" background_color_gradient_stops=\"rgba(0,0,0,0.3) 29vmin|#000000 100vmin\" background_color_gradient_unit=\"vmin\" background_color_gradient_overlays_image=\"off\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Header_original-1.jpg\" height=\"600px\" max_height=\"617px\" custom_padding=\"10vw||0px||false|false\" custom_padding_tablet=\"20vw||0px||false|false\" custom_padding_phone=\"20vw||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"0d4a2a1c-41c0-4e30-a126-b1457540a912\" custom_margin=\"-34px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Helping funds manage costs and optimize performance\" _builder_version=\"4.27.4\" _module_preset=\"42e81ed7-b804-43ac-a3f4-f8dca9c95eb7\" title_font=\"--et_global_heading_font|--et_global_heading_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"#FFFFFF\" title_font_size=\"52px\" width=\"49%\" max_width=\"1080px\" module_alignment=\"center\" custom_margin=\"|0px|||false|false\" custom_padding=\"|0px||0px|false|false\" title_text_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"20px\" text_orientation=\"center\" custom_margin=\"||66px||false|false\" text_text_shadow_style=\"preset3\" global_colors_info=\"{}\"]<p>CEM works with over 400 fund sponsors worldwide. We provide our clients with objective, actionable<br />benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Countries\" number=\"25\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Trillion Participating Assets\" number=\"15\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Million Members\" number=\"80\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Years of History\" number=\"27\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"-20px||||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"50px\" custom_margin=\"-25px||||false|false\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" use_custom_gutter=\"on\" gutter_width=\"2\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"60%\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_cta title=\"Investment Benchmarking\" button_url=\"http://Learn%20more\" button_text=\"Learn more\" _builder_version=\"4.27.4\" _module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" min_height=\"380px\" custom_margin=\"||||false|false\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta .et_pb_promo_description {||    display: flex;||    justify-content: center;||    align-items: center;||    flex-direction: column;||    text-align: center;||}||||.custom-cta .et_pb_promo_description ul {||    list-style: none;||    padding: 0;||}||||.custom-cta .et_pb_promo_description ul li {||    position: relative;||    padding-left: 1.5em;||    text-align: left;||}||||.custom-cta .et_pb_promo_description ul li::before {||    content: %22%922022%22; /* Unicode for bullet point */||    position: absolute;||    left: 0;||}\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"RGBA(255,255,255,0)\" border_style_all=\"none\" global_colors_info=\"{%22gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454%22:%91%22background_color%22%93}\"]<p>&nbsp;</p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>\n</li>\n</ul>[/et_pb_cta][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_cta title=\"Pension Administration Benchmarking\" button_url=\"http://Learn%20more\" button_text=\"Learn more\" _builder_version=\"4.27.4\" _module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" min_height=\"380px\" custom_margin=\"0px||||false|false\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta .et_pb_promo_description {||    display: flex;||    justify-content: center;||    align-items: center;||    flex-direction: column;||    text-align: center;||}||||.custom-cta .et_pb_promo_description ul {||    list-style: none;||    padding: 0;||}||||.custom-cta .et_pb_promo_description ul li {||    position: relative;||    padding-left: 1.5em;||    text-align: left;||}||||.custom-cta .et_pb_promo_description ul li::before {||    content: %22%922022%22; /* Unicode for bullet point */||    position: absolute;||    left: 0;||}\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"RGBA(255,255,255,0)\" border_style_all=\"none\" global_colors_info=\"{%22gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454%22:%91%22background_color%22,%22background_color%22%93}\"]<p style=\"text-align: center;\"><span><br />Administrators of Defined<br />Benefit and Defined<br />Contribution Funds</span></p>\n<p>&nbsp;</p>\n<p>&nbsp;</p>[/et_pb_cta][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_cta title=\"Defined Contribution Benchmarking\" button_url=\"http://Learn%20more\" button_text=\"Learn more\" _builder_version=\"4.27.4\" _module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" height=\"380px\" custom_margin=\"0px||||false|false\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta .et_pb_promo_description {||    display: flex;||    justify-content: center;||    align-items: center;||    flex-direction: column;||    text-align: center;||}||||.custom-cta .et_pb_promo_description ul {||    list-style: none;||    padding: 0;||}||||.custom-cta .et_pb_promo_description ul li {||    position: relative;||    padding-left: 1.5em;||    text-align: left;||}||||.custom-cta .et_pb_promo_description ul li::before {||    content: %22%922022%22; /* Unicode for bullet point */||    position: absolute;||    left: 0;||}\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"RGBA(255,255,255,0)\" border_style_all=\"none\" global_colors_info=\"{%22gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454%22:%91%22background_color%22,%22background_color%22%93}\"]<p style=\"text-align: center;\"><span><br />U.S. Corporate and Public Defined Contribution Plans, 401(k), 403(b), 457, and other<br /></span></p>\n<p>&nbsp;</p>\n<p>&nbsp;</p>[/et_pb_cta][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"60%\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_cta title=\"Global Leaders Investment Benchmarking\" button_url=\"http://Learn%20more\" button_text=\"Learn more\" _builder_version=\"4.27.4\" _module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" custom_margin=\"0px||||false|false\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta .et_pb_promo_description {||    display: flex;||    justify-content: center;||    align-items: center;||    flex-direction: column;||    text-align: center;||}||||.custom-cta .et_pb_promo_description ul {||    list-style: none;||    padding: 0;||}||||.custom-cta .et_pb_promo_description ul li {||    position: relative;||    padding-left: 1.5em;||    text-align: left;||}||||.custom-cta .et_pb_promo_description ul li::before {||    content: %22%922022%22; /* Unicode for bullet point */||    position: absolute;||    left: 0;||}\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"RGBA(255,255,255,0)\" border_style_all=\"none\" global_colors_info=\"{%22gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454%22:%91%22background_color%22,%22background_color%22%93}\"]<p style=\"text-align: center;\"><span><br />Large funds with complex investment programs</span></p>\n<p style=\"text-align: center;\"><span></span></p>\n<p>&nbsp;</p>[/et_pb_cta][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_cta title=\"Transparency Benchmarking\" button_url=\"http://Learn%20more\" button_text=\"Learn more\" _builder_version=\"4.27.4\" _module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" custom_margin=\"0px||||false|false\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta .et_pb_promo_description {||    display: flex;||    justify-content: center;||    align-items: center;||    flex-direction: column;||    text-align: center;||}||||.custom-cta .et_pb_promo_description ul {||    list-style: none;||    padding: 0;||}||||.custom-cta .et_pb_promo_description ul li {||    position: relative;||    padding-left: 1.5em;||    text-align: left;||}||||.custom-cta .et_pb_promo_description ul li::before {||    content: %22%922022%22; /* Unicode for bullet point */||    position: absolute;||    left: 0;||}\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"RGBA(255,255,255,0)\" border_style_all=\"none\" global_colors_info=\"{%22gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454%22:%91%22background_color%22,%22background_color%22%93}\"]<p>&nbsp;</p>\n<ul>\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset owner</li>\n</ul>[/et_pb_cta][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Abstract-Line-Waves-2.png\" background_size=\"contain\" background_position=\"top_right\" background_horizontal_offset=\"-1%\" height=\"650px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_text=\"Abstract Line Waves (2)\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"50px\" custom_margin=\"-25px||||false|false\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"50px\" custom_margin=\"-25px||||false|false\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" width=\"51%\" module_alignment=\"right\" height=\"410px\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/our-team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Rashay Jethalal</h4>\n<p>CEO</p>[/et_pb_team_member][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Mike-Heale.jpg\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" width=\"51%\" module_alignment=\"left\" height=\"410px\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/our-team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Mike Heale</h4>\n<p>Global Business Development</p>[/et_pb_team_member][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" 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background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Header_original-1.jpg\" height=\"600px\" max_height=\"617px\" custom_padding=\"10vw||0px||false|false\" custom_padding_tablet=\"20vw||0px||false|false\" custom_padding_phone=\"20vw||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"0d4a2a1c-41c0-4e30-a126-b1457540a912\" custom_margin=\"-34px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Helping funds manage costs and optimize performance\" _builder_version=\"4.27.4\" _module_preset=\"42e81ed7-b804-43ac-a3f4-f8dca9c95eb7\" title_font=\"--et_global_heading_font|--et_global_heading_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"#FFFFFF\" title_font_size=\"52px\" width=\"49%\" max_width=\"1080px\" module_alignment=\"center\" custom_margin=\"|0px|||false|false\" custom_padding=\"|0px||0px|false|false\" title_text_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"20px\" text_orientation=\"center\" custom_margin=\"||66px||false|false\" text_text_shadow_style=\"preset3\" global_colors_info=\"{}\"]<p>CEM works with over 400 fund sponsors worldwide. We provide our clients with objective, actionable<br />benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Countries\" number=\"25\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column 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_module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"-20px||||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" 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_module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" min_height=\"380px\" custom_margin=\"||||false|false\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta .et_pb_promo_description {||    display: flex;||    justify-content: center;||    align-items: center;||    flex-direction: column;||    text-align: center;||}||||.custom-cta .et_pb_promo_description ul {||    list-style: none;||    padding: 0;||}||||.custom-cta .et_pb_promo_description ul li {||    position: relative;||    padding-left: 1.5em;||    text-align: left;||}||||.custom-cta .et_pb_promo_description ul li::before {||    content: %22%922022%22; /* Unicode for bullet point */||    position: absolute;||    left: 0;||}\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"RGBA(255,255,255,0)\" border_style_all=\"none\" global_colors_info=\"{%22gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454%22:%91%22background_color%22%93}\"]<p>&nbsp;</p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>\n</li>\n</ul>[/et_pb_cta][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_cta title=\"Pension Administration Benchmarking\" button_url=\"http://Learn%20more\" button_text=\"Learn more\" _builder_version=\"4.27.4\" _module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" min_height=\"380px\" custom_margin=\"0px||||false|false\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta 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/></span></p>\n<p>&nbsp;</p>\n<p>&nbsp;</p>[/et_pb_cta][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"60%\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_cta title=\"Global Leaders Investment Benchmarking\" button_url=\"http://Learn%20more\" button_text=\"Learn more\" _builder_version=\"4.27.4\" _module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" custom_margin=\"0px||||false|false\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta .et_pb_promo_description {||    display: flex;||    justify-content: center;||    align-items: center;||    flex-direction: column;||    text-align: center;||}||||.custom-cta .et_pb_promo_description ul {||    list-style: none;||    padding: 0;||}||||.custom-cta .et_pb_promo_description ul li {||    position: relative;||    padding-left: 1.5em;||    text-align: left;||}||||.custom-cta .et_pb_promo_description ul li::before {||    content: %22%922022%22; /* Unicode for bullet point */||    position: absolute;||    left: 0;||}\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"RGBA(255,255,255,0)\" border_style_all=\"none\" global_colors_info=\"{%22gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454%22:%91%22background_color%22,%22background_color%22%93}\"]<p style=\"text-align: center;\"><span><br />Large funds with complex investment programs</span></p>\n<p style=\"text-align: center;\"><span></span></p>\n<p>&nbsp;</p>[/et_pb_cta][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_cta title=\"Transparency Benchmarking\" button_url=\"http://Learn%20more\" button_text=\"Learn more\" _builder_version=\"4.27.4\" _module_preset=\"default\" body_text_align=\"left\" body_font_size=\"15px\" background_color=\"gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454\" use_background_color_gradient=\"on\" background_color_gradient_direction=\"127deg\" background_color_gradient_stops=\"#0b256b 47%|#3d466b 100%\" custom_button=\"on\" button_text_size=\"15px\" button_text_color=\"#F0F0F0\" button_bg_color=\"RGBA(255,255,255,0)\" button_border_width=\"0px\" button_border_radius=\"0px\" button_letter_spacing=\"1px\" button_font=\"|700|||||||\" button_icon=\"&#x35;||divi||400\" button_icon_color=\"#ffffff\" button_rel=\"off|off|off|off|off\" transform_origin=\"100%|-6%\" custom_margin=\"0px||||false|false\" custom_css_free_form=\"/* Center-align the entire paragraph including bullet points for the specific widget */||.custom-cta .et_pb_promo_description {||    display: flex;||    justify-content: center;||    align-items: center;||    flex-direction: column;||    text-align: center;||}||||.custom-cta .et_pb_promo_description ul {||    list-style: none;||    padding: 0;||}||||.custom-cta .et_pb_promo_description ul li {||    position: relative;||    padding-left: 1.5em;||    text-align: left;||}||||.custom-cta .et_pb_promo_description ul li::before {||    content: %22%922022%22; /* Unicode for bullet point */||    position: absolute;||    left: 0;||}\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"RGBA(255,255,255,0)\" border_style_all=\"none\" global_colors_info=\"{%22gcid-5ba074a1-bc52-4c53-8ef7-5a54dd308454%22:%91%22background_color%22,%22background_color%22%93}\"]<p>&nbsp;</p>\n<ul>\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset owner</li>\n</ul>[/et_pb_cta][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Abstract-Line-Waves-2.png\" background_size=\"contain\" background_position=\"top_right\" background_horizontal_offset=\"-1%\" height=\"650px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_text=\"Abstract Line Waves (2)\" background_last_edited=\"on|desktop\" background_enable_image_phone=\"off\" background_enable_image_tablet=\"off\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"50px\" custom_margin=\"-25px||||false|false\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"50px\" custom_margin=\"-25px||||false|false\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" width=\"51%\" module_alignment=\"right\" height=\"410px\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/our-team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Rashay Jethalal</h4>\n<p>CEO</p>[/et_pb_team_member][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Mike-Heale.jpg\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" width=\"51%\" module_alignment=\"left\" height=\"410px\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/our-team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Mike Heale</h4>\n<p>Global Business Development</p>[/et_pb_team_member][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"/team\" button_text=\"Meet our team\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Home page','','inherit','closed','closed','','16-revision-v1','','','2024-12-19 19:51:13','2024-12-19 19:51:13','',16,'https://www.staging.cembenchmarking.com/?p=1395',0,'revision','',0),(1397,1,'2024-12-19 20:14:24','2024-12-19 20:14:24','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(240,240,240,0.4)\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" use_custom_gutter=\"on\" gutter_width=\"4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-20px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Investment Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" custom_margin=\"||4px||false|false\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"||||||||\" text_font_size=\"24px\" hover_enabled=\"0\" global_colors_info=\"{}\" text_line_height=\"1.4em\" sticky_enabled=\"0\"]<p>Start effectively demonstrating your investment costs and returns today.</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>The best way to unlock the potential of our global database is to talk to our experts. Tell us about your challenges.</p>\n<p>Request a demo of our solution to learn how to:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-19px||-5px||false|false\" global_colors_info=\"{}\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Build more stakeholder confidence</li>\n<li>Get quality analysis to your Board or front-office-fast</li>\n<li>Gain greater insight into your costs and performance</li>\n<li>Make better decisions based on the comparisons that matter</li>\n<li>Hold managers and consultants accountable</li>\n</ul>\n</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Fill out the form and we\'ll contact you shortly\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"a4968270-4d17-4f82-8fb7-bf47dbcdae7a\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','CEM Investment Benchmarking Dashboard','','publish','closed','closed','','dashboard-request','','','2025-01-16 21:41:10','2025-01-16 21:41:10','',0,'https://www.staging.cembenchmarking.com/?page_id=1397',0,'page','',0),(1398,1,'2024-12-19 20:14:24','2024-12-19 20:14:24','<!-- wp:divi/placeholder /-->','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:14:24','2024-12-19 20:14:24','',1397,'https://www.staging.cembenchmarking.com/?p=1398',0,'revision','',0),(1399,1,'2024-12-19 20:14:37','2024-12-19 20:14:37','<!-- wp:divi/placeholder /-->','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:14:37','2024-12-19 20:14:37','',1397,'https://www.staging.cembenchmarking.com/?p=1399',0,'revision','',0),(1403,4,'2024-12-19 20:29:01','2024-12-19 20:29:01','[et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\" template_type=\"module\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code]','Autoplay Mute Video','','publish','closed','closed','','autoplay-mute-video','','','2024-12-19 20:29:01','2024-12-19 20:29:01','',0,'https://www.staging.cembenchmarking.com/et_pb_layout/autoplay-mute-video/',0,'et_pb_layout','',0),(1404,4,'2024-12-19 20:29:06','2024-12-19 20:29:06','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(43,43,43,0.59) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/ibs-final-med-1.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Investment Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\">This year, your CEM Benchmarking report will come with a free, interactive, online tool!</p>\n<p>Compare your cost, performance and risk against peers and two (or more) universes of local and global pension funds and sovereign wealth funds. Get instant answers, download data and use it on the go!</p>\n<p>Supported by CEM Database with cost and performance data from more than 400 active participating pension plan sponsors having more than $10 trillion assets under management.</span></p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How Our Clients Use The Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\"> </span></p>\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\"><span style=\"font-size: small;\">Demonstrate Value for Money to Stakeholders</span></h4>\n<p><span class=\"benefit-paragraph\" style=\"font-size: small;\"> Demonstrate to your Board and key stakeholders that your investment costs and staffing levels are reasonable. Clients often cite our benchmarking results in their annual reports. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\"><span style=\"font-size: small;\">Plan for Change and Growth</span></h4>\n<p><span class=\"benefit-paragraph\" style=\"font-size: small;\"> How much will it cost and how many FTE will you need to move into a new asset class or implementation style? How will costs and FTE change as you grow? </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\"><span style=\"font-size: small;\">Manage and Reduce Costs</span></h4>\n<p><span class=\"benefit-paragraph\" style=\"font-size: small;\"> Many have successfully negotiated lower fees and costs with managers and custodians. Others have used our reports and research to migrate to a more effective cost structure by changing implementation styles. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\"><span style=\"font-size: small;\">Support for Changes to Investment Programs</span></h4>\n<p><span class=\"benefit-paragraph\" style=\"font-size: small;\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy in from your stakeholders to make changes to your investment programs. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left; align-content: initial;\">\n<h4 class=\" benefits-subheading\"><span style=\"font-size: small;\">Setting Performance Targets</span></h4>\n<p><span class=\"benefit-paragraph\" style=\"font-size: small;\"> What is top quartile value added by asset class? Which asset classes are the most and least efficient? </span></p>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||195px|||\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our methodology and rigorous data cleaning by our team of analysts ensure like-for-like comparisons of costs, risk and performance</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from CEM analysis and research helps you to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs and FTE to a peer group customize for you and your country universe.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique Global Investment Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" global_colors_info=\"{}\"]<p>400 funds, $10 trillion assets, 27 year history</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DB-table.png\" title_text=\"DB-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"The Service Includes Annual Research\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Real Estate Performance By Implementation Style</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2016 </p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Transaction Costs Amongst Large Asset Owners</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Asset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate </p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Hedge Fund Reality Check 2018</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• The Time Has Come For Standardized Total Cost Disclosure For Private Equity </p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2014 </p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Hedge Fund Reality Check</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Comparing Pension Plan Operating Costs: Correcting the Fraser Institute\'s Faulty Analysis and Conclusions </p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Investment Benchmarking','','inherit','closed','closed','','25-revision-v1','','','2024-12-19 20:29:06','2024-12-19 20:29:06','',25,'https://www.staging.cembenchmarking.com/?p=1404',0,'revision','',0),(1405,4,'2024-12-19 20:30:13','2024-12-19 20:30:13','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dc-cover-med.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Defined Contribution Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard for DC Plans\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>We are introducing CEM Dashboard, a new interactive, fee and performance tool for fiduciaries and plan sponsors of Defined Contribution plans.</p>\n<p>With the Dashboard, each of your investment options is compared to your custom peer-group for fees, and our diverse and large universe of participants for performance.</p>\n<p>Find fee and performance review metrics all in one page with factors adjusted where needed. Dive deeper into target date fund and glide paths, and your administrative and participant expenses. Want to find out more?</p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How Our Clients Use The Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\"> </span></p>\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"col-md-6\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Fiduciary Level Review of Costs</h4>\n<p><span class=\"benefit-paragraph\"> Our clients view their CEM benchmarking analysis as the best tool available for ensuring that an appropriate high level fiduciary review is done and documented. The analysis takes key cost drivers into account, it includes detailed cost, performance and risk comparisons, and it is based on carefully scrutinized and cleaned input data to ensure valid conclusions. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Target Date Fund Analysis</h4>\n<p><span class=\"benefit-paragraph\"> CEM has the definitive analysis on target date funds. In particular costs because we adjust for asset mix and indexing differences. Given how important target date funds has become in DC plans, this alone is why some clients buy our report. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with external managers and recordkeepers. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Plan Design and Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy in from your stakeholders to make changes to your investment programs and plan design. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Demonstrate On-going Monitoring of your Investment Options</h4>\n<p><span class=\"benefit-paragraph\"> Research insights are a big part of CEM’s value proposition. We regularly produce research insights. Leverage our global industry expertise to find out what others are doing. </span></div>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||195px|||\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our analysts and our methodology ensure like-for-like comparisons of costs, risk and performance.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from your report and from our research can be used to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs to a custom peer group and the global universe for your entire DC plan as well as by each investment option. 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Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique U.S. Defined Contribution Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DC-table.png\" title_text=\"DC-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]','Defined Contribution Benchmarking','','inherit','closed','closed','','28-revision-v1','','','2024-12-19 20:30:13','2024-12-19 20:30:13','',28,'https://www.staging.cembenchmarking.com/?p=1405',0,'revision','',0),(1407,1,'2024-12-19 20:41:42','2024-12-19 20:41:42','[et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" column_structure=\"1_2,1_2\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"1_2\" theme_builder_area=\"post_content\"][et_pb_heading title=\"Your Title Goes Here\" _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p>Your content goes here. 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Tell us about your challenges.</p>\n<p>Request a demo of our solution to learn how to:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin=\"-19px||||false|false\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Build more stakeholder confidence</li>\n<li>Get quality analysis to your Board or front-office-fast</li>\n<li>Gain greater insight into your costs and performance</li>\n<li>Make better decisions based on the comparisons that matter</li>\n<li>Hold managers and consultants accountable</li>\n</ul>\n</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Fill out the form and we\'ll contact you shortly\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"a4968270-4d17-4f82-8fb7-bf47dbcdae7a\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:51:10','2024-12-19 20:51:10','',1397,'https://www.staging.cembenchmarking.com/?p=1411',0,'revision','',0),(1412,1,'2024-12-19 20:51:54','2024-12-19 20:51:54','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Investment Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" text_font=\"|600|||||||\" text_font_size=\"21px\"]<p>The path to best demonstrate your investment costs and returns are reasonable start here...</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>The best way to unlock the potential of our global database is to talk to our experts. Tell us about your challenges.</p>\n<p>Request a demo of our solution to learn how to:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin=\"-19px||||false|false\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Build more stakeholder confidence</li>\n<li>Get quality analysis to your Board or front-office-fast</li>\n<li>Gain greater insight into your costs and performance</li>\n<li>Make better decisions based on the comparisons that matter</li>\n<li>Hold managers and consultants accountable</li>\n</ul>\n</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Fill out the form and we\'ll contact you shortly\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"a4968270-4d17-4f82-8fb7-bf47dbcdae7a\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:51:54','2024-12-19 20:51:54','',1397,'https://www.staging.cembenchmarking.com/?p=1412',0,'revision','',0),(1414,1,'2024-12-19 20:52:13','2024-12-19 20:52:13','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Investment Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" text_font=\"|600|||||||\" text_font_size=\"21px\"]<p>The path to best demonstrate your investment costs and returns are reasonable start here...</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>The best way to unlock the potential of our global database is to talk to our experts. Tell us about your challenges.</p>\n<p>Request a demo of our solution to learn how to:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin=\"-19px||-5px||false|false\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Build more stakeholder confidence</li>\n<li>Get quality analysis to your Board or front-office-fast</li>\n<li>Gain greater insight into your costs and performance</li>\n<li>Make better decisions based on the comparisons that matter</li>\n<li>Hold managers and consultants accountable</li>\n</ul>\n</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Fill out the form and we\'ll contact you shortly\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"a4968270-4d17-4f82-8fb7-bf47dbcdae7a\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:52:13','2024-12-19 20:52:13','',1397,'https://www.staging.cembenchmarking.com/?p=1414',0,'revision','',0),(1415,1,'2024-12-19 20:53:16','2024-12-19 20:53:16','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" use_custom_gutter=\"on\" gutter_width=\"4\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Investment Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" text_font=\"|600|||||||\" text_font_size=\"21px\"]<p>The path to best demonstrate your investment costs and returns are reasonable start here...</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>The best way to unlock the potential of our global database is to talk to our experts. Tell us about your challenges.</p>\n<p>Request a demo of our solution to learn how to:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin=\"-19px||-5px||false|false\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Build more stakeholder confidence</li>\n<li>Get quality analysis to your Board or front-office-fast</li>\n<li>Gain greater insight into your costs and performance</li>\n<li>Make better decisions based on the comparisons that matter</li>\n<li>Hold managers and consultants accountable</li>\n</ul>\n</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Fill out the form and we\'ll contact you shortly\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"a4968270-4d17-4f82-8fb7-bf47dbcdae7a\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:53:16','2024-12-19 20:53:16','',1397,'https://www.staging.cembenchmarking.com/?p=1415',0,'revision','',0),(1416,1,'2024-12-19 20:54:14','2024-12-19 20:54:14','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" use_custom_gutter=\"on\" gutter_width=\"4\" sticky_enabled=\"0\" custom_margin=\"-20px||||false|false\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Investment Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" text_font=\"||||||||\" text_font_size=\"21px\"]<p>The path to best demonstrate your investment costs and returns are reasonable start here...</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>The best way to unlock the potential of our global database is to talk to our experts. Tell us about your challenges.</p>\n<p>Request a demo of our solution to learn how to:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin=\"-19px||-5px||false|false\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Build more stakeholder confidence</li>\n<li>Get quality analysis to your Board or front-office-fast</li>\n<li>Gain greater insight into your costs and performance</li>\n<li>Make better decisions based on the comparisons that matter</li>\n<li>Hold managers and consultants accountable</li>\n</ul>\n</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Fill out the form and we\'ll contact you shortly\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"a4968270-4d17-4f82-8fb7-bf47dbcdae7a\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:54:14','2024-12-19 20:54:14','',1397,'https://www.staging.cembenchmarking.com/?p=1416',0,'revision','',0),(1417,1,'2024-12-19 20:54:58','2024-12-19 20:54:58','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" background_color=\"rgba(240,240,240,0.32)\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" use_custom_gutter=\"on\" gutter_width=\"4\" sticky_enabled=\"0\" custom_margin=\"-20px||||false|false\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Investment Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" text_font=\"||||||||\" text_font_size=\"21px\"]<p>The path to best demonstrate your investment costs and returns are reasonable start here...</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>The best way to unlock the potential of our global database is to talk to our experts. Tell us about your challenges.</p>\n<p>Request a demo of our solution to learn how to:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin=\"-19px||-5px||false|false\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Build more stakeholder confidence</li>\n<li>Get quality analysis to your Board or front-office-fast</li>\n<li>Gain greater insight into your costs and performance</li>\n<li>Make better decisions based on the comparisons that matter</li>\n<li>Hold managers and consultants accountable</li>\n</ul>\n</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Fill out the form and we\'ll contact you shortly\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"a4968270-4d17-4f82-8fb7-bf47dbcdae7a\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:54:58','2024-12-19 20:54:58','',1397,'https://www.staging.cembenchmarking.com/?p=1417',0,'revision','',0),(1419,1,'2024-12-19 20:55:14','2024-12-19 20:55:14','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" background_color=\"rgba(240,240,240,0.4)\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" use_custom_gutter=\"on\" gutter_width=\"4\" sticky_enabled=\"0\" custom_margin=\"-20px||||false|false\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Investment Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" text_font=\"||||||||\" text_font_size=\"21px\"]<p>The path to best demonstrate your investment costs and returns are reasonable start here...</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>The best way to unlock the potential of our global database is to talk to our experts. Tell us about your challenges.</p>\n<p>Request a demo of our solution to learn how to:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" custom_margin=\"-19px||-5px||false|false\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Build more stakeholder confidence</li>\n<li>Get quality analysis to your Board or front-office-fast</li>\n<li>Gain greater insight into your costs and performance</li>\n<li>Make better decisions based on the comparisons that matter</li>\n<li>Hold managers and consultants accountable</li>\n</ul>\n</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Fill out the form and we\'ll contact you shortly\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" locked=\"off\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"a4968270-4d17-4f82-8fb7-bf47dbcdae7a\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','CEM Investment Benchmarking','','inherit','closed','closed','','1397-revision-v1','','','2024-12-19 20:55:14','2024-12-19 20:55:14','',1397,'https://www.staging.cembenchmarking.com/?p=1419',0,'revision','',0),(1421,4,'2024-12-20 00:35:18','2024-12-20 00:35:18','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(43,43,43,0.59) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/ibs-final-med-1.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Investment Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\">This year, your CEM Benchmarking report will come with a free, interactive, online tool!</p>\n<p>Compare your cost, performance and risk against peers and two (or more) universes of local and global pension funds and sovereign wealth funds. Get instant answers, download data and use it on the go!</p>\n<p>Supported by CEM Database with cost and performance data from more than 400 active participating pension plan sponsors having more than $10 trillion assets under management.</span></p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How Our Clients Use The Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p><span class=\"benefit-paragraph\"> </span></p>\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\">\n<h2 class=\"subheading-title \" style=\"margin-bottom: 40px;\">How our Clients Use the Service</h2>\n</div>\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Value for Money to Stakeholders</h4>\n<p><span class=\"benefit-paragraph\"> Demonstrate to your Board and key stakeholders that your investment costs and staffing levels are reasonable. Clients often cite our benchmarking results in their annual reports. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Plan for Change and Growth</h4>\n<p><span class=\"benefit-paragraph\"> How much will it cost and how many FTE will you need to move into a new asset class or implementation style? How will costs and FTE change as you grow? </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce Costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with managers and custodians. Others have used our reports and research to migrate to a more effective cost structure by changing implementation styles. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy in from your stakeholders to make changes to your investment programs. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left; align-content: initial;\">\n<h4 class=\" benefits-subheading\">Setting Performance Targets</h4>\n<p><span class=\"benefit-paragraph\"> What is top quartile value added by asset class? Which asset classes are the most and least efficient? </span></div>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"140px||0px||false|false\" filter_opacity=\"51%\" hover_enabled=\"0\" global_colors_info=\"{}\" align=\"center\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our methodology and rigorous data cleaning by our team of analysts ensure like-for-like comparisons of costs, risk and performance</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from CEM analysis and research helps you to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs and FTE to a peer group customize for you and your country universe.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique Global Investment Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" global_colors_info=\"{}\"]<p>400 funds, $10 trillion assets, 27 year history</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DB-table.png\" title_text=\"DB-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"The Service Includes Annual Research\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\" link_option_url=\"/ri/insight/19\"]<p>• Real Estate Performance By Implementation Style</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/18\" sticky_enabled=\"0\"]<p>• Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2016</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/17\" sticky_enabled=\"0\"]<p>• Transaction Costs Amongst Large Asset Owners</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/16\" sticky_enabled=\"0\"]<p>• Asset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/15\" sticky_enabled=\"0\"]<p>• Hedge Fund Reality Check 2018</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• The Time Has Come For Standardized Total Cost Disclosure For Private Equity </p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2014 </p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Hedge Fund Reality Check</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>• Comparing Pension Plan Operating Costs: Correcting the Fraser Institute\'s Faulty Analysis and Conclusions </p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Investment Benchmarking','','inherit','closed','closed','','25-revision-v1','','','2024-12-20 00:35:18','2024-12-20 00:35:18','',25,'https://www.staging.cembenchmarking.com/?p=1421',0,'revision','',0),(1423,4,'2024-12-20 00:36:23','2024-12-20 00:36:23','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(43,43,43,0.59) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/ibs-final-med-1.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Investment Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\">This year, your CEM Benchmarking report will come with a free, interactive, online tool!</p>\n<p>Compare your cost, performance and risk against peers and two (or more) universes of local and global pension funds and sovereign wealth funds. Get instant answers, download data and use it on the go!</p>\n<p>Supported by CEM Database with cost and performance data from more than 400 active participating pension plan sponsors having more than $10 trillion assets under management.</span></p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How Our Clients Use The Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p><span class=\"benefit-paragraph\"> </span></p>\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\">\n<h2 class=\"subheading-title \" style=\"margin-bottom: 40px;\">How our Clients Use the Service</h2>\n</div>\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Value for Money to Stakeholders</h4>\n<p><span class=\"benefit-paragraph\"> Demonstrate to your Board and key stakeholders that your investment costs and staffing levels are reasonable. Clients often cite our benchmarking results in their annual reports. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Plan for Change and Growth</h4>\n<p><span class=\"benefit-paragraph\"> How much will it cost and how many FTE will you need to move into a new asset class or implementation style? How will costs and FTE change as you grow? </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce Costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with managers and custodians. Others have used our reports and research to migrate to a more effective cost structure by changing implementation styles. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy in from your stakeholders to make changes to your investment programs. </span></div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left; align-content: initial;\">\n<h4 class=\" benefits-subheading\">Setting Performance Targets</h4>\n<p><span class=\"benefit-paragraph\"> What is top quartile value added by asset class? Which asset classes are the most and least efficient? </span></div>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"140px||0px||false|false\" filter_opacity=\"51%\" hover_enabled=\"0\" global_colors_info=\"{}\" align=\"center\" sticky_enabled=\"0\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our methodology and rigorous data cleaning by our team of analysts ensure like-for-like comparisons of costs, risk and performance</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from CEM analysis and research helps you to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs and FTE to a peer group customize for you and your country universe.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique Global Investment Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" global_colors_info=\"{}\"]<p>400 funds, $10 trillion assets, 27 year history</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DB-table.png\" title_text=\"DB-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"The Service Includes Annual Research\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\" link_option_url=\"/ri/insight/19\"]<p>• Real Estate Performance By Implementation Style</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/18\" sticky_enabled=\"0\"]<p>• Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2016</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/17\" sticky_enabled=\"0\"]<p>• Transaction Costs Amongst Large Asset Owners</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/16\" sticky_enabled=\"0\"]<p>• Asset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/15\" sticky_enabled=\"0\"]<p>• Hedge Fund Reality Check 2018</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/8\" sticky_enabled=\"0\"]<p>• The Time Has Come For Standardized Total Cost Disclosure For Private Equity</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/11\" sticky_enabled=\"0\"]<p>• Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2014</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/15\" sticky_enabled=\"0\"]<p>• Hedge Fund Reality Check</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" link_option_url=\"/ri/insight/9\" sticky_enabled=\"0\"]<p>• Comparing Pension Plan Operating Costs: Correcting the Fraser Institute\'s Faulty Analysis and Conclusions</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Investment Benchmarking','','inherit','closed','closed','','25-revision-v1','','','2024-12-20 00:36:23','2024-12-20 00:36:23','',25,'https://www.staging.cembenchmarking.com/?p=1423',0,'revision','',0),(1425,1,'2024-12-20 16:19:33','2024-12-20 16:19:33','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/insights-cover-med.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Contact Us\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" custom_padding_last_edited=\"on|desktop\" title_text_shadow_style=\"preset3\" 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class=\"active\"></li>\n</ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking HQ\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"left\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">372 Bay Street, Suite 1000</p>\n<p style=\"text-align: left;\">Toronto, Ontario, M5H 2W9</p>\n<p style=\"text-align: left;\">Canada</p>\n<p style=\"text-align: left;\">+1 416-369-0568</p>\n<p style=\"text-align: left;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking UK Ltd\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"left\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">Oxford House, 15-17 Mount Ephraim Road</p>\n<p style=\"text-align: left;\">Tunbridge Wells, Kent, TN1 1EN</p>\n<p style=\"text-align: left;\">United Kingdom</p>\n<p style=\"text-align: left;\">+44 203 887 9290</p>\n<p style=\"text-align: left;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" width=\"40%\" custom_padding=\"24px|24px|24px|24px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"9px\" box_shadow_vertical=\"8px\" box_shadow_blur=\"6px\" box_shadow_color=\"rgba(235,235,235,0.36)\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<script charset=\"utf-8\" type=\"text/javascript\" 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text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" min_height=\"294.6px\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking HQ\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"left\" hover_enabled=\"0\" global_colors_info=\"{}\" title_font_size=\"28px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">372 Bay Street, Suite 1000</p>\n<p style=\"text-align: left;\">Toronto, Ontario, M5H 2W9</p>\n<p style=\"text-align: left;\">Canada</p>\n<p style=\"text-align: left;\">+1 416-369-0568</p>\n<p style=\"text-align: left;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking UK Ltd\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"left\" hover_enabled=\"0\" global_colors_info=\"{}\" title_font_size=\"28px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">Oxford House, 15-17 Mount Ephraim Road</p>\n<p style=\"text-align: left;\">Tunbridge Wells, Kent, TN1 1EN</p>\n<p style=\"text-align: left;\">United Kingdom</p>\n<p style=\"text-align: left;\">+44 203 887 9290</p>\n<p style=\"text-align: left;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" width=\"40%\" custom_padding=\"24px|24px|24px|24px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"9px\" box_shadow_vertical=\"8px\" box_shadow_blur=\"6px\" box_shadow_color=\"rgba(235,235,235,0.36)\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<script charset=\"utf-8\" type=\"text/javascript\" 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9290</p>\n<p style=\"text-align: left;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" width=\"40%\" custom_padding=\"24px|24px|24px|24px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"9px\" box_shadow_vertical=\"8px\" box_shadow_blur=\"6px\" box_shadow_color=\"rgba(235,235,235,0.36)\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- 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class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Please fill out the form below to get in touch</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n<div id=\"profile-modals\"></div>\n</header>\n<div class=\"theme-corporate\">\n<section id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\">\n<li class=\"active\"></li>\n</ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"294.6px\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" hover_enabled=\"0\" global_colors_info=\"{}\" custom_margin=\"18px||18px||true|false\" custom_padding=\"||0px||false|false\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking HQ\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"left\" title_font_size=\"28px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" text_line_height=\"0.9em\" sticky_enabled=\"0\"]<p style=\"text-align: left;\">372 Bay Street, Suite 1000</p>\n<p style=\"text-align: left;\">Toronto, Ontario, M5H 2W9</p>\n<p style=\"text-align: left;\">Canada</p>\n<p style=\"text-align: left;\">+1 416-369-0568</p>\n<p style=\"text-align: left;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking UK Ltd\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"left\" title_font_size=\"28px\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" text_line_height=\"0.9em\"]<p style=\"text-align: left;\">Oxford House, 15-17 Mount Ephraim Road</p>\n<p style=\"text-align: left;\">Tunbridge Wells, Kent, TN1 1EN</p>\n<p style=\"text-align: left;\">United Kingdom</p>\n<p style=\"text-align: left;\">+44 203 887 9290</p>\n<p style=\"text-align: left;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" width=\"40%\" custom_padding=\"24px|24px|24px|24px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"9px\" box_shadow_vertical=\"8px\" box_shadow_blur=\"6px\" box_shadow_color=\"rgba(235,235,235,0.36)\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" 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title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" custom_padding_last_edited=\"on|desktop\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Please fill out the form below to get in touch</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n<div id=\"profile-modals\"></div>\n</header>\n<div class=\"theme-corporate\">\n<section id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\">\n<li class=\"active\"></li>\n</ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"294.6px\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"50%\" hover_enabled=\"0\" global_colors_info=\"{}\" custom_margin=\"18px||18px||true|false\" custom_padding=\"||0px||false|false\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking HQ\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_font_size=\"26px\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_level=\"h2\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" global_colors_info=\"{}\" text_line_height=\"0.9em\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">372 Bay Street, Suite 1000</p>\n<p style=\"text-align: center;\">Toronto, Ontario, M5H 2W9</p>\n<p style=\"text-align: center;\">Canada</p>\n<p style=\"text-align: center;\">+1 416-369-0568</p>\n<p style=\"text-align: center;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" rel=\"noopener\">info@cembenchmarking.com</a></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"CEM Benchmarking UK Ltd\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_font_size=\"26px\" global_colors_info=\"{}\" title_level=\"h2\" hover_enabled=\"0\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" text_line_height=\"0.9em\" hover_enabled=\"0\" sticky_enabled=\"0\"]<p style=\"text-align: center;\">Oxford House, 15-17 Mount Ephraim Road</p>\n<p style=\"text-align: center;\">Tunbridge Wells, Kent, TN1 1EN</p>\n<p style=\"text-align: center;\">United Kingdom</p>\n<p style=\"text-align: center;\">+44 203 887 9290</p>\n<p style=\"text-align: center;\"><a href=\"mailto:info@cembenchmarking.com\" target=\"_blank\" 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--><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"36a0236a-9f51-4c40-945f-3f5200bcb91f\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','Contact Us','','inherit','closed','closed','','46-revision-v1','','','2024-12-20 16:27:09','2024-12-20 16:27:09','',46,'https://www.staging.cembenchmarking.com/?p=1433',0,'revision','',0),