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id=\"28\" /]'),(642,28,'_et_pb_custom_css',''),(643,28,'_et_pb_gutter_width','3'),(644,28,'_thumbnail_id','391'),(645,28,'_global_colors_info','{}'),(646,28,'_et_pb_first_image',''),(647,28,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_21 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_35\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_52  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_27 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Defined Contribution Benchmarking Service</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_37  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Measure • Compare • Learn • Improve • Validate</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_22 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_36\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_53  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module lwp_divi_breadcrumbs lwp_divi_breadcrumbs_2\">\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_module_inner\">\n					<div class=\"lwp-breadcrumbs\"> <span class=\"before\">Home —</span> <span vocab=\"https://schema.org/\" typeof=\"BreadcrumbList\"><span property=\"itemListElement\" typeof=\"ListItem\"><a property=\"item\" typeof=\"WebPage\" href=\"/#Services\" class=\"home\"><span property=\"name\">Services</span></a><meta property=\"position\" content=\"1\"></span> <span class=\"separator et-pb-icon\">&#x4b;</span> Search query for: <span class=\"current\"></span><span class=\"current\"> ( Page 3 )</span></span></div>\n				</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_23 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_37\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_54  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_28 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Introducing CEM Dashboard for DC Plans</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_38\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_55  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_38  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">We are introducing CEM Dashboard, a new interactive, fee and performance tool for fiduciaries and plan sponsors of Defined Contribution plans.<br />\nWith the Dashboard, each of your investment options is compared to your custom peer-group for fees, and our diverse and large universe of participants for performance.<br />\nFind fee and performance review metrics all in one page with factors adjusted where needed. Dive deeper into target date fund and glide paths, and your administrative and participant expenses. Want to find out more?</div>\n			</div><div class=\"et_pb_button_module_wrapper et_pb_button_2_wrapper et_pb_button_alignment_center et_pb_module \">\n				<a class=\"et_pb_button et_pb_button_2 et_pb_bg_layout_dark\" href=\"/dashboard-request\" data-icon=\"&#x24;\">Request a Demo</a>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_56  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_code et_pb_code_2\">\n				\n				\n				\n				\n				\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_24 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_39\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_57  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_29 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">How our clients use our service:</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_40\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_58  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_39  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\" data-et-multi-view=\"{&quot;schema&quot;:{&quot;content&quot;:{&quot;desktop&quot;:&quot;Demonstrate Fiduciary Level Review of Costs&lt;br /&gt;n Our clients view their CEM benchmarking analysis as the best tool available for ensuring that an appropriate high-level fiduciary review is done and documented. The analysis takes key cost drivers into account, it includes detailed cost, performance and risk comparisons, and it is based on carefully scrutinized and cleaned input data to ensure valid conclusions. &lt;/p&gt;n&lt;p&gt;Target Date Fund Analysis&lt;br /&gt;n CEM has the definitive analysis on target date funds. In particular, costs because we adjust for asset mix and indexing differences. Given how important target date funds have become in DC plans, this alone is why some clients buy our report. &lt;/p&gt;n&lt;p&gt;Manage and Reduce costs&lt;br /&gt;n Many have successfully negotiated lower fees and costs with external managers and recordkeepers. &lt;/p&gt;n&lt;p&gt;Support for Changes to Plan Design and Investment Programs&lt;br /&gt;n Our report provides external validation of what others are doing, which can be invaluable when trying to get buy-in from your stakeholders to make changes to your investment programs and plan design. &lt;/p&gt;n&lt;p&gt;Demonstrate ongoing monitoring of your Investment Options&lt;br /&gt;n Research insights are a big part of CEMu2019s value proposition. We regularly produce research insights. Leverage our global industry expertise to find out what others are doing.&quot;,&quot;tablet&quot;:&quot; n&lt;p&gt;Demonstrate Value for Money to your Stakeholders&lt;br /&gt;n Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. &lt;/p&gt;n&lt;p&gt;Improve Member and Employer Service&lt;br /&gt;n Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. &lt;/p&gt;n&lt;p&gt;Optimize Costs and Staffing Levels&lt;br /&gt;n Several clients have used their analysis to support their business case for increased budgets or staffing levels. &lt;/p&gt;n&lt;p&gt;Make Better Decisions&lt;br /&gt;n Leverage global industry expertise by connecting with like-minded peers. &lt;/p&gt;n&lt;p&gt;Save Time by Learning from your Peers&lt;br /&gt;nUse the best practice research, the CEM peer network and the annual conference to jump start your initiatives. &lt;/p&gt;&quot;}},&quot;slug&quot;:&quot;et_pb_text&quot;}\" data-et-multi-view-load-tablet-hidden=\"true\">Demonstrate Fiduciary Level Review of Costs<br />\n Our clients view their CEM benchmarking analysis as the best tool available for ensuring that an appropriate high-level fiduciary review is done and documented. The analysis takes key cost drivers into account, it includes detailed cost, performance and risk comparisons, and it is based on carefully scrutinized and cleaned input data to ensure valid conclusions. </p>\n<p>Target Date Fund Analysis<br />\n CEM has the definitive analysis on target date funds. In particular, costs because we adjust for asset mix and indexing differences. Given how important target date funds have become in DC plans, this alone is why some clients buy our report. </p>\n<p>Manage and Reduce costs<br />\n Many have successfully negotiated lower fees and costs with external managers and recordkeepers. </p>\n<p>Support for Changes to Plan Design and Investment Programs<br />\n Our report provides external validation of what others are doing, which can be invaluable when trying to get buy-in from your stakeholders to make changes to your investment programs and plan design. </p>\n<p>Demonstrate ongoing monitoring of your Investment Options<br />\n Research insights are a big part of CEM’s value proposition. We regularly produce research insights. Leverage our global industry expertise to find out what others are doing.</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_59  et_pb_css_mix_blend_mode_passthrough et-last-child et_pb_column_empty\">\n				\n				\n				\n				\n				\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_25 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_41\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_60  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_30 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">How It Works</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_42\">\n				<div class=\"et_pb_column et_pb_column_1_3 et_pb_column_61  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_31 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Measure</h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_40  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Our analysts and our methodology ensure like-for-like comparisons of costs, risk and performance.</div>\n			</div><div class=\"et_pb_module et_pb_divider et_pb_divider_1 et_pb_space\"><div class=\"et_pb_divider_internal\"></div></div><div class=\"et_pb_module et_pb_heading et_pb_heading_32 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Improve</h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_41  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Insights gained from your report and from our research can be used to optimize your performance and manage your costs.</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_62  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_12\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"630\" height=\"629\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" alt=\"\" title=\"how it works\" class=\"wp-image-175\" /></span>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_63  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_33 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Compare</h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_42  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">You get a comprehensive benchmarking report that compares your returns, value added, risk, costs to a custom peer group and the global universe for your entire DC plan as well as by each investment option. The report is a documentation of your review process and fulfillment of your fiduciary responsibilities.</div>\n			</div><div class=\"et_pb_module et_pb_divider et_pb_divider_2 et_pb_space\"><div class=\"et_pb_divider_internal\"></div></div><div class=\"et_pb_module et_pb_heading et_pb_heading_34 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Learn</h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_43  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_26 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_43\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_64  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_35 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Unique U.S. Defined Contribution Database</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_44\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_65  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_13\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"1061\" height=\"370\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/DC-table.png\" alt=\"\" title=\"DC-table\" class=\"wp-image-248\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(648,28,'_et_pb_truncate_post_date','2025-01-28 12:49:48'),(649,28,'_et_builder_version','VB|Divi|4.27.4'),(678,16,'_et_builder_dynamic_assets_loading_attr_threshold','3'),(680,28,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(684,29,'_et_builder_dynamic_assets_loading_attr_threshold','4'),(685,27,'_et_builder_dynamic_assets_loading_attr_threshold','4'),(686,25,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(693,128,'_wp_attached_file','2024/12/report.jpg'),(694,128,'_wp_attachment_metadata','a:6:{s:5:\"width\";i:1000;s:6:\"height\";i:994;s:4:\"file\";s:18:\"2024/12/report.jpg\";s:8:\"filesize\";i:106027;s:5:\"sizes\";a:0:{}s:10:\"image_meta\";a:12:{s:8:\"aperture\";s:1:\"0\";s:6:\"credit\";s:0:\"\";s:6:\"camera\";s:0:\"\";s:7:\"caption\";s:0:\"\";s:17:\"created_timestamp\";s:1:\"0\";s:9:\"copyright\";s:0:\"\";s:12:\"focal_length\";s:1:\"0\";s:3:\"iso\";s:1:\"0\";s:13:\"shutter_speed\";s:1:\"0\";s:5:\"title\";s:0:\"\";s:11:\"orientation\";s:1:\"1\";s:8:\"keywords\";a:0:{}}}'),(695,129,'_wp_attached_file','2024/12/scale.png'),(696,129,'_wp_attachment_metadata','a:6:{s:5:\"width\";i:1433;s:6:\"height\";i:793;s:4:\"file\";s:17:\"2024/12/scale.png\";s:8:\"filesize\";i:1031922;s:5:\"sizes\";a:0:{}s:10:\"image_meta\";a:12:{s:8:\"aperture\";s:1:\"0\";s:6:\"credit\";s:0:\"\";s:6:\"camera\";s:0:\"\";s:7:\"caption\";s:0:\"\";s:17:\"created_timestamp\";s:1:\"0\";s:9:\"copyright\";s:0:\"\";s:12:\"focal_length\";s:1:\"0\";s:3:\"iso\";s:1:\"0\";s:13:\"shutter_speed\";s:1:\"0\";s:5:\"title\";s:0:\"\";s:11:\"orientation\";s:1:\"0\";s:8:\"keywords\";a:0:{}}}'),(701,132,'_wp_attached_file','2024/12/st-37.jpg'),(702,132,'_wp_attachment_metadata','a:6:{s:5:\"width\";i:5493;s:6:\"height\";i:3290;s:4:\"file\";s:17:\"2024/12/st-37.jpg\";s:8:\"filesize\";i:2399101;s:5:\"sizes\";a:0:{}s:10:\"image_meta\";a:12:{s:8:\"aperture\";s:1:\"0\";s:6:\"credit\";s:0:\"\";s:6:\"camera\";s:0:\"\";s:7:\"caption\";s:146:\"Business candle stick graph chart of stock market investment trading on blue background. 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et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_0\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_0 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Investment Benchmarking Service</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Measure • Compare • Learn • Improve • Validate</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_1 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_1\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module lwp_divi_breadcrumbs lwp_divi_breadcrumbs_0\">\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_module_inner\">\n					<div class=\"lwp-breadcrumbs\"> <span class=\"before\">Home —</span> <span vocab=\"https://schema.org/\" typeof=\"BreadcrumbList\"><span property=\"itemListElement\" typeof=\"ListItem\"><a property=\"item\" typeof=\"WebPage\" href=\"/#Services\" class=\"home\"><span property=\"name\">Services</span></a><meta property=\"position\" content=\"1\"></span> <span class=\"separator et-pb-icon\">&#x4b;</span> Search query for: <span class=\"current\"></span><span class=\"current\"> ( Page 4 )</span></span></div>\n				</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_2 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_2\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_1 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Introducing CEM Dashboard</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_3\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">This year, your CEM Benchmarking report will come with a free, interactive, online tool!<br />\nCompare your cost, performance and risk against peers and two (or more) universes of local and global pension funds and sovereign wealth funds. Get instant answers, download data and use it on the go!<br />\nSupported by the CEM Database with cost and performance data from more than 400 active participating pension plan sponsors having more than $10 trillion assets under management.</div>\n			</div><div class=\"et_pb_button_module_wrapper et_pb_button_0_wrapper et_pb_button_alignment_center et_pb_module \">\n				<a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_dark\" href=\"/dashboard-request\" data-icon=\"&#x24;\">Request a Demo</a>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_code et_pb_code_0\">\n				\n				\n				\n				\n				\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_3 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_4\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_2 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">How our clients use our service:</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_5\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_6  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Demonstrate Value for Money to Stakeholders<br />\n Demonstrate to your Board and key stakeholders that your investment costs and staffing levels are reasonable. Clients often cite our benchmarking results in their annual reports. </p>\n<p>Plan for Change and Growth<br />\n How much will it cost and how many FTE will you need to move into a new asset class or implementation style? How will costs and FTE change as you grow? </p>\n<p>Manage and Reduce Costs<br />\n Many have successfully negotiated lower fees and costs with managers and custodians. Others have used our reports and research to migrate to a more effective cost structure by changing implementation styles. </p>\n<p>Support for Changes to Investment Programs<br />\n Our report provides external validation of what others are doing, which can be invaluable when trying to get buy in from your stakeholders to make changes to your investment programs. </p>\n<p>Setting Performance Targets<br />\n What is top quartile value added by asset class? Which asset classes are the most and least efficient? </p></div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_7  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_0\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img decoding=\"async\" width=\"2767\" height=\"2272\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" alt=\"\" title=\"growth-tree2\" class=\"wp-image-228\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_4 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_6\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_8  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_3 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">How It Works</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_7\">\n				<div class=\"et_pb_column et_pb_column_1_3 et_pb_column_9  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_4 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Measure</h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_3  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Our methodology and rigorous data cleaning by our team of analysts ensure like-for-like comparisons of costs, risk and performance</div>\n			</div><div class=\"et_pb_module et_pb_divider et_pb_divider_0 et_pb_divider_position_ et_pb_space\"><div class=\"et_pb_divider_internal\"></div></div><div class=\"et_pb_module et_pb_heading et_pb_heading_5 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Improve</h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_4  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Insights gained from CEM analysis and research helps you to optimize your performance and manage your costs.</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_10  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_1\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"630\" height=\"629\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" alt=\"\" title=\"how it works\" class=\"wp-image-175\" /></span>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_11  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_6 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Compare</h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_5  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">You get a comprehensive benchmarking report that compares your returns, value added, risk, costs and FTE to a peer group customize for you and your country universe.</div>\n			</div><div class=\"et_pb_module et_pb_divider et_pb_divider_1 et_pb_divider_position_ et_pb_space\"><div class=\"et_pb_divider_internal\"></div></div><div class=\"et_pb_module et_pb_heading et_pb_heading_7 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Learn</h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_6  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_5 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_8\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_12  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_8 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Unique global investment database</h2></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_7  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">400 funds, $10 trillion assets, 27 year history</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_9\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_13  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_2\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"1290\" height=\"545\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/DB-table.png\" alt=\"\" title=\"DB-table\" class=\"wp-image-247\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_6 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_10\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_14  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_9 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">The Service Includes Annual Research</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_8  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Past topics include:</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_7 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_11\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_15  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_9  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Real Estate Performance By Implementation Style<br />\nAsset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2016<br />\nTransaction Costs Amongst Large Asset Owners<br />\nAsset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate<br />\nHedge Fund Reality Check 2018</p></div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_16  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_10  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>The Time Has Come For Standardized Total Cost Disclosure For Private Equity<br />\nAsset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2014<br />\nHedge Fund Reality Check<br />\nComparing Pension Plan Operating Costs: Correcting the Fraser Institute&#8217;s Faulty Analysis and Conclusions</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(1536,25,'_et_pb_truncate_post_date','2025-01-28 13:07:37'),(1537,25,'_et_builder_version','VB|Divi|4.27.4'),(1564,483,'_et_pb_built_for_post_type','page'),(1577,30,'_et_builder_dynamic_assets_loading_attr_threshold','4'),(1581,492,'footnotes',''),(1582,493,'footnotes',''),(1584,495,'footnotes',''),(1585,496,'footnotes',''),(1587,498,'footnotes',''),(1593,500,'footnotes',''),(1598,501,'footnotes',''),(1604,305,'_edit_lock','1733861012:2'),(1607,505,'_wp_attached_file','2024/12/Rashay-sq.png'),(1608,505,'_wp_attachment_metadata','a:6:{s:5:\"width\";i:494;s:6:\"height\";i:494;s:4:\"file\";s:21:\"2024/12/Rashay-sq.png\";s:8:\"filesize\";i:217966;s:5:\"sizes\";a:0:{}s:10:\"image_meta\";a:12:{s:8:\"aperture\";s:1:\"0\";s:6:\"credit\";s:0:\"\";s:6:\"camera\";s:0:\"\";s:7:\"caption\";s:0:\"\";s:17:\"created_timestamp\";s:1:\"0\";s:9:\"copyright\";s:0:\"\";s:12:\"focal_length\";s:1:\"0\";s:3:\"iso\";s:1:\"0\";s:13:\"shutter_speed\";s:1:\"0\";s:5:\"title\";s:0:\"\";s:11:\"orientation\";s:1:\"0\";s:8:\"keywords\";a:0:{}}}'),(1609,506,'footnotes',''),(1615,44,'_et_builder_dynamic_assets_loading_attr_threshold','6'),(1619,508,'footnotes',''),(1625,510,'footnotes',''),(1627,512,'footnotes',''),(1628,513,'footnotes',''),(1634,515,'footnotes',''),(1639,516,'footnotes',''),(1652,539,'footnotes',''),(1654,541,'_edit_lock','1737391228:2'),(1655,541,'_et_pb_use_builder','on'),(1656,541,'_et_pb_old_content','<!-- wp:paragraph -->\n<p>Recordkeeping cost in our $1.3 trillion DC database vary widely, from $20 to $80 per participant annually. This analysis explains this variance from a line-up and plan characteristics perspective: Key cost drivers include economies of scale, managed accounts, and proprietary investment options. These factors together explain about 25% of the variance in cost, indicating that recordkeeping is not a commoditized service. Moreover, higher participant account balances do not reduce costs.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>For plan sponsors looking to optimize their recordkeeping costs, understanding these factors is crucial. Download the whitepaper below to get CEM Benchmarking’s insights to see how you can make more informed decisions about your plan’s fees.</p>\n<!-- /wp:paragraph -->'),(1657,541,'_et_gb_content_width','1080'),(1658,541,'footnotes',''),(1659,542,'footnotes',''),(1660,541,'_edit_last','2'),(1661,541,'_et_post_bg_color','#ffffff'),(1662,541,'_et_post_bg_layout','light'),(1663,541,'_et_pb_show_title','off'),(1664,541,'_et_pb_post_hide_nav','default'),(1665,541,'_et_pb_page_layout','et_no_sidebar'),(1666,541,'_et_pb_side_nav','off'),(1667,541,'_yoast_wpseo_primary_category','18'),(1668,541,'_yoast_wpseo_estimated-reading-time-minutes','1'),(1676,21,'_et_pb_use_builder','on'),(1677,21,'_et_gb_content_width',''),(1678,21,'footnotes',''),(1679,546,'footnotes',''),(1693,193,'_wp_attachment_image_alt','glasses'),(1698,551,'_wp_attached_file','2024/12/insights-cover-med-new.jpg'),(1699,551,'_wp_attachment_metadata','a:6:{s:5:\"width\";i:1000;s:6:\"height\";i:593;s:4:\"file\";s:34:\"2024/12/insights-cover-med-new.jpg\";s:8:\"filesize\";i:84331;s:5:\"sizes\";a:0:{}s:10:\"image_meta\";a:12:{s:8:\"aperture\";s:1:\"0\";s:6:\"credit\";s:0:\"\";s:6:\"camera\";s:0:\"\";s:7:\"caption\";s:0:\"\";s:17:\"created_timestamp\";s:1:\"0\";s:9:\"copyright\";s:0:\"\";s:12:\"focal_length\";s:1:\"0\";s:3:\"iso\";s:1:\"0\";s:13:\"shutter_speed\";s:1:\"0\";s:5:\"title\";s:0:\"\";s:11:\"orientation\";s:1:\"0\";s:8:\"keywords\";a:0:{}}}'),(1702,553,'_et_pb_built_for_post_type','post'),(1723,41,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(1729,43,'_et_pb_use_builder','on'),(1730,43,'_et_gb_content_width',''),(1731,43,'footnotes',''),(1732,555,'footnotes',''),(1734,556,'_et_pb_built_for_post_type','post'),(1736,556,'_et_pb_excluded_global_options','[]'),(1737,43,'_et_pb_built_for_post_type','page'),(1738,567,'footnotes',''),(1739,43,'_et_pb_ab_subjects',''),(1740,43,'_et_pb_enable_shortcode_tracking',''),(1741,43,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"43\" /]'),(1742,43,'_et_pb_custom_css',''),(1743,43,'_et_pb_gutter_width','3'),(1744,43,'_thumbnail_id','78'),(1745,43,'_global_colors_info','{}'),(1746,43,'_et_pb_first_image',''),(1747,43,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_1 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_0\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_0 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Our Approach to Data Integrity</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p style=\"text-align: center;\">Data Principles</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_2 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_1\">\n				<div class=\"et_pb_column et_pb_column_3_5 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">CEM is a leading data and insights firm. For us high data integrity is non-negotiable.<br />\nOur data strategy is built upon the core data principles shared below. These interconnected principles are our north star and, as such, guide all of our efforts. The principles are owned by our internal data governance committee and revisited at least annually.<br />\nOur execution is based on three pillars: industry standards called the Global Reporting Principles (GRP), assessment of data integrity by institutional investor, and investments in our team and internal processes. CEM has an expert team with over 30 years of experience, employing custom systems and processes to identify and rectify data issues and ensure high-quality data for our institutional investors. We also actively seek client input, so that we can improve our practices.</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_2_5 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_0\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img decoding=\"async\" width=\"1991\" height=\"1992\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincplesSwirl.png\" alt=\"\" title=\"dataPrincplesSwirl\" class=\"wp-image-206\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_3 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_2\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_1 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Our Data Principles</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_3\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Our data integrity efforts are based on the following interconnected principles:</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_3  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Completeness</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_4  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">While our preference is that all data is provided by institutional investors, we recognize that this is not always possible. To be included in the CEM database, the data must be unambiguous. We must be able to interpret the information provided with context. Where we have incomplete data sets, we observe the following:</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_5  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>We treat incomplete data as missing, rather than as zero or non-existent. Only where needed, we enrich the data.<br />\nWe only construct benchmarks from complete, known, and relevant data points that do not require enrichment.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_6  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Comparability</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_7  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">We present all data and insights in a consistent context, across all key dimensions of comparison. Where there are unavoidable differences, we call them out.</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_8  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Accuracy</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_9  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">We validate all data using a combination of our proprietary tools and expertise. If in our professional judgment specific data points are not of sufficient quality, we do not use them.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_10  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Confidentiality</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_11  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">We ensure that individual non-public data cannot be read nor derived from publicly available CEM materials or CEM reporting, current nor legacy. Any non-public, client identifiable information that is shared is only done so with explicit client consent.</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_12  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Providence</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_13  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">While we encourage client commentary, we hold ultimate decision rights on the structure of our analyses and application of data within them.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_14  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Timeliness</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_15  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>We provide insights on a timely basis, corresponding with the provision of the data from a client and its peers. We take all necessary steps to provide reliable delivery dates.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_16  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Transparency</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_17  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>We disclose all areas where we have enhanced and/or enriched data, including providing a summary of the approaches, and the sources of the data used for the enhancement/enrichment.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_18  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Security</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_19  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>We take industry-standard precautions to ensure all data is protected from potential threats. If/when there is an incident, we act with pace, discipline, and open communication.</p>\n<p>These principles are owned by CEM’s Data Governance Committee, which comprises a group of CEM’s senior leaders and data experts. They are reviewed at least once a year.</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_4 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_4\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_2 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Living our Data Principles</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_5\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_6  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_20  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">We proactively action our data principles through:</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_21  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Global Reporting Principles for the Investment Industry<br />\nData Integrity Scores for Individual Institutional Investors<br />\nProcesses &amp; Experience for CEM Team Members</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_22  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Below, we dive into each application separately.</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_23  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Institutional Investor Industry</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_24  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">In 2022, we undertook a multi-year effort to create CEM’s Global Reporting Principles (GRP). These principles were launched in 2024.</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_25  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Prior to creating GRP, we observed that standards and templates exist in specific countries, like Australia, the Netherlands, and the UK. However, the global institutional investment industry lacked a single consistent set of principles that span performance, cost, and timing. We worked with seven leading global pension funds to create these principles. The complete list of GRP principles can be found here.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_26  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>CEM’s Global Reporting Principles will evolve over time. The release schedule was designed to allow for both feedback from market participants as well as for institutional investors to develop the systems, data, and personnel to action. The future releases, currently slated for 2026 and 2029, are shared here.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_27  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>The elements of GRP that pertain to public reporting have been connected to the Global Pension Transparency Benchmark. This benchmark assesses the efficacy of the public reporting funds in fifteen countries against four factors: Performance, Cost, Responsible Investing, and Governance. More details on the GPTB can be found here.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_28  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Finally, we periodically do bespoke research on data quality-related topics for the benefit of the industry. Our publically available research papers can be found here.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_29  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Institutional Investors</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_30  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">For over 30 years, institutional investors globally have provided fund cost, performance, and structure data to CEM. We carefully assess the quality of the data provided, using a combination of data rules and deep expertise. More detail on the process is available in the “our team” section.</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_31  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">In 2024, we started quantitatively assessing the quality of the data provided by each CEM-defined benefit pension fund client. We assess each client’s data set using the following rubric and provide a summary of the performance data, cost data and timeliness. Institutional investors are invited to review the data scorecard and make improvements. The data assessment is being beta-tested in 2024. An example of a scorecard can be found here.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_32  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Our Team</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_33  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>CEM’s data principles have been connected directly to our systems, processes, and training. Here are the seven steps our team takes to validate the data:</p></div>\n			</div><div class=\"et_pb_module et_pb_image et_pb_image_1\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"3737\" height=\"977\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/7steps.jpg\" alt=\"\" title=\"CEM’s data principles: 7 steps\" class=\"wp-image-229\" /></span>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_34  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Finally, we retain a leading third-party cybersecurity firm to conduct an annual information security assessment on our systems and processes. All high and medium-risk items identified in the last assessment have been fully addressed.</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_35  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Should you have any questions or comments on our data integrity efforts, please contact us at product@cembenchmarking.com.</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(1748,43,'_et_pb_truncate_post_date','2025-02-01 07:32:41'),(1749,43,'_et_builder_version','VB|Divi|4.27.4'),(1750,43,'_et_pb_show_page_creation','off'),(1756,570,'_wp_attached_file','2024/12/worldmap.png'),(1757,570,'_wp_attachment_metadata','a:6:{s:5:\"width\";i:1453;s:6:\"height\";i:748;s:4:\"file\";s:20:\"2024/12/worldmap.png\";s:8:\"filesize\";i:260191;s:5:\"sizes\";a:0:{}s:10:\"image_meta\";a:12:{s:8:\"aperture\";s:1:\"0\";s:6:\"credit\";s:0:\"\";s:6:\"camera\";s:0:\"\";s:7:\"caption\";s:0:\"\";s:17:\"created_timestamp\";s:1:\"0\";s:9:\"copyright\";s:0:\"\";s:12:\"focal_length\";s:1:\"0\";s:3:\"iso\";s:1:\"0\";s:13:\"shutter_speed\";s:1:\"0\";s:5:\"title\";s:0:\"\";s:11:\"orientation\";s:1:\"0\";s:8:\"keywords\";a:0:{}}}'),(1760,571,'footnotes',''),(1761,572,'footnotes',''),(1763,574,'footnotes',''),(1765,575,'footnotes',''),(1770,578,'footnotes',''),(1773,580,'footnotes',''),(1779,581,'footnotes',''),(1785,583,'footnotes',''),(1790,584,'footnotes',''),(1805,586,'footnotes',''),(1811,588,'footnotes',''),(1828,591,'footnotes',''),(1849,595,'footnotes',''),(1854,596,'footnotes',''),(1860,598,'footnotes',''),(1866,600,'footnotes',''),(1874,603,'footnotes',''),(1879,604,'footnotes',''),(1885,46,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(1900,55,'_wp_old_date','2024-11-27'),(1901,64,'_wp_old_date','2024-11-27'),(1904,73,'_wp_old_date','2024-11-27'),(1905,72,'_wp_old_date','2024-11-27'),(1906,71,'_wp_old_date','2024-11-27'),(1907,70,'_wp_old_date','2024-11-27'),(1908,69,'_wp_old_date','2024-11-27'),(1910,77,'_wp_old_date','2024-11-27'),(1911,76,'_wp_old_date','2024-11-27'),(1912,75,'_wp_old_date','2024-11-27'),(1913,74,'_wp_old_date','2024-11-27'),(1918,570,'_wp_attachment_image_alt','At CEM, we work with funds all over the world'),(1919,606,'footnotes',''),(1925,608,'footnotes',''),(1930,609,'footnotes',''),(1935,610,'footnotes',''),(2648,78,'_edit_lock','1734024419:2'),(2889,29,'_et_pb_use_builder','on'),(2890,29,'_et_gb_content_width',''),(2891,29,'footnotes',''),(2892,764,'footnotes',''),(2905,29,'_et_pb_built_for_post_type','page'),(2906,770,'footnotes',''),(2907,29,'_et_pb_ab_subjects',''),(2908,29,'_et_pb_enable_shortcode_tracking',''),(2909,29,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"29\" /]'),(2910,29,'_et_pb_custom_css',''),(2911,29,'_et_pb_gutter_width','3'),(2912,29,'_thumbnail_id','78'),(2913,29,'_global_colors_info','{}'),(2914,29,'_et_pb_first_image',''),(2915,29,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_17 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_29\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_44  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_24 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Global Leaders Investment Benchmarking Service</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_30  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">For large funds with complex investment programs</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_18 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_30\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_45  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module lwp_divi_breadcrumbs lwp_divi_breadcrumbs_1\">\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_module_inner\">\n					<div class=\"lwp-breadcrumbs\"> <span class=\"before\">Home —</span> <span vocab=\"https://schema.org/\" typeof=\"BreadcrumbList\"><span property=\"itemListElement\" typeof=\"ListItem\"><a property=\"item\" typeof=\"WebPage\" href=\"/#Services\" class=\"home\"><span property=\"name\">Services</span></a><meta property=\"position\" content=\"1\"></span> <span class=\"separator et-pb-icon\">&#x4b;</span> Search query for: <span class=\"current\"></span><span class=\"current\"> ( Page 3 )</span></span></div>\n				</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_19 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_31\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_46  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_25 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Key Global Leader Service Components</h1></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_32\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_47  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_11 et-waypoint\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"489\" height=\"363\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/diagram.png\" alt=\"\" title=\"diagram\" class=\"wp-image-208\" /></span>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_48  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_31  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Comprehensive Benchmarking Report</p>\n<p>Multi-year analysis of costs, performance, risk, and staffing levels using standardized metrics and directly comparable benchmarks<br />\nComparisons to a custom peer group that we select in consultation with you, and to country and global universes<br />\nBenefit from our experience and research through a personal presentation and discussion of your results</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_32  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Global Leaders Research<br />\nOriginal research on:</p>\n<p>Organization design and staffing levels<br />\nFunctions such as risk, operations, and liquidity management<br />\nBenchmarks<br />\nPerformance and cost drivers</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_33  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Annual Global Leaders Conference</p>\n<p>Network with leading global funds<br />\nReview research, discuss topics of interest<br />\nProvide input on CEM metrics, analysis, reporting, and future research studies</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_20 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_33\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_49  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_26 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Global Leader Research Program</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_34  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Past topics include:</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_34\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_50  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_35  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Optimizing Private Equity Performance<br />\nReporting and Disclosure Practices<br />\nGovernance Practices<br />\nUnderstanding Transaction Costs<br />\nUse of Leverage<br />\nManaging Liquidity<br />\nReview of Investment Operations</p></div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_51  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_36  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Full Cost Disclosure for Private Equity<br />\nManaging Data and Systems<br />\nHedge Fund Benchmarking and Performance Insights<br />\nTotal Fund and Asset Class Performance Targets<br />\nBenchmarking and Performance Insights for liquid Assets<br />\nRisk Management Practices<br />\nOrganizational Design Research</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(2916,29,'_et_pb_truncate_post_date','2025-01-28 12:49:48'),(2917,29,'_et_builder_version','VB|Divi|4.27.4'),(3020,810,'_wp_attached_file','2024/12/ibs-final-med-1.jpg'),(3021,810,'_wp_attachment_metadata','a:6:{s:5:\"width\";i:1000;s:6:\"height\";i:667;s:4:\"file\";s:27:\"2024/12/ibs-final-med-1.jpg\";s:8:\"filesize\";i:73332;s:5:\"sizes\";a:0:{}s:10:\"image_meta\";a:12:{s:8:\"aperture\";s:1:\"0\";s:6:\"credit\";s:0:\"\";s:6:\"camera\";s:0:\"\";s:7:\"caption\";s:0:\"\";s:17:\"created_timestamp\";s:1:\"0\";s:9:\"copyright\";s:0:\"\";s:12:\"focal_length\";s:1:\"0\";s:3:\"iso\";s:1:\"0\";s:13:\"shutter_speed\";s:1:\"0\";s:5:\"title\";s:0:\"\";s:11:\"orientation\";s:1:\"0\";s:8:\"keywords\";a:0:{}}}'),(3229,865,'_et_pb_built_for_post_type','page'),(3230,866,'footnotes',''),(3241,875,'footnotes',''),(3242,29,'_et_pb_show_page_creation','off'),(3244,877,'footnotes',''),(3246,879,'footnotes',''),(3252,881,'footnotes',''),(3732,44,'_et_pb_use_builder','on'),(3733,44,'_et_pb_show_page_creation','off'),(3734,44,'_et_pb_old_content','<!-- wp:divi/placeholder /-->'),(3736,1018,'_et_pb_built_for_post_type','page'),(3737,1019,'_et_pb_module_type','et_pb_unknown'),(3738,1019,'_et_pb_built_for_post_type','page'),(3739,1020,'_et_pb_built_for_post_type','page'),(3740,1021,'_et_pb_module_type','et_pb_unknown'),(3741,1021,'_et_pb_built_for_post_type','page'),(3742,1022,'footnotes',''),(3743,44,'_et_pb_built_for_post_type','page'),(3744,44,'_et_pb_ab_subjects',''),(3745,44,'_et_pb_enable_shortcode_tracking',''),(3746,44,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"44\" /]'),(3747,44,'_et_pb_custom_css',''),(3748,44,'_et_pb_gutter_width','3'),(3749,44,'_thumbnail_id','332'),(3750,44,'_global_colors_info','{}'),(3751,44,'_et_pb_first_image',''),(3752,44,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_0 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_0\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_0 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Careers</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Experience a unique and professional culture within a growing global company</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_1 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_1\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Join our enthusiastic and diverse team of ∼50 professionals in Toronto, London and the United States. We work together in a small company ambiance where your contributions are appreciated and your progress is directly related to your ability and effort. Working at CEM you will stretch your creative and analytical abilities while participating in the growth of a headline-making business.<br />\nAs an employee at CEM you can expect to experience our progressive culture which fosters a flexible and positive lifestyle.<br />\nAs a global company, we have a diverse group of employees and we welcome employees of many nationalities and cultures. Our technological strength allows employees the flexibility to work anywhere out of the office. We encourage physical fitness and a healthy lifestyle.</div>\n			</div><div class=\"et_pb_button_module_wrapper et_pb_button_0_wrapper et_pb_button_alignment_center et_pb_module \">\n				<a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_dark\" href=\"https://cembenchmarking.applytojobs.ca/\" target=\"_blank\" data-icon=\"&#x24;\">Check out our job postings here!</a>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_2 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_2\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_1 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Why work at CEM?</h1></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_3\">\n				<div class=\"et_pb_column et_pb_column_1_3 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_accordion et_pb_accordion_0\">\n				\n				\n				\n				\n				<div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_0  et_pb_toggle_open\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Our Mission</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We&#8217;re more than just a benchmarking company. We are on a mission to make the lives of pensioners better by helping funds make better decisions.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_1  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">World Class Reputation</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We&#8217;ve built a reputation over the years within the pension industry and are a &#8220;household&#8221; name with large and small defined benefit pension funds.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_2  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Career Development</h3>\n				<div class=\"et_pb_toggle_content clearfix\">At CEM, we have a strong promote-from-within culture. Career development takes centre stage and every employee has a career development plan that we revisit each year.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_3  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Employer-paid Benefits</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We provide full benefits to full-time employees, including health, dental, and life insurance all 100% company-paid.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_4  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">RRSP Matching Program</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We&#8217;re all about making the lives of pensioners better, and that starts inside the company first. We match 100% of your RRSP contributions up to 3% of your base salary.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_5  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Sabbaticals and Leaves</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We offer parental, short/long term disability, and sabbaticals to all our employees.</div>\n			</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_accordion et_pb_accordion_1\">\n				\n				\n				\n				\n				<div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_6  et_pb_toggle_open\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Global Exposure from Canada</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We offer a unique opportunity to work with global clients across 5 continents while being based out of Canada.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_7  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Intellectual Work</h3>\n				<div class=\"et_pb_toggle_content clearfix\">Our work is more than just number crunching. We get commissioned to work on some pretty unique, interesting projects. Whether you&#8217;re into C# or researching unique angles on investment strategy, there&#8217;s something for you at CEM.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_8  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Leadership Development</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We have a strong promote-from-within culture which means our future leaders work right here at CEM. We place an emphasis on leadership development, including executive coaching and competency training.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_9  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Flexible Work</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We measure success through our deliverables, not time in the office. Our employees choose to work where they are most productive and focused.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_10  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Flexible Dress Code</h3>\n				<div class=\"et_pb_toggle_content clearfix\">At CEM we focus on getting work done, not whether we&#8217;re following a dress code policy. Dress for your day is our only motto.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_11  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Annual Company Off-site</h3>\n				<div class=\"et_pb_toggle_content clearfix\">Each year, we take a full week to assess the past year, plan for the year ahead, hear from our clients, celebrate successes, learn, socialize, eat, and have a ton of fun together.</div>\n			</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_accordion et_pb_accordion_2\">\n				\n				\n				\n				\n				<div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_12  et_pb_toggle_open\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Stability of a Large Firm</h3>\n				<div class=\"et_pb_toggle_content clearfix\">We have been around for over 30 years, yet continue to stay small and nimble. At CEM you get the startup feel without the startup risk.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_13  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Diversity &amp; Inclusion</h3>\n				<div class=\"et_pb_toggle_content clearfix\">Our company values diversity of all kind. Our hiring practices take special care to hire for culture add rather than culture fit, ensuring we have a lot of diverse voices at the table.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_14  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Women @ CEM</h3>\n				<div class=\"et_pb_toggle_content clearfix\">Women have unique challenges in the workplace. and we&#8217;re committed to helping our women navigate them. Our Women @ CEM group partners with Women&#8217;s associations in the financial services industry across the globe.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_15  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Workcations</h3>\n				<div class=\"et_pb_toggle_content clearfix\">Every year, our employees can take up to 8 weeks to work from anywhere in the world. We also give an allowance to cover travel and accommodations.</div>\n			</div><div class=\"et_pb_toggle et_pb_module et_pb_accordion_item et_pb_accordion_item_16  et_pb_toggle_close\">\n				\n				\n				\n				\n				<h3 class=\"et_pb_toggle_title\">Monthly Team Lunches</h3>\n				<div class=\"et_pb_toggle_content clearfix\">Did someone say food? Our monthly company-paid lunches aren&#8217;t just about experiencing new restaurants (employee picked of course!). They&#8217;re also about getting to know each other better.</div>\n			</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(3753,44,'_et_pb_truncate_post_date','2025-02-23 19:41:27'),(3754,44,'_et_builder_version','VB|Divi|4.27.4'),(3770,41,'_et_pb_built_for_post_type','page'),(3771,1031,'footnotes',''),(3772,41,'_et_pb_ab_subjects',''),(3773,41,'_et_pb_enable_shortcode_tracking',''),(3774,41,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"41\" /]'),(3775,41,'_et_pb_custom_css',''),(3776,41,'_et_pb_gutter_width','3'),(3777,41,'_thumbnail_id','78'),(3778,41,'_global_colors_info','{}'),(3779,41,'_et_pb_first_image',''),(3780,41,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_0 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_0\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_0 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Our Team</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Deep industry knowledge</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_1 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_1\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">At CEM Benchmarking, we believe that our employees are the key to our success. Our team consists of passionate and experienced individuals who are committed to excellence. We promote a collaborative environment that encourages the sharing of ideas, the leveraging of each other&#8217;s strengths, and the achievement of outstanding results for our clients.<br />\nOn our Teams page, you can learn more about the talented professionals who have made CEM Benchmarking a leader in our industry. We are dedicated to building a team that reflects the diversity of our clients and the global marketplace we serve.</div>\n			</div><div class=\"et_pb_module et_pb_divider et_pb_divider_0 et_pb_divider_position_bottom et_pb_space\"><div class=\"et_pb_divider_internal\"></div></div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_2 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_2\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_code et_pb_code_0\">\n				\n				\n				\n				\n				<div class=\"et_pb_code_inner\">                Leadership Team        Client Coverage        Product Team        Engineering Team        Board Members                                            Rashay Jethalal, MBA, CFA            CEO                                        Matt Coyle            Head, Client Experience                                        John Simmonds, MBA, FPMI            Head, Business Development, UK & Europe                                        Mike Heale, MBA            Head, Business Development, Rest of World                                        Sadaf Shaikh            Head, Talent and Business Management                                        Adam W Silver, MA            Head, Operations                                        Ye Pynenburg            Director, Finance                                        Junior Payne            Head, Engineering                                        Chris Flynn, CFA            Head, Product Development                                                Mike Heale, MBA            Head, Business Development, Rest of World                                        John Simmonds, MBA, FPMI            Head, Business Development, UK & Europe                                        Fleur Dubbelboer            Director, Client Coverage, Netherlands & UK                                        David Jennings            Director, Client Coverage, Nordics & UK                                        Franco Wang, CFA            Director, Client Coverage, North America                                        Chris Doll            Director, Client Coverage, North America                                        Kevin Vandolder, CFA            Director, Client Coverage, U.S. East                                        Ravi Senthivel            Director, Client Coverage, North America                                                Chris Flynn, CFA            Head, Product Development                                        Adam W Silver, MA            Head, Operations                                        Joao Barata            Senior Analyst                                        Shayan Bokhari            Senior Analyst                                        Maaike van Bragt, PhD            Senior Research Associate                                        Rhijuta Dahal            Analyst                                        David Dupont, CFA            Lead, Production                                        Tanya Durr            Manager, Operations                                        Daniel Griffiths            Senior Analyst                                        Edsart X. Heuberger            Product Manager, PABS, GPTB, GRP                                        Carl Ka Ho Ng            Analyst                                        Palwasha Saaim, CFA, FRM            Product Manager, Investment Benchmarking Subscription                                        Yvette van Velsen, MSc            Senior Analyst                                        Norayr Vardanyan, MBA            Senior Analyst                                        Janjaap Weeda            Product Manager, Defined Contribution                                        Victor Miglo            Analyst                                        James West            Senior Analyst                                        Sri Laya Devireddy            Operations Analyst                                                Junior Payne            Head, Engineering                                        Caradec Bisesar            Team Lead & Senior Engineer                                        Efron Berlian            Senior Engineer                                                Sandy Halim            Chair of the Board                                        John McLaughlin            President, Treasury Technologies International Inc.                                        Keith Ambachtsheer            President, KPA Advisory Services                                                                                                                            ×                                                                                                                Rashay Jethalal, MBA, CFA                        CEO                                                    Rashay joined CEM in 2021 and is responsible for overall strategy and performance of the business.                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.                            Rashay brings over 20 years of experience in financial services, spanning asset management, capital markets, and transaction banking.                            Rashay has held leadership roles at Purpose Investments, RBC, and CIBC, after being a management consultant at McKinsey & Company.                            He holds an MBA from INSEAD and a Bachelor of Commerce (Honours) from the University of British Columbia.                            He is also a CFA Charterholder.                                                                                                                                                                                                                                ×                                                                                                                 Sandy Halim                        Chair of the Board                                                                                        href=\"https://www.linkedin.com/in/sandy-halim-0b121935\" target=\"_blank\" class=\"profile-text\">                                    /sandy-halim -->                                                                            Sandy joined CEM in 1993 and was its second employee. She was involved in the day-to-day operations including client service (many were CIEBA members), product development (including creating the Defined Contribution product), and management of what was essentially a start-up. Sandy has been trusted by boards and executives at the leading global pension funds to deliver fair and objective analysis, knowing that she always has had pension members’ best interests at heart.                            Sandy retired from CEM and joined the CEM board in 2017 and now chairs the board. In addition to her board work at CEM, Sandy is active in several not-for-profits, including at the board level.                            Sandy received her business degree from the University of Toronto and holds CFA and CPA designations.                                                                                                                                                                                                                                ×                                                                                                                 John McLaughlin                        President Treasury Technologies International Inc.                                                                                                    For the past 35 years through his own company, Treasury Technologies International Inc., John has advised business leaders in a wide variety of enterprises as they create, consider and execute strategic decisions. John has also been a principal in several successful start-up ventures.                            John has extensive governance experience as a director of public and private corporations and in the not-for-profit sector.                            John McLaughlin is a graduate of Ryerson University in Industrial Engineering Technology and the Schulich School of Business Administration. He holds the ICD.D director certification designation from the Rotman School of Business, University of Toronto and the Institute of Corporate Directors - Corporate Governance College.                                                                                                                                                                                                                                ×                                                                                                                 Keith Ambachtsheer                                                    Director Emeritus, International Centre for Pension Management (ICPM)                            Executive-in-Residence, Rotman School of Management, University of Toronto                            Senior Fellow, National Institute on Aging (NIA), Ryerson University                            President, KPA Advisory Services                                                                                                                            Keith Ambachtsheer has been a participant in the pensions and investments industry since 1969. He is recognized as one of the globe’s most original thinkers on pension design, governance, and investing issues.                            Since its founding in 1985, KPA Advisory Services has become known as a trusted incubator for new thinking in pensions, and for providing strategic advice to a global clientele in person, and through the monthly                            Ambachtsheer Letter. Moreover, he has strong ties to pension and investments through academia.                            He has personal governance experience as a member of several corporate and not-for-profit boards and has served as Board Chair of                            the Princess Margaret Cancer Foundation and continues as a member of its Emeritus Council. He is a member of the Mercer CFA Institute                            Global Pension Index Advisory Council, the Georgetown University Center for Retirement Initiatives Scholars Council, the Network for                            Sustainable Financial Markets, and the Tobacco Free Portfolios Global Advisory Council.                                                                                                                                                                                                                                ×                                                                                                                 Mike Heale, MBA                        Head, Business Development, Rest of World                                                                                        target=\"_blank\" class=\"profile-text\">                                    /MIKE-HEALE -->                                                                            Mike has a primary focus on global business development and client service within Europe,                            the Middle East and Asia. Prior to joining CEM in 1997, Mike had twelve years of extensive                            marketing experience in the pension and life insurance industry. Mike has led the firm\'s major                            client growth and market expansion initiatives. He is a frequent speaker at various industry                            conferences. Mike received his undergraduate degree in Physical and Health Education from Laurentian                            and a Masters in Business Administration (MBA) from the University of Western Ontario.                                                                                                                                                                                            ×                                                                                                                 John Simmonds, MBA, FPMI                        Head, Business Development, UK & Europe                        Business Development  Europe                                                                                     href=\"https://www.linkedin.com/in/john-simmonds-22086421/\" target=\"_blank\" class=\"profile-text\">                                /JOHN-SIMMONDS -->                                                                            John is responsible for business development and client service in the UK and Ireland.                             John has worked in the pension industry for over 30 years and counts many of the UK’s                            largest pension schemes as clients.  He has written for numerous pension publications,                            featured in the UK national press and is a regular presenter at industry seminars.                              John is a Fellow of the Pensions Management Institute (FPMI) with a Masters in Business                            Administration from Warwick Business School. He previously worked for Deloitte and Arthur Andersen.                                                                                                                                                                                             ×                                                                                                                 Edsart X. Heuberger                        Product Manager, PABS, GPTB, GRP                        Business Development  Netherlands                                                                                                     Edsart has responsibility for business development and client service in the Netherlands.                            Edsart joined CEM in 2008 as an analyst on the Pension Administration team and senior                            analyst on the Investment team. He has an intimate and quantitative understanding of                            CEM’s investment and pension administration services and database, and will continue                            to conduct and support administration and investment research. Edsart has a Masters                            of Science in supply chain management from Erasmus University Rotterdam, the Netherlands.                                                                                                                                                                                            ×                                                                                                                 David Jennings                        Director, Client Coverage, Nordics & UK                        Business Development  Europe                                                                                                     David joined CEM in early 2020 and is responsible for client service and business development in the UK and Europe.                            David has worked in financial services for over 20 years building relationships with some of the largest UK pension schemes.                            Prior to joining CEM, he worked for Fidelity International and Lazard Asset Management as a Client Relationship Manager. He                            has a deep understanding of the challenges facing asset owners and is experienced in tailoring solutions for a wide variety                            of situations. David has a Bachelor degree in Archaeology from the University of Southampton.                                                                                                                                                                                                                        ×                                                                                                                 HANNAH BLOMFIELD                        Client Relationship Manager                        Business Development  Europe                                                                                                     Hannah joined CEM in 2021 and is responsible for pension administration client service and business development in the UK and Ireland.                            She has worked in the pension industry for over 20 years providing various services to many different pension funds within the UK, including                            some of the largest and most complex. Prior to joining CEM, Hannah worked for several companies including Hewitt Associates, Capita and ITM,                            specialising in pension calculations, pension processes, data quality and long-term projects. She has a bachelor’s degree in Mathematics from                            the Open University, which has been put to good use many times throughout the past 15 years.                                                                                                                                                                                                                        ×                                                                                                                 Adam W Silver, MA                        Head of Operations                                                                                                    Adam joined CEM in 2022 and is responsible for driving operational improvements in the business. His focus                            at CEM is on making the work of our teams and interactions with our clients more efficient and effective.                            He cares greatly about ensuring retirees can enjoy their retirement without having to overpay for that privilege.                            Adam brings more than 20 years of work, across a variety of industries, including banking, insurance and technology                            as both a consultant and executive. He began his career as an economist with S&P, became a management consultant with                            McKinsey and recently had leadership roles at Farber and Mensana. He holds a Master of Arts from the University of                            Toronto in Economics and a Bachelor of Arts (Honours) in Economics and Psychology from Queen’s University.                                                                                                                                                                                            ×                                                                                                                 Fleur Dubbelboer                        Director, Client Coverage, Netherlands & UK                                                                                                    Fleur joined CEM in September 2021 as a Director Client Coverage, she is responsible for UK and Dutch Corporate, Local Government and Public pension schemes.                            Fleur cares deeply about having a personal relationship with her clients, and ensuring our reporting is accurate and timely to better enable management and board decision making.                            Prior to joining , Fleur has over 10 years of experience at Goldman Sachs International and Goldman Sachs Asset Management. Whilst there she enjoyed various roles including, SPV and Hedge Fund strategies operations, Separately Managed Account Project Management and more recently as Client Relationship Manager for the UK and Ireland institutional Team. She has detailed knowledge of separately managed account strategies, in both the creation and management of these mandates. Fleur has a bachelor’s degree in Business Administration from the University of Bath.                            Fleur lives in Tunbridge Wells, and when not working is busy renovating and running after her young daughters.                                                                                                                                                                                                                        ×                                                                                                                 Franco Wang, CFA                        Director, Client Coverage, North America                                                                                                    Franco is a Director at CEM Benchmarking who is responsible for client service in North America and parts of Asia. He was                            previously an analyst on the Investment Benchmarking Service team, where he performed analysis and research for institutional investor clients. He                            continues to leverage his extensive familiarity with CEM’s database to deliver insights to clients. He is a CFA Charterholder and has a degree in Accounting and                            Financial Management from the University of Waterloo.                                                                                                                                                                                            ×                                                                                                                 Tanya Durr                        Manager, Operations                                                                                                    Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.                                                                                                                                                                                            ×                                                                                                                 Sadaf Shaikh                        Head, Talent and Business Management                                                                                                    Sadaf Shaikh joined CEM in 2022 and is responsible for HR, Talent, PMO, Contracts, and Office Services at CEM, ensuring our internal talent and business programs,                            processes and corporate systems are optimized to support the high performance, growth culture at CEM. Sadaf brings over 15 years of broad HR,                            Talent and process experience in financial services. Before joining CEM, Sadaf ran her own consulting practice and was an HR Business Partner at OMERS and Brookfield.                            Sadaf is a Certified Human Resources Leader (CHRL), a Six Sigma Green Belt, and a Certified Executive Coach.                                                                                                                                                                                            ×                                                                                                                 Junior Payne                        Head, Engineering                                                                                                    Junior joined CEM in 2023 as the Head of Engineering at CEM Benchmarking, where he tackles key challenges and develops innovative solutions. Leading through inspiration,                            his expertise helps foster collaboration and drives advancements that enhances team efficiency and industry standards. Prior to CEM,                            Junior created a cybersecurity product at Architelos, built a high-performing technology team at Research in Motion, and shifted strategic direction at AuthenticWeb.                            When not at work, Junior enjoys the outdoors with running, hiking, and kayaking, allowing him to recharge and set a positive example for his team.                                                                                                                                                                                            ×                                                                                                                 Ye Pynenburg                        Director, Finance                                                                                                    Ye Pynenburg joined CEM in 2023 and is responsible for all aspects of financial management of the business including accounting, financial planning, tax and treasury.                            She brings more than a decade of financial experience working with both public and private clients in various industries and sizes.                            Prior to joining CEM, Ye held positions at Rogers Communications Inc. and PwC in both their Consulting & Deals and Audit & Assurance practices.                            Ye received both her Masters of Accounting and Bachelors of Accounting and Financial Management from the University of Waterloo. She also holds Chartered Business Valuator (CBV) and Chartered Professional Accountant (CPA, CA) designations.                                                                                                                                                                                            ×                                                                                                                 Matt Coyle                        Head, Client Experience                                                                                                    Matt joined CEM in 2024 and is responsible for leading communities, marketing and client experience. He brings over 15 years of senior leadership,                            holding positions at Maple Leaf Sports & Entertainment, Cineplex Entertainment and Purpose Investments. Matt uses his training in design thinking to develop delightful moments for our customers.                            He is a board of director at the Halton Field Hockey Club and in his spare time love to travel with his family. If you\'re ever traveling to Walt Disney World, feel free to ask him for some tips.                                                                                                                                                                                            ×                                                                                                                 Jim Stamper                        Head, Business Development, U.S. West                                                                                                    Jim has a primary focus on business development and client service within the U.S west coast. Prior to joining CEM in 2022,                            Jim spent over 10 years in the asset management industry in consultant relations and institutional client service roles.                            Jim also spent over 10 years as a consultant with AON Hewitt in the defined contribution space where he worked with plan sponsors                            on investment manager selection and plan design.                                                        Jim received a BA in International Relations from Michigan State University.                                                                                                                                                                                            ×                                                                                                                 Chris Flynn, CFA                        Head, Product Development                                                                                                                                Chris has been with CEM since 2003 and is currently Head, Product Development as well as Head of Research.                            He leads the evolution of CEM’s core models and analysis, and in customizing those models to meet client needs.                            He oversees the research team in conducting best practice research, custom work for clients and partnering with outside researchers.                            Chris has deep experience presenting or partnering with clients to conduct analysis and research to clients and has testified as an expert on pension fund costs.                            Prior to working at CEM, Chris worked as a developer at an investment management firm.                            He holds a Bachelor of Science(Honours) in Quantitative Economics from the University of Toronto and is a CFA Charterholder.                                                                                                                                                                                            ×                                                                                                                 Kevin Vandolder, CFA                        Director, Client Coverage, U.S. East                                                                                                                            Kevin has extensive experience in the pension industry, having served as a Senior Consultant at DiMeo Schneider and AndCo, and as a Partner and DC Client Practice Leader at Aon Hewitt and EnnisKnupp for 24 years. He is a founding member of the Defined Contribution Institutional Investment Association (DCIIA) and currently serves on its Investment Policy and Design committee. Kevin has lectured at DePaul and Northwestern Universities and has been active with the CFA Institute, including roles as President and Treasurer of the CFA Society of Chicago.He holds an MBA from NYU\'s Stern School of Business and a Bachelor of Commerce in Finance from the University of Windsor. Kevin also served in the Royal Canadian Navy and Presbyterian World Service.                                                                                                                                                                                            ×                                                                                                                 Ravi Senthivel                        Director, Client Coverage, North America                                                                                                                            Ravi is a Director at CEM Benchmarking with responsibility for client service and success in North America.                            Ravi brings over 20 years of experience across a variety of industries including financial services, telecommunications,                            and loyalty. He began his career in investment banking with Salomon Smith Barney and recently held leadership positions                            in multiple fintech startups. He holds an MBA from the University of Western Ontario and a Bachelor of Commerce from Queen’s University.                                                                                                                                                                                            ×                                                                                                                 Chris Doll                        Director, Client Coverage, North America                                                                                                                            Christopher Doll joined CEM as a Director of Client Coverage in 2023 and is responsible client coverage in the U.S. market.                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.                            He brings over 20 years asset management experience with a focus on client relations, product management and development and marketing.                            Prior to joining CEM, Christopher launched multiple asset managers and helped build the Canadian ETF business for a multinational asset manager.                            He was a frequent speaker at industry conferences.                            He holds a Bachelor of Commerce (Honours) from the University of Ottawa. Christopher lives in Oakville with his wife and two daughters.                                                                                                                                                                                            ×                                                                                                                 Maaike van Bragt, PhD                        Senior Research Associate                                                                                                                            Maaike is an analyst on the Investment Benchmarking team.                            Prior to joining CEM in 2017, she applied her analytical                            skills to her postdoctoral research in the biomedical field,                            first in Boston (USA) and later in Ottawa (Canada). Maaike                            earned her PhD in stem cell biology at the University of                            Utrecht (the Netherlands).                                                                                                                                                                                              ×                                                                                                                 Rhijuta Dahal                        Analyst                                                                                                    Rhijuta is an Analyst at CEM Benchmarking. Prior to joining                            CEM Benchmarking, Rhijuta was working in Mercer’s manager                            research team. Rhijuta has previous experience in DC                            Consulting, Client Reporting from Towers Watson and has also                            spent few years in Nepal working with social enterprises.                            Rhijuta has a master’s degree in Mathematics from Lancaster                            University.                                                                                                                                                                                              ×                                                                                                                 David Dupont, CFA                        Lead, Production                                                                                                    David is a Director at CEM Benchmarking. Prior to joining                            CEM in 2006, David worked at CIBC Mellon for eight years in a                            variety of departments ranging from pension accounting to                            sales and marketing. David is a CFA charter holder and has a                            degree in Mathematics and Philosophy from the University of                            Toronto.                                                                                                                                                                                              ×                                                                                                                 Tanya Durr                        Manager, Operations                                                                                                    Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.                                                                                                                                                                                            ×                                                                                                                 Daniel Griffiths                        Senior Analyst                                                                                                    Daniel is an Analyst at CEM Benchmarking. Prior to joining CEM Benchmarking, Daniel was working for New Zealand\'s stock exchange, NZX.                            Daniel worked as an analyst across NZX\'s Capital Markets and Finance teams. Daniel has a Bachelor of Commerce degree in Finance (Hons)                            and Economics from Victoria University of Wellington (New Zealand).                                                                                                                                                                                            ×                                                                                                                 Carl Ka Ho Ng                        Analyst                                                                                                    Carl is a Business Solutions Analyst at CEM Benchmarking,                            responsible                            for analyzing client data and implementing product reports.                            Before joining                            CEM, Carl accumulated over 12 years of experience in the                            pension industry                            specializing in actuarial pension calculations and pension                            software developments.                            Carl holds a bachelor’s degree in Mathematics and is                            currently a candidate in                            the Fellow of the Society of Actuaries.                                                                                                                                                                                            ×                                                                                                                 Palwasha Saaim, CFA, FRM                        Product Manager, Investment Benchmarking Subscription                                                                                                    Palwasha is a Product Manager at CEM Benchmarking, responsible for managing the Investment Benchmarking Subscription (IBS)                            offered to 300+ institutional investors globally, including pension plans, sovereign wealth funds, endowments and foundations.                            She manages the data requirements, analysis and reporting for investments and staffing levels. Palwasha has been with CEM for five years                            and is an active liaison between CEM’s client coverage, engineering and production teams, delivering on client needs. Prior to joining CEM,                            Palwasha worked in various analytical roles in the financial services, IT and digital media industries. Palwasha is a CFA Charterholder,                            a certified FRM (Financial Risk Manager) and holds a Bachelor degree in Economics and Finance.                                                                                                                                                                                            ×                                                                                                                 Yvette van Velsen, MSc                        Senior Analyst                                                                                                    Yvette joined CEM in 2012 and is involved in all aspects of                            CEM’s Pension Administration                            service for our North American, Australian and Dutch                            clients. Prior to joining CEM,                            Yvette held financial and operational management positions                            with charity organizations                            in Indonesia and Malawi. Yvette holds a Master’s degree in                            Earth Sciences, Engineering                            Geology from the Technical University of Delft, The                            Netherlands.                                                                                                                                                                                            ×                                                                                                                 Norayr Vardanyan, MBA                        Senior Analyst                                                                                                    Norayr joined CEM in 2012 and provides development support                            for CEM’s benchmarking models                            as well as analytical support for CEM best practice research                            projects.  Experience in                            Canada and the United States as a business systems analyst                            and IS Manager complements years                            of experience gained at the World Bank IT Enterprise                            Incubator in Armenia as an IT, financial                            and business analyst.  Norayr has conducted requirements                            analysis, business analysis, financial                            modeling, reporting, automation, software development and                            testing, project management, data                            and statistical analysis.  He has an MBA from the University                            of Illinois at Urbana-Champaign                            and a MS Computer & Electronics Engineer from the State                            Engineering University, Yerevan, Armenia.                                                                                                                                                                                              ×                                                                                                                 Janjaap Weeda                        Product Manager, Defined Contribution                                                                                                    Janjaap (\'JJ\') Weeda is the Defined Contribution product manager at CEM Benchmarking.                                                        JJ is devoted to making the DC dashboard an insightful and easy-to-use collaborative platform for plan sponsors and industry partners. At the same time, he is backing CEM’s ongoing effort to automate data inputs, making the survey easier to complete.                                                        Janjaap joined CEM in 2017 as an analyst, where he gained extensive experience in the full cycle of data collection, cleaning, analytics, and reporting on CEM\'s extensive database.                                                        He holds a Bachelor of Science from the Radboud University of Nijmegen (the Netherlands) and obtained vast experience in data analytics and reporting during his Master\'s program in Business Economics in Vienna, Austria.                                                        Do not forget to ask him about his product roadmap when you spot him in the wild!                                                                                                                                                                                            ×                                                                                                                 Victor Miglo                        Analyst                                                                                                    Victor Miglo has been with CEM since 2022 and is a member of our Product Delivery team as an Analyst.                            In his role, Victor is responsible for building relationships with clients and ensuring they receive accurate                            and insightful data in order to make strategic decisions. Prior to CEM Victor completed his Masters in Finance                            from University of British Columbia and is a published academic author. Victor is also a national university tennis champion and enjoys playing sports with his friends.                                                                                                                                                                                            ×                                                                                                                 James West                        Senior Analyst                                                                                                    James West has been with CEM since 2023 and is a member of the Pension Administration Benchmarking Subscription team.                            Prior to joining CEM Benchmarking, James spent over 25 years in pension administration in various roles including member                            experience, employer services and system implementation. James has a Bachelor degree in Business from Wilfrid Laurier                            University and has his CEBS designation.                                                                                                                                                                                            ×                                                                                                                 Caradec Bisesar                        Team Lead & Senior Engineer                                                                                                    Caradec Bisesar has been at CEM since 2019 and is currently the Team Lead and Senior Engineer at CEM Benchmarking. He oversees the team\'s operations, project management, and technology strategy. Caradec plays a key role in the design and architecture of user-centric solutions, contributes to IT support and infrastructure maintenance, and collaborates on cross-functional initiatives to enhance product offerings and client engagement. Caradec holds a Bachelor of Science in Software Engineering with a minor in Mathematics from the University of Toronto Scarborough. He is also a certified Product Owner (CPO).                                                                                                                                                                                            ×                                                                                                                 Efron Berlian                        Senior Engineer                                                                                                    Efron Berlian joined CEM in 2017 and is a Senior Engineer on the team. In his role, Efron develops software solutions and maintains IT infrastructure to support our data analysis and benchmarking processes. He has been the architect of the engine behind our interactive Dashboard and continues to develop our second version along with other key projects and initiatives related to our subscriptions. Efron holds a Bachelor of Computer Science from University of WIndsor.                                                                                                                                                                                            ×                                                                                                                 Sri Laya Devireddy                        Operations Analyst                                                                                                    Sri Laya Devireddy joined CEM in 2023 as our Operations Analyst. In her role, Laya is responsible for making our internal product delivery and client coverage processes more streamlined and efficient, and reducing errors in our production cycle. Laya holds a Bachlor of Commerce degree with a focus on finance and strategy from University of Toronto and is currently working towards her PMP certification.                                                                                    </div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(3781,41,'_et_pb_truncate_post_date','2025-05-29 23:58:04'),(3782,41,'_et_builder_version','VB|Divi|4.27.4'),(3783,41,'_et_pb_show_page_creation','off'),(3796,1055,'footnotes',''),(3800,1056,'footnotes',''),(3801,1057,'footnotes',''),(3802,1058,'footnotes',''),(3804,1061,'footnotes',''),(3806,46,'_et_pb_built_for_post_type','page'),(3807,1063,'footnotes',''),(3808,46,'_et_pb_ab_subjects',''),(3809,46,'_et_pb_enable_shortcode_tracking',''),(3810,46,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"46\" /]'),(3811,46,'_et_pb_custom_css',''),(3812,46,'_et_pb_gutter_width','3'),(3813,46,'_thumbnail_id','78'),(3814,46,'_global_colors_info','{}'),(3815,46,'_et_pb_first_image',''),(3816,46,'_et_pb_truncate_post',''),(3817,46,'_et_pb_truncate_post_date',''),(3818,46,'_et_builder_version','VB|Divi|4.27.4'),(3819,46,'_et_pb_show_page_creation','off'),(3821,1065,'footnotes',''),(3823,1067,'footnotes',''),(3829,1069,'footnotes',''),(3834,1070,'footnotes',''),(3840,1072,'footnotes',''),(3845,1073,'footnotes',''),(3851,1075,'footnotes',''),(3861,1077,'footnotes',''),(3866,1078,'footnotes',''),(3871,1079,'footnotes',''),(3927,1097,'footnotes',''),(3932,1098,'footnotes',''),(3937,1099,'footnotes',''),(3939,1101,'footnotes',''),(3945,1103,'footnotes',''),(3981,21,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(3985,21,'_et_pb_built_for_post_type','page'),(3986,1107,'footnotes',''),(3987,21,'_et_pb_ab_subjects',''),(3988,21,'_et_pb_enable_shortcode_tracking',''),(3989,21,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"21\" /]'),(3990,21,'_et_pb_custom_css',''),(3991,21,'_et_pb_gutter_width','3'),(3992,21,'_thumbnail_id','78'),(3993,21,'_global_colors_info','{}'),(3994,21,'_et_pb_first_image',''),(3995,21,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_9 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_13\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_18  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_10 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Research Insights</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_12  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Original research from CEM Benchmarking</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_10 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_14\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_19  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_blog_0 et_pb_section_video_on_hover et_pb_blog_grid_wrapper et_pb_bg_layout_light\">\n					<div class=\"et_pb_blog_grid clearfix  et_pb_text_align_left\">\n					\n					\n					\n					\n					<div class=\"et_pb_ajax_pagination_container\">\n						<div class=\"et_pb_salvattore_content\" data-columns>\n			<article id=\"post-1990\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_0 post-1990 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/16-european-db-pension-funds-impact-real-estate/\">Asset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">September, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Real estate is a significant element in the portfolios of large European institutional investors, with allocations making up as much as 10 percent of the...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/16-european-db-pension-funds-impact-real-estate/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-1991\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_1 post-1991 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/18-transaction-costs-amongst-large-asset-owners/\">Transaction Costs Amongst Large Asset Owners</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">September, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Institutional asset owners across the world, encouraged by regulators, are increasingly interested in ‘hidden’ transaction costs – costs incurred in trading...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/18-transaction-costs-amongst-large-asset-owners/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-1997\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_2 post-1997 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/15-hedge-fund-reality-check-2018/\">Hedge Fund Reality Check 2018</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">May, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Pension funds need investment strategies with attractive risk and return characteristics to fund their liabilities. Hedge funds are increasingly popular...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/15-hedge-fund-reality-check-2018/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-2000\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_3 post-2000 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/14-funded-status-investment-policy/\">Funded Status and Investment Policy</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">April, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The financial crisis resulted in severe declines in the funded status of most U.S. corporate pension funds resulting in almost universal pension deficits....</p>\n</div><a href=\"https://www.cembenchmarking.com/research/14-funded-status-investment-policy/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-2003\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_4 post-2003 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/13-defined-contribution-plans-have-come-long-way/\">Defined Contribution plans have come a long way!</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">February, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>CEM has been collecting data on DB and DC plans since 1991 and 1997, respectively. As calculated in our 2006 study, DB funds outperformed DC plans from...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/13-defined-contribution-plans-have-come-long-way/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-2006\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_5 post-2006 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/10-hedge-fund-reality-check-2016/\">Hedge Fund Reality Check 2016</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">May, 2016</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Pension funds need investment strategies with attractive risk and return characteristics to fund their liabilities. Hedge funds are increasingly popular...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/10-hedge-fund-reality-check-2016/\" class=\"more-link\">read more</a></div>			\n			</article>\n				</div><div><div class=\"pagination clearfix\">\n	<div class=\"alignleft\"><a href=\"https://www.cembenchmarking.com/page/5/?s&#038;et_blog\" >&laquo; Older Entries</a></div>\n	<div class=\"alignright\"><a href=\"https://www.cembenchmarking.com/page/3/?s&#038;et_blog\" >Next Entries &raquo;</a></div>\n</div></div></div>\n					</div>\n					 \n				</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(3996,21,'_et_pb_truncate_post_date','2025-01-28 13:07:37'),(3997,21,'_et_builder_version','VB|Divi|4.27.4'),(3998,1108,'footnotes',''),(3999,21,'_et_pb_show_page_creation','off'),(4005,541,'_wp_old_date','2024-12-11'),(4006,1109,'footnotes',''),(4008,541,'_et_builder_dynamic_assets_loading_attr_threshold','3'),(4035,1111,'footnotes',''),(4047,27,'_et_pb_use_builder','on'),(4048,27,'_et_pb_show_page_creation','off'),(4049,27,'_et_pb_old_content','<!-- wp:divi/placeholder 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id=\"27\" /]'),(4109,27,'_et_pb_custom_css',''),(4110,27,'_et_pb_gutter_width','3'),(4111,27,'_thumbnail_id','149'),(4112,27,'_global_colors_info','{}'),(4113,27,'_et_pb_first_image',''),(4114,27,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_27 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_45\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_66  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_36 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Pension Administration Benchmarking Service</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_44  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Measure • Compare • Learn • Improve • Validate</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_28 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_46\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_67  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module lwp_divi_breadcrumbs lwp_divi_breadcrumbs_3\">\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_module_inner\">\n					<div class=\"lwp-breadcrumbs\"> <span class=\"before\">Home —</span> <span vocab=\"https://schema.org/\" typeof=\"BreadcrumbList\"><span property=\"itemListElement\" typeof=\"ListItem\"><a property=\"item\" typeof=\"WebPage\" href=\"/#Services\" class=\"home\"><span property=\"name\">Services</span></a><meta property=\"position\" content=\"1\"></span> <span class=\"separator et-pb-icon\">&#x4b;</span> Search query for: <span class=\"current\"></span><span class=\"current\"> ( Page 3 )</span></span></div>\n				</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_29 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_47\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_68  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_37 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">How our clients use our service:</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_48\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_69  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_45  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\" data-et-multi-view=\"{&quot;schema&quot;:{&quot;content&quot;:{&quot;desktop&quot;:&quot;u00a0&lt;/p&gt;n&lt;p&gt;Demonstrate Value for Money to your Stakeholders&lt;br /&gt;n Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. &lt;/p&gt;n&lt;p&gt;Improve Member and Employer Service&lt;br /&gt;n Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. &lt;/p&gt;n&lt;p&gt;Optimize Costs and Staffing Levels&lt;br /&gt;n Several clients have used their analysis to support their business case for increased budgets or staffing levels. &lt;/p&gt;n&lt;p&gt;Make Better Decisions&lt;br /&gt;n Leverage global industry expertise by connecting with like-minded peers. &lt;/p&gt;n&lt;p&gt;Save Time by Learning from your Peers&lt;br /&gt;nUse the best practice research, the CEM peer network and the annual conference to jump start your initiatives. &lt;/p&gt;&quot;,&quot;tablet&quot;:&quot; n&lt;p&gt;Demonstrate Value for Money to your Stakeholders&lt;br /&gt;n Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. &lt;/p&gt;n&lt;p&gt;Improve Member and Employer Service&lt;br /&gt;n Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. &lt;/p&gt;n&lt;p&gt;Optimize Costs and Staffing Levels&lt;br /&gt;n Several clients have used their analysis to support their business case for increased budgets or staffing levels. &lt;/p&gt;n&lt;p&gt;Make Better Decisions&lt;br /&gt;n Leverage global industry expertise by connecting with like-minded peers. &lt;/p&gt;n&lt;p&gt;Save Time by Learning from your Peers&lt;br /&gt;nUse the best practice research, the CEM peer network and the annual conference to jump start your initiatives. &lt;/p&gt;&quot;}},&quot;slug&quot;:&quot;et_pb_text&quot;}\" data-et-multi-view-load-tablet-hidden=\"true\"> </p>\n<p>Demonstrate Value for Money to your Stakeholders<br />\n Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </p>\n<p>Improve Member and Employer Service<br />\n Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </p>\n<p>Optimize Costs and Staffing Levels<br />\n Several clients have used their analysis to support their business case for increased budgets or staffing levels. </p>\n<p>Make Better Decisions<br />\n Leverage global industry expertise by connecting with like-minded peers. </p>\n<p>Save Time by Learning from your Peers<br />\nUse the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </p></div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_70  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_14\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"2767\" height=\"2272\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" alt=\"\" title=\"growth-tree2\" class=\"wp-image-228\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_30 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_49\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_71  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_38 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">How It Works</h2></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_50\">\n				<div class=\"et_pb_column et_pb_column_1_3 et_pb_column_72  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_39 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Measure</h2></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_46  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">The service metrics and the activity cost and staffing model have been developed over 20 years based on client input into what they find useful and important.</div>\n			</div><div class=\"et_pb_module et_pb_divider et_pb_divider_3 et_pb_space\"><div class=\"et_pb_divider_internal\"></div></div><div class=\"et_pb_module et_pb_heading et_pb_heading_40 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Improve</h2></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_47  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Insights gained from your report, global conference and best practice research can be used to improve your service, how you do things and optimize your staffing level and costs.</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_73  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_15\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"630\" height=\"629\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" alt=\"\" title=\"how it works\" class=\"wp-image-175\" /></span>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_74  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_41 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Compare</h2></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_48  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">You get a comprehensive benchmarking report that compares your service levels, costs, volumes and staffing levels in total and by pension activity to a peer group customized for you and the global universe.</div>\n			</div><div class=\"et_pb_module et_pb_divider et_pb_divider_4 et_pb_space\"><div class=\"et_pb_divider_internal\"></div></div><div class=\"et_pb_module et_pb_heading et_pb_heading_42 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Learn</h2></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_49  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Understand where and why you are different from your peers. Share ideas at the global peer conference and via the online peer intelligence network. Learn from annual best practice research into areas such as social media, going paperless and client experience surveying.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_31 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_51\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_75  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_43 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">Unique Global Pension Administration Database</h2></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_50  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">77 administrators, 50 million members, 2 million employers</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_52\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_76  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_16\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"1998\" height=\"822\" src=\"http://www.cembenchmarking.com/wp-content/uploads/2024/12/PABS_Value_Analysis.png\" alt=\"\" title=\"PABS_Value_Analysis\" class=\"wp-image-1132\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_32 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_53\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_77  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_44 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">The Service Includes Annual Research</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_51  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Past topics include:</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_33 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_54\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_78  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_52  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Cybersecurity &#8211; Preventing Financial Fraud<br />\nEconomies of Scale in Pension Administration<br />\nSocial Media &#8211; What are your peers doing?<br />\nSocial Media &#8211; Case studies<br />\nCall center best practices<br />\nEmployer service<br />\nIT modernization: Agile implementation case study<br />\nIT modernization: Portfolio, program and project management</p></div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_79  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_53  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>IT modernization: Change leadership and change management<br />\nPension communication ideas and best practices<br />\nDashboards<br />\nTelecommuting<br />\nMobile apps<br />\nSatisfaction surveying<br />\nIncreasing online adoption</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(4115,27,'_et_pb_truncate_post_date','2025-01-28 12:49:48'),(4116,27,'_et_builder_version','VB|Divi|4.27.4'),(4122,1135,'footnotes',''),(4123,28,'_et_pb_show_page_creation','off'),(4129,1137,'footnotes',''),(4135,1139,'footnotes',''),(4141,1141,'footnotes',''),(4148,541,'content-type',''),(4150,541,'_wp_old_slug','amalie-post'),(4151,1145,'footnotes',''),(4172,1148,'_et_pb_use_builder','on'),(4173,1148,'_et_pb_show_page_creation','off'),(4341,1148,'_et_pb_built_for_post_type','page'),(4342,1148,'_et_pb_ab_subjects',''),(4343,1148,'_et_pb_enable_shortcode_tracking',''),(4344,1148,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"1148\" /]'),(4345,1148,'_et_pb_custom_css',''),(4346,1148,'_et_pb_gutter_width','3'),(4347,1148,'_thumbnail_id','0'),(4348,1148,'_global_colors_info','{}'),(4349,1148,'_et_pb_first_image',''),(4350,1148,'_et_pb_truncate_post',''),(4351,1148,'_et_pb_truncate_post_date',''),(4352,1148,'_et_builder_version','VB|Divi|4.27.4'),(4374,1175,'footnotes',''),(4579,1198,'footnotes',''),(4628,1236,'_edit_lock','1742833966:2'),(4630,1236,'_wp_old_date','2024-12-18'),(4631,1236,'_edit_last','2'),(4632,1236,'_et_post_bg_color','#ffffff'),(4633,1236,'_et_post_bg_layout','light'),(4634,1236,'_et_pb_show_title','on'),(4635,1236,'_et_pb_post_hide_nav','default'),(4636,1236,'_et_pb_page_layout','et_right_sidebar'),(4637,1236,'_et_pb_side_nav','off'),(4638,1236,'_yoast_wpseo_primary_category','18'),(4639,1236,'_yoast_wpseo_estimated-reading-time-minutes','1'),(4645,541,'_yoast_wpseo_content_score','30'),(4650,1236,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(4654,1236,'_et_pb_use_builder','on'),(4655,1236,'_et_pb_old_content','<!-- wp:paragraph -->\n<p>CEM research shows that institutional investors of sufficient size tend to outperform the market over long periods of time. The ability to outperform benchmark returns stems partly from the structural advantages; investors with more scale, more actively managed assets, and more assets managed in-house tend to outperform. However, what sources of value lay at the investment level?</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Here, we focus on the real estate market, demonstrating that real estate as an asset class offers the potential to add value both in listed and unlisted real estate. Average investment costs in unlisted (i.e., private) real estate exceed the gross value added generated, meaning that institutional investors, on average, underperform their benchmarks net of investment costs. By contrast, for the average listed equity REIT portfolio, nearly half of the 84 basis points of gross value added is returned to investors, providing them with 32 basis points of value added, net of all investment costs.</p>\n<!-- /wp:paragraph -->'),(4656,1236,'_et_gb_content_width',''),(4657,1236,'content-type',''),(4658,1236,'footnotes',''),(4659,1239,'footnotes',''),(4660,1240,'footnotes',''),(4665,1236,'_yoast_wpseo_content_score','60'),(4673,1242,'footnotes',''),(4686,1243,'footnotes',''),(4688,1245,'footnotes',''),(4693,1246,'footnotes',''),(4699,1248,'footnotes',''),(4704,1249,'footnotes',''),(4710,1251,'footnotes',''),(4715,1252,'footnotes',''),(4720,1253,'footnotes',''),(4726,1255,'footnotes',''),(4731,1256,'footnotes',''),(4736,1257,'footnotes',''),(4741,1258,'footnotes',''),(4794,53,'_et_pb_use_builder','on'),(4795,53,'_et_gb_content_width',''),(4796,53,'content-type',''),(4797,53,'footnotes',''),(4798,1269,'footnotes',''),(4809,1271,'ppmacf_slug','first_name'),(4810,1271,'ppmacf_type','text'),(4811,1271,'ppmacf_field_status','on'),(4812,1271,'ppmacf_requirement',''),(4813,1271,'ppmacf_social_profile',''),(4814,1271,'ppmacf_schema_property',''),(4815,1271,'ppmacf_rel',''),(4816,1271,'ppmacf_target',''),(4817,1271,'ppmacf_description',''),(4818,1271,'ppmacf_inbuilt','1'),(4825,541,'ppma_authors_name','Chris Flynn'),(4828,1236,'ppma_authors_name','Alexander D. 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Citing examples from Australia and India, the authors highlight opportunities for Canadian governments to monetize strategic assets and lure more investment from Canadian pension funds and others.</p>\n<!-- /wp:paragraph -->'),(4931,1286,'_et_gb_content_width','1080'),(4932,1286,'content-type',''),(4933,1286,'footnotes',''),(4934,1287,'footnotes',''),(4935,1286,'_edit_last','2'),(4936,1286,'ppma_disable_author_box','1'),(4937,1286,'_et_post_bg_color','#ffffff'),(4938,1286,'_et_post_bg_layout','light'),(4939,1286,'_et_pb_show_title','on'),(4940,1286,'_et_pb_post_hide_nav','default'),(4941,1286,'_et_pb_page_layout','et_no_sidebar'),(4942,1286,'_et_pb_side_nav','off'),(4943,1286,'_yoast_wpseo_primary_category','18'),(4944,1286,'_yoast_wpseo_content_score','60'),(4945,1286,'_yoast_wpseo_estimated-reading-time-minutes','1'),(4946,1286,'_wp_old_date','2024-12-18'),(4948,1286,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(4952,541,'_wp_old_date','2024-12-18'),(4953,1288,'ppma_authors_name','Mike Heale, Palwasha Saaim'),(4954,1288,'_edit_lock','1737064454:2'),(4956,1288,'_wp_old_date','2024-12-18'),(4957,1288,'_et_pb_use_builder','on'),(4958,1288,'_et_pb_old_content','<!-- wp:paragraph -->\n<p>Are Australian superannuation funds relatively cost-efficient? This paper summarizes findings from eleven Australian profit-for-member superannuation funds, based on data from June 2022-2023, comparing them to peers in the U.S., Canada and Europe. The research looks at all the funds on both size- and asset mix-adjusted bases.</p>\n<!-- /wp:paragraph -->'),(4959,1288,'_et_gb_content_width',''),(4960,1288,'content-type',''),(4961,1288,'footnotes',''),(4962,1289,'footnotes',''),(4964,1288,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(4968,1288,'_edit_last','2'),(4969,1288,'ppma_disable_author_box','1'),(4970,1288,'_et_post_bg_color','#ffffff'),(4971,1288,'_et_post_bg_layout','light'),(4972,1288,'_et_pb_show_title','on'),(4973,1288,'_et_pb_post_hide_nav','default'),(4974,1288,'_et_pb_page_layout','et_right_sidebar'),(4975,1288,'_et_pb_side_nav','off'),(4976,1288,'_yoast_wpseo_primary_category','18'),(4977,1288,'_yoast_wpseo_content_score','60'),(4978,1288,'_yoast_wpseo_estimated-reading-time-minutes','1'),(4995,1236,'ppma_disable_author_box','1'),(5000,1290,'ppma_authors_name','Georgetown CRI (In conjunction with CEM)'),(5001,1290,'_edit_lock','1737064455:2'),(5003,1290,'_wp_old_date','2024-12-18'),(5004,1290,'_et_pb_use_builder','on'),(5005,1290,'_et_pb_old_content','<!-- wp:paragraph -->\n<p>This Georgetown CRI study, in conjunction with CEM, asks the question, “Should DC plan sponsors emulate DB plans by increasing or introducing allocations to illiquid assets within target date fund options?” This analysis focuses on the period 2011–2020 and assesses how DC plan participants’ experiences would have changed had DC TDFs made higher allocations to illiquid assets during this time. The results suggest the potential increase in returns may have been a missed opportunity.</p>\n<!-- /wp:paragraph -->'),(5006,1290,'_et_gb_content_width','1080'),(5007,1290,'content-type',''),(5008,1290,'footnotes',''),(5009,1291,'footnotes',''),(5010,1290,'_edit_last','2'),(5011,1290,'ppma_disable_author_box','1'),(5012,1290,'_et_post_bg_color','#ffffff'),(5013,1290,'_et_post_bg_layout','light'),(5014,1290,'_et_pb_show_title','on'),(5015,1290,'_et_pb_post_hide_nav','default'),(5016,1290,'_et_pb_page_layout','et_no_sidebar'),(5017,1290,'_et_pb_side_nav','off'),(5018,1290,'_yoast_wpseo_primary_category','18'),(5019,1290,'_yoast_wpseo_content_score','90'),(5020,1290,'_yoast_wpseo_estimated-reading-time-minutes','1'),(5022,1290,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(5026,1292,'ppma_authors_name','Alexander D. Beath'),(5027,1292,'_edit_lock','1737064456:2'),(5029,1292,'_wp_old_date','2024-12-18'),(5030,1292,'_et_pb_use_builder','on'),(5031,1292,'_et_pb_old_content','<!-- wp:paragraph -->\n<p>Of the $34.9 trillion of retirement assets in the United States at the end of 2019, approximately $7.1 trillion were held in public sector defined benefit (DB) funds and $3.4 trillion were held in corporate sector DB funds.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>This work was commissioned by Nareit®. The analysis and opinions contained herein are entirely those of CEM Benchmarking Inc., which is responsible for the contents. Copyright © (2022) by Nareit®. Reprinted with permission.</p>\n<!-- /wp:paragraph -->'),(5032,1292,'_et_gb_content_width','1080'),(5033,1292,'content-type',''),(5034,1292,'footnotes',''),(5035,1293,'footnotes',''),(5036,1292,'_edit_last','2'),(5037,1292,'ppma_disable_author_box','1'),(5038,1292,'_et_post_bg_color','#ffffff'),(5039,1292,'_et_post_bg_layout','light'),(5040,1292,'_et_pb_show_title','on'),(5041,1292,'_et_pb_post_hide_nav','default'),(5042,1292,'_et_pb_page_layout','et_no_sidebar'),(5043,1292,'_et_pb_side_nav','off'),(5044,1292,'_yoast_wpseo_primary_category','18'),(5045,1292,'_yoast_wpseo_content_score','90'),(5046,1292,'_yoast_wpseo_estimated-reading-time-minutes','1'),(5048,1292,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(5052,1294,'ppma_authors_name','CEM Benchmarking'),(5053,1294,'_edit_lock','1737064457:2'),(5055,1294,'_wp_old_date','2024-12-18'),(5056,1294,'_et_pb_use_builder','on'),(5057,1294,'_et_pb_old_content','<!-- wp:paragraph -->\n<p>This paper investigates the investment strategy that large Canadian pension funds implement in the private real estate market. Even though they manage just 6% of global pension assets in our data, Canadian pension funds are responsible for 60% of the total value of private real estate deals that directly involve a pension fund. A key component of their strategy consists of internally developing and greening urban properties in core downtown areas. Using a common benchmarking methodology across funds, we show that this impact strategy delivers superior performance net of fees and drives the green development of major city centers.</p>\n<!-- /wp:paragraph -->'),(5058,1294,'_et_gb_content_width','1080'),(5059,1294,'content-type',''),(5060,1294,'footnotes',''),(5061,1295,'footnotes',''),(5062,1294,'_edit_last','2'),(5063,1294,'ppma_disable_author_box','1'),(5064,1294,'_et_post_bg_color','#ffffff'),(5065,1294,'_et_post_bg_layout','light'),(5066,1294,'_et_pb_show_title','on'),(5067,1294,'_et_pb_post_hide_nav','default'),(5068,1294,'_et_pb_page_layout','et_no_sidebar'),(5069,1294,'_et_pb_side_nav','off'),(5070,1294,'_yoast_wpseo_primary_category','18'),(5071,1294,'_yoast_wpseo_content_score','90'),(5072,1294,'_yoast_wpseo_estimated-reading-time-minutes','1'),(5073,1296,'footnotes',''),(5079,1298,'footnotes',''),(5085,25,'ppma_authors_name','Amalie Kubach'),(5090,30,'ppma_authors_name','Amalie Kubach'),(5094,29,'ppma_authors_name','Amalie Kubach'),(5099,41,'ppma_authors_name','Amalie Kubach'),(5103,43,'ppma_authors_name','Amalie Kubach'),(5108,46,'ppma_authors_name','Amalie Kubach'),(5113,44,'ppma_authors_name','Amalie Kubach'),(5117,53,'_et_pb_built_for_post_type','page'),(5118,1299,'footnotes',''),(5119,53,'_et_pb_ab_subjects',''),(5120,53,'_et_pb_enable_shortcode_tracking',''),(5121,53,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"53\" /]'),(5122,53,'_et_pb_custom_css',''),(5123,53,'_et_pb_gutter_width','3'),(5124,53,'_thumbnail_id','78'),(5125,53,'_global_colors_info','{}'),(5126,53,'_et_pb_first_image',''),(5127,53,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_0 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_0\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_0 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Confidentiality</h1></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_1 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_1\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Confidentiality<br />\nThe information that CEM collects from clients is sensitive and we are very careful about how we handle it. Your data will be treated in the same confidential manner as data received from all other clients who participate in our surveys. Data collected from you may be used for benchmarking and research, but only in a manner that preserves confidentiality by combining your responses with many others. CEM may disclose your fund’s inclusion by name in its client reports if your fund is part of the peer group used as the basis for the report. This disclosure will not be linked to your data or results. From time to time, CEM may provide access to the data on an unnamed basis, and under a strict confidentiality agreement, for academic research.<br />\nThe province of Ontario has implemented laws to improve accessibility to goods and services for people with disabilities according to the Accessibility for Ontarians with Disabilities Act, 2005 (AODA). As such, CEM Benchmarking Inc. states the following:<br />\nProviding Goods and Services to People with Disabilities<br />\nCEM Benchmarking Inc. is committed to excellence in serving all customers including people with disabilities.<br />\nAssistive Devices<br />\nWe will ensure that our staff are trained and familiar with various devices we have on site or that we provide that may be used by customers with disabilities while accessing our goods or services.<br />\nCommunication<br />\nWe will communicate with people with disabilities in ways that take into account their disability.<br />\nService Animals<br />\nWe welcome people with disabilities and their service animals. Service animals are allowed on the parts of our premises that are open to the public.<br />\nSupport Persons<br />\nA person with a disability who is accompanied by a support person will be allowed to have that person accompany them on our premises.<br />\nNotice of Temporary Disruption<br />\nIn the event of a planned or unexpected disruption to services or facilities for customers with disabilities, CEM Benchmarking Inc. will notify customers promptly. This clearly posted notice will information about the reason for the disruption, its anticipated length of time, and a description of alternative facilities or services, if available.<br />\nCEM’s facility is located at: 372 Bay Street, Suite 1000, Toronto, Ontario, Canada.<br />\nThe notice will be made publicly available on our website www.cembenchmarking.com/aboutus/accessibility.aspx<br />\nTraining<br />\nCEM Benchmarking Inc. will provide accessible customer service training to employees, volunteers and others who deal with the public or other third parties on our behalf. Training will also be provided to people involved in the development of policies, plans, practices and procedures related to the provision of our goods and services.<br />\nIndividuals in the following positions will be trained: Sales, Customer Relationship Management, Analysts, Product Solutions, Office Administration.<br />\nStaff will be trained on Accessible Customer Service within six (6) months after being hired.<br />\nTraining Will Include:</p>\n<p>An overview of the Accessibility for Ontarians with Disabilities Act, 2005 and the requirements of the customer service standard</p>\n<p>CEM Benchmarking Inc.’s plan related to the customer service standard</p>\n<p>How to interact and communicate with people with various types of disabilities</p>\n<p>How to interact with people with disabilities who use an assistive device or require the assistance of a service animal or a support person</p>\n<p>How to use the equipment or devices available on-site or otherwise that may help with providing goods or services to people with disabilities. These include modifying printed reports and editing our website.</p>\n<p>What to do if a person with a disability is having difficulty in accessing CEM Benchmarking Inc.’s goods and services</p>\n<p>Staff will also receive an updated training module when changes are made to our accessible customer service plan.</p>\n<p>Feedback Process<br />\nCustomers who wish to provide feedback on the way CEM Benchmarking Inc. provides goods and services to people with disabilities can provide feedback in the following way(s):</p>\n<p>To the Manager of Corporate Operations, Tanya M. Durr, via e-mail: Tanya@cembenchmarking.com or phone: 416-369-0568.</p>\n<p>All feedback including complaints will be responded to personally within five (5) business days.<br />\n&nbsp;<br />\nNotice of Availability<br />\nCEM Benchmarking Inc. will notify the public that our documents related to accessible customer service, are available upon request by posting a notice on our website www.cembenchmarking.com/aboutus/accessibility.aspx<br />\nModifications To This Or Other Policies <br />\nAny policy, practice or procedure of CEM Benchmarking Inc. that does not respect and promote the principles of dignity, independence, integration and equal opportunity for people with disabilities will be modified or removed.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(5128,53,'_et_pb_truncate_post_date','2025-01-28 12:31:12'),(5129,53,'_et_builder_version','VB|Divi|4.27.4'),(5130,53,'_et_pb_show_page_creation','off'),(5131,53,'ppma_authors_name','Amalie Kubach'),(5132,28,'ppma_authors_name','Amalie Kubach'),(5133,22,'ppma_authors_name','Amalie Kubach'),(5134,27,'ppma_authors_name','Amalie Kubach'),(5135,45,'ppma_authors_name','Amalie Kubach'),(5137,1300,'footnotes',''),(5144,45,'_et_builder_dynamic_assets_loading_attr_threshold','3'),(5149,433,'ppma_authors_name','Amalie Kubach'),(5151,1313,'ppma_authors_name','Caradec Bisesar'),(5152,1313,'_edit_lock','1737063911:2'),(5153,1313,'_et_pb_use_builder','on'),(5154,1313,'_et_gb_content_width',''),(5155,1313,'content-type',''),(5156,1313,'footnotes',''),(5157,1314,'footnotes',''),(5158,1313,'_edit_last','2'),(5159,1313,'_et_pb_post_hide_nav','default'),(5160,1313,'_et_pb_page_layout','et_right_sidebar'),(5161,1313,'_et_pb_side_nav','off'),(5162,1313,'_yoast_wpseo_estimated-reading-time-minutes','2'),(5165,1313,'_et_pb_built_for_post_type','page'),(5166,1318,'footnotes',''),(5167,1313,'_et_pb_ab_subjects',''),(5168,1313,'_et_pb_enable_shortcode_tracking',''),(5169,1313,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"1313\" /]'),(5170,1313,'_et_pb_custom_css',''),(5171,1313,'_et_pb_gutter_width','3'),(5172,1313,'_thumbnail_id','78'),(5173,1313,'_global_colors_info','{}'),(5174,1313,'_et_pb_first_image',''),(5175,1313,'_et_pb_truncate_post','<div class=\"et_pb_section et_pb_section_2 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_2\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_2 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Global Reporting Principles</h1></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_3\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_3  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">In 2022, we undertook a multi-year effort to create CEM&#8217;s Global Reporting Principles (GRP). These principles were launched in 2024.<br />\nPrior to creating GRP, we observed that standards and templates exist in specific countries, like Australia, the Netherlands, and the UK. However, the global institutional investment industry lacked a single, consistent set of principles that span performance, cost, and timing. We worked with seven leading global pension funds to create these principles.<br />\nThe complete list of GRP principles can be found below:</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_4\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_code et_pb_code_2\">\n				\n				\n				\n				\n				<div class=\"et_pb_code_inner\">                                                                                                    Investments                            Pension Administration                                                                                                                    1. Disclose asset value on the appropriate basis for                                calculating costs.                                                                                                                                    2. Disclose costs that are offset against revenues.                                                                                                                                    3. Look through and include costs incurred in all investment                                tiers.                                                                                                                                    4. Disclose costs for the same period in which revenues are                                earned.                                                                                                                                    5. Include indirect taxes that are implicit in the price of a                                product or service in                                total                                costs.                                                                                                                                    6. Include non-recurring costs in total costs.                                                                                                                                    7. Include costs incurred by related parties in total costs.                                                                                                                                                                8. Disclose costs in your local currency.                                                                                                                                    9. Disclose investment costs and performance by composite or                                mandate.                                                                                                                                    10. Disclose if returns are fully gross-of-fees or, if not,                                disclose what costs are                                netted                                from the return.                                                                                                                                    11. Disclose time-weighted returns.                                                                                                                                    12. Use appropriate benchmarks.                                                                                                                                    13. Returns for less than one year must not be annualized.                                                                                                                                                                14. Use and explain estimates when alignment to these                                principles is neither practical                                nor                                timely.                                                                                                                                    15. Disclosures should be available for stakeholders in time                                to fulfill their reporting                                and                                decision-making needs.                                                                                                                    </div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_5\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_6  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_4  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">CEM’s Global Reporting Principles will evolve over time. The release schedule was designed to allow for both feedback from market participants as well as for institutional investors to develop the systems, data, and personnel to action on. The future releases, currently slated for 2026 and 2029, are shared here.<br />\nCEM&#8217;s benchmarking survey definitions provide detailed guidance on each of these principles.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div>\n'),(5176,1313,'_et_pb_truncate_post_date','2025-01-28 12:11:24'),(5177,1313,'_et_builder_version','VB|Divi|4.27.4'),(5178,1313,'_et_pb_show_page_creation','off'),(5181,1319,'footnotes',''),(5183,1320,'footnotes',''),(5218,1331,'footnotes',''),(5231,1336,'ppma_authors_name','Caradec Bisesar'),(5232,1336,'_edit_lock','1737063918:2'),(5233,1336,'_et_pb_use_builder','on'),(5234,1336,'_et_gb_content_width',''),(5235,1336,'content-type',''),(5236,1336,'footnotes',''),(5237,1338,'footnotes',''),(5242,1336,'_edit_last','2'),(5243,1336,'_et_pb_post_hide_nav','default'),(5244,1336,'_et_pb_page_layout','et_right_sidebar'),(5245,1336,'_et_pb_side_nav','off'),(5246,1336,'_yoast_wpseo_estimated-reading-time-minutes','2'),(5248,1336,'_et_pb_built_for_post_type','page'),(5249,1339,'footnotes',''),(5250,1336,'_et_pb_ab_subjects',''),(5251,1336,'_et_pb_enable_shortcode_tracking',''),(5252,1336,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"1336\" /]'),(5253,1336,'_et_pb_custom_css',''),(5254,1336,'_et_pb_gutter_width','3'),(5255,1336,'_thumbnail_id','78'),(5256,1336,'_global_colors_info','{}'),(5257,1336,'_et_pb_first_image',''),(5258,1336,'_et_pb_truncate_post','<div class=\"et_pb_section et_pb_section_3 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_6\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_7  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_3 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Global Reporting Principles Implementation Timeline</h1></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_7\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_8  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_code et_pb_code_3\">\n				\n				\n				\n				\n				<div class=\"et_pb_code_inner\">                                                                                                                                                            Release 1 (2024)                            Release 2 (2026)                            Release 3 (Date TBD)                                                                                                                    M1                                                            Investment Management                                Costs                                                            Private disclosure                                                                                                                            Identify gaps in total investment cost capture and reporting                                    Report total fund and asset class:                                                                                    Base management fees gross of offsets                                            Performance fees on either an accrual or paid basis                                            Underlying base fees                                                                                                                Attribute all internal asset management costs to asset classes                                    Report costs by implementation style (e.g., internal/external, passive/active,                                        etc.)                                    Estimate missing asset management costs                                    Report within three months of your year-end                                                                                                                                                            Everything in Release 1                                    Report:                                                                                    Underlying performance fees on either an accrual or paid basis                                            Explicit transaction costs                                                                                                                Estimate missing transaction costs                                                                                                                                                            Everything in Release 2                                    Report:                                                                                    All non-invoiced asset management and transaction costs incurred inside                                                investment                                                vehicles                                            Performance fees on an accrued basis                                            All underlying costs                                            Implicit bid/ask spreads for fixed income                                                                                                                                                                                                                                                                            Public                                disclosure                                                                                                Disclose total fund and asset class asset management costs and transaction costs                                        (as a % of                                        assets)                                    Disclose total fund internal operating expenses, base fees, and performance fees                                                                        Report prior year costs                                    Explain whether reported costs comply with the above                                    Disclose estimates and the basis of estimates                                                                                                                                                            Everything in Release 1                                    NB: Explain whether reported costs comply with the above                                                                                                                                                            Everything in Release 2                                    NB: Explain whether reported costs comply with the above                                                                                                                                        M2                                                            Pension Administration                                Costs                                                            Private disclosure                                                                                                                            Report total pension administration costs (per active member and annuitant)                                    Provide a breakdown of material administration costs                                    Report within three months of your year-end                                                                                                                        Not                                necessary                                                            Not                                necessary                                                                                                                                    Public                                disclosure                                                                                                Same as private disclosure (above)                                    Report prior year costs                                                                                                                        Not                                necessary                                                            Not                                necessary                                                            </div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_8\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_9  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_5  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">1. We will recommend implementation objectives before 2026.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div>\n'),(5259,1336,'_et_pb_truncate_post_date','2025-01-28 12:11:24'),(5260,1336,'_et_builder_version','VB|Divi|4.27.4'),(5261,1336,'_et_pb_show_page_creation','off'),(5263,1336,'_et_builder_dynamic_assets_loading_attr_threshold','3'),(5272,53,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(5276,1340,'footnotes',''),(5277,1313,'_yoast_wpseo_content_score','60'),(5279,1313,'_et_builder_dynamic_assets_loading_attr_threshold','3'),(5326,1354,'footnotes',''),(5328,1356,'footnotes',''),(5333,1357,'footnotes',''),(5334,30,'_et_pb_use_builder','on'),(5335,30,'_et_gb_content_width',''),(5336,30,'content-type',''),(5337,30,'footnotes',''),(5338,1358,'footnotes',''),(5341,30,'_et_pb_built_for_post_type','page'),(5342,1360,'footnotes',''),(5343,30,'_et_pb_ab_subjects',''),(5344,30,'_et_pb_enable_shortcode_tracking',''),(5345,30,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"30\" /]'),(5346,30,'_et_pb_custom_css',''),(5347,30,'_et_pb_gutter_width','3'),(5348,30,'_thumbnail_id','78'),(5349,30,'_global_colors_info','{}'),(5350,30,'_et_pb_first_image',''),(5351,30,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_0 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_0\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_0 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Transparency Benchmarking Service</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Costs • Governance • Performance • Responsible Investing</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_1 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_1\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module lwp_divi_breadcrumbs lwp_divi_breadcrumbs_0\">\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_module_inner\">\n					<div class=\"lwp-breadcrumbs\"> <span class=\"before\">Home —</span> <span vocab=\"https://schema.org/\" typeof=\"BreadcrumbList\"><span property=\"itemListElement\" typeof=\"ListItem\"><a property=\"item\" typeof=\"WebPage\" href=\"/#Services\" class=\"home\"><span property=\"name\">Services</span></a><meta property=\"position\" content=\"1\"></span> <span class=\"separator et-pb-icon\">&#x4b;</span> Search query for: <span class=\"current\"></span><span class=\"current\"> ( Page 4 )</span></span></div>\n				</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_2 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_2\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_1 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h2 class=\"et_pb_module_heading\">A Roadmap for Funds to Improve Transparency</h2></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</div>\n			</div><div class=\"et_pb_button_module_wrapper et_pb_button_0_wrapper et_pb_button_alignment_left et_pb_module \">\n				<a class=\"et_pb_button et_pb_button_0 et_pb_bg_layout_dark\" href=\"#Inquire\" data-icon=\"&#x24;\">Inquire about Transparency Report</a>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_3 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_3\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_2 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">How does the Transparency Benchmark work? </h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_3  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_4\">\n				<div class=\"et_pb_column et_pb_column_1_4 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_4  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Get a third-partyTransparency Assessment</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_4 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_5  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">DemonstrateTransparency Efforts</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_4 et_pb_column_6  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_6  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Identify Gaps forImprovements</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_4 et_pb_column_7  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_7  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Implement BestPractices</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_4 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_5\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_8  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_3 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Transparency Matters</h3></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_6\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_9  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_8  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_7\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_10  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_9  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Improved decision making. Transparency and accountability go hand in hand.<br />\nClarity of purpose that comes from simplifying and communicating complex issues.<br />\nImproved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.<br />\nImproved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</p></div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_11  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_0\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"536\" height=\"206\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" alt=\"\" title=\"transparency_matters\" class=\"wp-image-138\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_8\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_12  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_4 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\"> \"Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.\" </h3></div>\n			</div><div class=\"et_pb_module et_pb_heading et_pb_heading_5 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\">- Mike Heale, CEM Benchmarking</h4></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_9\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_13  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_10  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_5 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_10\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_14  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_6 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Across Four Major Strategic Impact Areas </h3></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_11  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">The CEM Transparency Benchmark provides insights into four impact areas.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_11\">\n				<div class=\"et_pb_column et_pb_column_1_3 et_pb_column_15  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_7 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Costs</h3></div>\n			</div><div class=\"et_pb_module et_pb_image et_pb_image_1\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/dollar-1.png\" alt=\"\" title=\"dollar\" class=\"wp-image-2302\" /></span>\n			</div><div class=\"et_pb_module et_pb_heading et_pb_heading_8 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Governance and Organization</h3></div>\n			</div><div class=\"et_pb_module et_pb_image et_pb_image_2\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" alt=\"\" title=\"courthouse\" class=\"wp-image-202\" /></span>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_16  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_3\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"1991\" height=\"1992\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincplesSwirl.png\" alt=\"CEM&#039;s data principles\" title=\"CEM&#039;s Data Principles\" class=\"wp-image-206\" /></span>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_3 et_pb_column_17  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_9 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Performance</h3></div>\n			</div><div class=\"et_pb_module et_pb_image et_pb_image_4\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"96\" height=\"96\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" alt=\"\" title=\"icons8-increase-96\" class=\"wp-image-181\" /></span>\n			</div><div class=\"et_pb_module et_pb_heading et_pb_heading_10 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Responsible Investing</h3></div>\n			</div><div class=\"et_pb_module et_pb_image et_pb_image_5\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap \"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/growth-1.png\" alt=\"\" title=\"growth\" class=\"wp-image-2301\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_6 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_12\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_18  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_11 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">Specifically, the CEM Transparency Benchmark will help your fund:</h3></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_13\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_19  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_12 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\">1. See and compare your transparency results: </h4></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_14\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_20  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_12  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Get a custom comparison report that ranks your fund against 75 leading funds from 15 countries, across four major impact areas; Costs, Performance, Governance, and Responsible Investing; and 188 key metrics. </div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_with_border et_pb_row et_pb_row_15\">\n				<div class=\"et_pb_column et_pb_column_1_4 et_pb_column_21  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_13 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\">15</h4></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_13  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Countries</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_4 et_pb_column_22  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_14 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\">75</h4></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_14  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Funds</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_4 et_pb_column_23  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_15 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\">4</h4></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_15  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Impact Areas</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_4 et_pb_column_24  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_16 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\">188</h4></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_16  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Key Metrics</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_7 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_16\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_25  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_6\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap has-box-shadow-overlay\"><div class=\"box-shadow-overlay\"></div><img loading=\"lazy\" decoding=\"async\" width=\"1561\" height=\"781\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-benchmark.png\" alt=\"\" title=\"transparency-benchmark\" class=\"wp-image-139\" /></span>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_4 et_pb_column_26  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_17  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Governance and Organization34 disclosure elements scored</p>\n<p>Structure and Mission<br />\nBoard Competencies and Qualifications<br />\nCompensation and Human Resources<br />\nOrganizational Strategy</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_18  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Performance43 disclosure elements scored</p>\n<p>Returns and Value-added: Time Periods &amp; Clarity<br />\nRisk Policies and Measures<br />\nPortfolio Structure and Explanation of Results<br />\nMember Service Goals, Plans, and Levels*<br />\nFunded Status and Related Discussion</p></div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_4 et_pb_column_27  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_19  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Costs57 disclosure elements scored</p>\n<p>Total Fund Level<br />\nAsset Class or Investment Option Level<br />\nExternal Management Fees<br />\nTransaction Costs<br />\nMember Service and Administration Costs*</p></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_20  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Responsible Investing54 disclosure elements scored</p>\n<p>Responsible Investing Governance<br />\nOrganizational Framework and Reporting<br />\nImplementation: Exclusion; Active Ownership; Impact Investing; ESG Integration</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_8 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_17\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_28  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_17 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\"> 2. Demonstrate impact areas where you excel and identify improvement opportunities</h4></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_21  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Our report helps you demonstrate areas where you excel; identify gaps in your disclosures; and highlight improvements possibilities in your journey towards transparency excellence.</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_29  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_7\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap has-box-shadow-overlay\"><div class=\"box-shadow-overlay\"></div><img loading=\"lazy\" decoding=\"async\" width=\"664\" height=\"447\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/gapsv2.png\" alt=\"\" title=\"gapsv2\" class=\"wp-image-216\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_9 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_18\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_30  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_8\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap has-box-shadow-overlay\"><div class=\"box-shadow-overlay\"></div><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"709\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/metric.jpg\" alt=\"\" title=\"Financial stock market data statistics charts, index prices grow\" class=\"wp-image-151\" /></span>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_31  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_18 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\">3. Learn best practices:</h4></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_22  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Get a comprehensive collection of transparency best practices with clear examples that show you how you can improve your disclosures</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_10 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_19\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_32  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_19 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\"> 4. Ensure that you are a transparency leader:</h4></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_23  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">Far beyond scores and rankings, CEM’s Transparency Benchmark helps you set a solid foundation toward excellence in transparency.</div>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_33  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_9\">\n				\n				\n				\n				\n				<span class=\"et_pb_image_wrap has-box-shadow-overlay\"><div class=\"box-shadow-overlay\"></div><img loading=\"lazy\" decoding=\"async\" width=\"664\" height=\"447\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-leadership.png\" alt=\"Transparency Leadership. CEM Transparency Service\" title=\"transparency-leadership\" class=\"wp-image-140\" /></span>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_11 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_20\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_34  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_20 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h4 class=\"et_pb_module_heading\">5. Support from the world’s leader in pension fund benchmarking:</h4></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_21\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_35  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_24  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">CEM reviews, compares, and scores your public disclosures.<br />\nNo survey or work on your part.<br />\nInteractive meetings to discuss your transparency results and improvement possibilities.<br />\nWe guarantee confidentiality of your Transparency Benchmark results.<br />\nObjective, independent, third-party assessment from the world’s leader in pension fund benchmarking</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_22\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_36  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_25  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">The journey to improve transparency doesn’t have to be complex…And transparency benchmarking is the first step.</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_12 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_23\">\n				<div class=\"et_pb_column et_pb_column_1_2 et_pb_column_37  et_pb_css_mix_blend_mode_passthrough\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_21 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><a href=\"/research/global-pension-transparency-benchmark-2/\"><h3 class=\"et_pb_module_heading\">Global Pension Transparency Benchmark 2024</h3></a></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_26  et_pb_text_align_center et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">The Global Pension Transparency Benchmark is the world&#8217;s first global standard for pension disclosure, focusing on transparency in a bid to improve pension outcomes for members. It was developed by CEM Benchmarking in collaboration with Top1000Funds and is updated every year.</div>\n			</div><div class=\"et_pb_button_module_wrapper et_pb_button_1_wrapper et_pb_button_alignment_center et_pb_module \">\n				<a class=\"et_pb_button et_pb_button_1 et_pb_bg_layout_dark\" href=\"/research/global-pension-transparency-benchmark-2/\" target=\"_blank\" data-icon=\"&#x24;\">Read more</a>\n			</div>\n			</div><div class=\"et_pb_column et_pb_column_1_2 et_pb_column_38  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_image et_pb_image_10\">\n				\n				\n				\n				\n				<a href=\"/research/global-pension-transparency-benchmark-2/\" target=\"_blank\"><span class=\"et_pb_image_wrap has-box-shadow-overlay\"><div class=\"box-shadow-overlay\"></div><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"500\" src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/GPTB-2024-How-did-your-fund-rank.png\" alt=\"See the results of the 2024 GPTB report\" title=\"GPTB 2024 How did your fund rank\" class=\"wp-image-2314\" /></span></a>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_13 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div id=\"Inquire\" class=\"et_pb_row et_pb_row_24\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_39  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_22 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h3 class=\"et_pb_module_heading\">What to do next?</h3></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_25\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_40  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_27  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">If you want to discover how CEM’s Transparency Benchmark can help your organization improve transparency, inquire about our Transparency Report. Fill out the form below and our team will contact you shortly to discuss. Hope to meet you soon.</div>\n			</div><div class=\"et_pb_module et_pb_code et_pb_code_0  et_pb_text_align_center\">\n				\n				\n				\n				\n				\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(5352,30,'_et_pb_truncate_post_date','2025-02-01 08:22:29'),(5353,30,'_et_builder_version','VB|Divi|4.27.4'),(5354,30,'_et_pb_show_page_creation','off'),(5356,1362,'footnotes',''),(5359,1364,'footnotes',''),(5362,1366,'footnotes',''),(5371,45,'_et_pb_use_builder','on'),(5372,45,'_et_pb_show_page_creation','off'),(5373,45,'_et_pb_old_content','<!-- wp:divi/placeholder /-->'),(5375,45,'_et_pb_built_for_post_type','page'),(5376,45,'_et_pb_ab_subjects',''),(5377,45,'_et_pb_enable_shortcode_tracking',''),(5378,45,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"45\" /]'),(5379,45,'_et_pb_custom_css',''),(5380,45,'_et_pb_gutter_width','3'),(5381,45,'_thumbnail_id','78'),(5382,45,'_global_colors_info','{}'),(5383,45,'_et_pb_first_image',''),