(15987,2000,'_et_dynamic_cached_attributes','a:298:{s:15:\"sticky_position\";a:1:{i:0;s:3:\"top\";}s:9:\"font_icon\";a:2:{i:0;s:17:\"&#xf0c1;||fa||900\";i:1;s:19:\"&#xe0b4;||divi||400\";}s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(15988,2000,'et_enqueued_post_fonts','a:2:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}'),(15989,2000,'_et_builder_module_features_cache','a:2:{i:0;s:142:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"1148\":\"2025-05-16 14:13:23\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:42:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_860104d3cf12b5f93ec82ca4b4b0a5e2\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_c46ebd71f6b52316d700f89c1e16a89c\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_fdcbbffa4e65a64924658df68a02a344\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_1b593be3dad6e6e3eb713c9e91fa3242\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_4e83da397c9fdbf6d0660a080daed17a\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_6a2f8e16d98274850e1fcaaade7b57e0\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_7fe4f4b4635d5401083b4164ddc67684\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_3175e7225427426e3fe92b126d252671\";a:5:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_3a3d3c3f5b2bd171f1671212fc8dd727\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:50:\"et_pb_team_member_86694f8e674828e79b198ba86aadc7a2\";a:7:{s:4:\"glde\";a:10:{s:16:\"header_font_size\";s:2:\"18\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:14:\"body_font_size\";s:2:\"14\";s:19:\"body_letter_spacing\";s:3:\"0px\";s:16:\"body_line_height\";s:5:\"1.7em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_83ff6cd2a7b69ed4e6f3f6879d447a2a\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:51:\"et_pb_post_content_a96929c11bd28f25da174e2cebafaf00\";a:8:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_94577ef0ba702f3fc7e2980dda334125\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_a30eb0178686e470450785f21683cef2\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_8cca5341a23ca9947a72a43fde6857a1\";a:5:{s:4:\"cuma\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_5d962948e09df6a047cb13c5259e8f11\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_f30ea56ff9c505522903303a334937ed\";a:5:{s:4:\"tesh\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_b15fcb905e8964b921ae189922b47d50\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_6efb58fa1981c08bb307ea40ad9394e6\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_1f49f3c9b5b1b166340d29deab8a32b9\";a:5:{s:4:\"tesh\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_d5d01bb2b02ab6d29f728c52e3593d48\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_b1151e0809de633dd03610c9242c2c0a\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_2b3591cab1e1ff63c1ea4bb485c4f9b3\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_8557ebcb793e522815c233bb0140c371\";a:10:{s:5:\"bared\";b:1;s:5:\"baret\";b:1;s:5:\"barep\";b:1;s:3:\"bor\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_code_3a94d62ac5e6a404efdbd87897ef06c6\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(15990,2021,'_et_dynamic_cached_shortcodes','a:12:{i:0;s:17:\"et_pb_team_member\";i:1;s:18:\"et_pb_post_content\";i:2;s:13:\"et_pb_section\";i:3;s:9:\"et_pb_row\";i:4;s:12:\"et_pb_column\";i:5;s:10:\"et_pb_icon\";i:6;s:12:\"et_pb_button\";i:7;s:10:\"et_pb_code\";i:8;s:13:\"et_pb_heading\";i:9;s:11:\"et_pb_image\";i:10;s:10:\"et_pb_menu\";i:11;s:10:\"et_pb_text\";}'),(15991,2021,'_et_dynamic_cached_attributes','a:298:{s:15:\"sticky_position\";a:1:{i:0;s:3:\"top\";}s:9:\"font_icon\";a:2:{i:0;s:17:\"&#xf0c1;||fa||900\";i:1;s:19:\"&#xe0b4;||divi||400\";}s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(15992,2021,'et_enqueued_post_fonts','a:2:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}'),(15993,2021,'_et_builder_module_features_cache','a:2:{i:0;s:142:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"1148\":\"2025-05-16 14:13:23\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:42:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_860104d3cf12b5f93ec82ca4b4b0a5e2\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_c46ebd71f6b52316d700f89c1e16a89c\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_fdcbbffa4e65a64924658df68a02a344\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_1b593be3dad6e6e3eb713c9e91fa3242\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_4e83da397c9fdbf6d0660a080daed17a\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_6a2f8e16d98274850e1fcaaade7b57e0\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_7fe4f4b4635d5401083b4164ddc67684\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_3175e7225427426e3fe92b126d252671\";a:5:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_3a3d3c3f5b2bd171f1671212fc8dd727\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:50:\"et_pb_team_member_86694f8e674828e79b198ba86aadc7a2\";a:7:{s:4:\"glde\";a:10:{s:16:\"header_font_size\";s:2:\"18\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:14:\"body_font_size\";s:2:\"14\";s:19:\"body_letter_spacing\";s:3:\"0px\";s:16:\"body_line_height\";s:5:\"1.7em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_83ff6cd2a7b69ed4e6f3f6879d447a2a\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:51:\"et_pb_post_content_a96929c11bd28f25da174e2cebafaf00\";a:8:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_94577ef0ba702f3fc7e2980dda334125\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_a30eb0178686e470450785f21683cef2\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_8cca5341a23ca9947a72a43fde6857a1\";a:5:{s:4:\"cuma\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_5d962948e09df6a047cb13c5259e8f11\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_dce40dc38ba6abfbb7c30eff0db0e97c\";a:5:{s:4:\"tesh\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_b15fcb905e8964b921ae189922b47d50\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_6efb58fa1981c08bb307ea40ad9394e6\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_1f49f3c9b5b1b166340d29deab8a32b9\";a:5:{s:4:\"tesh\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_d5d01bb2b02ab6d29f728c52e3593d48\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_b1151e0809de633dd03610c9242c2c0a\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_2b3591cab1e1ff63c1ea4bb485c4f9b3\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_8557ebcb793e522815c233bb0140c371\";a:10:{s:5:\"bared\";b:1;s:5:\"baret\";b:1;s:5:\"barep\";b:1;s:3:\"bor\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_code_3a94d62ac5e6a404efdbd87897ef06c6\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(15994,2439,'_et_dynamic_cached_shortcodes','a:0:{}'),(15995,2439,'_et_dynamic_cached_attributes','a:296:{s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(15996,2439,'et_enqueued_post_fonts','a:2:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}'),(15997,2446,'_et_dynamic_cached_shortcodes','a:0:{}'),(15998,2446,'_et_dynamic_cached_attributes','a:296:{s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(15999,2446,'et_enqueued_post_fonts','a:2:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}'),(16000,2447,'_et_dynamic_cached_shortcodes','a:0:{}'),(16001,2447,'_et_dynamic_cached_attributes','a:296:{s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(16002,2447,'et_enqueued_post_fonts','a:2:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}'),(16003,2519,'_et_dynamic_cached_shortcodes','a:9:{i:0;s:13:\"et_pb_section\";i:1;s:9:\"et_pb_row\";i:2;s:12:\"et_pb_column\";i:9;s:10:\"et_pb_icon\";i:10;s:12:\"et_pb_button\";i:30;s:13:\"et_pb_heading\";i:31;s:11:\"et_pb_image\";i:34;s:10:\"et_pb_menu\";i:50;s:10:\"et_pb_text\";}'),(16004,2519,'_et_dynamic_cached_attributes','a:298:{s:15:\"sticky_position\";a:1:{i:0;s:3:\"top\";}s:9:\"font_icon\";a:1:{i:0;s:19:\"&#xe0b4;||divi||400\";}s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(16005,2519,'et_enqueued_post_fonts','a:2:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}'),(16011,45,'_et_builder_module_features_cache','a:2:{i:0;s:113:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:21:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_80ae14295a3f4ca3b5872b4bdbfcfb98\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_005346a49d9d800a0e08c1f9c1417a5a\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_0ca6dbe7db4617798a71eb48070ca910\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_70782cac05f551bd0410a9f597162d19\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16018,2643,'_heateor_sss_meta','a:2:{s:7:\"sharing\";i:0;s:16:\"vertical_sharing\";i:0;}'),(16038,2643,'_et_dynamic_cached_shortcodes','a:11:{i:0;s:13:\"et_pb_section\";i:1;s:9:\"et_pb_row\";i:2;s:12:\"et_pb_column\";i:9;s:10:\"et_pb_icon\";i:10;s:12:\"et_pb_button\";i:12;s:10:\"et_pb_code\";i:30;s:13:\"et_pb_heading\";i:31;s:11:\"et_pb_image\";i:34;s:10:\"et_pb_menu\";i:49;s:17:\"et_pb_testimonial\";i:50;s:10:\"et_pb_text\";}'),(16039,2643,'_et_dynamic_cached_attributes','a:300:{s:15:\"sticky_position\";a:1:{i:0;s:3:\"top\";}s:17:\"use_custom_gutter\";a:1:{i:0;s:2:\"on\";}s:12:\"gutter_width\";a:1:{i:0;s:1:\"1\";}s:9:\"font_icon\";a:1:{i:0;s:19:\"&#xe0b4;||divi||400\";}s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(16040,2643,'et_enqueued_post_fonts','a:2:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}'),(16041,2643,'_et_builder_module_features_cache','a:2:{i:0;s:142:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"2558\":\"2025-04-21 16:31:31\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:54:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_3a9c87664a658bf448460ecccd08f041\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_0028a781d9a5db70287cee1439b752b3\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_fdcbbffa4e65a64924658df68a02a344\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_726edfc9e879553e091ccd554e235656\";a:5:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_4e83da397c9fdbf6d0660a080daed17a\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_6a2f8e16d98274850e1fcaaade7b57e0\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_7fe4f4b4635d5401083b4164ddc67684\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_3a3d3c3f5b2bd171f1671212fc8dd727\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_83ff6cd2a7b69ed4e6f3f6879d447a2a\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_855c501e25ac4371d3c455360204b549\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2c48860c38752fba6cb056bd3c365f8e\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_aa1529446d31daccc0a5b8a570a608a5\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_4ea870f9401057cd7bf9f50d3039271b\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_4ea81b7dd072a8a9da11ffbd5ad15506\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_52c94cba54875f8ecb42a711e93f013a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_dc94b241a1b207e1e8e59fca83ca492f\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_347033efb0f690bb8a914d4c4dc79534\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_034d03f3e1fdd99ea927106d8bc33122\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:50:\"et_pb_testimonial_a0fc1463cac026f5e9372922d67f2313\";a:6:{s:4:\"glde\";a:10:{s:27:\"quote_icon_background_color\";s:7:\"#f5f5f5\";s:14:\"portrait_width\";s:2:\"90\";s:15:\"portrait_height\";s:2:\"90\";s:14:\"body_font_size\";s:2:\"14\";s:19:\"body_letter_spacing\";s:3:\"0px\";s:16:\"body_line_height\";s:5:\"1.5em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_cd539cdf3ce95be7ebfa74b2df5626c1\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2f8b00db71fbabafa426c5900847dfee\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_d67b817741ee84fc9a94f8f735886b50\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_ea633dba1f410c3b4a4839412be3515a\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_6ade3d5606f3ab0891def5749f3d968c\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_ba8bad4c1b3f3b4e0f2b5c33ba88902f\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_code_3a94d62ac5e6a404efdbd87897ef06c6\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5b29ee660b3db1d3ffa8bf953fb5cd85\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_60a62ba95f4779d9118f816f8e9f70d0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_50a9668f3da9821089d9a22ab90f3702\";a:7:{s:3:\"bor\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_c456b7a33aa1061a4b625428394539cb\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_c5cfbf4b1a066be27c3800430625e144\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_34db42e11a401eb473c75bde31529b83\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_b15fcb905e8964b921ae189922b47d50\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_d5d01bb2b02ab6d29f728c52e3593d48\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_b1151e0809de633dd03610c9242c2c0a\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_331890fce640b12f91db5aef229d01d3\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_code_4572cdea1a5824789bb9da431ed06438\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16043,1446,'_et_builder_module_features_cache','a:2:{i:0;s:113:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:21:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_80ae14295a3f4ca3b5872b4bdbfcfb98\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_005346a49d9d800a0e08c1f9c1417a5a\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_0ca6dbe7db4617798a71eb48070ca910\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_8e34e50624a8651dbc222b7114c6c75b\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16045,22,'_et_builder_module_features_cache','a:2:{i:0;s:113:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:21:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_fb314261d76a6359a6e3b8ac76e64db7\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_037b2312570751d746f67c4d84b28551\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d79bbd2a79eb06f8b4c825a47b7e811b\";a:5:{s:4:\"cuma\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_3ccbfb7725268d3b7255ad8840ba18f6\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16047,2708,'ppma_authors_name','Admin'),(16048,2708,'_et_pb_post_hide_nav','default'),(16049,2708,'_et_pb_page_layout','et_right_sidebar'),(16050,2708,'_et_pb_side_nav','off'),(16051,2708,'_yoast_wpseo_estimated-reading-time-minutes','2'),(16052,2708,'_et_pb_use_builder','on'),(16053,2708,'_et_gb_content_width',''),(16054,2708,'footnotes',''),(16055,2708,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(16056,2708,'_et_pb_built_for_post_type','page'),(16057,2708,'_et_pb_ab_subjects',''),(16058,2708,'_et_pb_enable_shortcode_tracking',''),(16059,2708,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"21\" /]'),(16060,2708,'_et_pb_custom_css',''),(16061,2708,'_et_pb_gutter_width','3'),(16062,2708,'_thumbnail_id','78'),(16063,2708,'_global_colors_info','{}'),(16064,2708,'_et_pb_first_image',''),(16065,2708,'_et_pb_truncate_post','<p><div class=\"et_pb_section et_pb_section_9 et_pb_with_background et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_13\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_18  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_heading et_pb_heading_10 et_pb_bg_layout_\">\n				\n				\n				\n				\n				<div class=\"et_pb_heading_container\"><h1 class=\"et_pb_module_heading\">Research Insights</h1></div>\n			</div><div class=\"et_pb_module et_pb_text et_pb_text_12  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\"><p>Original research from CEM Benchmarking</p></div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div><div class=\"et_pb_section et_pb_section_10 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_14\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_19  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_blog_0 et_pb_section_video_on_hover et_pb_blog_grid_wrapper et_pb_bg_layout_light\">\n					<div class=\"et_pb_blog_grid clearfix  et_pb_text_align_left\">\n					\n					\n					\n					\n					<div class=\"et_pb_ajax_pagination_container\">\n						<div class=\"et_pb_salvattore_content\" data-columns>\n			<article id=\"post-1990\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_0 post-1990 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/16-european-db-pension-funds-impact-real-estate/\">Asset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">September, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Real estate is a significant element in the portfolios of large European institutional investors, with allocations making up as much as 10 percent of the...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/16-european-db-pension-funds-impact-real-estate/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-1991\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_1 post-1991 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/18-transaction-costs-amongst-large-asset-owners/\">Transaction Costs Amongst Large Asset Owners</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">September, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Institutional asset owners across the world, encouraged by regulators, are increasingly interested in ‘hidden’ transaction costs – costs incurred in trading...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/18-transaction-costs-amongst-large-asset-owners/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-1997\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_2 post-1997 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/15-hedge-fund-reality-check-2018/\">Hedge Fund Reality Check 2018</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">May, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Pension funds need investment strategies with attractive risk and return characteristics to fund their liabilities. Hedge funds are increasingly popular...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/15-hedge-fund-reality-check-2018/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-2000\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_3 post-2000 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/14-funded-status-investment-policy/\">Funded Status and Investment Policy</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">April, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>The financial crisis resulted in severe declines in the funded status of most U.S. corporate pension funds resulting in almost universal pension deficits....</p>\n</div><a href=\"https://www.cembenchmarking.com/research/14-funded-status-investment-policy/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-2003\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_4 post-2003 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/13-defined-contribution-plans-have-come-long-way/\">Defined Contribution plans have come a long way!</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">February, 2018</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>CEM has been collecting data on DB and DC plans since 1991 and 1997, respectively. As calculated in our 2006 study, DB funds outperformed DC plans from...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/13-defined-contribution-plans-have-come-long-way/\" class=\"more-link\">read more</a></div>			\n			</article>\n				\n			<article id=\"post-2006\" class=\"et_pb_post clearfix et_pb_no_thumb et_pb_blog_item_0_5 post-2006 post type-post status-publish format-standard has-post-thumbnail hentry category-research\">\n\n				\n														<h3 class=\"entry-title\">\n													<a href=\"https://www.cembenchmarking.com/research/10-hedge-fund-reality-check-2016/\">Hedge Fund Reality Check 2016</a>\n											</h3>\n				\n					<p class=\"post-meta\"><span class=\"published\">May, 2016</span></p><div class=\"post-content\"><div class=\"post-content-inner\"><p>Pension funds need investment strategies with attractive risk and return characteristics to fund their liabilities. Hedge funds are increasingly popular...</p>\n</div><a href=\"https://www.cembenchmarking.com/research/10-hedge-fund-reality-check-2016/\" class=\"more-link\">read more</a></div>			\n			</article>\n				</div><div><div class=\"pagination clearfix\">\n	<div class=\"alignleft\"><a href=\"https://www.cembenchmarking.com/page/5/?s&#038;et_blog\" >&laquo; Older Entries</a></div>\n	<div class=\"alignright\"><a href=\"https://www.cembenchmarking.com/page/3/?s&#038;et_blog\" >Next Entries &raquo;</a></div>\n</div></div></div>\n					</div>\n					 \n				</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div></p>\n'),(16066,2708,'_et_pb_truncate_post_date','2025-01-28 13:07:37'),(16067,2708,'_et_builder_version','VB|Divi|4.27.4'),(16068,2708,'_et_pb_show_page_creation','off'),(16069,2708,'ppma_authors_name','Amalie Kubach'),(16070,2708,'_yoast_indexnow_last_ping','1737063896'),(16071,2708,'_yoast_wpseo_content_score','90'),(16072,2708,'_yoast_wpseo_focuskeywords',''),(16073,2708,'_yoast_wpseo_keywordsynonyms',''),(16074,2708,'_et_dynamic_cached_shortcodes','a:10:{i:0;s:13:\"et_pb_section\";i:1;s:9:\"et_pb_row\";i:2;s:12:\"et_pb_column\";i:7;s:10:\"et_pb_blog\";i:9;s:10:\"et_pb_icon\";i:10;s:12:\"et_pb_button\";i:30;s:13:\"et_pb_heading\";i:31;s:11:\"et_pb_image\";i:34;s:10:\"et_pb_menu\";i:50;s:10:\"et_pb_text\";}'),(16075,2708,'_et_dynamic_cached_attributes','a:298:{s:15:\"sticky_position\";a:1:{i:0;s:3:\"top\";}s:9:\"font_icon\";a:1:{i:0;s:19:\"&#xe0b4;||divi||400\";}s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(16076,2708,'et_enqueued_post_fonts','a:2:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}}'),(16077,2708,'_et_builder_module_features_cache','a:2:{i:0;s:113:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:26:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_6b959b3c1c151e86dec42d3329ce2b95\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_3ae0bcae17fe7318c7b9f6a3091b5910\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_38e5d6c22d990d327966c6283c404209\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_f28713768d4d7f56c983ae0b21eabac0\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_8c1706810833a8c8d4db4a74b012d72b\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_2c3d0e566fb41c53ea4495654197fbf8\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_4dc2474421cc87973264020436c9650e\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_12969367b38955286d51d12f2a3ce40d\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_blog_6b0133e780074c646d895bb5820238e6\";a:8:{s:4:\"glde\";a:14:{s:16:\"header_font_size\";s:2:\"18\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:14:\"body_font_size\";s:2:\"14\";s:19:\"body_letter_spacing\";s:3:\"0px\";s:16:\"body_line_height\";s:5:\"1.7em\";s:14:\"meta_font_size\";s:2:\"14\";s:19:\"meta_letter_spacing\";s:3:\"0px\";s:16:\"meta_line_height\";s:5:\"1.7em\";s:19:\"read_more_font_size\";s:4:\"14px\";s:21:\"read_more_line_height\";s:5:\"1.7em\";s:20:\"pagination_font_size\";s:2:\"14\";s:25:\"pagination_letter_spacing\";s:3:\"0px\";s:22:\"pagination_line_height\";s:5:\"1.7em\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:3:\"bor\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16078,2708,'_dp_original','21'),(16079,2708,'_edit_lock','1747241211:1'),(16080,2709,'ppma_authors_name','Admin'),(16081,2709,'_edit_lock','1747241773:1'),(16082,2709,'_et_pb_use_builder','on'),(16083,2709,'_et_pb_old_content',''),(16084,2709,'_et_gb_content_width',''),(16085,2709,'content-type',''),(16086,2709,'footnotes',''),(16087,2710,'footnotes',''),(16088,2709,'_edit_last','1'),(16089,2709,'ppma_disable_author_box','0'),(16090,2709,'_et_post_bg_color','#ffffff'),(16091,2709,'_et_post_bg_layout','light'),(16092,2709,'_et_pb_show_title','on'),(16093,2709,'_et_pb_post_hide_nav','default'),(16094,2709,'_et_pb_page_layout','et_right_sidebar'),(16095,2709,'_et_pb_side_nav','off'),(16096,2709,'_heateor_sss_meta','a:2:{s:7:\"sharing\";i:0;s:16:\"vertical_sharing\";i:0;}'),(16097,2709,'_yoast_wpseo_primary_category',''),(16098,2709,'_yoast_wpseo_focuskeywords',''),(16099,2709,'_yoast_wpseo_keywordsynonyms',''),(16100,2709,'_yoast_wpseo_estimated-reading-time-minutes','0'),(16101,2709,'et_enqueued_post_fonts','a:3:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}s:9:\"cache_key\";s:76:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"enable_all_character_sets\":\"false\"}\";}');
INSERT INTO `wp_postmeta` VALUES (16103,2709,'_et_builder_module_features_cache','a:2:{i:0;s:142:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"1148\":\"2025-01-24 22:08:36\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:36:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_6b959b3c1c151e86dec42d3329ce2b95\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_3ae0bcae17fe7318c7b9f6a3091b5910\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_38e5d6c22d990d327966c6283c404209\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_c894a64cb073ebb4846800a6aca3850e\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_995c8b7ee759f3ae101044535118c6d7\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_d9b7f50398db76c6951fa32ce5eeac0c\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_2e5bf739a8d722d48df3df7ffe330b44\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2ac44fbaa066c29ad02822464b6d10a9\";a:5:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_9a490b9134339389329ca9eef1cd2377\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_652e2517c61aa265f59318701a543747\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:51:\"et_pb_post_content_85999513ab4ee805cddcb97b8ffb9953\";a:8:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1745ece10bfe3599434dcc732ac21e95\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_90f4f09a618268f362c4a3a97302cd30\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_6bc2c2e7722f38ff0a84d69759b45207\";a:5:{s:4:\"tesh\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_8c934e98139d46ce2cad1934ee099ec1\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_ef6ff9fee47f5dab333d0490ff42bef8\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_8f541545994edf2d446cc4aa72366bbe\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_61384104476f40e258205599f729d6ed\";a:10:{s:5:\"bared\";b:1;s:5:\"baret\";b:1;s:5:\"barep\";b:1;s:3:\"bor\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_code_aaf307763252d494a430460f0f580e6c\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16106,2712,'_et_pb_use_builder','on'),(16107,2712,'_et_pb_old_content','<!-- wp:paragraph -->\n<p>The cost of administering benefits for large Defined Benefit (DB) pensions varies significantly worldwide, from under £14 per member in the U.K. to over $325 CAD in Canada. This whitepaper quantifies these cost differences, considering factors like currency, purchasing power, membership composition, local cost of living, economies of scale, and pension maturity. It explores how these factors impact reported costs and reveals that service culture plays a crucial role. In regions like Canada and the Netherlands, the focus is on excellence across various activities, while in the U.K., the emphasis is on maintaining mission-critical activities. The USA exhibits both models, with high-cost/high-touch in urban centers and low-cost/low-touch elsewhere. Neither model is deemed superior. </p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Whether you\'re a pension professional, policymaker, or simply curious about global best practices, Download the whitepaper by filling out the form below, as this analysis offers a fresh lens on how pensions are managed—and why it matters.&nbsp;</p>\n<!-- /wp:paragraph -->'),(16108,2712,'_et_gb_content_width','1080'),(16109,2712,'content-type',''),(16110,2712,'footnotes',''),(16111,2712,'ppma_disable_author_box','1'),(16112,2712,'_et_post_bg_color','#ffffff'),(16113,2712,'_et_post_bg_layout','light'),(16114,2712,'_et_pb_show_title','on'),(16115,2712,'_et_pb_post_hide_nav','default'),(16116,2712,'_et_pb_page_layout','et_no_sidebar'),(16117,2712,'_et_pb_side_nav','off'),(16118,2712,'_yoast_wpseo_primary_category','18'),(16119,2712,'_yoast_wpseo_content_score','60'),(16120,2712,'_yoast_wpseo_estimated-reading-time-minutes','1'),(16121,2712,'_wp_old_date','2024-12-18'),(16122,2712,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(16123,2712,'_et_pb_show_page_creation','off'),(16124,2712,'_et_pb_built_for_post_type','page'),(16125,2712,'_et_pb_ab_subjects',''),(16126,2712,'_et_pb_enable_shortcode_tracking',''),(16127,2712,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"2712\" /]'),(16128,2712,'_et_pb_custom_css',''),(16129,2712,'_et_pb_gutter_width','3'),(16130,2712,'_thumbnail_id','78'),(16131,2712,'_global_colors_info','{}'),(16132,2712,'_et_pb_first_image',''),(16133,2712,'_et_pb_truncate_post','<div class=\"et_pb_section et_pb_section_0 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_0\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">The cost of administering benefits for large Defined Benefit (DB) pensions varies significantly worldwide, from under £14 per member in the U.K. to over $325 CAD in Canada. This whitepaper quantifies these cost differences, considering factors like currency, purchasing power, membership composition, local cost of living, economies of scale, and pension maturity. It explores how these factors impact reported costs and reveals that service culture plays a crucial role. In regions like Canada and the Netherlands, the focus is on excellence across various activities, while in the U.K., the emphasis is on maintaining mission-critical activities. The USA exhibits both models, with high-cost/high-touch in urban centers and low-cost/low-touch elsewhere. Neither model is deemed superior. </p>\n<p>Whether you&#8217;re a pension professional, policymaker, or simply curious about global best practices, download the whitepaper by filling out the form below, as this analysis offers a fresh lens on how pensions are managed—and why it matters. <br />\n&nbsp;<br />\n&nbsp;</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_1\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_code et_pb_code_0\">\n				\n				\n				\n				\n				\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div>\n'),(16134,2712,'_et_pb_truncate_post_date','2025-05-16 14:13:53'),(16135,2712,'_et_builder_version','VB|Divi|4.27.4'),(16136,2712,'_wp_old_slug','should-canada-require-its-pension-funds-to-invest-more-domestically'),(16137,2712,'_yoast_indexnow_last_ping','1747404726'),(16138,2712,'_yoast_wpseo_focuskeywords',''),(16139,2712,'_yoast_wpseo_keywordsynonyms',''),(16144,2712,'_dp_original','1286'),(16145,2712,'_edit_lock','1747752800:1'),(16147,2714,'footnotes',''),(16154,2715,'footnotes',''),(16160,2716,'footnotes',''),(16165,2712,'_edit_last','1'),(16167,2712,'_heateor_sss_meta','a:2:{s:7:\"sharing\";i:0;s:16:\"vertical_sharing\";i:0;}'),(16183,2712,'_wp_old_slug','should-canada-require-its-pension-funds-to-invest-more-domesticallythe-impact-of-service-models-on-pension-administration-costs-a-global-perspective-should-canada-require-its-pension-funds-to-i'),(16184,2712,'_yoast_post_redirect_info','a:4:{s:6:\"origin\";s:202:\"research/should-canada-require-its-pension-funds-to-invest-more-domesticallythe-impact-of-service-models-on-pension-administration-costs-a-global-perspective-should-canada-require-its-pension-funds-to-i\";s:6:\"target\";s:90:\"research/the-impact-of-service-models-on-pension-administration-costs-a-global-perspective\";s:4:\"type\";i:301;s:6:\"format\";s:5:\"plain\";}'),(16195,2718,'_dp_original','2712'),(16196,2718,'ppma_authors_name','Chris Flynn, Edsart Heuberger, Product Manager, Pension Administration, Alexander D. Beath'),(16197,2718,'ppma_authors_name','Chris Flynn, Edsart Heuberger, Product Manager, Pension Administration, Alexander D. Beath'),(16198,2718,'_et_pb_use_builder','on'),(16199,2718,'_et_pb_old_content','<!-- wp:paragraph -->\n<p>This report examines the domestic vs. international breakdown of investments for Canadian pension funds, and barriers to domestic investment. It finds the proportion of Canadian listed equity and fixed income holdings is relatively high compared to the global share of Canadian assets, but has come down dramatically in the last ten years. Citing examples from Australia and India, the authors highlight opportunities for Canadian governments to monetize strategic assets and lure more investment from Canadian pension funds and others.</p>\n<!-- /wp:paragraph -->'),(16200,2718,'_et_gb_content_width','1080'),(16201,2718,'content-type',''),(16202,2718,'footnotes',''),(16203,2718,'ppma_disable_author_box','1'),(16204,2718,'_et_post_bg_color','#ffffff'),(16205,2718,'_et_post_bg_layout','light'),(16206,2718,'_et_pb_show_title','on'),(16207,2718,'_et_pb_post_hide_nav','default'),(16208,2718,'_et_pb_page_layout','et_no_sidebar'),(16209,2718,'_et_pb_side_nav','off'),(16210,2718,'_yoast_wpseo_primary_category','18'),(16211,2718,'_yoast_wpseo_content_score','60'),(16212,2718,'_yoast_wpseo_estimated-reading-time-minutes','1'),(16213,2718,'_wp_old_date','2024-12-18'),(16214,2718,'_et_builder_dynamic_assets_loading_attr_threshold','5'),(16215,2718,'_et_pb_show_page_creation','off'),(16216,2718,'_et_pb_built_for_post_type','page'),(16217,2718,'_et_pb_ab_subjects',''),(16218,2718,'_et_pb_enable_shortcode_tracking',''),(16219,2718,'_et_pb_ab_current_shortcode','[et_pb_split_track id=\"2712\" /]'),(16220,2718,'_et_pb_custom_css',''),(16221,2718,'_et_pb_gutter_width','3'),(16222,2718,'_thumbnail_id','78'),(16223,2718,'_global_colors_info','{}'),(16224,2718,'_et_pb_first_image',''),(16225,2718,'_et_pb_truncate_post','<div class=\"et_pb_section et_pb_section_0 et_section_regular\" >\n				\n				\n				\n				\n				\n				\n				<div class=\"et_pb_row et_pb_row_0\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light\">\n				\n				\n				\n				\n				<div class=\"et_pb_text_inner\">The cost of administering benefits for large Defined Benefit (DB) pensions varies significantly worldwide, from under £14 per member in the U.K. to over $325 CAD in Canada. This whitepaper quantifies these cost differences, considering factors like currency, purchasing power, membership composition, local cost of living, economies of scale, and pension maturity. It explores how these factors impact reported costs and reveals that service culture plays a crucial role. In regions like Canada and the Netherlands, the focus is on excellence across various activities, while in the U.K., the emphasis is on maintaining mission-critical activities. The USA exhibits both models, with high-cost/high-touch in urban centers and low-cost/low-touch elsewhere. Neither model is deemed superior. <br />\nWhether you&#8217;re a pension professional, policymaker, or simply curious about global best practices, Download the whitepaper by filling out the form below, as this analysis offers a fresh lens on how pensions are managed—and why it matters. <br />\n&nbsp;</div>\n			</div>\n			</div>\n				\n				\n				\n				\n			</div><div class=\"et_pb_row et_pb_row_1\">\n				<div class=\"et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child\">\n				\n				\n				\n				\n				<div class=\"et_pb_module et_pb_code et_pb_code_0  et_pb_text_align_center\">\n				\n				\n				\n				\n				\n			</div>\n			</div>\n				\n				\n				\n				\n			</div>\n				\n				\n			</div>\n'),(16226,2718,'_et_pb_truncate_post_date','2025-05-14 17:13:51'),(16227,2718,'_et_builder_version','VB|Divi|4.27.4'),(16228,2718,'_wp_old_slug','should-canada-require-its-pension-funds-to-invest-more-domestically'),(16229,2718,'_wp_old_slug','should-canada-require-its-pension-funds-to-invest-more-domesticallythe-impact-of-service-models-on-pension-administration-costs-a-global-perspective-should-canada-require-its-pension-funds-to-i'),(16230,2718,'_yoast_indexnow_last_ping','1747243780'),(16231,2718,'_yoast_wpseo_focuskeywords',''),(16232,2718,'_yoast_wpseo_keywordsynonyms',''),(16233,2718,'_heateor_sss_meta','a:2:{s:7:\"sharing\";i:0;s:16:\"vertical_sharing\";i:0;}'),(16234,2718,'_yoast_post_redirect_info','a:4:{s:6:\"origin\";s:202:\"research/should-canada-require-its-pension-funds-to-invest-more-domesticallythe-impact-of-service-models-on-pension-administration-costs-a-global-perspective-should-canada-require-its-pension-funds-to-i\";s:6:\"target\";s:90:\"research/the-impact-of-service-models-on-pension-administration-costs-a-global-perspective\";s:4:\"type\";i:301;s:6:\"format\";s:5:\"plain\";}'),(16235,2718,'_encloseme','1'),(16240,2718,'_dp_is_rewrite_republish_copy','1'),(16241,2712,'_dp_has_rewrite_republish_copy','2718'),(16242,2718,'_dp_creation_date_gmt','2025-05-14 17:30:49'),(16243,2719,'footnotes',''),(16253,2718,'_wp_trash_meta_status','draft'),(16254,2718,'_wp_trash_meta_time','1747244081'),(16255,2718,'_wp_desired_post_slug',''),(16256,2720,'footnotes',''),(16257,2721,'footnotes',''),(16267,2722,'footnotes',''),(16277,2723,'footnotes',''),(16284,2724,'footnotes',''),(16289,2519,'_et_builder_module_features_cache','a:2:{i:0;s:113:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:23:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_80ae14295a3f4ca3b5872b4bdbfcfb98\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_4bc03362458b2bd6751d3bccad89ff11\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_0ca6dbe7db4617798a71eb48070ca910\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_90f406875b5da120a19ea4b98086df76\";a:5:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_8ba34bd8f8b02b25bfa0ea75888fb260\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_27acc91b2b362f78bfb286b1e23031eb\";a:5:{s:4:\"tesh\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16291,2725,'footnotes',''),(16302,2726,'footnotes',''),(16309,2728,'footnotes',''),(16315,2729,'footnotes',''),(16327,2732,'footnotes',''),(16333,2733,'footnotes',''),(16339,2712,'ppma_authors_name','Alexander D. Beath, Chris Flynn, Edsart Heuberger, Product Manager, Pension Administration'),(16344,2735,'footnotes',''),(16350,2736,'footnotes',''),(16361,2739,'footnotes',''),(16367,2740,'footnotes',''),(16378,2742,'footnotes',''),(16399,2712,'_et_dynamic_cached_shortcodes','a:12:{i:0;s:18:\"et_pb_post_content\";i:1;s:13:\"et_pb_section\";i:2;s:9:\"et_pb_row\";i:3;s:12:\"et_pb_column\";i:4;s:10:\"et_pb_icon\";i:5;s:12:\"et_pb_button\";i:6;s:10:\"et_pb_code\";i:7;s:13:\"et_pb_heading\";i:8;s:11:\"et_pb_image\";i:9;s:10:\"et_pb_menu\";i:10;s:17:\"et_pb_team_member\";i:11;s:10:\"et_pb_text\";}'),(16400,2712,'_et_dynamic_cached_attributes','a:298:{s:15:\"sticky_position\";a:1:{i:0;s:3:\"top\";}s:9:\"font_icon\";a:2:{i:0;s:17:\"&#xf0c1;||fa||900\";i:1;s:19:\"&#xe0b4;||divi||400\";}s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(16401,2712,'et_enqueued_post_fonts','a:3:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}s:9:\"cache_key\";s:76:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"enable_all_character_sets\":\"false\"}\";}'),(16402,2712,'_et_builder_module_features_cache','a:2:{i:0;s:142:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"1830\":\"2025-01-06 22:21:00\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:23:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_0be0fa03d6f7b85bc118b96e9888309d\";a:4:{s:5:\"hhere\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_005346a49d9d800a0e08c1f9c1417a5a\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_0ca6dbe7db4617798a71eb48070ca910\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_1e12c48c8229d969a3cd317bb32f0e52\";a:5:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_8c63af6941e729f8579555ee22779be5\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_cfc6bcfa2f3aa9d30216821068aed93d\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16404,2748,'footnotes',''),(16410,2750,'footnotes',''),(16411,41,'_et_dynamic_cached_shortcodes','a:11:{i:0;s:13:\"et_pb_section\";i:1;s:9:\"et_pb_row\";i:2;s:12:\"et_pb_column\";i:9;s:10:\"et_pb_icon\";i:10;s:12:\"et_pb_button\";i:12;s:10:\"et_pb_code\";i:17;s:13:\"et_pb_divider\";i:30;s:13:\"et_pb_heading\";i:31;s:11:\"et_pb_image\";i:34;s:10:\"et_pb_menu\";i:50;s:10:\"et_pb_text\";}'),(16412,41,'_et_dynamic_cached_attributes','a:298:{s:15:\"sticky_position\";a:1:{i:0;s:3:\"top\";}s:9:\"font_icon\";a:1:{i:0;s:19:\"&#xe0b4;||divi||400\";}s:9:\"max_width\";s:6:\"1500px\";s:5:\"width\";s:3:\"90%\";s:14:\"custom_padding\";s:29:\"16px|24px|16px|24px|true|true\";s:21:\"custom_padding_tablet\";s:22:\"|30px||30px|false|true\";s:20:\"custom_padding_phone\";s:22:\"|20px||20px|false|true\";s:26:\"custom_padding_last_edited\";s:10:\"on|desktop\";s:11:\"title_level\";s:2:\"h2\";s:15:\"title_font_size\";s:4:\"40px\";s:22:\"title_font_size_tablet\";s:4:\"30px\";s:21:\"title_font_size_phone\";s:4:\"25px\";s:27:\"title_font_size_last_edited\";s:10:\"on|desktop\";s:17:\"title_line_height\";s:5:\"1.5em\";s:10:\"title_font\";s:14:\"Oswald||||||||\";s:20:\"title_letter_spacing\";s:3:\"1px\";s:13:\"custom_margin\";s:18:\"||0px||false|false\";s:23:\"title_text_shadow_style\";s:4:\"none\";s:18:\"global_colors_info\";s:158:\"{\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\":[\"meta_text_color\"],\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\":[\"read_more_text_color\",\"pagination_text_color\"]}\";s:15:\"link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:18:\"quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:16:\"quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"text_shadow_style\";s:7:\"preset1\";s:29:\"text_shadow_horizontal_length\";s:6:\"0.35em\";s:27:\"text_shadow_vertical_length\";s:7:\"-0.57em\";s:25:\"text_shadow_blur_strength\";s:6:\"0.21em\";s:14:\"text_font_size\";s:4:\"16px\";s:21:\"text_font_size_tablet\";s:4:\"15px\";s:20:\"text_font_size_phone\";s:4:\"14px\";s:26:\"text_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"text_line_height\";s:5:\"1.8em\";s:14:\"ul_line_height\";s:5:\"1.8em\";s:14:\"ol_line_height\";s:5:\"1.8em\";s:11:\"header_font\";s:13:\"Arimo||||||||\";s:16:\"header_font_size\";s:4:\"23px\";s:23:\"header_font_size_tablet\";s:4:\"18px\";s:22:\"header_font_size_phone\";s:4:\"16px\";s:28:\"header_font_size_last_edited\";s:10:\"on|desktop\";s:18:\"header_line_height\";s:4:\"140%\";s:9:\"text_font\";s:14:\"Roboto||||||||\";s:13:\"header_2_font\";s:16:\"Inter|700|||||||\";s:18:\"header_2_font_size\";s:4:\"52px\";s:25:\"header_2_font_size_tablet\";s:4:\"32px\";s:24:\"header_2_font_size_phone\";s:4:\"20px\";s:30:\"header_2_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_2_line_height\";s:5:\"1.2em\";s:13:\"header_3_font\";s:16:\"Inter|700|||||||\";s:18:\"header_3_font_size\";s:4:\"30px\";s:25:\"header_3_font_size_tablet\";s:4:\"20px\";s:24:\"header_3_font_size_phone\";s:4:\"16px\";s:30:\"header_3_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_3_line_height\";s:5:\"1.4em\";s:13:\"header_4_font\";s:13:\"Arimo||||||||\";s:18:\"header_4_font_size\";s:4:\"32px\";s:25:\"header_4_font_size_tablet\";s:4:\"18px\";s:24:\"header_4_font_size_phone\";s:4:\"15px\";s:30:\"header_4_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_4_line_height\";s:4:\"140%\";s:13:\"header_5_font\";s:16:\"Inter|700|||||||\";s:18:\"header_5_font_size\";s:4:\"20px\";s:25:\"header_5_font_size_tablet\";s:4:\"16px\";s:24:\"header_5_font_size_phone\";s:4:\"14px\";s:30:\"header_5_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"header_5_line_height\";s:5:\"1.4em\";s:13:\"header_6_font\";s:13:\"Arimo||||||||\";s:18:\"header_6_font_size\";s:4:\"16px\";s:25:\"header_6_font_size_tablet\";s:4:\"13px\";s:30:\"header_6_font_size_last_edited\";s:8:\"on|phone\";s:20:\"header_6_line_height\";s:4:\"140%\";s:17:\"header_text_color\";s:7:\"#000000\";s:19:\"header_2_text_color\";s:7:\"#FFFFFF\";s:19:\"header_3_text_color\";s:7:\"#FFFFFF\";s:19:\"header_4_text_color\";s:7:\"#FFFFFF\";s:19:\"header_5_text_color\";s:7:\"#FFFFFF\";s:19:\"header_6_text_color\";s:7:\"#FFFFFF\";s:15:\"text_text_color\";s:7:\"#FFFFFF\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:24:\"header_text_shadow_style\";s:7:\"preset3\";s:23:\"header_2_letter_spacing\";s:3:\"0px\";s:26:\"header_2_text_shadow_style\";s:4:\"none\";s:23:\"header_3_letter_spacing\";s:3:\"0px\";s:26:\"header_3_text_shadow_style\";s:4:\"none\";s:23:\"header_4_letter_spacing\";s:3:\"0px\";s:26:\"header_4_text_shadow_style\";s:4:\"none\";s:23:\"header_5_letter_spacing\";s:3:\"0px\";s:26:\"header_5_text_shadow_style\";s:4:\"none\";s:24:\"header_6_font_size_phone\";s:4:\"14px\";s:23:\"header_6_letter_spacing\";s:3:\"0px\";s:26:\"header_6_text_shadow_style\";s:4:\"none\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:22:\"text_text_shadow_style\";s:4:\"none\";s:14:\"link_font_size\";s:4:\"14px\";s:19:\"link_letter_spacing\";s:3:\"0px\";s:16:\"link_line_height\";s:3:\"1em\";s:22:\"link_text_shadow_style\";s:4:\"none\";s:12:\"ul_font_size\";s:4:\"14px\";s:17:\"ul_letter_spacing\";s:3:\"0px\";s:20:\"ul_text_shadow_style\";s:4:\"none\";s:12:\"ol_font_size\";s:4:\"14px\";s:17:\"ol_letter_spacing\";s:3:\"0px\";s:20:\"ol_text_shadow_style\";s:4:\"none\";s:15:\"quote_font_size\";s:4:\"24px\";s:22:\"quote_font_size_tablet\";s:4:\"16px\";s:21:\"quote_font_size_phone\";s:4:\"15px\";s:27:\"quote_font_size_last_edited\";s:10:\"on|desktop\";s:20:\"quote_letter_spacing\";s:3:\"0px\";s:17:\"quote_line_height\";s:5:\"1.4em\";s:23:\"quote_text_shadow_style\";s:4:\"none\";s:16:\"text_orientation\";s:6:\"center\";s:17:\"background_layout\";s:4:\"dark\";s:10:\"quote_font\";s:32:\"Encode Sans Condensed|600|||||||\";s:16:\"border_color_all\";s:7:\"#c3daff\";s:19:\"border_width_bottom\";s:3:\"1px\";s:22:\"link_text_color__hover\";s:41:\"gcid-3e93bdc5-146d-448e-a761-9f1b4dd51113\";s:30:\"link_text_color__hover_enabled\";s:8:\"on|hover\";s:9:\"link_font\";s:10:\"||||on||||\";s:13:\"custom_button\";s:2:\"on\";s:15:\"button_bg_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:17:\"button_text_color\";s:7:\"#FFFFFF\";s:19:\"button_border_width\";s:3:\"0px\";s:11:\"button_font\";s:18:\"Inter|700||on|||||\";s:21:\"button_letter_spacing\";s:5:\"0.1em\";s:15:\"button_use_icon\";s:3:\"off\";s:20:\"button_border_radius\";s:5:\"100px\";s:16:\"button_text_size\";s:4:\"14px\";s:22:\"button_bg_enable_color\";s:2:\"on\";s:19:\"button_border_color\";s:41:\"gcid-f1e65d51-fa2f-4bf0-b2c1-8eab7001e8fd\";s:11:\"button_icon\";s:17:\"&#xf30b;||fa||900\";s:16:\"box_shadow_style\";s:7:\"preset1\";s:21:\"box_shadow_horizontal\";s:3:\"0px\";s:19:\"box_shadow_vertical\";s:3:\"0px\";s:15:\"box_shadow_blur\";s:3:\"0px\";s:17:\"box_shadow_spread\";s:3:\"0px\";s:19:\"box_shadow_position\";s:5:\"outer\";s:16:\"button_alignment\";s:6:\"center\";s:24:\"button_text_shadow_style\";s:4:\"none\";s:36:\"button_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"button_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"button_text_shadow_blur_strength\";s:5:\"0.3em\";s:23:\"button_text_size_tablet\";s:4:\"17px\";s:22:\"button_text_size_phone\";s:4:\"14px\";s:28:\"button_text_size_last_edited\";s:8:\"on|phone\";s:30:\"button_bg_color_gradient_start\";s:7:\"#030ef8\";s:28:\"button_bg_color_gradient_end\";s:7:\"#0238fc\";s:34:\"button_bg_color_gradient_direction\";s:6:\"237deg\";s:19:\"animation_direction\";s:6:\"bottom\";s:30:\"button_bg_color_gradient_stops\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops_tablet\";s:23:\"#030ef8 0%|#0238fc 100%\";s:36:\"button_bg_color_gradient_stops_phone\";s:23:\"#030ef8 0%|#0238fc 100%\";s:37:\"button_bg_color_gradient_stops__hover\";s:23:\"#030ef8 0%|#0238fc 100%\";s:38:\"button_bg_color_gradient_stops__sticky\";s:23:\"#030ef8 0%|#0238fc 100%\";s:29:\"custom_padding__hover_enabled\";s:10:\"on|desktop\";s:21:\"custom_padding__hover\";s:22:\"50px||70px||false|true\";s:15:\"button_on_hover\";s:3:\"off\";s:17:\"button_icon_color\";s:18:\"rgba(58,99,81,0.5)\";s:14:\"icon_placement\";s:4:\"left\";s:16:\"image_icon_width\";s:4:\"12px\";s:17:\"content_max_width\";s:4:\"none\";s:9:\"body_font\";s:13:\"Inter||||||||\";s:9:\"animation\";s:3:\"off\";s:10:\"icon_color\";s:7:\"#000000\";s:16:\"border_width_top\";s:3:\"1px\";s:27:\"image_icon_background_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:18:\"border_radii_image\";s:26:\"on|100px|100px|100px|100px\";s:25:\"image_icon_custom_padding\";s:29:\"10px|10px|10px|10px|true|true\";s:14:\"icon_alignment\";s:4:\"left\";s:14:\"body_font_size\";s:4:\"14px\";s:21:\"body_font_size_tablet\";s:4:\"15px\";s:20:\"body_font_size_phone\";s:4:\"14px\";s:26:\"body_font_size_last_edited\";s:10:\"on|desktop\";s:16:\"body_line_height\";s:5:\"1.8em\";s:20:\"body_link_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:23:\"body_quote_border_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:21:\"body_quote_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:37:\"image_icon_custom_padding_last_edited\";s:9:\"on|tablet\";s:32:\"image_icon_custom_padding_tablet\";s:29:\"10px|10px|10px|10px|true|true\";s:28:\"image_icon_width_last_edited\";s:9:\"on|tablet\";s:23:\"image_icon_width_tablet\";s:4:\"16px\";s:22:\"border_color_all_image\";s:0:\"\";s:12:\"header_level\";s:2:\"h5\";s:12:\"border_radii\";s:18:\"on|3px|3px|3px|3px\";s:16:\"module_alignment\";s:6:\"center\";s:10:\"use_circle\";s:2:\"on\";s:12:\"circle_color\";s:7:\"#ffcc00\";s:18:\"use_icon_font_size\";s:2:\"on\";s:14:\"icon_font_size\";s:4:\"32px\";s:25:\"header_line_height_tablet\";s:5:\"1.4em\";s:24:\"header_line_height_phone\";s:5:\"1.5em\";s:30:\"header_line_height_last_edited\";s:8:\"on|phone\";s:22:\"border_width_all_image\";s:0:\"\";s:12:\"module_class\";s:24:\"mmc_landing_option_blurb\";s:15:\"image_max_width\";s:4:\"100%\";s:14:\"body_link_font\";s:10:\"||||on||||\";s:13:\"position_font\";s:13:\"Inter||||||||\";s:21:\"child_filter_saturate\";s:2:\"0%\";s:28:\"child_filter_saturate__hover\";s:4:\"100%\";s:36:\"child_filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:23:\"custom_css_member_image\";s:16:\"max-width: none;\";s:16:\"background_color\";s:7:\"#031927\";s:23:\"background_color__hover\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:25:\"background__hover_enabled\";s:8:\"on|hover\";s:23:\"background_enable_color\";s:3:\"off\";s:30:\"background_enable_color__hover\";s:2:\"on\";s:29:\"use_background_color_gradient\";s:2:\"on\";s:31:\"background_color_gradient_stops\";s:31:\"#000000 0%|rgba(0,0,0,0.3) 100%\";s:40:\"background_color_gradient_overlays_image\";s:2:\"on\";s:16:\"box_shadow_color\";s:16:\"rgba(0,0,0,0.15)\";s:23:\"box_shadow_color__hover\";s:7:\"#000000\";s:31:\"box_shadow_color__hover_enabled\";s:8:\"on|hover\";s:10:\"_unique_id\";s:36:\"64b05b03-64fd-47e3-b2e5-4a974d0af1d6\";s:21:\"button_custom_padding\";s:29:\"18px|40px|18px|40px|true|true\";s:16:\"border_width_all\";s:4:\"10px\";s:27:\"form_field_background_color\";s:22:\"rgba(255,255,255,0.24)\";s:15:\"form_field_font\";s:13:\"Inter||||||||\";s:20:\"form_field_font_size\";s:4:\"16px\";s:27:\"form_field_font_size_tablet\";s:4:\"15px\";s:26:\"form_field_font_size_phone\";s:4:\"14px\";s:32:\"form_field_font_size_last_edited\";s:10:\"on|desktop\";s:12:\"percent_sign\";s:3:\"off\";s:11:\"number_font\";s:13:\"Arimo||||||||\";s:16:\"number_font_size\";s:4:\"60px\";s:23:\"number_font_size_tablet\";s:4:\"36px\";s:22:\"number_font_size_phone\";s:4:\"20px\";s:28:\"number_font_size_last_edited\";s:8:\"on|phone\";s:18:\"number_line_height\";s:3:\"1em\";s:25:\"number_line_height_tablet\";s:3:\"3em\";s:24:\"number_line_height_phone\";s:3:\"5em\";s:30:\"number_line_height_last_edited\";s:10:\"on|desktop\";s:23:\"title_text_color__hover\";s:7:\"#FFFFFF\";s:31:\"title_text_color__hover_enabled\";s:10:\"on|desktop\";s:17:\"number_text_color\";s:7:\"#000000\";s:24:\"number_text_color__hover\";s:7:\"#FFFFFF\";s:32:\"number_text_color__hover_enabled\";s:8:\"on|hover\";s:26:\"box_shadow_vertical__hover\";s:4:\"10px\";s:34:\"box_shadow_vertical__hover_enabled\";s:8:\"on|hover\";s:22:\"box_shadow_blur__hover\";s:4:\"60px\";s:30:\"box_shadow_blur__hover_enabled\";s:8:\"on|hover\";s:16:\"border_color_top\";s:41:\"gcid-2bb820f4-8993-4899-8850-c73e9c1e988e\";s:15:\"filter_saturate\";s:2:\"0%\";s:22:\"filter_saturate__hover\";s:4:\"100%\";s:30:\"filter_saturate__hover_enabled\";s:10:\"on|desktop\";s:11:\"use_overlay\";s:2:\"on\";s:10:\"hover_icon\";s:17:\"&#x24;||divi||400\";s:18:\"overlay_icon_color\";s:7:\"#000000\";s:11:\"toggle_font\";s:13:\"Arimo||||||||\";s:16:\"toggle_font_size\";s:4:\"23px\";s:18:\"toggle_line_height\";s:5:\"1.4em\";s:30:\"closed_toggle_background_color\";s:19:\"rgba(147,147,147,0)\";s:28:\"open_toggle_background_color\";s:19:\"rgba(135,135,135,0)\";s:22:\"open_toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:17:\"toggle_text_color\";s:41:\"gcid-53054839-b83d-4ef0-8659-8a010e6148fd\";s:11:\"toggle_icon\";s:17:\"&#x4c;||divi||400\";s:28:\"toggle_font_size_last_edited\";s:10:\"on|desktop\";s:23:\"toggle_font_size_tablet\";s:4:\"15px\";s:22:\"toggle_font_size_phone\";s:4:\"14px\";s:19:\"arrows_custom_color\";s:7:\"#000000\";s:20:\"dot_nav_custom_color\";s:7:\"#000000\";s:36:\"header_text_shadow_horizontal_length\";s:3:\"0em\";s:34:\"header_text_shadow_vertical_length\";s:3:\"0em\";s:32:\"header_text_shadow_blur_strength\";s:3:\"0em\";s:24:\"header_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:15:\"body_text_color\";s:7:\"#666666\";s:22:\"body_text_shadow_style\";s:7:\"preset3\";s:34:\"body_text_shadow_horizontal_length\";s:3:\"0em\";s:32:\"body_text_shadow_vertical_length\";s:3:\"0em\";s:30:\"body_text_shadow_blur_strength\";s:3:\"0em\";s:22:\"body_text_shadow_color\";s:19:\"RGBA(255,255,255,0)\";s:9:\"fullwidth\";s:3:\"off\";s:9:\"show_more\";s:2:\"on\";s:9:\"meta_font\";s:15:\"Arimo|||on|||||\";s:16:\"meta_line_height\";s:4:\"20px\";s:15:\"meta_text_color\";s:41:\"gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3\";s:11:\"show_author\";s:3:\"off\";s:14:\"read_more_font\";s:18:\"Inter|700||on|||||\";s:20:\"read_more_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:15:\"pagination_font\";s:18:\"Inter|700||on|||||\";s:25:\"pagination_letter_spacing\";s:3:\"1px\";s:21:\"pagination_text_color\";s:41:\"gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540\";s:11:\"show_button\";s:3:\"off\";s:17:\"placeholder_color\";s:7:\"#FFFFFF\";s:17:\"header_fullscreen\";s:2:\"on\";s:16:\"scroll_down_icon\";s:5:\"%%6%%\";s:22:\"scroll_down_icon_color\";s:7:\"#ffffff\";s:16:\"title_font_color\";s:7:\"#ffffff\";s:16:\"title_text_color\";s:7:\"#ffffff\";s:17:\"custom_button_one\";s:2:\"on\";s:20:\"button_one_text_size\";s:4:\"18px\";s:27:\"button_one_text_size_tablet\";s:4:\"17px\";s:26:\"button_one_text_size_phone\";s:4:\"14px\";s:32:\"button_one_text_size_last_edited\";s:8:\"on|phone\";s:21:\"button_one_text_color\";s:7:\"#ffffff\";s:19:\"button_one_bg_color\";s:7:\"#0b15c4\";s:23:\"button_one_border_width\";s:3:\"6px\";s:23:\"button_one_border_color\";s:7:\"#0b15c4\";s:15:\"button_one_font\";s:11:\"|600|||||||\";s:21:\"button_one_icon_color\";s:7:\"#ffffff\";s:32:\"button_two_letter_spacing__hover\";s:1:\"0\";s:40:\"button_two_letter_spacing__hover_enabled\";s:2:\"on\";}'),(16413,41,'et_enqueued_post_fonts','a:3:{s:6:\"family\";a:1:{s:12:\"et-gf-barlow\";s:133:\"Barlow:100,100italic,200,200italic,300,300italic,regular,italic,500,500italic,600,600italic,700,700italic,800,800italic,900,900italic\";}s:6:\"subset\";a:2:{i:0;s:5:\"latin\";i:1;s:9:\"latin-ext\";}s:9:\"cache_key\";s:76:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"enable_all_character_sets\":\"false\"}\";}'),(16414,41,'_et_builder_module_features_cache','a:2:{i:0;s:113:\"{\"gph\":\"0\",\"divi\":\"4.27.4\",\"wp\":\"6.8.1\",\"tb\":{\"1921\":\"2025-03-07 19:03:56\",\"433\":\"2025-03-07 18:10:51\"},\"wpe\":[]}\";i:1;a:28:{s:46:\"et_pb_section_1429586b25267dbbf33a5728e7dd7ede\";a:6:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;s:3:\"sti\";b:1;}s:42:\"et_pb_row_354e39a3c84833530872d3bad4869f8d\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_2f9ba1166dae4a0c7762c863405f6207\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_ac00fca732782d0df8e7aec211ccf571\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_e333ee55d1db5eb44e10effee2414b2a\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_menu_3bea2260fcf6aa203175ea9b01a0ff3e\";a:10:{s:4:\"glde\";a:4:{s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:3:\"tra\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_button_5fa914dd84657e75d6a87484215c400b\";a:7:{s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:3:\"but\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_e5796e31e4df7acc5ca3ea0096416b0c\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_3ae0bcae17fe7318c7b9f6a3091b5910\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_38e5d6c22d990d327966c6283c404209\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0c624b8efb593467cc57377dbf13c1e0\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_8c1706810833a8c8d4db4a74b012d72b\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_0b1a3353062d8175a96827a05a92eeeb\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_aaf307763252d494a430460f0f580e6c\";a:3:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_aaf307763252d494a430460f0f580e6c\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_divider_0fd7c32b3ae116fc6c72036e17220688\";a:4:{s:4:\"glde\";a:4:{s:13:\"divider_style\";s:5:\"solid\";s:16:\"divider_position\";s:3:\"top\";s:14:\"divider_weight\";s:1:\"1\";s:6:\"height\";s:1:\"1\";}s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_7206a2fe4e39f93350c474458137727f\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_code_ea352733066889416c12317766a329d0\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_section_1b7ba0279103cff07519052a83b01747\";a:5:{s:5:\"hhere\";b:1;s:5:\"hmire\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:4:\"anim\";b:1;}s:42:\"et_pb_row_5519fbe68143e36932db4c1d9247412b\";a:5:{s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_d7d497c3638b48fc0702d57847973c52\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:44:\"et_pb_image_32bf2e8e47ceb1348db0f00a8e1a13e5\";a:7:{s:5:\"hmire\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:45:\"et_pb_column_aed4385319c2d4029ce9bc99c008d2a0\";a:3:{s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_0954a1811da39d161ff3d1fb0ca039fe\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_2a9198c8724b0ade81fd5b0b06cbcb9b\";a:9:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:46:\"et_pb_heading_2f19637ded79f91eeb91e976c3528663\";a:7:{s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"cuma\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:5:\"mapac\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_text_02abf83367872ce56d603ea34ec501d0\";a:7:{s:4:\"glde\";a:10:{s:14:\"text_font_size\";s:2:\"14\";s:19:\"text_letter_spacing\";s:3:\"0px\";s:16:\"text_line_height\";s:5:\"1.7em\";s:16:\"header_font_size\";s:4:\"30px\";s:21:\"header_letter_spacing\";s:3:\"0px\";s:18:\"header_line_height\";s:3:\"1em\";s:15:\"background_size\";s:5:\"cover\";s:19:\"background_position\";s:6:\"center\";s:17:\"background_repeat\";s:9:\"no-repeat\";s:16:\"background_blend\";s:6:\"normal\";}s:4:\"foop\";b:1;s:4:\"tesh\";b:1;s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}s:43:\"et_pb_icon_5c4ff517fdf2dac98b0d1aa598c7de07\";a:4:{s:4:\"mawi\";b:1;s:4:\"bosh\";b:1;s:3:\"pos\";b:1;s:4:\"anim\";b:1;}}}'),(16415,128,'_et_dynamic_cached_shortcodes','a:0:{}');

--
-- Table structure for table `wp_posts`
--

CREATE TABLE `wp_posts` (
  `ID` bigint unsigned NOT NULL AUTO_INCREMENT,
  `post_author` bigint unsigned NOT NULL DEFAULT '0',
  `post_date` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `post_date_gmt` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `post_content` longtext CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL,
  `post_title` text CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL,
  `post_excerpt` text CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL,
  `post_status` varchar(20) CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT 'publish',
  `comment_status` varchar(20) CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT 'open',
  `ping_status` varchar(20) CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT 'open',
  `post_password` varchar(255) CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT '',
  `post_name` varchar(200) CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT '',
  `to_ping` text CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL,
  `pinged` text CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL,
  `post_modified` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `post_modified_gmt` datetime NOT NULL DEFAULT '0000-00-00 00:00:00',
  `post_content_filtered` longtext CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL,
  `post_parent` bigint unsigned NOT NULL DEFAULT '0',
  `guid` varchar(255) CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT '',
  `menu_order` int NOT NULL DEFAULT '0',
  `post_type` varchar(20) CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT 'post',
  `post_mime_type` varchar(100) CHARACTER SET utf8mb4 COLLATE utf8mb4_unicode_520_ci NOT NULL DEFAULT '',
  `comment_count` bigint NOT NULL DEFAULT '0',
  PRIMARY KEY (`ID`),
  KEY `post_name` (`post_name`(191)),
  KEY `type_status_date` (`post_type`,`post_status`,`post_date`,`ID`),
  KEY `post_parent` (`post_parent`),
  KEY `post_author` (`post_author`)
) ENGINE=InnoDB AUTO_INCREMENT=2751 DEFAULT CHARSET=utf8mb4 COLLATE=utf8mb4_unicode_520_ci;

--
-- Dumping data for table `wp_posts`
--

INSERT INTO `wp_posts` VALUES (4,0,'2024-11-20 23:11:33','2024-11-20 23:11:33','<!-- wp:page-list /-->','Navigation','','publish','closed','closed','','navigation','','','2024-11-20 23:11:33','2024-11-20 23:11:33','',0,'http://40.82.160.109/index.php/2024/11/20/navigation/',0,'wp_navigation','',0),(7,1,'2024-11-21 22:21:29','2024-11-21 22:21:29','{\"version\": 3, \"isGlobalStylesUserThemeJSON\": true }','Custom Styles','','publish','closed','closed','','wp-global-styles-twentytwentyfive','','','2024-11-21 22:21:29','2024-11-21 22:21:29','',0,'http://40.82.160.109/index.php/2024/11/21/wp-global-styles-twentytwentyfive/',0,'wp_global_styles','',0),(15,1,'2024-11-25 22:02:50','2024-11-25 22:02:50','{\"version\": 3, \"isGlobalStylesUserThemeJSON\": true }','Custom Styles','','publish','closed','closed','','wp-global-styles-divi','','','2024-11-25 22:02:50','2024-11-25 22:02:50','',0,'https://www.staging.cembenchmarking.com/index.php/2024/11/25/wp-global-styles-divi/',0,'wp_global_styles','',0),(16,1,'2024-11-26 18:13:07','2024-11-26 18:13:07','[et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Header\" _builder_version=\"4.27.4\" _module_preset=\"d7438e4b-3063-4f7e-ba3d-f8e925610f84\" background_enable_color=\"off\" background_color_gradient_stops=\"rgba(11,36,73,0.8) 29vmin|rgba(9,47,76,0.69) 99vmin\" background_color_gradient_unit=\"vmin\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/section2.jpg\" background_position=\"top_center\" background_vertical_offset=\"25%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"600px\" height_tablet=\"580px\" height_phone=\"686px\" height_last_edited=\"on|desktop\" max_height=\"764px\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||-170px||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"||||false|false\" custom_padding_tablet=\"20vw||0px||false|false\" custom_padding_phone=\"20vw||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"0d4a2a1c-41c0-4e30-a126-b1457540a912\" custom_margin=\"50px||50px||true|false\" custom_margin_tablet=\"-100px||||false|false\" custom_margin_phone=\"-35px||||false|false\" custom_margin_last_edited=\"on|desktop\" hover_enabled=\"0\" global_colors_info=\"{}\" min_height_last_edited=\"on|desktop\" sticky_enabled=\"0\" custom_padding=\"||||true|false\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Helping funds manage costs and optimize performance\" _builder_version=\"4.27.4\" _module_preset=\"42e81ed7-b804-43ac-a3f4-f8dca9c95eb7\" title_font=\"--et_global_heading_font|--et_global_heading_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"#FFFFFF\" title_font_size=\"52px\" width=\"49%\" width_tablet=\"49%\" width_phone=\"92%\" width_last_edited=\"on|phone\" max_width=\"1080px\" module_alignment=\"center\" custom_margin=\"||||false|false\" custom_padding=\"||||false|false\" hover_enabled=\"0\" title_font_size_phone=\"32px\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"20px\" text_line_height=\"1.4em\" text_orientation=\"center\" width=\"57%\" width_tablet=\"57%\" width_phone=\"92%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"||66px||false|false\" hover_enabled=\"0\" text_font_size_tablet=\"16px\" text_font_size_phone=\"17px\" text_font_size_last_edited=\"on|tablet\" text_line_height_tablet=\"1.4em\" text_line_height_phone=\"1.4em\" text_line_height_last_edited=\"on|desktop\" text_text_shadow_style=\"preset3\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>CEM works with over 400 fund sponsors worldwide. We provide our clients with objective, actionable benchmarking insight into how to maximize value for money in investments and pension administration.</p>[/et_pb_text][et_pb_button button_url=\"#Services\" button_text=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_text_size__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_color__hover_enabled=\"on|hover\" button_border_radius__hover_enabled=\"on|hover\" button_border_radius__hover=\"3px\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-25px||||false|false\" custom_padding_tablet=\"\" custom_padding_phone=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Countries\" number=\"25\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Trillion Participating Assets\" number=\"15\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Million Members\" number=\"80\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_number_counter title=\"Years of History\" number=\"33\" percent_sign=\"off\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_font=\"|--et_global_body_font_weight|||||||\" number_font=\"|300|||||||\" global_colors_info=\"{}\"][/et_pb_number_counter][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"102%\" width_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px|0px|-20px|0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"|0px||0px|false|false\" module_alignment_tablet=\"\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/worldmap.png\" alt=\"At CEM, we work with funds all over the world\" title_text=\"CEM client overview\" align=\"center\" align_tablet=\"center\" align_phone=\"center\" align_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"88%\" width_tablet=\"88%\" width_phone=\"100%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin_tablet=\"\" custom_margin_phone=\"|0px||0px|false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px|0px|0px|0px|false|false\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|phone\" admin_label=\"Feature\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"-15px||||false|false\" custom_margin_phone=\"-30px||||false|false\" custom_margin_last_edited=\"on|tablet\" custom_padding=\"17px||||false|false\" custom_padding_tablet=\"17px||||false|false\" custom_padding_phone=\"35px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" module_id=\"Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" locked=\"off\" global_colors_info=\"{}\" button_text_color__hover=\"rgba(237,174,73,0.53)\" button_text_color__hover_enabled=\"on|hover\" button_icon_color__hover=\"#bababa\" button_icon_color__hover_enabled=\"on|desktop\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\"][et_pb_column type=\"1_3\" _builder_version=\"4.22.0\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Services\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_font_size=\"48px\" custom_margin_tablet=\"\" custom_margin_phone=\"-30px||25px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#0c0c0c\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"]<p>As a leading data and insights firm we provide a range of services to help funds develop effective investment and pension administration strategies. Get more details about our unique offerings by clicking the \'Learn more\' buttons.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<h4><a href=\"/investment-benchmarking\">Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Defined Benefit Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/investment-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"||||false|false\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/pension-administration\">Pension Administration Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Administrators of Defined Benefit<br /></span><span>and Defined Contribution Funds</span><span></span></p>\n<p>&nbsp;</p>[/et_pb_text][et_pb_button button_url=\"/pension-administration-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"56px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" max_width=\"1800px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||5px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/defined-contribution\">Defined Contribution Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" locked=\"off\" global_colors_info=\"{}\"]<p><span>U.S. Corporate and Public Defined Contribution Plans, 401(k), 403(b), 457, and other</span></p>[/et_pb_text][et_pb_button button_url=\"/defined-contribution-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"92px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/global-leaders-investment\">Global Leaders Investment Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<p><span>Large funds with complex investment programs</p>\n<p></span></p>\n<p><span></span></p>[/et_pb_text][et_pb_button button_url=\"/global-leaders-investment\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"65px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"rgba(0,39,102,0.9)\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#002766 0%|rgba(0,39,102,0.13) 67%\" custom_padding=\"30px|30px|30px|30px|true|true\" border_radii=\"on|15px|15px|15px|15px\" border_color_all=\"rgba(0,0,0,0.12)\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"ee17f347-3088-4433-8b1d-a500323229d4\" header_text_color=\"#F0F0F0\" header_3_text_color=\"#F0F0F0\" header_4_font=\"|600|||||||\" header_4_text_color=\"#F0F0F0\" header_4_font_size=\"21px\" header_5_text_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"||5px||false|false\" custom_margin_last_edited=\"on|phone\" header_4_font_size_tablet=\"21px\" header_4_font_size_phone=\"19px\" header_4_font_size_last_edited=\"on|desktop\" locked=\"off\" global_colors_info=\"{}\"]<h4><a href=\"/transparency-benchmarking\">Transparency Benchmarking</a></h4>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"2892f928-2db5-4612-8ab9-3f06f5d06872\" text_text_color=\"#F0F0F0\" custom_margin=\"||26px|||\" custom_margin_tablet=\"\" custom_margin_phone=\"||-5px||false|false\" custom_margin_last_edited=\"on|phone\" locked=\"off\" global_colors_info=\"{}\"]<ul class=\"service-list\">\n<li>Pension Funds</li>\n<li>Sovereign Wealth Funds</li>\n<li>Other long-term asset<br />owners</li>\n</ul>[/et_pb_text][et_pb_button button_url=\"/transparency-benchmarking\" button_text=\"Learn more\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_color=\"gcid-heading-color\" button_bg_color=\"#ffffff\" button_border_radius=\"3px\" button_font=\"--et_global_body_font||||||||\" background_layout=\"light\" custom_margin=\"||||false|false\" custom_padding=\"2px|15px|2px|15px|true|true\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{%22gcid-heading-color%22:%91%22button_text_color%22%93}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#EDAE49\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Why-CEM.png\" background_size=\"contain\" background_position=\"top_right\" background_horizontal_offset=\"-13%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"690px\" height_tablet=\"650px\" height_phone=\"850px\" height_last_edited=\"on|phone\" max_height=\"870px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"0px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"35px||||false|false\" custom_padding_tablet=\"35px||||false|false\" custom_padding_phone=\"20px||20px||false|false\" background_last_edited=\"on|desktop\" background_enable_image_tablet=\"off\" background_enable_image_phone=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding_tablet=\"\" custom_padding_phone=\"||10px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_font_size=\"48px\" custom_padding=\"||0px||false|false\" title_text_align_tablet=\"center\" title_text_align_phone=\"left\" title_text_align_last_edited=\"on|desktop\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|desktop\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: left;\"><strong>Unique Global Databases<br /></strong>We have been collecting detailed cost and performance data from the world’s top<br />pension and sovereign wealth funds for over 25 years.</p>\n<p style=\"text-align: left;\"><strong>Comprehensive Analysis and Reporting<br /></strong>Our reports and insights provide actionable insights and are used strategically as<br />well as to help meet fiduciary responsibilities.</p>\n<p style=\"text-align: left;\"><strong>Knowledge Sharing<br /></strong>We work closely with hundreds of expert pension practitioners worldwide and are<br />in a unique position to capture and share this expertise amongst our clients.</p>\n<p style=\"text-align: left;\"><strong>Independent and Objective<br /></strong>Benchmarking pension and sovereign wealth funds is all we do. We do not<br />manage assets.</p>\n<p style=\"text-align: left;\"><strong>Confidentiality<br /></strong>The information that CEM collects is sensitive. We are very careful about how we<br />handle it. We do not disclose individual fund data or results to third parties.</p>[/et_pb_text][et_pb_button button_url=\"/demo-request/\" button_text=\"Request a Demo\" button_alignment=\"left\" disabled_on=\"off|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" locked=\"off\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\" button_border_radius__hover_enabled=\"on|hover\" button_border_radius__hover=\"3px\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" disabled_on=\"on|off|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin_tablet=\"\" custom_margin_phone=\"250px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font=\"|--et_global_body_font_weight|||||||\" title_text_align=\"center\" title_text_color=\"gcid-heading-color\" title_font_size=\"48px\" custom_margin=\"-25px||||false|false\" custom_margin_tablet=\"-25px||||false|false\" custom_margin_phone=\"-37px||-3px||false|false\" custom_margin_last_edited=\"on|phone\" title_font_size_tablet=\"48px\" title_font_size_phone=\"32px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" make_equal=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"58%\" width_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"1000px\" height_last_edited=\"on|phone\" max_height_tablet=\"\" max_height_phone=\"\" max_height_last_edited=\"on|phone\" custom_margin_tablet=\"\" custom_margin_phone=\"-20px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Rashay-sq.png\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" width=\"55%\" module_alignment=\"right\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Rashay Jethalal</h4>\n<p>CEO</p>[/et_pb_team_member][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_team_member image_url=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Mike-Heale.jpg\" _builder_version=\"4.27.4\" _module_preset=\"default\" header_text_align=\"center\" header_font_size=\"17px\" body_text_align=\"center\" body_font_size=\"15px\" background_color=\"#f4f4f4\" positioning=\"absolute\" position_origin_a_tablet=\"\" position_origin_a_phone=\"\" position_origin_a_last_edited=\"on|desktop\" position_origin_f_tablet=\"\" position_origin_f_phone=\"\" position_origin_f_last_edited=\"on|desktop\" position_origin_r_tablet=\"\" position_origin_r_phone=\"\" position_origin_r_last_edited=\"on|desktop\" width=\"55%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height_tablet=\"\" height_phone=\"340px\" height_last_edited=\"on|phone\" custom_margin=\"0px||||false|false\" custom_padding=\"54px|40px|40px|40px|false|false\" link_option_url=\"/team\" positioning_tablet=\"absolute\" positioning_phone=\"absolute\" positioning_last_edited=\"on|desktop\" border_radii=\"on|12px|12px|12px|12px\" border_color_all=\"#001E66\" border_radii_image=\"on|100%|100%|100%|100%\" box_shadow_style=\"preset1\" box_shadow_blur=\"19px\" box_shadow_spread=\"-5px\" global_colors_info=\"{}\" width__hover_enabled=\"on|desktop\" width__hover=\"51%\"]<h4></h4>\n<h4></h4>\n<h4></h4>\n<h4>Mike Heale</h4>\n<p>Global Business Development</p>[/et_pb_team_member][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"-235px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_button button_url=\"/team\" button_text=\"Meet our team\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_border_radius=\"3px\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"off|desktop\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\" button_text_size__hover_enabled=\"on|hover\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section]','Home page','','publish','closed','closed','','home-page','','','2025-04-09 21:30:52','2025-04-09 21:30:52','',0,'https://www.staging.cembenchmarking.com/?page_id=16',0,'page','',0),(17,1,'2024-11-26 18:13:07','2024-11-26 18:13:07','<!-- wp:divi/placeholder /-->','Home page','','inherit','closed','closed','','16-revision-v1','','','2024-11-26 18:13:07','2024-11-26 18:13:07','',16,'https://www.staging.cembenchmarking.com/?p=17',0,'revision','',0),(18,1,'2024-11-26 18:13:29','2024-11-26 18:13:29','<!-- wp:divi/placeholder /-->','Home page','','inherit','closed','closed','','16-revision-v1','','','2024-11-26 18:13:29','2024-11-26 18:13:29','',16,'https://www.staging.cembenchmarking.com/?p=18',0,'revision','',0),(21,1,'2024-11-26 18:16:27','2024-11-26 18:16:27','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/insights-cover-med.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Research Insights\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" custom_padding_last_edited=\"on|desktop\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\"><header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Original research from CEM Benchmarking</p>\n</div>\n</div>\n</div>\n</div>\n</header>\n<div class=\"theme-corporate\">\n<section id=\"about\" class=\"about bg-gray\">\n<div class=\"container\">\n<div class=\"tabs-container\">\n<ul class=\"nav nav-tabs\"></ul>\n</div>\n</div>\n</section>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"Blog\" _builder_version=\"4.25.2\" _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"70%\" module_alignment=\"center\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.25.2\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_blog posts_number=\"6\" include_categories=\"18\" meta_date=\"F, Y\" show_thumbnail=\"off\" excerpt_length=\"160\" show_categories=\"off\" masonry_tile_background_color=\"#1a3166\" _builder_version=\"4.27.4\" _module_preset=\"2271cd61-5178-4a69-b99b-d5b141fae391\" header_level=\"h3\" header_font=\"Barlow||||||||\" header_text_align=\"left\" header_text_color=\"#ffffff\" header_font_size=\"19px\" header_line_height=\"127%\" body_font=\"Barlow||||||||\" body_text_align=\"left\" body_text_color=\"#ffffff\" body_font_size=\"15px\" body_line_height=\"1.2em\" meta_font=\"Barlow|700||on|||||\" meta_text_color=\"#F0F0F0\" meta_font_size=\"11px\" read_more_font=\"Barlow|700||||on|||\" read_more_text_color=\"#F0F0F0\" read_more_font_size=\"15px\" read_more_line_height=\"1.6em\" pagination_font=\"Barlow|600|||||||\" pagination_text_color=\"gcid-779a3d53-700b-4950-9fae-611323b51b16\" pagination_font_size=\"20px\" text_orientation=\"left\" hover_enabled=\"0\" custom_css_main_element=\"/* Set the height of each blog post to 200px */||.et_pb_post {||  height: 330px;||  overflow: hidden; /* Ensures content doesn\'t overflow the set height */||}\" border_radii=\"on|14px|14px|14px|14px\" global_colors_info=\"{%22gcid-b70c6ec4-3d09-43b5-80df-154e6e990bf3%22:%91%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22,%22meta_text_color%22%93,%22gcid-2ebbc52c-9ee6-4712-a077-fcaec9b98540%22:%91%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22,%22read_more_text_color%22%93,%22gcid-779a3d53-700b-4950-9fae-611323b51b16%22:%91%22pagination_text_color%22%93}\" read_more_font_size__hover_enabled=\"on|desktop\" read_more_font_size__hover=\"15px\" read_more_text_color__hover_enabled=\"on|hover\" read_more_text_color__hover=\"#a3a3a3\" background__hover_enabled=\"on|desktop\" masonry_tile_background_color__hover_enabled=\"on|desktop\" header_text_color__hover_enabled=\"on|desktop\" header_text_color__hover=\"#adadad\" pagination_text_color__hover_enabled=\"on|hover\" pagination_text_color__hover=\"#AAAAAA\" masonry_tile_background_color__hover=\"#1a3166\" sticky_enabled=\"0\" read_more_font_size_last_edited=\"on|desktop\" read_more_font_size_tablet=\"18px\" header_text_color_last_edited=\"on|phone\" read_more_font_size_phone=\"19px\" header_text_color_tablet=\"#ffffff\" header_text_color_phone=\"#ffffff\"][/et_pb_blog][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Research','','publish','closed','closed','','research','','','2025-01-16 21:44:56','2025-01-16 21:44:56','',0,'https://www.staging.cembenchmarking.com/?page_id=21',0,'page','',0),(22,1,'2024-11-26 18:17:39','2024-11-26 18:17:39','<!-- wp:divi/placeholder -->\n[et_pb_section admin_label=\"section\"]\n			[et_pb_row admin_label=\"row\"]\n				[et_pb_column type=\"4_4\"][et_pb_text admin_label=\"Text\"]<!-- divi:paragraph -->\n<p>Currently hosted on a different domain through HubSpot. To be changed... eventually.</p>\n<!-- /divi:paragraph -->[/et_pb_text][/et_pb_column]\n			[/et_pb_row]\n		[/et_pb_section]\n<!-- /wp:divi/placeholder -->','Peer Intelligence','','publish','closed','closed','','peer-intelligence','','','2025-01-16 21:44:17','2025-01-16 21:44:17','',0,'https://www.staging.cembenchmarking.com/?page_id=22',0,'page','',0),(25,1,'2024-11-26 18:29:24','2024-11-26 18:29:24','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,31,58,0.94) 0%|rgba(0,26,76,0.68) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/ibs-final-med-1.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|phone\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"50px||50px||true|false\" custom_padding_tablet=\"50px||50px||true|false\" custom_padding_phone=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Investment Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"24px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" background_color=\"#f5f8f9\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][lwp_divi_breadcrumbs home_text=\"Services\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" use_custom_home_link=\"on\" home_link=\"/#Services\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" _builder_version=\"4.27.4\" _module_preset=\"default\" module_text_color=\"#bababa\" text_orientation=\"left\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\">This year, your CEM Benchmarking report will come with a free, interactive, online tool!</span></p>\n<p>Compare your cost, performance and risk against peers and two (or more) universes of local and global pension funds and sovereign wealth funds. Get instant answers, download data and use it on the go!</p>\n<p>Supported by the CEM Database with cost and performance data from more than 400 active participating pension plan sponsors having more than $10 trillion assets under management.</p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\" button_border_radius__hover_enabled=\"on|hover\" button_border_radius__hover=\"3px\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|desktop\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row custom_padding_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"15px||||false|false\" custom_padding=\"0px||45px||false|false\" custom_padding_tablet=\"0px||45px||false|false\" custom_padding_phone=\"0px||45px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Value for Money to Stakeholders</h4>\n<p><span class=\"benefit-paragraph\"> Demonstrate to your Board and key stakeholders that your investment costs and staffing levels are reasonable. Clients often cite our benchmarking results in their annual reports. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Plan for Change and Growth</h4>\n<p><span class=\"benefit-paragraph\"> How much will it cost and how many FTE will you need to move into a new asset class or implementation style? How will costs and FTE change as you grow? </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce Costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with managers and custodians. Others have used our reports and research to migrate to a more effective cost structure by changing implementation styles. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy in from your stakeholders to make changes to your investment programs. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left; align-content: initial;\">\n<h4 class=\" benefits-subheading\">Setting Performance Targets</h4>\n<p><span class=\"benefit-paragraph\"> What is top quartile value added by asset class? Which asset classes are the most and least efficient? </span></p>\n</div>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" align=\"center\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" custom_padding=\"20px||15px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our methodology and rigorous data cleaning by our team of analysts ensure like-for-like comparisons of costs, risk and performance</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from CEM analysis and research helps you to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs and FTE to a peer group customize for you and your country universe.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique global investment database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"19px||2px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-heading-color\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" global_colors_info=\"{%22gcid-heading-color%22:%91%22text_text_color%22%93}\"]<p>400 funds, $10 trillion assets, 27 year history</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"65%\" width_tablet=\"65%\" width_phone=\"95%\" width_last_edited=\"on|phone\" module_alignment=\"center\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DB-table.png\" title_text=\"DB-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" width_tablet=\"100%\" width_phone=\"100%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"60px||60px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"The Service Includes Annual Research\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px|||||\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Real Estate Performance By Implementation Style</li>\n<li>Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2016</li>\n<li>Transaction Costs Amongst Large Asset Owners</li>\n<li>Asset Allocation, Cost of Investing and Performance of European DB Pension Funds: The Impact of Real Estate</li>\n<li>Hedge Fund Reality Check 2018</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>The Time Has Come For Standardized Total Cost Disclosure For Private Equity</li>\n<li>Asset Allocation and Fund Performance of Defined Benefit Pension Funds in the United States, 1998-2014</li>\n<li>Hedge Fund Reality Check</li>\n<li>Comparing Pension Plan Operating Costs: Correcting the Fraser Institute\'s Faulty Analysis and Conclusions</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Investment Benchmarking','Demonstrate to your board and key stakeholders that your investment costs and staffing levels are reasonable with CEM investment benchmarking','publish','closed','closed','','investment-benchmarking','','','2025-01-30 15:25:42','2025-01-30 15:25:42','',0,'https://www.staging.cembenchmarking.com/?page_id=25',0,'page','',0),(27,1,'2024-11-26 18:29:53','2024-11-26 18:29:53','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,42,94,0.93) 0%|rgba(28,51,89,0.82) 63%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/magnifying_analytics.jpg\" background_position=\"top_center\" background_vertical_offset=\"17%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"21px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Pension Administration Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"70%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" theme_builder_area=\"post_content\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][lwp_divi_breadcrumbs _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" use_custom_home_link=\"on\" home_text=\"Services\" home_link=\"/#Services\" custom_margin=\"5px||||false|false\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" text_orientation=\"left\" module_text_color=\"#bababa\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" title_text_align_phone=\"left\" title_text_align_last_edited=\"off|desktop\" title_font_size_tablet=\"29px\" title_font_size_phone=\"29px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text content_tablet=\"<p><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Save Time by Learning from your Peers</h4>\n<p><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_phone=\"<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22 style=%22text-align: center;%22>Save Time by Learning from your Peers</h4>\n<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"benefit-paragraph\"> </span></p>\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"col-md-5\" id=\"slide-right\">\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=\"benefit-paragraph\"> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Improve Member and Employer Service</h4>\n<p><span class=\"benefit-paragraph\"> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Optimize Costs and Staffing Levels</h4>\n<p><span class=\"benefit-paragraph\"> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Make Better Decisions</h4>\n<p><span class=\"benefit-paragraph\"> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Save Time by Learning from your Peers</h4>\n<p><span class=\"benefit-paragraph\">Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/growth-tree2.jpg\" title_text=\"growth-tree2\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||195px|||\" filter_opacity=\"51%\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"10px||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>The service metrics and the activity cost and staffing model have been developed over 20 years based on client input into what they find useful and important.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from your report, global conference and best practice research can be used to improve your service, how you do things and optimize your staffing level and costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your service levels, costs, volumes and staffing levels in total and by pension activity to a peer group customized for you and the global universe.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"|0px|0px||false|false\" custom_padding=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Share ideas at the global peer conference and via the online peer intelligence network. Learn from annual best practice research into areas such as social media, going paperless and client experience surveying.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique Global Pension Administration Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#41a09a\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" global_colors_info=\"{}\"]<p>77 administrators, 50 million members, 2 million employers</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/PABS_Value_Analysis.png\" title_text=\"PABS_Value_Analysis\" _builder_version=\"4.27.4\" _module_preset=\"default\" width_tablet=\"\" width_phone=\"\" width_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"60px||60px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"The Service Includes Annual Research\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||||false|false\" custom_padding=\"0px||30px||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Cybersecurity - Preventing Financial Fraud</li>\n<li>Economies of Scale in Pension Administration</li>\n<li>Social Media - What are your peers doing?</li>\n<li>Social Media - Case studies</li>\n<li>Call center best practices</li>\n<li>Employer service</li>\n<li>IT modernization: Agile implementation case study</li>\n<li>IT modernization: Portfolio, program and project management</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>IT modernization: Change leadership and change management</li>\n<li>Pension communication ideas and best practices</li>\n<li>Dashboards</li>\n<li>Telecommuting</li>\n<li>Mobile apps</li>\n<li>Satisfaction surveying</li>\n<li>Increasing online adoption</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Pension Administration Benchmarking','','publish','closed','closed','','pension-administration-benchmarking','','','2025-01-30 15:28:16','2025-01-30 15:28:16','',0,'https://www.staging.cembenchmarking.com/?page_id=27',0,'page','',0),(28,1,'2024-11-26 18:30:29','2024-11-26 18:30:29','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"#00203a 0%|rgba(0,40,73,0.82) 50%|rgba(0, 40, 73, 0.82) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Cover.png\" background_position=\"top_left\" background_vertical_offset=\"17%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"20px||||false|false\" custom_margin_tablet=\"20px||||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Defined Contribution Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"84%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Measure • Compare • Learn • Improve • Validate</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][lwp_divi_breadcrumbs home_text=\"Services\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" use_custom_home_link=\"on\" home_link=\"/#Services\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" _builder_version=\"4.27.4\" _module_preset=\"default\" module_text_color=\"#bababa\" text_orientation=\"left\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Introducing CEM Dashboard for DC Plans\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>We are introducing CEM Dashboard, a new interactive, fee and performance tool for fiduciaries and plan sponsors of Defined Contribution plans.</p>\n<p>With the Dashboard, each of your investment options is compared to your custom peer-group for fees, and our diverse and large universe of participants for performance.</p>\n<p>Find fee and performance review metrics all in one page with factors adjusted where needed. Dive deeper into target date fund and glide paths, and your administrative and participant expenses. Want to find out more?</p>[/et_pb_text][et_pb_button button_url=\"/dashboard-request\" button_text=\"Request a Demo\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<iframe width=\"560\" height=\"315\" src=\"https://www.youtube.com/embed/Xlj49aNpIOQ?autoplay=1&mute=1\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen></iframe>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/Why-CEM.png\" background_size=\"contain\" background_position=\"center_right\" background_horizontal_offset=\"0%\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How our clients use our service:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||15px||false|false\" custom_margin_tablet=\"||15px||false|false\" custom_margin_phone=\"||15px||false|false\" custom_margin_last_edited=\"on|desktop\" title_text_align_phone=\"left\" title_text_align_last_edited=\"off|desktop\" title_font_size_tablet=\"29px\" title_font_size_phone=\"29px\" title_font_size_last_edited=\"on|phone\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text content_tablet=\"<p><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22>Save Time by Learning from your Peers</h4>\n<p><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_phone=\"<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22> </span></p>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22col-md-5%22 id=%22slide-right%22>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22benefits-subheading%22>Demonstrate Value for Money to your Stakeholders</h4>\n<p><span class=%22benefit-paragraph%22> Demonstrate to your Board and key stakeholders that your pension administration costs, staffing levels and the service you provide members are reasonable and providing value. Clients often cite their service score and cost benchmarking results in their annual reports. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Improve Member and Employer Service</h4>\n<p><span class=%22benefit-paragraph%22> Many clients realize substantial improvements in their service scores over multi-year periods by targeting new improvements each year. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Optimize Costs and Staffing Levels</h4>\n<p><span class=%22benefit-paragraph%22> Several clients have used their analysis to support their business case for increased budgets or staffing levels. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left; text-align: center;%22>\n<h4 class=%22 benefits-subheading%22>Make Better Decisions</h4>\n<p><span class=%22benefit-paragraph%22> Leverage global industry expertise by connecting with like-minded peers. </span></p>\n</div>\n<div class=%22row%22 style=%22margin-bottom: 30px; justify-content: left;%22>\n<h4 class=%22 benefits-subheading%22 style=%22text-align: center;%22>Save Time by Learning from your Peers</h4>\n<p style=%22text-align: center;%22><span class=%22benefit-paragraph%22>Use the best practice research, the CEM peer network and the annual conference to jump start your initiatives. </span></p>\n</div>\n</div>\n</div>\" content_last_edited=\"on|desktop\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\"benefits-subheading\">Demonstrate Fiduciary Level Review of Costs</h4>\n<p><span class=\"benefit-paragraph\"> Our clients view their CEM benchmarking analysis as the best tool available for ensuring that an appropriate high-level fiduciary review is done and documented. The analysis takes key cost drivers into account, it includes detailed cost, performance and risk comparisons, and it is based on carefully scrutinized and cleaned input data to ensure valid conclusions. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Target Date Fund Analysis</h4>\n<p><span class=\"benefit-paragraph\"> CEM has the definitive analysis on target date funds. In particular, costs because we adjust for asset mix and indexing differences. Given how important target date funds have become in DC plans, this alone is why some clients buy our report. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Manage and Reduce costs</h4>\n<p><span class=\"benefit-paragraph\"> Many have successfully negotiated lower fees and costs with external managers and recordkeepers. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Support for Changes to Plan Design and Investment Programs</h4>\n<p><span class=\"benefit-paragraph\"> Our report provides external validation of what others are doing, which can be invaluable when trying to get buy-in from your stakeholders to make changes to your investment programs and plan design. </span></p>\n</div>\n<div class=\"row\" style=\"margin-bottom: 30px; justify-content: left;\">\n<h4 class=\" benefits-subheading\">Demonstrate ongoing monitoring of your Investment Options</h4>\n<p><span class=\"benefit-paragraph\"> Research insights are a big part of CEM’s value proposition. We regularly produce research insights. Leverage our global industry expertise to find out what others are doing.</span></p>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How It Works\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" custom_padding=\"2px|||||\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Measure\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"]<p>Our analysts and our methodology ensure like-for-like comparisons of costs, risk and performance.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"8px|||||\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Improve\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Insights gained from your report and from our research can be used to optimize your performance and manage your costs.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works.png\" title_text=\"how it works\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Compare\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>You get a comprehensive benchmarking report that compares your returns, value added, risk, costs to a custom peer group and the global universe for your entire DC plan as well as by each investment option. The report is a documentation of your review process and fulfillment of your fiduciary responsibilities.</p>[/et_pb_text][et_pb_divider _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||3px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_divider][et_pb_heading title=\"Learn\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"26px\" background_color=\"RGBA(255,255,255,0)\" custom_margin=\"||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" locked=\"off\" global_colors_info=\"{}\"]<p>Understand where and why you are different from your peers. Benefit from our experience and research through a personal presentation and discussion of your results.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#fffdf9\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Unique U.S. Defined Contribution Database\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"55%\" width_tablet=\"55%\" width_phone=\"98%\" width_last_edited=\"on|desktop\" module_alignment=\"center\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/DC-table.png\" title_text=\"DC-table\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section]','Defined Contribution Benchmarking','','publish','closed','closed','','defined-contribution-benchmarking','','','2025-01-24 22:11:44','2025-01-24 22:11:44','',0,'https://www.staging.cembenchmarking.com/?page_id=28',0,'page','',0),(29,1,'2024-11-26 18:53:25','2024-11-26 18:53:25','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(5,40,63,0.84) 0%|rgba(0,49,68,0.7) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/global-cover-med.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"21px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Global Leaders Investment Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"70%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">For large funds with complex investment programs</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\" locked=\"off\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" sticky_enabled=\"0\"][et_pb_column _builder_version=\"4.27.4\" _module_preset=\"default\" type=\"4_4\" theme_builder_area=\"post_content\"][lwp_divi_breadcrumbs _builder_version=\"4.27.4\" _module_preset=\"default\" theme_builder_area=\"post_content\" hover_enabled=\"0\" sticky_enabled=\"0\" use_custom_home_link=\"on\" home_text=\"Services\" home_link=\"/#Services\" custom_margin=\"5px||||false|false\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" text_orientation=\"left\" module_text_color=\"#bababa\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#FFFFFF\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Key Global Leader Service Components\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"12px||27px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/diagram.png\" title_text=\"diagram\" _builder_version=\"4.27.4\" _module_preset=\"default\" animation_style=\"slide\" animation_direction=\"left\" animation_duration=\"1400ms\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px|||\" animation_style=\"slide\" animation_direction=\"right\" animation_duration=\"1350ms\" global_colors_info=\"{}\"]<p><strong>Comprehensive Benchmarking Report</p>\n<p></strong></p>\n<ul>\n<li>Multi-year analysis of costs, performance, risk, and staffing levels using standardized metrics and directly comparable benchmarks</li>\n<li>Comparisons to a custom peer group that we select in consultation with you, and to country and global universes</li>\n<li>Benefit from our experience and research through a personal presentation and discussion of your results</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||0px||false|false\" custom_padding=\"||0px|||\" animation_style=\"slide\" animation_direction=\"right\" animation_duration=\"1350ms\" global_colors_info=\"{}\"]<p><strong>Global Leaders Research</strong></p>\n<p>Original research on:</p>\n<ul>\n<li>Organization design and staffing levels</li>\n<li>Functions such as risk, operations, and liquidity management</li>\n<li>Benchmarks</li>\n<li>Performance and cost drivers</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" animation_style=\"slide\" animation_direction=\"right\" animation_duration=\"1350ms\" global_colors_info=\"{}\"]<p><strong>Annual Global Leaders Conference</p>\n<p></strong></p>\n<ul>\n<li>Network with leading global funds</li>\n<li>Review research, discuss topics of interest</li>\n<li>Provide input on CEM metrics, analysis, reporting, and future research studies</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/benefits-section-final.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"15px||13px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Global Leader Research Program\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" custom_margin=\"||7px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_orientation=\"center\" custom_margin=\"||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p>Past topics include:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Optimizing Private Equity Performance</li>\n<li>Reporting and Disclosure Practices</li>\n<li>Governance Practices</li>\n<li>Understanding Transaction Costs</li>\n<li>Use of Leverage</li>\n<li>Managing Liquidity</li>\n<li>Review of Investment Operations</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Full Cost Disclosure for Private Equity</li>\n<li>Managing Data and Systems</li>\n<li>Hedge Fund Benchmarking and Performance Insights</li>\n<li>Total Fund and Asset Class Performance Targets</li>\n<li>Benchmarking and Performance Insights for liquid Assets</li>\n<li>Risk Management Practices</li>\n<li>Organizational Design Research</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Global Leaders Investment Benchmarking Service','','publish','closed','closed','','global-leaders-investment-benchmarking','','','2025-01-24 17:10:39','2025-01-24 17:10:39','',0,'https://www.staging.cembenchmarking.com/?page_id=29',0,'page','',0),(30,1,'2024-11-26 18:54:31','2024-11-26 18:54:31','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,43,81,0.94) 0%|rgba(0,21,71,0.69) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/pexels-brett-sayles-2097627.jpg\" background_position=\"bottom_center\" background_vertical_offset=\"31%\" height=\"370px\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"20px||||false|false\" custom_margin_tablet=\"20px||||false|false\" custom_margin_phone=\"10px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Benchmarking Service\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" width=\"70%\" width_tablet=\"70%\" width_phone=\"90%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"40px||0px||false|false\" custom_margin_tablet=\"40px||0px||false|false\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" hover_enabled=\"0\" title_font_size_tablet=\"46px\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Costs • Governance • Performance • Responsible Investing</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][lwp_divi_breadcrumbs home_text=\"Services\" before_text=\"Home —\" font_icon=\"&#x4b;||divi||400\" use_before_icon=\"off\" use_custom_home_link=\"on\" home_link=\"/#Services\" link_color=\"#bababa\" separator_color=\"#bababa\" current_text_color=\"#bababa\" _builder_version=\"4.27.4\" _module_preset=\"default\" module_text_color=\"#bababa\" text_orientation=\"left\" custom_margin=\"5px||||false|false\" global_colors_info=\"{}\"][/lwp_divi_breadcrumbs][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/Background-image-DC-1.png\" background_size=\"contain\" background_position=\"center_right\" background_horizontal_offset=\"0%\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"|200px|||false|false\" custom_padding_tablet=\"|0px|||false|false\" custom_padding_phone=\"|0px|||false|false\" custom_padding_last_edited=\"on|desktop\" global_colors_info=\"{}\"][et_pb_heading title=\"A Roadmap for Funds to Improve Transparency\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_text_align=\"left\" title_font_size=\"29px\" custom_margin=\"14px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|600|||||||\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<p style=\"text-align: left;\">Pension funds and other asset owners worldwide are striving to adopt higher transparency and disclosure standards for the benefit of their stakeholders. Where is your fund in this journey? More importantly, how will you keep up with industry best practices?</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||40px||false|false\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">With mounting pressure and scrutiny from media, regulators, boards, peers, and the public to improve public disclosures, the industry is speeding up the implementation of transparency best practices for the benefit of their beneficiaries, stakeholders, and ultimately: the world.<br />Transparency is a critical practice that impacts the whole organization. From communicating how organizations create value for stakeholders, to the disclosure of critical governance, performance, cost and responsible investment factors; transparency remains at the heart of everything an organization does.</p>[/et_pb_text][et_pb_button button_url=\"#Inquire\" button_text=\"Inquire about Transparency Report\" button_alignment=\"left\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_text_size_tablet=\"\" button_text_size_phone=\"17px\" button_text_size_last_edited=\"on|phone\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" height=\"334px\" height_tablet=\"334px\" height_phone=\"680px\" height_last_edited=\"on|desktop\" custom_margin=\"||||false|false\" custom_margin_tablet=\"||||false|false\" custom_margin_phone=\"||||false|false\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"20px||20px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"164px\" custom_margin_tablet=\"\" custom_margin_phone=\"\" custom_margin_last_edited=\"on|desktop\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"How does the Transparency Benchmark work? \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" title_font_size=\"29px\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark is a comprehensive assessment that covers major impact areas and consider critical goals in your transparency journey. It will help you:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Get a third-party<br />Transparency Assessment</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Demonstrate<br />Transparency Efforts</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Identify Gaps for<br />Improvements</span></p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"|--et_global_body_font_weight|||||||\" text_text_color=\"#ffffff\" background_color=\"#001E66\" custom_padding=\"10px|10px|8px|10px|false|false\" box_shadow_style=\"preset2\" box_shadow_horizontal=\"11px\" box_shadow_blur=\"15px\" box_shadow_spread=\"-7px\" box_shadow_color=\"rgba(0,0,0,0.93)\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\"><span class=\"v-align\">Implement Best<br />Practices</span></p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" background_enable_image=\"off\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Transparency Matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"left\" title_font_size=\"29px\" custom_margin=\"12px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"25px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"gcid-body-color\" global_colors_info=\"{%22gcid-body-color%22:%91%22text_text_color%22%93}\"]<p style=\"text-align: left;\">Far beyond the moral imperative that recognizes transparency “is the right thing to do” there is plenty of evidence that shows how greater transparency leads to better outcomes, including:</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div class=\"col-md-5 col-md-offset-1\" style=\"line-height: 2; padding-right: 20px;\">\n<ul>\n<li>Improved decision making. Transparency and accountability go hand in hand.</li>\n<li>Clarity of purpose that comes from simplifying and communicating complex issues.</li>\n<li>Improved relationships with a broad spectrum of stakeholders including beneficiaries, plan sponsors, regulators, suppliers, and concerned citizens.</li>\n<li>Improved stewardship. After all, management’s duty is to do their best to the benefit of their stakeholders.</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency_matters.png\" title_text=\"transparency_matters\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" %22Trust is a critically important success factor. Transparency builds trust. Transparency is the right thing to do and the smart thing to do.%22 \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_font_size=\"20px\" custom_margin=\"||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_heading title=\"- Mike Heale, CEM Benchmarking\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"right\" title_text_color=\"gcid-heading-color\" custom_margin=\"0px||||false|false\" custom_padding=\"0px||||false|false\" global_colors_info=\"{%22gcid-heading-color%22:%91%22title_text_color%22%93}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"15px||25px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: left;\">To support asset owners in this goal, CEM has created a Transparency Benchmark. This is a strategic tool that helps funds speed up the implementation of transparency best practices and builds a great foundation for transparency leadership in our industry.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Across Four Major Strategic Impact Areas \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"16px||0px||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_padding=\"||0px|||\" locked=\"off\" global_colors_info=\"{}\"]<p>The CEM Transparency Benchmark provides insights into four impact areas.</p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" min_height=\"238.4px\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Costs\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/dollar-1.png\" title_text=\"dollar\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Governance and Organization\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/courthouse.png\" title_text=\"courthouse\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincplesSwirl.png\" alt=\"CEM\'s data principles\" title_text=\"CEM\'s Data Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Performance\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/icons8-increase-96.png\" title_text=\"icons8-increase-96\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][et_pb_heading title=\"Responsible Investing\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" custom_margin=\"35px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/growth-1.png\" title_text=\"growth\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"28%\" module_alignment=\"center\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"0px||0px||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"16px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Specifically, the CEM Transparency Benchmark will help your fund:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"||||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"1. See and compare your transparency results: \" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span class=\"transparency-learning-desc\">Get a custom comparison report that ranks your fund against 75 leading funds from 15 countries, across four major impact areas; Costs, Performance, Governance, and Responsible Investing; and 188 key metrics. </span></p>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_4,1_4,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||14px||false|false\" custom_padding=\"0px||0px||false|false\" border_color_right=\"#EDAE49\" locked=\"off\" global_colors_info=\"{}\"][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"15\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Countries</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"75\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Funds</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"4\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Impact Areas</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"188\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#EDAE49\" title_font_size=\"31px\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" custom_padding=\"0px||0px||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Key Metrics</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" width=\"100%\" max_width=\"100%\" module_alignment=\"center\" height=\"615px\" height_tablet=\"615px\" height_phone=\"950px\" height_last_edited=\"on|phone\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_4,1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" max_width=\"1644px\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-benchmark.png\" title_text=\"transparency-benchmark\" disabled_on=\"on|on|off\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"||||false|false\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Governance and Organization</strong><br /><span style=\"font-size: 14px;\">34 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Structure and Mission</li>\n<li>Board Competencies and Qualifications</li>\n<li>Compensation and Human Resources</li>\n<li>Organizational Strategy</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Performance</strong><br /><span style=\"font-size: 14px;\">43 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Returns and Value-added: Time Periods &amp; Clarity</li>\n<li>Risk Policies and Measures</li>\n<li>Portfolio Structure and Explanation of Results</li>\n<li>Member Service Goals, Plans, and Levels*</li>\n<li>Funded Status and Related Discussion</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div>\n<h3><strong>Costs</strong><br /><span style=\"font-size: 14px;\">57 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Total Fund Level</li>\n<li>Asset Class or Investment Option Level</li>\n<li>External Management Fees</li>\n<li>Transaction Costs</li>\n<li>Member Service and Administration Costs*</li>\n</ul>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<div style=\"margin-top: 10%;\">\n<h3><strong>Responsible Investing</strong><br /><span style=\"font-size: 14px;\">54 disclosure elements scored</span></h3>\n<ul class=\"gptb-ppt-sections\">\n<li>Responsible Investing Governance</li>\n<li>Organizational Framework and Reporting</li>\n<li>Implementation: Exclusion; Active Ownership; Impact Investing; ESG Integration</li>\n</ul>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#4b547a\" width=\"100%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"465px\" height_tablet=\"465px\" height_phone=\"555px\" height_last_edited=\"on|phone\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" custom_margin_tablet=\"\" custom_margin_phone=\"-110px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 2. Demonstrate impact areas where you excel and identify improvement opportunities\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"136px||10px||false|false\" custom_padding=\"||0px|||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p>Our report helps you demonstrate areas where you excel; identify gaps in your disclosures; and highlight improvements possibilities in your journey towards transparency excellence.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/gapsv2.png\" title_text=\"gapsv2\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#ffffff\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/metric.jpg\" title_text=\"Financial stock market data statistics charts, index prices grow\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"3. Learn best practices:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" custom_margin=\"148px||10px||false|false\" custom_padding=\"||0px|||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Get a comprehensive collection of transparency best practices with clear examples that show you how you can improve your disclosures</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#344e63\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" global_colors_info=\"{}\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\" 4. Ensure that you are a transparency leader:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"147px||10px||false|false\" custom_padding=\"||0px|||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" locked=\"off\" global_colors_info=\"{}\"]<p>Far beyond scores and rankings, CEM’s Transparency Benchmark helps you set a solid foundation toward excellence in transparency.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/transparency-leadership.png\" alt=\"Transparency Leadership. CEM Transparency Service\" title_text=\"transparency-leadership\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#dbe5eb\" background_enable_image=\"off\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"5. Support from the world’s leader in pension fund benchmarking:\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h4\" title_text_align=\"center\" custom_margin=\"16px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" title_font_size=\"21px\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<ul class=\"transparency-support-list\">\n<li>CEM reviews, compares, and scores your public disclosures.</li>\n<li>No survey or work on your part.</li>\n<li>Interactive meetings to discuss your transparency results and improvement possibilities.</li>\n<li>We guarantee confidentiality of your Transparency Benchmark results.</li>\n<li>Objective, independent, third-party assessment from the world’s leader in pension fund benchmarking</li>\n</ul>[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#000A06\" locked=\"off\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">The journey to improve transparency doesn’t have to be complex…<br />And transparency benchmarking is the first step.</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#4b547a\" width=\"100%\" min_height_tablet=\"\" min_height_phone=\"\" min_height_last_edited=\"on|phone\" height=\"485px\" height_tablet=\"465px\" height_phone=\"555px\" height_last_edited=\"on|phone\" max_height=\"500px\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row column_structure=\"1_2,1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"90%\" max_width=\"1255px\" custom_margin_tablet=\"\" custom_margin_phone=\"-110px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"0px||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Global Pension Transparency Benchmark 2024\" url=\"/research/global-pension-transparency-benchmark-2/\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_text_color=\"#F0F0F0\" custom_margin=\"110px||10px||false|false\" custom_padding=\"||0px|||\" hover_enabled=\"0\" locked=\"off\" global_colors_info=\"{}\" sticky_enabled=\"0\" title_font_size=\"29px\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#F0F0F0\" background_color=\"RGBA(255,255,255,0)\" text_orientation=\"center\" custom_margin=\"||||false|false\" locked=\"off\" global_colors_info=\"{}\"]<p><span>The Global Pension Transparency Benchmark is the world\'s first global standard for pension disclosure, focusing on transparency in a bid to improve pension outcomes for members. It was developed by CEM Benchmarking in collaboration with <a href=\"https://global-pension-transparency-benchmark.top1000funds.com/\" target=\"_blank\" rel=\"noopener\">Top1000Funds</a> and is updated every year.</span></p>[/et_pb_text][et_pb_button button_url=\"/research/global-pension-transparency-benchmark-2/\" url_new_window=\"on\" button_text=\"Read more\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_border_radius=\"3px\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|desktop\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\" button_border_radius__hover_enabled=\"on|hover\" button_border_radius__hover=\"3px\"][/et_pb_button][/et_pb_column][et_pb_column type=\"1_2\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/GPTB-2024-How-did-your-fund-rank.png\" alt=\"See the results of the 2024 GPTB report\" title_text=\"GPTB 2024 How did your fund rank\" url=\"/research/global-pension-transparency-benchmark-2/\" url_new_window=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" box_shadow_style=\"preset1\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" admin_label=\"#Inquire\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/how-it-works-dark-gray.jpg\" custom_margin=\"||||false|false\" custom_padding=\"30px||30px||true|false\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row module_id=\"Inquire\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"What to do next?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h3\" title_text_align=\"center\" title_font_size=\"29px\" custom_margin=\"20px||||false|false\" custom_padding=\"0px||0px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" sticky_enabled=\"0\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" module_alignment=\"center\" custom_margin=\"||20px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p>If you want to discover how CEM’s Transparency Benchmark can help your organization improve transparency, inquire about our Transparency Report. Fill out the form below and our team will contact you shortly to discuss. Hope to meet you soon.</p>[/et_pb_text][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" text_orientation=\"center\" width=\"60%\" width_tablet=\"60%\" width_phone=\"80%\" width_last_edited=\"on|phone\" module_alignment=\"center\" text_orientation_tablet=\"center\" text_orientation_phone=\"center\" text_orientation_last_edited=\"on|phone\" module_alignment_tablet=\"center\" module_alignment_phone=\"center\" module_alignment_last_edited=\"on|desktop\" global_colors_info=\"{}\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"1a11f467-74fd-47c2-a450-14a6fddceb1e\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Transparency Benchmarking Service','','publish','closed','closed','','transparency-benchmarking','','','2025-01-30 16:04:34','2025-01-30 16:04:34','',0,'https://www.staging.cembenchmarking.com/?page_id=30',0,'page','',0),(31,1,'2024-11-26 18:16:27','2024-11-26 18:16:27','<!-- wp:divi/placeholder /-->','Research','','inherit','closed','closed','','21-revision-v1','','','2024-11-26 18:16:27','2024-11-26 18:16:27','',21,'https://www.staging.cembenchmarking.com/?p=31',0,'revision','',0),(32,1,'2024-11-26 18:17:39','2024-11-26 18:17:39','<!-- wp:paragraph -->\n<p>Currently hosted on a different domain through HubSpot. To be changed... eventually.</p>\n<!-- /wp:paragraph -->','Peer Intelligence','','inherit','closed','closed','','22-revision-v1','','','2024-11-26 18:17:39','2024-11-26 18:17:39','',22,'https://www.staging.cembenchmarking.com/?p=32',0,'revision','',0),(36,1,'2024-11-26 18:29:24','2024-11-26 18:29:24','<!-- wp:divi/placeholder /-->','Investment Benchmarking','','inherit','closed','closed','','25-revision-v1','','','2024-11-26 18:29:24','2024-11-26 18:29:24','',25,'https://www.staging.cembenchmarking.com/?p=36',0,'revision','',0),(37,1,'2024-11-26 18:29:53','2024-11-26 18:29:53','<!-- wp:divi/placeholder /-->','Pension Administration Benchmarking','','inherit','closed','closed','','27-revision-v1','','','2024-11-26 18:29:53','2024-11-26 18:29:53','',27,'https://www.staging.cembenchmarking.com/?p=37',0,'revision','',0),(38,1,'2024-11-26 18:30:29','2024-11-26 18:30:29','<!-- wp:divi/placeholder /-->','Defined Contribution Benchmarking','','inherit','closed','closed','','28-revision-v1','','','2024-11-26 18:30:29','2024-11-26 18:30:29','',28,'https://www.staging.cembenchmarking.com/?p=38',0,'revision','',0),(39,1,'2024-11-26 18:53:25','2024-11-26 18:53:25','<!-- wp:divi/placeholder /-->','Global Leaders Investment Benchmarking Service','','inherit','closed','closed','','29-revision-v1','','','2024-11-26 18:53:25','2024-11-26 18:53:25','',29,'https://www.staging.cembenchmarking.com/?p=39',0,'revision','',0),(40,1,'2024-11-26 18:54:31','2024-11-26 18:54:31','<!-- wp:divi/placeholder /-->','Transparency Benchmarking Service','','inherit','closed','closed','','30-revision-v1','','','2024-11-26 18:54:31','2024-11-26 18:54:31','',30,'https://www.staging.cembenchmarking.com/?p=40',0,'revision','',0),(41,1,'2024-11-26 18:55:33','2024-11-26 18:55:33','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,58,109,0.68) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/pascal-swier-7de474KZIbs-unsplash.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Deep industry knowledge</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"20px||0px||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">At CEM Benchmarking, we believe that our employees are the key to our success. Our team consists of passionate and experienced individuals who are committed to excellence. We promote a collaborative environment that encourages the sharing of ideas, the leveraging of each other\'s strengths, and the achievement of outstanding results for our clients.</p>\n<p style=\"text-align: center;\">On our Teams page, you can learn more about the talented professionals who have made CEM Benchmarking a leader in our industry. We are dedicated to building a team that reflects the diversity of our clients and the global marketplace we serve.</p>[/et_pb_text][et_pb_divider divider_position=\"bottom\" divider_weight=\"2px\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_divider][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"20px||||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" hover_enabled=\"0\" custom_css_free_form=\".team-container {||    font-family: \'barlow\', Arial, sans-serif;||}||||.tab-buttons {||    display: flex;||    margin-bottom: 20px;||}||||.tab-button {||    cursor: pointer;||    background: none;||    border-right: none; ||    border-top: none; ||    border-left: none; ||    border-bottom: 1px solid #ddd;||    border-radius: 2px;||    color: #23527c;||    padding: 10px 15px;||    font-size: 16px;||}||||.tab-button:hover {||    background: #ddd;||}||||.tab-button.active {||    background: #FFF;||    border-left: 1px solid #ddd;||    border-top: 1px solid #ddd;||    border-right: 1px solid #ddd;||    border-bottom: none;||}||||.tab-content {||    display: none;||    flex-wrap: wrap;||}||||.tab-content.active {||    display: flex;||}||||.card {||    display: flex;||    flex-direction: column;||    align-items: center;||    background: #FFFFFF;||    border-radius: 10px;||    text-align: center;||    cursor: pointer;||    margin-bottom: 20px;||    flex: 0 0 31%;||    margin-left: 1%;||    margin-right: 1%;||    height: 500px;||    border: none;||    box-shadow: 0 4px 8px 0 rgba(0, 0, 0, 0.2);||    padding: 40px 50px;||}||||.card img {||    width: 90%;||    max-width: 200px;||    border-radius: 50%;||}||||#modals {||    position: fixed; /* Creates a root-level stacking context */||    top: 0;||    left: 0;||    width: 100vw;||    height: 100vh;||    z-index: 1050; /* Ensure it\'s higher than other elements */||    pointer-events: none; /* Prevent interaction when no modal is open */||}||||.modal {||    position: fixed;||    display: none;||    justify-content: center;||    align-items: center;||    width: 100%;||    height: 100%;||    background: rgba(0, 0, 0, 0.55);||    pointer-events: auto; /* Allow interaction with visible modals */||}||||.modal-content {||    background: #fff;||    padding: 20px;||    border-radius: 10px;||    text-align: center;||    position: relative;||    z-index: 1060; /* Ensure it is above the modal background */||}||||.modal .close {||    position: absolute;||    top: 10px;||    right: 10px;||    font-size: 30px;||    cursor: pointer;||    background: none;||    border: none;||}||||||.modal .close:hover {||    color: #666;||}||||.card h3 {||    padding-top: 20px;||}||||.modal-dialog.modal-default-dialog {||    width: 650px;||}||||.modal-default-content {||    background-color: #f2f5f7;||    -webkit-border-radius: 0px;||    border-radius: 10px;||    left: 12%;||    width: 75%;||    border: none;||    overflow: hidden;||    box-shadow: none;||    position: relative;||}||||.modal-default-header {||    border: none;||    text-align: left;||    padding: 20px 10px;||    background: transparent;||}||||.modal-default-body {||    font-size: 12px;||    font-family: \'barlow\';||    margin: 0px;||    padding: 25px;||    border-radius: 10px;||}||||.modal-body p.profile-desc {||    font-size: 15px;||    text-align: justify;||    line-height: 1.5rem;||    padding-top: 15px;||}||||.profile-circle {||    max-height: 208px !important;||    background-size: cover;||    border-radius: 50% 50% 50% 50%;||}\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<div class=\"team-container\"><!-- [et_pb_line_break_holder] -->    <!-- Tab Buttons --><!-- [et_pb_line_break_holder] -->    <div class=\"tab-buttons\"><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button active\" onclick=\"showTab(\'leadership\')\">Leadership Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'client\')\">Client Coverage</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'product\')\">Product Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'engineering\')\">Engineering Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'board\')\">Board Members</button><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <!-- Tab Contents --><!-- [et_pb_line_break_holder] -->    <div id=\"leadership\" class=\"tab-content active\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" alt=\"Rashay Jethalal\"><!-- [et_pb_line_break_holder] -->            <h3>Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>CEO</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" alt=\"Matt Coyle\"><!-- [et_pb_line_break_holder] -->            <h3>Matt Coyle</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Client Experience</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" alt=\"Sadaf Shaikh\"><!-- [et_pb_line_break_holder] -->            <h3>Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Talent and Business Management</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" alt=\"Ye Pynenburg\"><!-- [et_pb_line_break_holder] -->            <h3>Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Finance</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"client\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" alt=\"Fleur Dubbelboer\"><!-- [et_pb_line_break_holder] -->            <h3>Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Netherlands & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" alt=\"David Jennings\"><!-- [et_pb_line_break_holder] -->            <h3>David Jennings</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Nordics & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" alt=\"Franco Wang\"><!-- [et_pb_line_break_holder] -->            <h3>Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" alt=\"Chris Doll\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Doll</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" alt=\"Kevin Vandolder\"><!-- [et_pb_line_break_holder] -->            <h3>Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, U.S. East</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" alt=\"Ravi Senthivel\"><!-- [et_pb_line_break_holder] -->            <h3>Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"product\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'joao\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Joao-1.jpg\" alt=\"Joao Barata\"><!-- [et_pb_line_break_holder] -->            <h3>Joao Barata</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'shayan\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Shayan-1.jpg\" alt=\"Shayan Bokhari\"><!-- [et_pb_line_break_holder] -->            <h3>Shayan Bokhari</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" alt=\"Maaike van Bragt\"><!-- [et_pb_line_break_holder] -->            <h3>Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Research Associate</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" alt=\"Rhijuta Dahal\"><!-- [et_pb_line_break_holder] -->            <h3>Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'david\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" alt=\"David Dupont\"><!-- [et_pb_line_break_holder] -->            <h3>David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Lead, Production</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" alt=\"Tanya Durr\"><!-- [et_pb_line_break_holder] -->            <h3>Tanya Durr</h3><!-- [et_pb_line_break_holder] -->            <p>Manager, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" alt=\"Daniel Griffiths\"><!-- [et_pb_line_break_holder] -->            <h3>Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger-1.jpg\" alt=\"Edsart X. Heuberger\"><!-- [et_pb_line_break_holder] -->            <h3>Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, PABS, GPTB, GRP</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" alt=\"Carl Ka Ho Ng\"><!-- [et_pb_line_break_holder] -->            <h3>Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" alt=\"Palwasha Saaim\"><!-- [et_pb_line_break_holder] -->            <h3>Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Investment Benchmarking Subscription</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" alt=\"Yvette van Velsen\"><!-- [et_pb_line_break_holder] -->            <h3>Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" alt=\"Norayr Vardanyan\"><!-- [et_pb_line_break_holder] -->            <h3>Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" alt=\"Janjaap Weeda\"><!-- [et_pb_line_break_holder] -->            <h3>Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Defined Contribution</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" alt=\"Victor Miglo\"><!-- [et_pb_line_break_holder] -->            <h3>Victor Miglo</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'james\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" alt=\"James West\"><!-- [et_pb_line_break_holder] -->            <h3>James West</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" alt=\"Sri Laya Devireddy\"><!-- [et_pb_line_break_holder] -->            <h3>Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->            <p>Operations Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"engineering\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" alt=\"Caradec Bisesar\"><!-- [et_pb_line_break_holder] -->            <h3>Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->            <p>Team Lead & Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" alt=\"Efron Berlian\"><!-- [et_pb_line_break_holder] -->            <h3>Efron Berlian</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"board\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sandy-Halim-1.jpg\" alt=\"Sandy Halim\"><!-- [et_pb_line_break_holder] -->            <h3>Sandy Halim</h3><!-- [et_pb_line_break_holder] -->            <p>Chair of the Board</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/johnm-1.jpg\" alt=\"John McLaughlin\"><!-- [et_pb_line_break_holder] -->            <h3>John McLaughlin</h3><!-- [et_pb_line_break_holder] -->            <p>President, Treasury Technologies International Inc.</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/keithA-1.png\" alt=\"Keith Ambachtsheer\"><!-- [et_pb_line_break_holder] -->            <h3>Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->            <p>President, KPA Advisory Services</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"modals\"><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rashay\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" class=\"profile-circle\"></div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">CEO</h4><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rashay joined CEM in 2021 and is responsible for overall strategy and performance of the business.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            Rashay brings over 20 years of experience in financial services, spanning asset management, capital markets, and transaction banking.<!-- [et_pb_line_break_holder] -->                            Rashay has held leadership roles at Purpose Investments, RBC, and CIBC, after being a management consultant at McKinsey & Company.<!-- [et_pb_line_break_holder] -->                            He holds an MBA from INSEAD and a Bachelor of Commerce (Honours) from the University of British Columbia.<!-- [et_pb_line_break_holder] -->                            He is also a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sandy\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sandy-Halim.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sandy Halim</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Chair of the Board</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                    href=\"https://www.linkedin.com/in/sandy-halim-0b121935\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /sandy-halim</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sandy joined CEM in 1993 and was its second employee. She was involved in the day-to-day operations including client service (many were CIEBA members), product development (including creating the Defined Contribution product), and management of what was essentially a start-up. Sandy has been trusted by boards and executives at the leading global pension funds to deliver fair and objective analysis, knowing that she always has had pension members’ best interests at heart.<!-- [et_pb_line_break_holder] -->                            Sandy retired from CEM and joined the CEM board in 2017 and now chairs the board. In addition to her board work at CEM, Sandy is active in several not-for-profits, including at the board level.<!-- [et_pb_line_break_holder] -->                            Sandy received her business degree from the University of Toronto and holds CFA and CPA designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"johnm\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/johnm.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John McLaughlin</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">President Treasury Technologies International Inc.</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            For the past 35 years through his own company, Treasury Technologies International Inc., John has advised business leaders in a wide variety of enterprises as they create, consider and execute strategic decisions. John has also been a principal in several successful start-up ventures.<!-- [et_pb_line_break_holder] -->                            John has extensive governance experience as a director of public and private corporations and in the not-for-profit sector.<!-- [et_pb_line_break_holder] -->                            John McLaughlin is a graduate of Ryerson University in Industrial Engineering Technology and the Schulich School of Business Administration. He holds the ICD.D director certification designation from the Rotman School of Business, University of Toronto and the Institute of Corporate Directors - Corporate Governance College.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"keith\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/keithA-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\"><!-- [et_pb_line_break_holder] -->                            Director Emeritus, International Centre for Pension Management (ICPM)<!-- [et_pb_line_break_holder] -->                            Executive-in-Residence, Rotman School of Management, University of Toronto<!-- [et_pb_line_break_holder] -->                            Senior Fellow, National Institute on Aging (NIA), Ryerson University<!-- [et_pb_line_break_holder] -->                            President, KPA Advisory Services<!-- [et_pb_line_break_holder] -->                        </h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Keith Ambachtsheer has been a participant in the pensions and investments industry since 1969. He is recognized as one of the globe’s most original thinkers on pension design, governance, and investing issues.<!-- [et_pb_line_break_holder] -->                            Since its founding in 1985, KPA Advisory Services has become known as a trusted incubator for new thinking in pensions, and for providing strategic advice to a global clientele in person, and through the monthly<!-- [et_pb_line_break_holder] -->                            Ambachtsheer Letter. Moreover, he has strong ties to pension and investments through academia.<!-- [et_pb_line_break_holder] -->                            He has personal governance experience as a member of several corporate and not-for-profit boards and has served as Board Chair of<!-- [et_pb_line_break_holder] -->                            the Princess Margaret Cancer Foundation and continues as a member of its Emeritus Council. He is a member of the Mercer CFA Institute<!-- [et_pb_line_break_holder] -->                            Global Pension Index Advisory Council, the Georgetown University Center for Retirement Initiatives Scholars Council, the Network for<!-- [et_pb_line_break_holder] -->                            Sustainable Financial Markets, and the Tobacco Free Portfolios Global Advisory Council.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"mike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, Rest of World</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a href=\"https://www.linkedin.com/in/mikeheale/\"<!-- [et_pb_line_break_holder] -->                                    target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /MIKE-HEALE</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Mike has a primary focus on global business development and client service within Europe,<!-- [et_pb_line_break_holder] -->                            the Middle East and Asia. Prior to joining CEM in 1997, Mike had twelve years of extensive<!-- [et_pb_line_break_holder] -->                            marketing experience in the pension and life insurance industry. Mike has led the firm\'s major<!-- [et_pb_line_break_holder] -->                            client growth and market expansion initiatives. He is a frequent speaker at various industry<!-- [et_pb_line_break_holder] -->                            conferences. Mike received his undergraduate degree in Physical and Health Education from Laurentian<!-- [et_pb_line_break_holder] -->                            and a Masters in Business Administration (MBA) from the University of Western Ontario.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"john\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'john\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, UK & Europe</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                href=\"https://www.linkedin.com/in/john-simmonds-22086421/\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                /JOHN-SIMMONDS</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            John is responsible for business development and client service in the UK and Ireland. <!-- [et_pb_line_break_holder] -->                            John has worked in the pension industry for over 30 years and counts many of the UK’s<!-- [et_pb_line_break_holder] -->                            largest pension schemes as clients.  He has written for numerous pension publications,<!-- [et_pb_line_break_holder] -->                            featured in the UK national press and is a regular presenter at industry seminars.  <!-- [et_pb_line_break_holder] -->                            John is a Fellow of the Pensions Management Institute (FPMI) with a Masters in Business<!-- [et_pb_line_break_holder] -->                            Administration from Warwick Business School. He previously worked for Deloitte and Arthur Andersen. <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"edsart\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, PABS, GPTB, GRP</h4><!-- [et_pb_line_break_holder] -->                        <h4>Business Development <br /> Netherlands</h4> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Edsart has responsibility for business development and client service in the Netherlands.<!-- [et_pb_line_break_holder] -->                            Edsart joined CEM in 2008 as an analyst on the Pension Administration team and senior<!-- [et_pb_line_break_holder] -->                            analyst on the Investment team. He has an intimate and quantitative understanding of<!-- [et_pb_line_break_holder] -->                            CEM’s investment and pension administration services and database, and will continue<!-- [et_pb_line_break_holder] -->                            to conduct and support administration and investment research. Edsart has a Masters<!-- [et_pb_line_break_holder] -->                            of Science in supply chain management from Erasmus University Rotterdam, the Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"davidj\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Jennings</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Nordics & UK</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David joined CEM in early 2020 and is responsible for client service and business development in the UK and Europe.<!-- [et_pb_line_break_holder] -->                            David has worked in financial services for over 20 years building relationships with some of the largest UK pension schemes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, he worked for Fidelity International and Lazard Asset Management as a Client Relationship Manager. He<!-- [et_pb_line_break_holder] -->                            has a deep understanding of the challenges facing asset owners and is experienced in tailoring solutions for a wide variety<!-- [et_pb_line_break_holder] -->                            of situations. David has a Bachelor degree in Archaeology from the University of Southampton.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"hannah\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'hannah\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"img/team/team-indiv/hannah.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">HANNAH BLOMFIELD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Client Relationship Manager</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Hannah joined CEM in 2021 and is responsible for pension administration client service and business development in the UK and Ireland.<!-- [et_pb_line_break_holder] -->                            She has worked in the pension industry for over 20 years providing various services to many different pension funds within the UK, including<!-- [et_pb_line_break_holder] -->                            some of the largest and most complex. Prior to joining CEM, Hannah worked for several companies including Hewitt Associates, Capita and ITM,<!-- [et_pb_line_break_holder] -->                            specialising in pension calculations, pension processes, data quality and long-term projects. She has a bachelor’s degree in Mathematics from<!-- [et_pb_line_break_holder] -->                            the Open University, which has been put to good use many times throughout the past 15 years.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"adam\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head of Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Adam joined CEM in 2022 and is responsible for driving operational improvements in the business. His focus<!-- [et_pb_line_break_holder] -->                            at CEM is on making the work of our teams and interactions with our clients more efficient and effective.<!-- [et_pb_line_break_holder] -->                            He cares greatly about ensuring retirees can enjoy their retirement without having to overpay for that privilege.<!-- [et_pb_line_break_holder] -->                            Adam brings more than 20 years of work, across a variety of industries, including banking, insurance and technology<!-- [et_pb_line_break_holder] -->                            as both a consultant and executive. He began his career as an economist with S&P, became a management consultant with<!-- [et_pb_line_break_holder] -->                            McKinsey and recently had leadership roles at Farber and Mensana. He holds a Master of Arts from the University of<!-- [et_pb_line_break_holder] -->                            Toronto in Economics and a Bachelor of Arts (Honours) in Economics and Psychology from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"fleur\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Netherlands & UK</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Fleur joined CEM in September 2021 as a Director Client Coverage, she is responsible for UK and Dutch Corporate, Local Government and Public pension schemes.<!-- [et_pb_line_break_holder] -->                            Fleur cares deeply about having a personal relationship with her clients, and ensuring our reporting is accurate and timely to better enable management and board decision making.<!-- [et_pb_line_break_holder] -->                            Prior to joining , Fleur has over 10 years of experience at Goldman Sachs International and Goldman Sachs Asset Management. Whilst there she enjoyed various roles including, SPV and Hedge Fund strategies operations, Separately Managed Account Project Management and more recently as Client Relationship Manager for the UK and Ireland institutional Team. She has detailed knowledge of separately managed account strategies, in both the creation and management of these mandates. Fleur has a bachelor’s degree in Business Administration from the University of Bath.<!-- [et_pb_line_break_holder] -->                            Fleur lives in Tunbridge Wells, and when not working is busy renovating and running after her young daughters.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"franco\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Franco is a Director at CEM Benchmarking who is responsible for client service in North America and parts of Asia. He was<!-- [et_pb_line_break_holder] -->                            previously an analyst on the Investment Benchmarking Service team, where he performed analysis and research for institutional investor clients. He<!-- [et_pb_line_break_holder] -->                            continues to leverage his extensive familiarity with CEM’s database to deliver insights to clients. He is a CFA Charterholder and has a degree in Accounting and<!-- [et_pb_line_break_holder] -->                            Financial Management from the University of Waterloo.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sadaf\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Talent and Business Management</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sadaf Shaikh joined CEM in 2022 and is responsible for HR, Talent, PMO, Contracts, and Office Services at CEM, ensuring our internal talent and business programs,<!-- [et_pb_line_break_holder] -->                            processes and corporate systems are optimized to support the high performance, growth culture at CEM. Sadaf brings over 15 years of broad HR,<!-- [et_pb_line_break_holder] -->                            Talent and process experience in financial services. Before joining CEM, Sadaf ran her own consulting practice and was an HR Business Partner at OMERS and Brookfield.<!-- [et_pb_line_break_holder] -->                            Sadaf is a Certified Human Resources Leader (CHRL), a Six Sigma Green Belt, and a Certified Executive Coach.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"junior\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Junior Payne</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Engineering</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Junior joined CEM in 2023 as the Head of Engineering at CEM Benchmarking, where he tackles key challenges and develops innovative solutions. Leading through inspiration,<!-- [et_pb_line_break_holder] -->                            his expertise helps foster collaboration and drives advancements that enhances team efficiency and industry standards. Prior to CEM,<!-- [et_pb_line_break_holder] -->                            Junior created a cybersecurity product at Architelos, built a high-performing technology team at Research in Motion, and shifted strategic direction at AuthenticWeb.<!-- [et_pb_line_break_holder] -->                            When not at work, Junior enjoys the outdoors with running, hiking, and kayaking, allowing him to recharge and set a positive example for his team.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ye\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Finance</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ye Pynenburg joined CEM in 2023 and is responsible for all aspects of financial management of the business including accounting, financial planning, tax and treasury.<!-- [et_pb_line_break_holder] -->                            She brings more than a decade of financial experience working with both public and private clients in various industries and sizes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Ye held positions at Rogers Communications Inc. and PwC in both their Consulting & Deals and Audit & Assurance practices.<!-- [et_pb_line_break_holder] -->                            Ye received both her Masters of Accounting and Bachelors of Accounting and Financial Management from the University of Waterloo. She also holds Chartered Business Valuator (CBV) and Chartered Professional Accountant (CPA, CA) designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"matt\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Matt Coyle</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Client Experience</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Matt joined CEM in 2024 and is responsible for leading communities, marketing and client experience. He brings over 15 years of senior leadership,<!-- [et_pb_line_break_holder] -->                            holding positions at Maple Leaf Sports & Entertainment, Cineplex Entertainment and Purpose Investments. Matt uses his training in design thinking to develop delightful moments for our customers.<!-- [et_pb_line_break_holder] -->                            He is a board of director at the Halton Field Hockey Club and in his spare time love to travel with his family. If you\'re ever traveling to Walt Disney World, feel free to ask him for some tips.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"jim\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'jim\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/JimS-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Jim Stamper</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, U.S. West</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Jim has a primary focus on business development and client service within the U.S west coast. Prior to joining CEM in 2022,<!-- [et_pb_line_break_holder] -->                            Jim spent over 10 years in the asset management industry in consultant relations and institutional client service roles.<!-- [et_pb_line_break_holder] -->                            Jim also spent over 10 years as a consultant with AON Hewitt in the defined contribution space where he worked with plan sponsors<!-- [et_pb_line_break_holder] -->                            on investment manager selection and plan design.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Jim received a BA in International Relations from Michigan State University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chris\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Product Development</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                                                        Chris has been with CEM since 2003 and is currently Head, Product Development as well as Head of Research.<!-- [et_pb_line_break_holder] -->                            He leads the evolution of CEM’s core models and analysis, and in customizing those models to meet client needs.<!-- [et_pb_line_break_holder] -->                            He oversees the research team in conducting best practice research, custom work for clients and partnering with outside researchers.<!-- [et_pb_line_break_holder] -->                            Chris has deep experience presenting or partnering with clients to conduct analysis and research to clients and has testified as an expert on pension fund costs.<!-- [et_pb_line_break_holder] -->                            Prior to working at CEM, Chris worked as a developer at an investment management firm.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science(Honours) in Quantitative Economics from the University of Toronto and is a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"kevin\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, U.S. East</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Kevin has extensive experience in the pension industry, having served as a Senior Consultant at DiMeo Schneider and AndCo, and as a Partner and DC Client Practice Leader at Aon Hewitt and EnnisKnupp for 24 years. He is a founding member of the Defined Contribution Institutional Investment Association (DCIIA) and currently serves on its Investment Policy and Design committee. Kevin has lectured at DePaul and Northwestern Universities and has been active with the CFA Institute, including roles as President and Treasurer of the CFA Society of Chicago.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->He holds an MBA from NYU\'s Stern School of Business and a Bachelor of Commerce in Finance from the University of Windsor. Kevin also served in the Royal Canadian Navy and Presbyterian World Service.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ravi\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ravi is a Director at CEM Benchmarking with responsibility for client service and success in North America.<!-- [et_pb_line_break_holder] -->                            Ravi brings over 20 years of experience across a variety of industries including financial services, telecommunications,<!-- [et_pb_line_break_holder] -->                            and loyalty. He began his career in investment banking with Salomon Smith Barney and recently held leadership positions<!-- [et_pb_line_break_holder] -->                            in multiple fintech startups. He holds an MBA from the University of Western Ontario and a Bachelor of Commerce from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chrisd\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Doll</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Christopher Doll joined CEM as a Director of Client Coverage in 2023 and is responsible client coverage in the U.S. market.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            He brings over 20 years asset management experience with a focus on client relations, product management and development and marketing.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Christopher launched multiple asset managers and helped build the Canadian ETF business for a multinational asset manager.<!-- [et_pb_line_break_holder] -->                            He was a frequent speaker at industry conferences.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Commerce (Honours) from the University of Ottawa. Christopher lives in Oakville with his wife and two daughters.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"maaike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Research Associate</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Maaike is an analyst on the Investment Benchmarking team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM in 2017, she applied her analytical<!-- [et_pb_line_break_holder] -->                            skills to her postdoctoral research in the biomedical field,<!-- [et_pb_line_break_holder] -->                            first in Boston (USA) and later in Ottawa (Canada). Maaike<!-- [et_pb_line_break_holder] -->                            earned her PhD in stem cell biology at the University of<!-- [et_pb_line_break_holder] -->                            Utrecht (the Netherlands).<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rhijuta\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rhijuta is an Analyst at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM Benchmarking, Rhijuta was working in Mercer’s manager<!-- [et_pb_line_break_holder] -->                            research team. Rhijuta has previous experience in DC<!-- [et_pb_line_break_holder] -->                            Consulting, Client Reporting from Towers Watson and has also<!-- [et_pb_line_break_holder] -->                            spent few years in Nepal working with social enterprises.<!-- [et_pb_line_break_holder] -->                            Rhijuta has a master’s degree in Mathematics from Lancaster<!-- [et_pb_line_break_holder] -->                            University.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"david\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'david\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Lead, Production</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David is a Director at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM in 2006, David worked at CIBC Mellon for eight years in a<!-- [et_pb_line_break_holder] -->                            variety of departments ranging from pension accounting to<!-- [et_pb_line_break_holder] -->                            sales and marketing. David is a CFA charter holder and has a<!-- [et_pb_line_break_holder] -->                            degree in Mathematics and Philosophy from the University of<!-- [et_pb_line_break_holder] -->                            Toronto.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"daniel\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Daniel is an Analyst at CEM Benchmarking. Prior to joining CEM Benchmarking, Daniel was working for New Zealand\'s stock exchange, NZX.<!-- [et_pb_line_break_holder] -->                            Daniel worked as an analyst across NZX\'s Capital Markets and Finance teams. Daniel has a Bachelor of Commerce degree in Finance (Hons)<!-- [et_pb_line_break_holder] -->                            and Economics from Victoria University of Wellington (New Zealand).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"carl\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Carl is a Business Solutions Analyst at CEM Benchmarking,<!-- [et_pb_line_break_holder] -->                            responsible<!-- [et_pb_line_break_holder] -->                            for analyzing client data and implementing product reports.<!-- [et_pb_line_break_holder] -->                            Before joining<!-- [et_pb_line_break_holder] -->                            CEM, Carl accumulated over 12 years of experience in the<!-- [et_pb_line_break_holder] -->                            pension industry<!-- [et_pb_line_break_holder] -->                            specializing in actuarial pension calculations and pension<!-- [et_pb_line_break_holder] -->                            software developments.<!-- [et_pb_line_break_holder] -->                            Carl holds a bachelor’s degree in Mathematics and is<!-- [et_pb_line_break_holder] -->                            currently a candidate in<!-- [et_pb_line_break_holder] -->                            the Fellow of the Society of Actuaries.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"palwasha\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Investment Benchmarking Subscription</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Palwasha is a Product Manager at CEM Benchmarking, responsible for managing the Investment Benchmarking Subscription (IBS)<!-- [et_pb_line_break_holder] -->                            offered to 300+ institutional investors globally, including pension plans, sovereign wealth funds, endowments and foundations.<!-- [et_pb_line_break_holder] -->                            She manages the data requirements, analysis and reporting for investments and staffing levels. Palwasha has been with CEM for five years<!-- [et_pb_line_break_holder] -->                            and is an active liaison between CEM’s client coverage, engineering and production teams, delivering on client needs. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Palwasha worked in various analytical roles in the financial services, IT and digital media industries. Palwasha is a CFA Charterholder,<!-- [et_pb_line_break_holder] -->                            a certified FRM (Financial Risk Manager) and holds a Bachelor degree in Economics and Finance.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"yvette\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Yvette joined CEM in 2012 and is involved in all aspects of<!-- [et_pb_line_break_holder] -->                            CEM’s Pension Administration<!-- [et_pb_line_break_holder] -->                            service for our North American, Australian and Dutch<!-- [et_pb_line_break_holder] -->                            clients. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Yvette held financial and operational management positions<!-- [et_pb_line_break_holder] -->                            with charity organizations<!-- [et_pb_line_break_holder] -->                            in Indonesia and Malawi. Yvette holds a Master’s degree in<!-- [et_pb_line_break_holder] -->                            Earth Sciences, Engineering<!-- [et_pb_line_break_holder] -->                            Geology from the Technical University of Delft, The<!-- [et_pb_line_break_holder] -->                            Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"norayr\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Norayr joined CEM in 2012 and provides development support<!-- [et_pb_line_break_holder] -->                            for CEM’s benchmarking models<!-- [et_pb_line_break_holder] -->                            as well as analytical support for CEM best practice research<!-- [et_pb_line_break_holder] -->                            projects.  Experience in<!-- [et_pb_line_break_holder] -->                            Canada and the United States as a business systems analyst<!-- [et_pb_line_break_holder] -->                            and IS Manager complements years<!-- [et_pb_line_break_holder] -->                            of experience gained at the World Bank IT Enterprise<!-- [et_pb_line_break_holder] -->                            Incubator in Armenia as an IT, financial<!-- [et_pb_line_break_holder] -->                            and business analyst.  Norayr has conducted requirements<!-- [et_pb_line_break_holder] -->                            analysis, business analysis, financial<!-- [et_pb_line_break_holder] -->                            modeling, reporting, automation, software development and<!-- [et_pb_line_break_holder] -->                            testing, project management, data<!-- [et_pb_line_break_holder] -->                            and statistical analysis.  He has an MBA from the University<!-- [et_pb_line_break_holder] -->                            of Illinois at Urbana-Champaign<!-- [et_pb_line_break_holder] -->                            and a MS Computer & Electronics Engineer from the State<!-- [et_pb_line_break_holder] -->                            Engineering University, Yerevan, Armenia.  <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"janjaap\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Defined Contribution</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Janjaap (\'JJ\') Weeda is the Defined Contribution product manager at CEM Benchmarking.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            JJ is devoted to making the DC dashboard an insightful and easy-to-use collaborative platform for plan sponsors and industry partners. At the same time, he is backing CEM’s ongoing effort to automate data inputs, making the survey easier to complete.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Janjaap joined CEM in 2017 as an analyst, where he gained extensive experience in the full cycle of data collection, cleaning, analytics, and reporting on CEM\'s extensive database.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science from the Radboud University of Nijmegen (the Netherlands) and obtained vast experience in data analytics and reporting during his Master\'s program in Business Economics in Vienna, Austria.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Do not forget to ask him about his product roadmap when you spot him in the wild!<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"victor\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Victor Miglo</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-