(2731,1,'2025-05-14 18:21:34','2025-05-14 18:21:34','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/insights-cover-med.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][et_pb_heading title=\"Research Insights\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" width=\"100%\" max_width=\"85%\" module_alignment=\"center\" custom_padding=\"||||false|false\" custom_padding_tablet=\"||||false|false\" custom_padding_phone=\"||||false|false\" custom_padding_last_edited=\"on|desktop\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" locked=\"off\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"]<p style=\"text-align: center;\">Original research from CEM Benchmarking</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||-1px||false|false\" custom_padding=\"||2px|||\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" custom_margin=\"-40px||0px||false|false\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][et_pb_heading title=\"@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF90aXRsZSIsInNldHRpbmdzIjp7ImJlZm9yZSI6IiIsImFmdGVyIjoiIn19@\" _builder_version=\"4.27.4\" _dynamic_attributes=\"title\" _module_preset=\"default\" title_text_align=\"center\" width=\"80%\" width_tablet=\"80%\" width_phone=\"80%\" width_last_edited=\"on|phone\" module_alignment=\"center\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_font=\"||||||||\" text_orientation=\"center\" width=\"80%\" width_tablet=\"80%\" width_phone=\"80%\" width_last_edited=\"on|phone\" module_alignment=\"center\" custom_margin=\"-18px||2px||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\" sticky_enabled=\"0\"]<p><i><span data-contrast=\"none\">Chris Flynn, Head of Research, CEM Benchmarking</span></i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><i><span data-contrast=\"none\">Edsart Heuberger, Product Manager Pension Administration, CEM Benchmarking</span></i><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:0,&quot;335559740&quot;:240}\"> </span></p>\n<p><i><span data-contrast=\"none\">Alexander D. Beath, Founder and CEO, Alex Beath &amp; Associates</span></i><span data-ccp-props=\"{}\"> </span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _dynamic_attributes=\"content\" _module_preset=\"default\" text_font=\"||||||||\" text_orientation=\"center\" custom_margin=\"||||false|false\" hover_enabled=\"0\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\" sticky_enabled=\"0\"]@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9kYXRlIiwic2V0dGluZ3MiOnsiYmVmb3JlIjoiIiwiYWZ0ZXIiOiIiLCJkYXRlX2Zvcm1hdCI6ImN1c3RvbSIsImN1c3RvbV9kYXRlX2Zvcm1hdCI6IkYsIFkifX0=@[/et_pb_text][et_pb_post_content _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-30px||0px||false|false\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\" theme_builder_area=\"et_body_layout\"][/et_pb_post_content][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"0px||0px||false|false\" 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Posts','','inherit','closed','closed','','1148-revision-v1','','','2025-05-14 18:21:34','2025-05-14 18:21:34','',1148,'https://www.cembenchmarking.com/?p=2731',0,'revision','',0),(2732,1,'2025-05-14 18:21:34','2025-05-14 18:21:34','[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<!-- divi:paragraph -->\n<p>The cost of administering benefits for large Defined Benefit (DB) pensions varies significantly worldwide, from under £14 per member in the U.K. to over $325 CAD in Canada. This whitepaper quantifies these cost differences, considering factors like currency, purchasing power, membership composition, local cost of living, economies of scale, and pension maturity. It explores how these factors impact reported costs and reveals that service culture plays a crucial role. In regions like Canada and the Netherlands, the focus is on excellence across various activities, while in the U.K., the emphasis is on maintaining mission-critical activities. The USA exhibits both models, with high-cost/high-touch in urban centers and low-cost/low-touch elsewhere. Neither model is deemed superior. </p>\n<!-- /divi:paragraph --><!-- divi:paragraph -->\n<p>Whether you\'re a pension professional, policymaker, or simply curious about global best practices, download the whitepaper by filling out the form below, as this analysis offers a fresh lens on how pensions are managed—and why it matters. </p>\n<p>&nbsp;</p>\n<p>&nbsp;</p>\n<!-- /divi:paragraph -->[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"ae8c083b-cb12-4bec-8d82-b5476456bed6\",<!-- [et_pb_line_break_holder] -->    region: \"na1\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','The Impact of Service Models on Pension Administration Costs: A Global Perspective','','inherit','closed','closed','','2712-revision-v1','','','2025-05-14 18:21:34','2025-05-14 18:21:34','',2712,'https://www.cembenchmarking.com/?p=2732',0,'revision','',0),(2733,1,'2025-05-16 11:57:30','2025-05-16 11:57:30','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<!-- divi:paragraph -->\n<p>The cost of administering benefits for large Defined Benefit (DB) pensions varies significantly worldwide, from under £14 per member in the U.K. to over $325 CAD in Canada. This whitepaper quantifies these cost differences, considering factors like currency, purchasing power, membership composition, local cost of living, economies of scale, and pension maturity. It explores how these factors impact reported costs and reveals that service culture plays a crucial role. In regions like Canada and the Netherlands, the focus is on excellence across various activities, while in the U.K., the emphasis is on maintaining mission-critical activities. The USA exhibits both models, with high-cost/high-touch in urban centers and low-cost/low-touch elsewhere. Neither model is deemed superior. </p>\n<!-- /divi:paragraph --><!-- divi:paragraph -->\n<p>Whether you\'re a pension professional, policymaker, or simply curious about global best practices, download the whitepaper by filling out the form below, as this analysis offers a fresh lens on how pensions are managed—and why it matters. </p>\n<p>&nbsp;</p>\n<p>&nbsp;</p>\n<!-- /divi:paragraph -->[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- 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[et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] -->});<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','Research Posts','','inherit','closed','closed','','1148-revision-v1','','','2025-05-16 13:57:06','2025-05-16 13:57:06','',1148,'https://www.cembenchmarking.com/?p=2738',0,'revision','',0),(2739,1,'2025-05-16 13:57:06','2025-05-16 13:57:06','[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" 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This whitepaper quantifies these cost differences, considering factors like currency, purchasing power, membership composition, local cost of living, economies of scale, and pension maturity. It explores how these factors impact reported costs and reveals that service culture plays a crucial role. In regions like Canada and the Netherlands, the focus is on excellence across various activities, while in the U.K., the emphasis is on maintaining mission-critical activities. The USA exhibits both models, with high-cost/high-touch in urban centers and low-cost/low-touch elsewhere. Neither model is deemed superior. </p>\n<!-- /divi:paragraph --><!-- divi:paragraph -->\n<p>Whether you\'re a pension professional, policymaker, or simply curious about global best practices, download the whitepaper by filling out the form below, as this analysis offers a fresh lens on how pensions are managed—and why it matters. </p>\n<p>&nbsp;</p>\n<p>&nbsp;</p>\n<!-- /divi:paragraph -->[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->  hbspt.forms.create({<!-- [et_pb_line_break_holder] -->    portalId: \"20903941\",<!-- [et_pb_line_break_holder] -->    formId: \"ae8c083b-cb12-4bec-8d82-b5476456bed6\",<!-- [et_pb_line_break_holder] -->    region: \"na1\"<!-- [et_pb_line_break_holder] -->  });<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','The Impact of Service Models on Pension Administration Costs: A Global Perspective','','inherit','closed','closed','','2712-revision-v1','','','2025-05-16 13:57:06','2025-05-16 13:57:06','',2712,'https://www.cembenchmarking.com/?p=2739',0,'revision','',0),(2740,1,'2025-05-16 13:58:34','2025-05-16 13:58:34','<!-- wp:divi/placeholder -->\n[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<!-- divi:paragraph -->\n<p>The cost of administering benefits for large Defined Benefit (DB) pensions varies significantly worldwide, from under £14 per member in the U.K. to over $325 CAD in Canada. 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Posts','','inherit','closed','closed','','1148-revision-v1','','','2025-05-16 14:03:17','2025-05-16 14:03:17','',1148,'https://www.cembenchmarking.com/?p=2741',0,'revision','',0),(2742,1,'2025-05-16 14:03:17','2025-05-16 14:03:17','[et_pb_section fb_built=\"1\" _builder_version=\"4.16\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_row _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.16\" custom_padding=\"|||\" global_colors_info=\"{}\" custom_padding__hover=\"|||\" theme_builder_area=\"post_content\"][et_pb_text _builder_version=\"4.16\" background_size=\"initial\" background_position=\"top_left\" background_repeat=\"repeat\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<!-- divi:paragraph -->\n<p>The cost of administering benefits for large Defined Benefit (DB) pensions varies significantly worldwide, from under £14 per member in the U.K. to over $325 CAD in Canada. This whitepaper quantifies these cost differences, considering factors like currency, purchasing power, membership composition, local cost of living, economies of scale, and pension maturity. It explores how these factors impact reported costs and reveals that service culture plays a crucial role. In regions like Canada and the Netherlands, the focus is on excellence across various activities, while in the U.K., the emphasis is on maintaining mission-critical activities. The USA exhibits both models, with high-cost/high-touch in urban centers and low-cost/low-touch elsewhere. Neither model is deemed superior. </p>\n<!-- /divi:paragraph --><!-- divi:paragraph -->\n<p>Whether you\'re a pension professional, policymaker, or simply curious about global best practices, download the whitepaper by filling out the form below, as this analysis offers a fresh lens on how pensions are managed—and why it matters. </p>\n<p>&nbsp;</p>\n<p>&nbsp;</p>\n<!-- /divi:paragraph -->[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"][et_pb_code _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\" theme_builder_area=\"post_content\"]<script charset=\"utf-8\" type=\"text/javascript\" src=\"//js.hsforms.net/forms/embed/v2.js\"></script><!-- [et_pb_line_break_holder] --><script><!-- 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background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/pascal-swier-7de474KZIbs-unsplash.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Deep industry knowledge</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"20px||0px||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">At CEM Benchmarking, we believe that our employees are the key to our success. Our team consists of passionate and experienced individuals who are committed to excellence. We promote a collaborative environment that encourages the sharing of ideas, the leveraging of each other\'s strengths, and the achievement of outstanding results for our clients.</p>\n<p style=\"text-align: center;\">On our Teams page, you can learn more about the talented professionals who have made CEM Benchmarking a leader in our industry. 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border: none;||}||||||.modal .close:hover {||    color: #666;||}||||.card h3 {||    padding-top: 20px;||}||||.modal-dialog.modal-default-dialog {||    width: 650px;||}||||.modal-default-content {||    background-color: #f2f5f7;||    -webkit-border-radius: 0px;||    border-radius: 10px;||    left: 12%;||    width: 75%;||    border: none;||    overflow: hidden;||    box-shadow: none;||    position: relative;||}||||.modal-default-header {||    border: none;||    text-align: left;||    padding: 20px 10px;||    background: transparent;||}||||.modal-default-body {||    font-size: 12px;||    font-family: \'barlow\';||    margin: 0px;||    padding: 25px;||    border-radius: 10px;||}||||.modal-body p.profile-desc {||    font-size: 15px;||    text-align: justify;||    line-height: 1.5rem;||    padding-top: 15px;||}||||.profile-circle {||    max-height: 208px !important;||    background-size: cover;||    border-radius: 50% 50% 50% 50%;||}\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<div class=\"team-container\"><!-- [et_pb_line_break_holder] -->    <!-- Tab Buttons --><!-- [et_pb_line_break_holder] -->    <div class=\"tab-buttons\"><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button active\" onclick=\"showTab(\'leadership\')\">Leadership Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'client\')\">Client Coverage</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'product\')\">Product Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'engineering\')\">Engineering Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'board\')\">Board Members</button><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <!-- Tab Contents --><!-- [et_pb_line_break_holder] -->    <div id=\"leadership\" class=\"tab-content active\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" alt=\"Rashay Jethalal\"><!-- [et_pb_line_break_holder] -->            <h3>Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>CEO</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" alt=\"Matt Coyle\"><!-- [et_pb_line_break_holder] -->            <h3>Matt Coyle</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Client Experience</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" alt=\"Sadaf Shaikh\"><!-- [et_pb_line_break_holder] -->            <h3>Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Talent and Business Management</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" alt=\"Ye Pynenburg\"><!-- [et_pb_line_break_holder] -->            <h3>Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Finance</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"client\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" alt=\"Fleur Dubbelboer\"><!-- [et_pb_line_break_holder] -->            <h3>Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Netherlands & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" alt=\"David Jennings\"><!-- [et_pb_line_break_holder] -->            <h3>David Jennings</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Nordics & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" alt=\"Franco Wang\"><!-- [et_pb_line_break_holder] -->            <h3>Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" alt=\"Chris Doll\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Doll</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" ><!-- [et_pb_line_break_holder] -->            <!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" alt=\"Kevin Vandolder\"><!-- [et_pb_line_break_holder] -->            <h3>Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, U.S. East</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" alt=\"Ravi Senthivel\"><!-- [et_pb_line_break_holder] -->            <h3>Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"product\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'joao\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Joao-1.jpg\" alt=\"Joao Barata\"><!-- [et_pb_line_break_holder] -->            <h3>Joao Barata</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'shayan\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Shayan-1.jpg\" alt=\"Shayan Bokhari\"><!-- [et_pb_line_break_holder] -->            <h3>Shayan Bokhari</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" alt=\"Maaike van Bragt\"><!-- [et_pb_line_break_holder] -->            <h3>Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Research Associate</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" alt=\"Rhijuta Dahal\"><!-- [et_pb_line_break_holder] -->            <h3>Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'david\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" alt=\"David Dupont\"><!-- [et_pb_line_break_holder] -->            <h3>David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Lead, Production</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" alt=\"Tanya Durr\"><!-- [et_pb_line_break_holder] -->            <h3>Tanya Durr</h3><!-- [et_pb_line_break_holder] -->            <p>Manager, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" alt=\"Daniel Griffiths\"><!-- [et_pb_line_break_holder] -->            <h3>Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger-1.jpg\" alt=\"Edsart X. Heuberger\"><!-- [et_pb_line_break_holder] -->            <h3>Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, PABS, GPTB, GRP</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" alt=\"Carl Ka Ho Ng\"><!-- [et_pb_line_break_holder] -->            <h3>Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" alt=\"Palwasha Saaim\"><!-- [et_pb_line_break_holder] -->            <h3>Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Investment Benchmarking Subscription</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" alt=\"Yvette van Velsen\"><!-- [et_pb_line_break_holder] -->            <h3>Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" alt=\"Norayr Vardanyan\"><!-- [et_pb_line_break_holder] -->            <h3>Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" alt=\"Janjaap Weeda\"><!-- [et_pb_line_break_holder] -->            <h3>Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Defined Contribution</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" alt=\"Victor Miglo\"><!-- [et_pb_line_break_holder] -->            <h3>Victor Miglo</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'james\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" alt=\"James West\"><!-- [et_pb_line_break_holder] -->            <h3>James West</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" alt=\"Sri Laya Devireddy\"><!-- [et_pb_line_break_holder] -->            <h3>Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->            <p>Operations Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"engineering\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" alt=\"Caradec Bisesar\"><!-- [et_pb_line_break_holder] -->            <h3>Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->            <p>Team Lead & Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" alt=\"Efron Berlian\"><!-- [et_pb_line_break_holder] -->            <h3>Efron Berlian</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"board\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sandy-Halim-1.jpg\" alt=\"Sandy Halim\"><!-- [et_pb_line_break_holder] -->            <h3>Sandy Halim</h3><!-- [et_pb_line_break_holder] -->            <p>Chair of the Board</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/johnm-1.jpg\" alt=\"John McLaughlin\"><!-- [et_pb_line_break_holder] -->            <h3>John McLaughlin</h3><!-- [et_pb_line_break_holder] -->            <p>President, Treasury Technologies International Inc.</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/keithA-1.png\" alt=\"Keith Ambachtsheer\"><!-- [et_pb_line_break_holder] -->            <h3>Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->            <p>President, KPA Advisory Services</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"modals\"><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rashay\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" class=\"profile-circle\"></div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">CEO</h4><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rashay joined CEM in 2021 and is responsible for overall strategy and performance of the business.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            Rashay brings over 20 years of experience in financial services, spanning asset management, capital markets, and transaction banking.<!-- [et_pb_line_break_holder] -->                            Rashay has held leadership roles at Purpose Investments, RBC, and CIBC, after being a management consultant at McKinsey & Company.<!-- [et_pb_line_break_holder] -->                            He holds an MBA from INSEAD and a Bachelor of Commerce (Honours) from the University of British Columbia.<!-- [et_pb_line_break_holder] -->                            He is also a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sandy\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sandy-Halim.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sandy Halim</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Chair of the Board</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                    href=\"https://www.linkedin.com/in/sandy-halim-0b121935\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /sandy-halim</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sandy joined CEM in 1993 and was its second employee. She was involved in the day-to-day operations including client service (many were CIEBA members), product development (including creating the Defined Contribution product), and management of what was essentially a start-up. Sandy has been trusted by boards and executives at the leading global pension funds to deliver fair and objective analysis, knowing that she always has had pension members’ best interests at heart.<!-- [et_pb_line_break_holder] -->                            Sandy retired from CEM and joined the CEM board in 2017 and now chairs the board. In addition to her board work at CEM, Sandy is active in several not-for-profits, including at the board level.<!-- [et_pb_line_break_holder] -->                            Sandy received her business degree from the University of Toronto and holds CFA and CPA designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"johnm\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/johnm.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John McLaughlin</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">President Treasury Technologies International Inc.</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            For the past 35 years through his own company, Treasury Technologies International Inc., John has advised business leaders in a wide variety of enterprises as they create, consider and execute strategic decisions. John has also been a principal in several successful start-up ventures.<!-- [et_pb_line_break_holder] -->                            John has extensive governance experience as a director of public and private corporations and in the not-for-profit sector.<!-- [et_pb_line_break_holder] -->                            John McLaughlin is a graduate of Ryerson University in Industrial Engineering Technology and the Schulich School of Business Administration. He holds the ICD.D director certification designation from the Rotman School of Business, University of Toronto and the Institute of Corporate Directors - Corporate Governance College.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"keith\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/keithA-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\"><!-- [et_pb_line_break_holder] -->                            Director Emeritus, International Centre for Pension Management (ICPM)<!-- [et_pb_line_break_holder] -->                            Executive-in-Residence, Rotman School of Management, University of Toronto<!-- [et_pb_line_break_holder] -->                            Senior Fellow, National Institute on Aging (NIA), Ryerson University<!-- [et_pb_line_break_holder] -->                            President, KPA Advisory Services<!-- [et_pb_line_break_holder] -->                        </h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Keith Ambachtsheer has been a participant in the pensions and investments industry since 1969. He is recognized as one of the globe’s most original thinkers on pension design, governance, and investing issues.<!-- [et_pb_line_break_holder] -->                            Since its founding in 1985, KPA Advisory Services has become known as a trusted incubator for new thinking in pensions, and for providing strategic advice to a global clientele in person, and through the monthly<!-- [et_pb_line_break_holder] -->                            Ambachtsheer Letter. Moreover, he has strong ties to pension and investments through academia.<!-- [et_pb_line_break_holder] -->                            He has personal governance experience as a member of several corporate and not-for-profit boards and has served as Board Chair of<!-- [et_pb_line_break_holder] -->                            the Princess Margaret Cancer Foundation and continues as a member of its Emeritus Council. He is a member of the Mercer CFA Institute<!-- [et_pb_line_break_holder] -->                            Global Pension Index Advisory Council, the Georgetown University Center for Retirement Initiatives Scholars Council, the Network for<!-- [et_pb_line_break_holder] -->                            Sustainable Financial Markets, and the Tobacco Free Portfolios Global Advisory Council.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"mike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, Rest of World</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a href=\"https://www.linkedin.com/in/mikeheale/\"<!-- [et_pb_line_break_holder] -->                                    target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /MIKE-HEALE</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Mike has a primary focus on global business development and client service within Europe,<!-- [et_pb_line_break_holder] -->                            the Middle East and Asia. Prior to joining CEM in 1997, Mike had twelve years of extensive<!-- [et_pb_line_break_holder] -->                            marketing experience in the pension and life insurance industry. Mike has led the firm\'s major<!-- [et_pb_line_break_holder] -->                            client growth and market expansion initiatives. He is a frequent speaker at various industry<!-- [et_pb_line_break_holder] -->                            conferences. Mike received his undergraduate degree in Physical and Health Education from Laurentian<!-- [et_pb_line_break_holder] -->                            and a Masters in Business Administration (MBA) from the University of Western Ontario.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"john\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'john\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, UK & Europe</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                href=\"https://www.linkedin.com/in/john-simmonds-22086421/\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                /JOHN-SIMMONDS</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            John is responsible for business development and client service in the UK and Ireland. <!-- [et_pb_line_break_holder] -->                            John has worked in the pension industry for over 30 years and counts many of the UK’s<!-- [et_pb_line_break_holder] -->                            largest pension schemes as clients.  He has written for numerous pension publications,<!-- [et_pb_line_break_holder] -->                            featured in the UK national press and is a regular presenter at industry seminars.  <!-- [et_pb_line_break_holder] -->                            John is a Fellow of the Pensions Management Institute (FPMI) with a Masters in Business<!-- [et_pb_line_break_holder] -->                            Administration from Warwick Business School. He previously worked for Deloitte and Arthur Andersen. <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"edsart\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, PABS, GPTB, GRP</h4><!-- [et_pb_line_break_holder] -->                        <h4>Business Development <br /> Netherlands</h4> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Edsart has responsibility for business development and client service in the Netherlands.<!-- [et_pb_line_break_holder] -->                            Edsart joined CEM in 2008 as an analyst on the Pension Administration team and senior<!-- [et_pb_line_break_holder] -->                            analyst on the Investment team. He has an intimate and quantitative understanding of<!-- [et_pb_line_break_holder] -->                            CEM’s investment and pension administration services and database, and will continue<!-- [et_pb_line_break_holder] -->                            to conduct and support administration and investment research. Edsart has a Masters<!-- [et_pb_line_break_holder] -->                            of Science in supply chain management from Erasmus University Rotterdam, the Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"davidj\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Jennings</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Nordics & UK</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David joined CEM in early 2020 and is responsible for client service and business development in the UK and Europe.<!-- [et_pb_line_break_holder] -->                            David has worked in financial services for over 20 years building relationships with some of the largest UK pension schemes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, he worked for Fidelity International and Lazard Asset Management as a Client Relationship Manager. He<!-- [et_pb_line_break_holder] -->                            has a deep understanding of the challenges facing asset owners and is experienced in tailoring solutions for a wide variety<!-- [et_pb_line_break_holder] -->                            of situations. David has a Bachelor degree in Archaeology from the University of Southampton.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"hannah\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'hannah\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"img/team/team-indiv/hannah.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">HANNAH BLOMFIELD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Client Relationship Manager</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Hannah joined CEM in 2021 and is responsible for pension administration client service and business development in the UK and Ireland.<!-- [et_pb_line_break_holder] -->                            She has worked in the pension industry for over 20 years providing various services to many different pension funds within the UK, including<!-- [et_pb_line_break_holder] -->                            some of the largest and most complex. Prior to joining CEM, Hannah worked for several companies including Hewitt Associates, Capita and ITM,<!-- [et_pb_line_break_holder] -->                            specialising in pension calculations, pension processes, data quality and long-term projects. She has a bachelor’s degree in Mathematics from<!-- [et_pb_line_break_holder] -->                            the Open University, which has been put to good use many times throughout the past 15 years.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"adam\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head of Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Adam joined CEM in 2022 and is responsible for driving operational improvements in the business. His focus<!-- [et_pb_line_break_holder] -->                            at CEM is on making the work of our teams and interactions with our clients more efficient and effective.<!-- [et_pb_line_break_holder] -->                            He cares greatly about ensuring retirees can enjoy their retirement without having to overpay for that privilege.<!-- [et_pb_line_break_holder] -->                            Adam brings more than 20 years of work, across a variety of industries, including banking, insurance and technology<!-- [et_pb_line_break_holder] -->                            as both a consultant and executive. He began his career as an economist with S&P, became a management consultant with<!-- [et_pb_line_break_holder] -->                            McKinsey and recently had leadership roles at Farber and Mensana. He holds a Master of Arts from the University of<!-- [et_pb_line_break_holder] -->                            Toronto in Economics and a Bachelor of Arts (Honours) in Economics and Psychology from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"fleur\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Netherlands & UK</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Fleur joined CEM in September 2021 as a Director Client Coverage, she is responsible for UK and Dutch Corporate, Local Government and Public pension schemes.<!-- [et_pb_line_break_holder] -->                            Fleur cares deeply about having a personal relationship with her clients, and ensuring our reporting is accurate and timely to better enable management and board decision making.<!-- [et_pb_line_break_holder] -->                            Prior to joining , Fleur has over 10 years of experience at Goldman Sachs International and Goldman Sachs Asset Management. Whilst there she enjoyed various roles including, SPV and Hedge Fund strategies operations, Separately Managed Account Project Management and more recently as Client Relationship Manager for the UK and Ireland institutional Team. She has detailed knowledge of separately managed account strategies, in both the creation and management of these mandates. Fleur has a bachelor’s degree in Business Administration from the University of Bath.<!-- [et_pb_line_break_holder] -->                            Fleur lives in Tunbridge Wells, and when not working is busy renovating and running after her young daughters.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"franco\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Franco is a Director at CEM Benchmarking who is responsible for client service in North America and parts of Asia. He was<!-- [et_pb_line_break_holder] -->                            previously an analyst on the Investment Benchmarking Service team, where he performed analysis and research for institutional investor clients. He<!-- [et_pb_line_break_holder] -->                            continues to leverage his extensive familiarity with CEM’s database to deliver insights to clients. He is a CFA Charterholder and has a degree in Accounting and<!-- [et_pb_line_break_holder] -->                            Financial Management from the University of Waterloo.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sadaf\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Talent and Business Management</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sadaf Shaikh joined CEM in 2022 and is responsible for HR, Talent, PMO, Contracts, and Office Services at CEM, ensuring our internal talent and business programs,<!-- [et_pb_line_break_holder] -->                            processes and corporate systems are optimized to support the high performance, growth culture at CEM. Sadaf brings over 15 years of broad HR,<!-- [et_pb_line_break_holder] -->                            Talent and process experience in financial services. Before joining CEM, Sadaf ran her own consulting practice and was an HR Business Partner at OMERS and Brookfield.<!-- [et_pb_line_break_holder] -->                            Sadaf is a Certified Human Resources Leader (CHRL), a Six Sigma Green Belt, and a Certified Executive Coach.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"junior\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Junior Payne</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Engineering</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Junior joined CEM in 2023 as the Head of Engineering at CEM Benchmarking, where he tackles key challenges and develops innovative solutions. Leading through inspiration,<!-- [et_pb_line_break_holder] -->                            his expertise helps foster collaboration and drives advancements that enhances team efficiency and industry standards. Prior to CEM,<!-- [et_pb_line_break_holder] -->                            Junior created a cybersecurity product at Architelos, built a high-performing technology team at Research in Motion, and shifted strategic direction at AuthenticWeb.<!-- [et_pb_line_break_holder] -->                            When not at work, Junior enjoys the outdoors with running, hiking, and kayaking, allowing him to recharge and set a positive example for his team.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ye\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Finance</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ye Pynenburg joined CEM in 2023 and is responsible for all aspects of financial management of the business including accounting, financial planning, tax and treasury.<!-- [et_pb_line_break_holder] -->                            She brings more than a decade of financial experience working with both public and private clients in various industries and sizes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Ye held positions at Rogers Communications Inc. and PwC in both their Consulting & Deals and Audit & Assurance practices.<!-- [et_pb_line_break_holder] -->                            Ye received both her Masters of Accounting and Bachelors of Accounting and Financial Management from the University of Waterloo. She also holds Chartered Business Valuator (CBV) and Chartered Professional Accountant (CPA, CA) designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"matt\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Matt Coyle</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Client Experience</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Matt joined CEM in 2024 and is responsible for leading communities, marketing and client experience. He brings over 15 years of senior leadership,<!-- [et_pb_line_break_holder] -->                            holding positions at Maple Leaf Sports & Entertainment, Cineplex Entertainment and Purpose Investments. Matt uses his training in design thinking to develop delightful moments for our customers.<!-- [et_pb_line_break_holder] -->                            He is a board of director at the Halton Field Hockey Club and in his spare time love to travel with his family. If you\'re ever traveling to Walt Disney World, feel free to ask him for some tips.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"jim\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'jim\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/JimS-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Jim Stamper</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, U.S. West</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Jim has a primary focus on business development and client service within the U.S west coast. Prior to joining CEM in 2022,<!-- [et_pb_line_break_holder] -->                            Jim spent over 10 years in the asset management industry in consultant relations and institutional client service roles.<!-- [et_pb_line_break_holder] -->                            Jim also spent over 10 years as a consultant with AON Hewitt in the defined contribution space where he worked with plan sponsors<!-- [et_pb_line_break_holder] -->                            on investment manager selection and plan design.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Jim received a BA in International Relations from Michigan State University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chris\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Product Development</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                                                        Chris has been with CEM since 2003 and is currently Head, Product Development as well as Head of Research.<!-- [et_pb_line_break_holder] -->                            He leads the evolution of CEM’s core models and analysis, and in customizing those models to meet client needs.<!-- [et_pb_line_break_holder] -->                            He oversees the research team in conducting best practice research, custom work for clients and partnering with outside researchers.<!-- [et_pb_line_break_holder] -->                            Chris has deep experience presenting or partnering with clients to conduct analysis and research to clients and has testified as an expert on pension fund costs.<!-- [et_pb_line_break_holder] -->                            Prior to working at CEM, Chris worked as a developer at an investment management firm.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science(Honours) in Quantitative Economics from the University of Toronto and is a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"kevin\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, U.S. East</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Kevin has extensive experience in the pension industry, having served as a Senior Consultant at DiMeo Schneider and AndCo, and as a Partner and DC Client Practice Leader at Aon Hewitt and EnnisKnupp for 24 years. He is a founding member of the Defined Contribution Institutional Investment Association (DCIIA) and currently serves on its Investment Policy and Design committee. Kevin has lectured at DePaul and Northwestern Universities and has been active with the CFA Institute, including roles as President and Treasurer of the CFA Society of Chicago.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->He holds an MBA from NYU\'s Stern School of Business and a Bachelor of Commerce in Finance from the University of Windsor. Kevin also served in the Royal Canadian Navy and Presbyterian World Service.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ravi\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ravi is a Director at CEM Benchmarking with responsibility for client service and success in North America.<!-- [et_pb_line_break_holder] -->                            Ravi brings over 20 years of experience across a variety of industries including financial services, telecommunications,<!-- [et_pb_line_break_holder] -->                            and loyalty. He began his career in investment banking with Salomon Smith Barney and recently held leadership positions<!-- [et_pb_line_break_holder] -->                            in multiple fintech startups. He holds an MBA from the University of Western Ontario and a Bachelor of Commerce from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chrisd\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Doll</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Christopher Doll joined CEM as a Director of Client Coverage in 2023 and is responsible client coverage in the U.S. market.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            He brings over 20 years asset management experience with a focus on client relations, product management and development and marketing.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Christopher launched multiple asset managers and helped build the Canadian ETF business for a multinational asset manager.<!-- [et_pb_line_break_holder] -->                            He was a frequent speaker at industry conferences.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Commerce (Honours) from the University of Ottawa. Christopher lives in Oakville with his wife and two daughters.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"maaike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Research Associate</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Maaike is an analyst on the Investment Benchmarking team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM in 2017, she applied her analytical<!-- [et_pb_line_break_holder] -->                            skills to her postdoctoral research in the biomedical field,<!-- [et_pb_line_break_holder] -->                            first in Boston (USA) and later in Ottawa (Canada). Maaike<!-- [et_pb_line_break_holder] -->                            earned her PhD in stem cell biology at the University of<!-- [et_pb_line_break_holder] -->                            Utrecht (the Netherlands).<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rhijuta\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rhijuta is an Analyst at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM Benchmarking, Rhijuta was working in Mercer’s manager<!-- [et_pb_line_break_holder] -->                            research team. Rhijuta has previous experience in DC<!-- [et_pb_line_break_holder] -->                            Consulting, Client Reporting from Towers Watson and has also<!-- [et_pb_line_break_holder] -->                            spent few years in Nepal working with social enterprises.<!-- [et_pb_line_break_holder] -->                            Rhijuta has a master’s degree in Mathematics from Lancaster<!-- [et_pb_line_break_holder] -->                            University.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"david\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'david\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Lead, Production</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David is a Director at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM in 2006, David worked at CIBC Mellon for eight years in a<!-- [et_pb_line_break_holder] -->                            variety of departments ranging from pension accounting to<!-- [et_pb_line_break_holder] -->                            sales and marketing. David is a CFA charter holder and has a<!-- [et_pb_line_break_holder] -->                            degree in Mathematics and Philosophy from the University of<!-- [et_pb_line_break_holder] -->                            Toronto.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"daniel\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Daniel is an Analyst at CEM Benchmarking. Prior to joining CEM Benchmarking, Daniel was working for New Zealand\'s stock exchange, NZX.<!-- [et_pb_line_break_holder] -->                            Daniel worked as an analyst across NZX\'s Capital Markets and Finance teams. Daniel has a Bachelor of Commerce degree in Finance (Hons)<!-- [et_pb_line_break_holder] -->                            and Economics from Victoria University of Wellington (New Zealand).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"carl\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Carl is a Business Solutions Analyst at CEM Benchmarking,<!-- [et_pb_line_break_holder] -->                            responsible<!-- [et_pb_line_break_holder] -->                            for analyzing client data and implementing product reports.<!-- [et_pb_line_break_holder] -->                            Before joining<!-- [et_pb_line_break_holder] -->                            CEM, Carl accumulated over 12 years of experience in the<!-- [et_pb_line_break_holder] -->                            pension industry<!-- [et_pb_line_break_holder] -->                            specializing in actuarial pension calculations and pension<!-- [et_pb_line_break_holder] -->                            software developments.<!-- [et_pb_line_break_holder] -->                            Carl holds a bachelor’s degree in Mathematics and is<!-- [et_pb_line_break_holder] -->                            currently a candidate in<!-- [et_pb_line_break_holder] -->                            the Fellow of the Society of Actuaries.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"palwasha\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Investment Benchmarking Subscription</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Palwasha is a Product Manager at CEM Benchmarking, responsible for managing the Investment Benchmarking Subscription (IBS)<!-- [et_pb_line_break_holder] -->                            offered to 300+ institutional investors globally, including pension plans, sovereign wealth funds, endowments and foundations.<!-- [et_pb_line_break_holder] -->                            She manages the data requirements, analysis and reporting for investments and staffing levels. Palwasha has been with CEM for five years<!-- [et_pb_line_break_holder] -->                            and is an active liaison between CEM’s client coverage, engineering and production teams, delivering on client needs. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Palwasha worked in various analytical roles in the financial services, IT and digital media industries. Palwasha is a CFA Charterholder,<!-- [et_pb_line_break_holder] -->                            a certified FRM (Financial Risk Manager) and holds a Bachelor degree in Economics and Finance.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"yvette\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Yvette joined CEM in 2012 and is involved in all aspects of<!-- [et_pb_line_break_holder] -->                            CEM’s Pension Administration<!-- [et_pb_line_break_holder] -->                            service for our North American, Australian and Dutch<!-- [et_pb_line_break_holder] -->                            clients. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Yvette held financial and operational management positions<!-- [et_pb_line_break_holder] -->                            with charity organizations<!-- [et_pb_line_break_holder] -->                            in Indonesia and Malawi. Yvette holds a Master’s degree in<!-- [et_pb_line_break_holder] -->                            Earth Sciences, Engineering<!-- [et_pb_line_break_holder] -->                            Geology from the Technical University of Delft, The<!-- [et_pb_line_break_holder] -->                            Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"norayr\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Norayr joined CEM in 2012 and provides development support<!-- [et_pb_line_break_holder] -->                            for CEM’s benchmarking models<!-- [et_pb_line_break_holder] -->                            as well as analytical support for CEM best practice research<!-- [et_pb_line_break_holder] -->                            projects.  Experience in<!-- [et_pb_line_break_holder] -->                            Canada and the United States as a business systems analyst<!-- [et_pb_line_break_holder] -->                            and IS Manager complements years<!-- [et_pb_line_break_holder] -->                            of experience gained at the World Bank IT Enterprise<!-- [et_pb_line_break_holder] -->                            Incubator in Armenia as an IT, financial<!-- [et_pb_line_break_holder] -->                            and business analyst.  Norayr has conducted requirements<!-- [et_pb_line_break_holder] -->                            analysis, business analysis, financial<!-- [et_pb_line_break_holder] -->                            modeling, reporting, automation, software development and<!-- [et_pb_line_break_holder] -->                            testing, project management, data<!-- [et_pb_line_break_holder] -->                            and statistical analysis.  He has an MBA from the University<!-- [et_pb_line_break_holder] -->                            of Illinois at Urbana-Champaign<!-- [et_pb_line_break_holder] -->                            and a MS Computer & Electronics Engineer from the State<!-- [et_pb_line_break_holder] -->                            Engineering University, Yerevan, Armenia.  <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"janjaap\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Defined Contribution</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Janjaap (\'JJ\') Weeda is the Defined Contribution product manager at CEM Benchmarking.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            JJ is devoted to making the DC dashboard an insightful and easy-to-use collaborative platform for plan sponsors and industry partners. At the same time, he is backing CEM’s ongoing effort to automate data inputs, making the survey easier to complete.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Janjaap joined CEM in 2017 as an analyst, where he gained extensive experience in the full cycle of data collection, cleaning, analytics, and reporting on CEM\'s extensive database.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science from the Radboud University of Nijmegen (the Netherlands) and obtained vast experience in data analytics and reporting during his Master\'s program in Business Economics in Vienna, Austria.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Do not forget to ask him about his product roadmap when you spot him in the wild!<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"victor\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Victor Miglo</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Victor Miglo has been with CEM since 2022 and is a member of our Product Delivery team as an Analyst.<!-- [et_pb_line_break_holder] -->                            In his role, Victor is responsible for building relationships with clients and ensuring they receive accurate<!-- [et_pb_line_break_holder] -->                            and insightful data in order to make strategic decisions. Prior to CEM Victor completed his Masters in Finance<!-- [et_pb_line_break_holder] -->                            from University of British Columbia and is a published academic author. Victor is also a national university tennis champion and enjoys playing sports with his friends.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"james\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'james\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">James West</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            James West has been with CEM since 2023 and is a member of the Pension Administration Benchmarking Subscription team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM Benchmarking, James spent over 25 years in pension administration in various roles including member<!-- [et_pb_line_break_holder] -->                            experience, employer services and system implementation. James has a Bachelor degree in Business from Wilfrid Laurier<!-- [et_pb_line_break_holder] -->                            University and has his CEBS designation.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"caradec\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Team Lead & Senior Engineer</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Caradec Bisesar has been at CEM since 2019 and is currently the Team Lead and Senior Engineer at CEM Benchmarking. He oversees the team\'s operations, project management, and technology strategy. Caradec plays a key role in the design and architecture of user-centric solutions, contributes to IT support and infrastructure maintenance, and collaborates on cross-functional initiatives to enhance product offerings and client engagement. Caradec holds a Bachelor of Science in Software Engineering with a minor in Mathematics from the University of Toronto Scarborough. He is also a certified Product Owner (CPO).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"efron\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Efron Berlian</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Engineer</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Efron Berlian joined CEM in 2017 and is a Senior Engineer on the team. In his role, Efron develops software solutions and maintains IT infrastructure to support our data analysis and benchmarking processes. He has been the architect of the engine behind our interactive Dashboard and continues to develop our second version along with other key projects and initiatives related to our subscriptions. Efron holds a Bachelor of Computer Science from University of WIndsor.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"laya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Operations Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sri Laya Devireddy joined CEM in 2023 as our Operations Analyst. In her role, Laya is responsible for making our internal product delivery and client coverage processes more streamlined and efficient, and reducing errors in our production cycle. Laya holds a Bachlor of Commerce degree with a focus on finance and strategy from University of Toronto and is currently working towards her PMP certification.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] --></div><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->    function showTab(tabId) {<!-- [et_pb_line_break_holder] -->        // Hide all tab contents<!-- [et_pb_line_break_holder] -->        document.querySelectorAll(\'.tab-content\').forEach(content => {<!-- [et_pb_line_break_holder] -->            content.style.display = \'none\';<!-- [et_pb_line_break_holder] -->            content.classList.remove(\'active\');<!-- [et_pb_line_break_holder] -->        });<!-- [et_pb_line_break_holder] -->        // Remove active class from buttons<!-- [et_pb_line_break_holder] -->        document.querySelectorAll(\'.tab-button\').forEach(button => {<!-- [et_pb_line_break_holder] -->            button.classList.remove(\'active\');<!-- [et_pb_line_break_holder] -->        });<!-- [et_pb_line_break_holder] -->        // Show the selected tab and add active class to button<!-- [et_pb_line_break_holder] -->        document.getElementById(tabId).style.display = \'flex\';<!-- [et_pb_line_break_holder] -->        document.getElementById(tabId).classList.add(\'active\');<!-- [et_pb_line_break_holder] -->        event.target.classList.add(\'active\');<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    function openModal(modalId) {<!-- [et_pb_line_break_holder] -->        const modal = document.getElementById(modalId);<!-- [et_pb_line_break_holder] -->        // Add lower z-index styles to body, header, footer, and html<!-- [et_pb_line_break_holder] -->        document.body.style.zIndex = \'-1\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'header\').style.zIndex = \'-1\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'header\').style.position = \'relative\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'footer\').style.zIndex = \'-1\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'footer\').style.position = \'relative\';<!-- [et_pb_line_break_holder] -->        document.documentElement.style.zIndex = \'-1\';<!-- [et_pb_line_break_holder] -->        modal.style.display = \'flex\';<!-- [et_pb_line_break_holder] -->        // Close modal on clicking outside the content<!-- [et_pb_line_break_holder] -->        modal.addEventListener(\'click\', function (event) {<!-- [et_pb_line_break_holder] -->            if (event.target === modal) {<!-- [et_pb_line_break_holder] -->                closeModal(modalId);<!-- [et_pb_line_break_holder] -->            }<!-- [et_pb_line_break_holder] -->        });<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] -->    function closeModal(modalId) {<!-- [et_pb_line_break_holder] -->        const modal = document.getElementById(modalId);<!-- [et_pb_line_break_holder] -->        // Remove z-index styles from body, header, footer, and html<!-- [et_pb_line_break_holder] -->        document.body.style.zIndex = \'\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'header\').style.zIndex = \'\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'header\').style.position = \'\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'footer\').style.zIndex = \'\';<!-- [et_pb_line_break_holder] -->        document.querySelector(\'footer\').style.position = \'\';<!-- [et_pb_line_break_holder] -->        document.documentElement.style.zIndex = \'\';<!-- [et_pb_line_break_holder] -->        modal.style.display = \'none\';<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','Our Team','','inherit','closed','closed','','41-revision-v1','','','2025-05-26 19:59:30','2025-05-26 19:59:30','',41,'https://www.cembenchmarking.com/?p=2748',0,'revision','',0);
INSERT INTO `wp_posts` VALUES (2750,1,'2025-05-26 20:01:51','2025-05-26 20:01:51','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,58,109,0.68) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/pascal-swier-7de474KZIbs-unsplash.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Deep industry knowledge</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"20px||0px||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">At CEM Benchmarking, we believe that our employees are the key to our success. Our team consists of passionate and experienced individuals who are committed to excellence. We promote a collaborative environment that encourages the sharing of ideas, the leveraging of each other\'s strengths, and the achievement of outstanding results for our clients.</p>\n<p style=\"text-align: center;\">On our Teams page, you can learn more about the talented professionals who have made CEM Benchmarking a leader in our industry. 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50px;||}||||.card img {||    width: 90%;||    max-width: 200px;||    border-radius: 50%;||}||||#modals {||    position: fixed; /* Creates a root-level stacking context */||    top: 0;||    left: 0;||    width: 100vw;||    height: 100vh;||    z-index: 1050; /* Ensure it\'s higher than other elements */||    pointer-events: none; /* Prevent interaction when no modal is open */||}||||.modal {||    position: fixed;||    display: none;||    justify-content: center;||    align-items: center;||    width: 100%;||    height: 100%;||    background: rgba(0, 0, 0, 0.55);||    pointer-events: auto; /* Allow interaction with visible modals */||}||||.modal-content {||    background: #fff;||    padding: 20px;||    border-radius: 10px;||    text-align: center;||    position: relative;||    z-index: 1060; /* Ensure it is above the modal background */||}||||.modal .close {||    position: absolute;||    top: 10px;||    right: 10px;||    font-size: 30px;||    cursor: pointer;||    background: none;||    border: none;||}||||||.modal .close:hover {||    color: #666;||}||||.card h3 {||    padding-top: 20px;||}||||.modal-dialog.modal-default-dialog {||    width: 650px;||}||||.modal-default-content {||    background-color: #f2f5f7;||    -webkit-border-radius: 0px;||    border-radius: 10px;||    left: 12%;||    width: 75%;||    border: none;||    overflow: hidden;||    box-shadow: none;||    position: relative;||}||||.modal-default-header {||    border: none;||    text-align: left;||    padding: 20px 10px;||    background: transparent;||}||||.modal-default-body {||    font-size: 12px;||    font-family: \'barlow\';||    margin: 0px;||    padding: 25px;||    border-radius: 10px;||}||||.modal-body p.profile-desc {||    font-size: 15px;||    text-align: justify;||    line-height: 1.5rem;||    padding-top: 15px;||}||||.profile-circle {||    max-height: 208px !important;||    background-size: cover;||    border-radius: 50% 50% 50% 50%;||}\" global_colors_info=\"{}\" sticky_enabled=\"0\"]<div class=\"team-container\"><!-- [et_pb_line_break_holder] -->    <!-- Tab Buttons --><!-- [et_pb_line_break_holder] -->    <div class=\"tab-buttons\"><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button active\" onclick=\"showTab(\'leadership\')\">Leadership Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'client\')\">Client Coverage</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'product\')\">Product Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'engineering\')\">Engineering Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'board\')\">Board Members</button><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <!-- Tab Contents --><!-- [et_pb_line_break_holder] -->    <div id=\"leadership\" class=\"tab-content active\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" alt=\"Rashay Jethalal\"><!-- [et_pb_line_break_holder] -->            <h3>Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>CEO</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" alt=\"Matt Coyle\"><!-- [et_pb_line_break_holder] -->            <h3>Matt Coyle</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Client Experience</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" alt=\"Sadaf Shaikh\"><!-- [et_pb_line_break_holder] -->            <h3>Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Talent and Business Management</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" alt=\"Ye Pynenburg\"><!-- [et_pb_line_break_holder] -->            <h3>Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Finance</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"client\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" alt=\"Fleur Dubbelboer\"><!-- [et_pb_line_break_holder] -->            <h3>Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Netherlands & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" alt=\"David Jennings\"><!-- [et_pb_line_break_holder] -->            <h3>David Jennings</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Nordics & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" alt=\"Franco Wang\"><!-- [et_pb_line_break_holder] -->            <h3>Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" alt=\"Chris Doll\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Doll</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" alt=\"Kevin Vandolder\"><!-- [et_pb_line_break_holder] -->            <h3>Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, U.S. East</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" alt=\"Ravi Senthivel\"><!-- [et_pb_line_break_holder] -->            <h3>Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"product\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'joao\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Joao-1.jpg\" alt=\"Joao Barata\"><!-- [et_pb_line_break_holder] -->            <h3>Joao Barata</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'shayan\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Shayan-1.jpg\" alt=\"Shayan Bokhari\"><!-- [et_pb_line_break_holder] -->            <h3>Shayan Bokhari</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" alt=\"Maaike van Bragt\"><!-- [et_pb_line_break_holder] -->            <h3>Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Research Associate</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" alt=\"Rhijuta Dahal\"><!-- [et_pb_line_break_holder] -->            <h3>Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'david\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" alt=\"David Dupont\"><!-- [et_pb_line_break_holder] -->            <h3>David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Lead, Production</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" alt=\"Tanya Durr\"><!-- [et_pb_line_break_holder] -->            <h3>Tanya Durr</h3><!-- [et_pb_line_break_holder] -->            <p>Manager, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" alt=\"Daniel Griffiths\"><!-- [et_pb_line_break_holder] -->            <h3>Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger-1.jpg\" alt=\"Edsart X. Heuberger\"><!-- [et_pb_line_break_holder] -->            <h3>Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, PABS, GPTB, GRP</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" alt=\"Carl Ka Ho Ng\"><!-- [et_pb_line_break_holder] -->            <h3>Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" alt=\"Palwasha Saaim\"><!-- [et_pb_line_break_holder] -->            <h3>Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Investment Benchmarking Subscription</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" alt=\"Yvette van Velsen\"><!-- [et_pb_line_break_holder] -->            <h3>Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" alt=\"Norayr Vardanyan\"><!-- [et_pb_line_break_holder] -->            <h3>Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" alt=\"Janjaap Weeda\"><!-- [et_pb_line_break_holder] -->            <h3>Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Defined Contribution</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" alt=\"Victor Miglo\"><!-- [et_pb_line_break_holder] -->            <h3>Victor Miglo</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'james\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" alt=\"James West\"><!-- [et_pb_line_break_holder] -->            <h3>James West</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" alt=\"Sri Laya Devireddy\"><!-- [et_pb_line_break_holder] -->            <h3>Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->            <p>Operations Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"engineering\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" alt=\"Caradec Bisesar\"><!-- [et_pb_line_break_holder] -->            <h3>Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->            <p>Team Lead & Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" alt=\"Efron Berlian\"><!-- [et_pb_line_break_holder] -->            <h3>Efron Berlian</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"board\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sandy-Halim-1.jpg\" alt=\"Sandy Halim\"><!-- [et_pb_line_break_holder] -->            <h3>Sandy Halim</h3><!-- [et_pb_line_break_holder] -->            <p>Chair of the Board</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/johnm-1.jpg\" alt=\"John McLaughlin\"><!-- [et_pb_line_break_holder] -->            <h3>John McLaughlin</h3><!-- [et_pb_line_break_holder] -->            <p>President, Treasury Technologies International Inc.</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/keithA-1.png\" alt=\"Keith Ambachtsheer\"><!-- [et_pb_line_break_holder] -->            <h3>Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->            <p>President, KPA Advisory Services</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"modals\"><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rashay\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" class=\"profile-circle\"></div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">CEO</h4><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rashay joined CEM in 2021 and is responsible for overall strategy and performance of the business.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            Rashay brings over 20 years of experience in financial services, spanning asset management, capital markets, and transaction banking.<!-- [et_pb_line_break_holder] -->                            Rashay has held leadership roles at Purpose Investments, RBC, and CIBC, after being a management consultant at McKinsey & Company.<!-- [et_pb_line_break_holder] -->                            He holds an MBA from INSEAD and a Bachelor of Commerce (Honours) from the University of British Columbia.<!-- [et_pb_line_break_holder] -->                            He is also a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sandy\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sandy-Halim.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sandy Halim</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Chair of the Board</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                    href=\"https://www.linkedin.com/in/sandy-halim-0b121935\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /sandy-halim</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sandy joined CEM in 1993 and was its second employee. She was involved in the day-to-day operations including client service (many were CIEBA members), product development (including creating the Defined Contribution product), and management of what was essentially a start-up. Sandy has been trusted by boards and executives at the leading global pension funds to deliver fair and objective analysis, knowing that she always has had pension members’ best interests at heart.<!-- [et_pb_line_break_holder] -->                            Sandy retired from CEM and joined the CEM board in 2017 and now chairs the board. In addition to her board work at CEM, Sandy is active in several not-for-profits, including at the board level.<!-- [et_pb_line_break_holder] -->                            Sandy received her business degree from the University of Toronto and holds CFA and CPA designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"johnm\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/johnm.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John McLaughlin</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">President Treasury Technologies International Inc.</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            For the past 35 years through his own company, Treasury Technologies International Inc., John has advised business leaders in a wide variety of enterprises as they create, consider and execute strategic decisions. John has also been a principal in several successful start-up ventures.<!-- [et_pb_line_break_holder] -->                            John has extensive governance experience as a director of public and private corporations and in the not-for-profit sector.<!-- [et_pb_line_break_holder] -->                            John McLaughlin is a graduate of Ryerson University in Industrial Engineering Technology and the Schulich School of Business Administration. He holds the ICD.D director certification designation from the Rotman School of Business, University of Toronto and the Institute of Corporate Directors - Corporate Governance College.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"keith\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/keithA-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\"><!-- [et_pb_line_break_holder] -->                            Director Emeritus, International Centre for Pension Management (ICPM)<!-- [et_pb_line_break_holder] -->                            Executive-in-Residence, Rotman School of Management, University of Toronto<!-- [et_pb_line_break_holder] -->                            Senior Fellow, National Institute on Aging (NIA), Ryerson University<!-- [et_pb_line_break_holder] -->                            President, KPA Advisory Services<!-- [et_pb_line_break_holder] -->                        </h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Keith Ambachtsheer has been a participant in the pensions and investments industry since 1969. He is recognized as one of the globe’s most original thinkers on pension design, governance, and investing issues.<!-- [et_pb_line_break_holder] -->                            Since its founding in 1985, KPA Advisory Services has become known as a trusted incubator for new thinking in pensions, and for providing strategic advice to a global clientele in person, and through the monthly<!-- [et_pb_line_break_holder] -->                            Ambachtsheer Letter. Moreover, he has strong ties to pension and investments through academia.<!-- [et_pb_line_break_holder] -->                            He has personal governance experience as a member of several corporate and not-for-profit boards and has served as Board Chair of<!-- [et_pb_line_break_holder] -->                            the Princess Margaret Cancer Foundation and continues as a member of its Emeritus Council. He is a member of the Mercer CFA Institute<!-- [et_pb_line_break_holder] -->                            Global Pension Index Advisory Council, the Georgetown University Center for Retirement Initiatives Scholars Council, the Network for<!-- [et_pb_line_break_holder] -->                            Sustainable Financial Markets, and the Tobacco Free Portfolios Global Advisory Council.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"mike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, Rest of World</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a href=\"https://www.linkedin.com/in/mikeheale/\"<!-- [et_pb_line_break_holder] -->                                    target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /MIKE-HEALE</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Mike has a primary focus on global business development and client service within Europe,<!-- [et_pb_line_break_holder] -->                            the Middle East and Asia. Prior to joining CEM in 1997, Mike had twelve years of extensive<!-- [et_pb_line_break_holder] -->                            marketing experience in the pension and life insurance industry. Mike has led the firm\'s major<!-- [et_pb_line_break_holder] -->                            client growth and market expansion initiatives. He is a frequent speaker at various industry<!-- [et_pb_line_break_holder] -->                            conferences. Mike received his undergraduate degree in Physical and Health Education from Laurentian<!-- [et_pb_line_break_holder] -->                            and a Masters in Business Administration (MBA) from the University of Western Ontario.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"john\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'john\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, UK & Europe</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                href=\"https://www.linkedin.com/in/john-simmonds-22086421/\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                /JOHN-SIMMONDS</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            John is responsible for business development and client service in the UK and Ireland. <!-- [et_pb_line_break_holder] -->                            John has worked in the pension industry for over 30 years and counts many of the UK’s<!-- [et_pb_line_break_holder] -->                            largest pension schemes as clients.  He has written for numerous pension publications,<!-- [et_pb_line_break_holder] -->                            featured in the UK national press and is a regular presenter at industry seminars.  <!-- [et_pb_line_break_holder] -->                            John is a Fellow of the Pensions Management Institute (FPMI) with a Masters in Business<!-- [et_pb_line_break_holder] -->                            Administration from Warwick Business School. He previously worked for Deloitte and Arthur Andersen. <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"edsart\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, PABS, GPTB, GRP</h4><!-- [et_pb_line_break_holder] -->                        <h4>Business Development <br /> Netherlands</h4> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Edsart has responsibility for business development and client service in the Netherlands.<!-- [et_pb_line_break_holder] -->                            Edsart joined CEM in 2008 as an analyst on the Pension Administration team and senior<!-- [et_pb_line_break_holder] -->                            analyst on the Investment team. He has an intimate and quantitative understanding of<!-- [et_pb_line_break_holder] -->                            CEM’s investment and pension administration services and database, and will continue<!-- [et_pb_line_break_holder] -->                            to conduct and support administration and investment research. Edsart has a Masters<!-- [et_pb_line_break_holder] -->                            of Science in supply chain management from Erasmus University Rotterdam, the Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"davidj\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Jennings</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Nordics & UK</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David joined CEM in early 2020 and is responsible for client service and business development in the UK and Europe.<!-- [et_pb_line_break_holder] -->                            David has worked in financial services for over 20 years building relationships with some of the largest UK pension schemes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, he worked for Fidelity International and Lazard Asset Management as a Client Relationship Manager. He<!-- [et_pb_line_break_holder] -->                            has a deep understanding of the challenges facing asset owners and is experienced in tailoring solutions for a wide variety<!-- [et_pb_line_break_holder] -->                            of situations. David has a Bachelor degree in Archaeology from the University of Southampton.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"hannah\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'hannah\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"img/team/team-indiv/hannah.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">HANNAH BLOMFIELD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Client Relationship Manager</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Hannah joined CEM in 2021 and is responsible for pension administration client service and business development in the UK and Ireland.<!-- [et_pb_line_break_holder] -->                            She has worked in the pension industry for over 20 years providing various services to many different pension funds within the UK, including<!-- [et_pb_line_break_holder] -->                            some of the largest and most complex. Prior to joining CEM, Hannah worked for several companies including Hewitt Associates, Capita and ITM,<!-- [et_pb_line_break_holder] -->                            specialising in pension calculations, pension processes, data quality and long-term projects. She has a bachelor’s degree in Mathematics from<!-- [et_pb_line_break_holder] -->                            the Open University, which has been put to good use many times throughout the past 15 years.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"adam\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head of Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Adam joined CEM in 2022 and is responsible for driving operational improvements in the business. His focus<!-- [et_pb_line_break_holder] -->                            at CEM is on making the work of our teams and interactions with our clients more efficient and effective.<!-- [et_pb_line_break_holder] -->                            He cares greatly about ensuring retirees can enjoy their retirement without having to overpay for that privilege.<!-- [et_pb_line_break_holder] -->                            Adam brings more than 20 years of work, across a variety of industries, including banking, insurance and technology<!-- [et_pb_line_break_holder] -->                            as both a consultant and executive. He began his career as an economist with S&P, became a management consultant with<!-- [et_pb_line_break_holder] -->                            McKinsey and recently had leadership roles at Farber and Mensana. He holds a Master of Arts from the University of<!-- [et_pb_line_break_holder] -->                            Toronto in Economics and a Bachelor of Arts (Honours) in Economics and Psychology from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"fleur\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Netherlands & UK</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Fleur joined CEM in September 2021 as a Director Client Coverage, she is responsible for UK and Dutch Corporate, Local Government and Public pension schemes.<!-- [et_pb_line_break_holder] -->                            Fleur cares deeply about having a personal relationship with her clients, and ensuring our reporting is accurate and timely to better enable management and board decision making.<!-- [et_pb_line_break_holder] -->                            Prior to joining , Fleur has over 10 years of experience at Goldman Sachs International and Goldman Sachs Asset Management. Whilst there she enjoyed various roles including, SPV and Hedge Fund strategies operations, Separately Managed Account Project Management and more recently as Client Relationship Manager for the UK and Ireland institutional Team. She has detailed knowledge of separately managed account strategies, in both the creation and management of these mandates. Fleur has a bachelor’s degree in Business Administration from the University of Bath.<!-- [et_pb_line_break_holder] -->                            Fleur lives in Tunbridge Wells, and when not working is busy renovating and running after her young daughters.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"franco\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Franco is a Director at CEM Benchmarking who is responsible for client service in North America and parts of Asia. He was<!-- [et_pb_line_break_holder] -->                            previously an analyst on the Investment Benchmarking Service team, where he performed analysis and research for institutional investor clients. He<!-- [et_pb_line_break_holder] -->                            continues to leverage his extensive familiarity with CEM’s database to deliver insights to clients. He is a CFA Charterholder and has a degree in Accounting and<!-- [et_pb_line_break_holder] -->                            Financial Management from the University of Waterloo.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sadaf\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Talent and Business Management</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sadaf Shaikh joined CEM in 2022 and is responsible for HR, Talent, PMO, Contracts, and Office Services at CEM, ensuring our internal talent and business programs,<!-- [et_pb_line_break_holder] -->                            processes and corporate systems are optimized to support the high performance, growth culture at CEM. Sadaf brings over 15 years of broad HR,<!-- [et_pb_line_break_holder] -->                            Talent and process experience in financial services. Before joining CEM, Sadaf ran her own consulting practice and was an HR Business Partner at OMERS and Brookfield.<!-- [et_pb_line_break_holder] -->                            Sadaf is a Certified Human Resources Leader (CHRL), a Six Sigma Green Belt, and a Certified Executive Coach.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"junior\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Junior Payne</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Engineering</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Junior joined CEM in 2023 as the Head of Engineering at CEM Benchmarking, where he tackles key challenges and develops innovative solutions. Leading through inspiration,<!-- [et_pb_line_break_holder] -->                            his expertise helps foster collaboration and drives advancements that enhances team efficiency and industry standards. Prior to CEM,<!-- [et_pb_line_break_holder] -->                            Junior created a cybersecurity product at Architelos, built a high-performing technology team at Research in Motion, and shifted strategic direction at AuthenticWeb.<!-- [et_pb_line_break_holder] -->                            When not at work, Junior enjoys the outdoors with running, hiking, and kayaking, allowing him to recharge and set a positive example for his team.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ye\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Finance</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ye Pynenburg joined CEM in 2023 and is responsible for all aspects of financial management of the business including accounting, financial planning, tax and treasury.<!-- [et_pb_line_break_holder] -->                            She brings more than a decade of financial experience working with both public and private clients in various industries and sizes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Ye held positions at Rogers Communications Inc. and PwC in both their Consulting & Deals and Audit & Assurance practices.<!-- [et_pb_line_break_holder] -->                            Ye received both her Masters of Accounting and Bachelors of Accounting and Financial Management from the University of Waterloo. She also holds Chartered Business Valuator (CBV) and Chartered Professional Accountant (CPA, CA) designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"matt\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Matt Coyle</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Client Experience</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Matt joined CEM in 2024 and is responsible for leading communities, marketing and client experience. He brings over 15 years of senior leadership,<!-- [et_pb_line_break_holder] -->                            holding positions at Maple Leaf Sports & Entertainment, Cineplex Entertainment and Purpose Investments. Matt uses his training in design thinking to develop delightful moments for our customers.<!-- [et_pb_line_break_holder] -->                            He is a board of director at the Halton Field Hockey Club and in his spare time love to travel with his family. If you\'re ever traveling to Walt Disney World, feel free to ask him for some tips.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"jim\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'jim\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/JimS-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Jim Stamper</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, U.S. West</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Jim has a primary focus on business development and client service within the U.S west coast. Prior to joining CEM in 2022,<!-- [et_pb_line_break_holder] -->                            Jim spent over 10 years in the asset management industry in consultant relations and institutional client service roles.<!-- [et_pb_line_break_holder] -->                            Jim also spent over 10 years as a consultant with AON Hewitt in the defined contribution space where he worked with plan sponsors<!-- [et_pb_line_break_holder] -->                            on investment manager selection and plan design.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Jim received a BA in International Relations from Michigan State University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chris\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Product Development</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                                                        Chris has been with CEM since 2003 and is currently Head, Product Development as well as Head of Research.<!-- [et_pb_line_break_holder] -->                            He leads the evolution of CEM’s core models and analysis, and in customizing those models to meet client needs.<!-- [et_pb_line_break_holder] -->                            He oversees the research team in conducting best practice research, custom work for clients and partnering with outside researchers.<!-- [et_pb_line_break_holder] -->                            Chris has deep experience presenting or partnering with clients to conduct analysis and research to clients and has testified as an expert on pension fund costs.<!-- [et_pb_line_break_holder] -->                            Prior to working at CEM, Chris worked as a developer at an investment management firm.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science(Honours) in Quantitative Economics from the University of Toronto and is a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"kevin\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, U.S. East</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Kevin has extensive experience in the pension industry, having served as a Senior Consultant at DiMeo Schneider and AndCo, and as a Partner and DC Client Practice Leader at Aon Hewitt and EnnisKnupp for 24 years. He is a founding member of the Defined Contribution Institutional Investment Association (DCIIA) and currently serves on its Investment Policy and Design committee. Kevin has lectured at DePaul and Northwestern Universities and has been active with the CFA Institute, including roles as President and Treasurer of the CFA Society of Chicago.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->He holds an MBA from NYU\'s Stern School of Business and a Bachelor of Commerce in Finance from the University of Windsor. Kevin also served in the Royal Canadian Navy and Presbyterian World Service.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ravi\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ravi is a Director at CEM Benchmarking with responsibility for client service and success in North America.<!-- [et_pb_line_break_holder] -->                            Ravi brings over 20 years of experience across a variety of industries including financial services, telecommunications,<!-- [et_pb_line_break_holder] -->                            and loyalty. He began his career in investment banking with Salomon Smith Barney and recently held leadership positions<!-- [et_pb_line_break_holder] -->                            in multiple fintech startups. He holds an MBA from the University of Western Ontario and a Bachelor of Commerce from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chrisd\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Doll</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Christopher Doll joined CEM as a Director of Client Coverage in 2023 and is responsible client coverage in the U.S. market.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            He brings over 20 years asset management experience with a focus on client relations, product management and development and marketing.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Christopher launched multiple asset managers and helped build the Canadian ETF business for a multinational asset manager.<!-- [et_pb_line_break_holder] -->                            He was a frequent speaker at industry conferences.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Commerce (Honours) from the University of Ottawa. Christopher lives in Oakville with his wife and two daughters.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"maaike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Research Associate</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Maaike is an analyst on the Investment Benchmarking team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM in 2017, she applied her analytical<!-- [et_pb_line_break_holder] -->                            skills to her postdoctoral research in the biomedical field,<!-- [et_pb_line_break_holder] -->                            first in Boston (USA) and later in Ottawa (Canada). Maaike<!-- [et_pb_line_break_holder] -->                            earned her PhD in stem cell biology at the University of<!-- [et_pb_line_break_holder] -->                            Utrecht (the Netherlands).<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rhijuta\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rhijuta is an Analyst at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM Benchmarking, Rhijuta was working in Mercer’s manager<!-- [et_pb_line_break_holder] -->                            research team. Rhijuta has previous experience in DC<!-- [et_pb_line_break_holder] -->                            Consulting, Client Reporting from Towers Watson and has also<!-- [et_pb_line_break_holder] -->                            spent few years in Nepal working with social enterprises.<!-- [et_pb_line_break_holder] -->                            Rhijuta has a master’s degree in Mathematics from Lancaster<!-- [et_pb_line_break_holder] -->                            University.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"david\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'david\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Lead, Production</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David is a Director at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM in 2006, David worked at CIBC Mellon for eight years in a<!-- [et_pb_line_break_holder] -->                            variety of departments ranging from pension accounting to<!-- [et_pb_line_break_holder] -->                            sales and marketing. David is a CFA charter holder and has a<!-- [et_pb_line_break_holder] -->                            degree in Mathematics and Philosophy from the University of<!-- [et_pb_line_break_holder] -->                            Toronto.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"daniel\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Daniel is an Analyst at CEM Benchmarking. Prior to joining CEM Benchmarking, Daniel was working for New Zealand\'s stock exchange, NZX.<!-- [et_pb_line_break_holder] -->                            Daniel worked as an analyst across NZX\'s Capital Markets and Finance teams. Daniel has a Bachelor of Commerce degree in Finance (Hons)<!-- [et_pb_line_break_holder] -->                            and Economics from Victoria University of Wellington (New Zealand).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"carl\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Carl is a Business Solutions Analyst at CEM Benchmarking,<!-- [et_pb_line_break_holder] -->                            responsible<!-- [et_pb_line_break_holder] -->                            for analyzing client data and implementing product reports.<!-- [et_pb_line_break_holder] -->                            Before joining<!-- [et_pb_line_break_holder] -->                            CEM, Carl accumulated over 12 years of experience in the<!-- [et_pb_line_break_holder] -->                            pension industry<!-- [et_pb_line_break_holder] -->                            specializing in actuarial pension calculations and pension<!-- [et_pb_line_break_holder] -->                            software developments.<!-- [et_pb_line_break_holder] -->                            Carl holds a bachelor’s degree in Mathematics and is<!-- [et_pb_line_break_holder] -->                            currently a candidate in<!-- [et_pb_line_break_holder] -->                            the Fellow of the Society of Actuaries.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"palwasha\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Investment Benchmarking Subscription</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Palwasha is a Product Manager at CEM Benchmarking, responsible for managing the Investment Benchmarking Subscription (IBS)<!-- [et_pb_line_break_holder] -->                            offered to 300+ institutional investors globally, including pension plans, sovereign wealth funds, endowments and foundations.<!-- [et_pb_line_break_holder] -->                            She manages the data requirements, analysis and reporting for investments and staffing levels. Palwasha has been with CEM for five years<!-- [et_pb_line_break_holder] -->                            and is an active liaison between CEM’s client coverage, engineering and production teams, delivering on client needs. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Palwasha worked in various analytical roles in the financial services, IT and digital media industries. Palwasha is a CFA Charterholder,<!-- [et_pb_line_break_holder] -->                            a certified FRM (Financial Risk Manager) and holds a Bachelor degree in Economics and Finance.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"yvette\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Yvette joined CEM in 2012 and is involved in all aspects of<!-- [et_pb_line_break_holder] -->                            CEM’s Pension Administration<!-- [et_pb_line_break_holder] -->                            service for our North American, Australian and Dutch<!-- [et_pb_line_break_holder] -->                            clients. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Yvette held financial and operational management positions<!-- [et_pb_line_break_holder] -->                            with charity organizations<!-- [et_pb_line_break_holder] -->                            in Indonesia and Malawi. Yvette holds a Master’s degree in<!-- [et_pb_line_break_holder] -->                            Earth Sciences, Engineering<!-- [et_pb_line_break_holder] -->                            Geology from the Technical University of Delft, The<!-- [et_pb_line_break_holder] -->                            Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"norayr\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Norayr joined CEM in 2012 and provides development support<!-- [et_pb_line_break_holder] -->                            for CEM’s benchmarking models<!-- [et_pb_line_break_holder] -->                            as well as analytical support for CEM best practice research<!-- [et_pb_line_break_holder] -->                            projects.  Experience in<!-- [et_pb_line_break_holder] -->                            Canada and the United States as a business systems analyst<!-- [et_pb_line_break_holder] -->                            and IS Manager complements years<!-- [et_pb_line_break_holder] -->                            of experience gained at the World Bank IT Enterprise<!-- [et_pb_line_break_holder] -->                            Incubator in Armenia as an IT, financial<!-- [et_pb_line_break_holder] -->                            and business analyst.  Norayr has conducted requirements<!-- [et_pb_line_break_holder] -->                            analysis, business analysis, financial<!-- [et_pb_line_break_holder] -->                            modeling, reporting, automation, software development and<!-- [et_pb_line_break_holder] -->                            testing, project management, data<!-- [et_pb_line_break_holder] -->                            and statistical analysis.  He has an MBA from the University<!-- [et_pb_line_break_holder] -->                            of Illinois at Urbana-Champaign<!-- [et_pb_line_break_holder] -->                            and a MS Computer & Electronics Engineer from the State<!-- [et_pb_line_break_holder] -->                            Engineering University, Yerevan, Armenia.  <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"janjaap\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Defined Contribution</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Janjaap (\'JJ\') Weeda is the Defined Contribution product manager at CEM Benchmarking.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            JJ is devoted to making the DC dashboard an insightful and easy-to-use collaborative platform for plan sponsors and industry partners. At the same time, he is backing CEM’s ongoing effort to automate data inputs, making the survey easier to complete.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Janjaap joined CEM in 2017 as an analyst, where he gained extensive experience in the full cycle of data collection, cleaning, analytics, and reporting on CEM\'s extensive database.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science from the Radboud University of Nijmegen (the Netherlands) and obtained vast experience in data analytics and reporting during his Master\'s program in Business Economics in Vienna, Austria.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Do not forget to ask him about his product roadmap when you spot him in the wild!<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"victor\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Victor Miglo</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Victor Miglo has been with CEM since 2022 and is a member of our Product Delivery team as an Analyst.<!-- [et_pb_line_break_holder] -->                            In his role, Victor is responsible for building relationships with clients and ensuring they receive accurate<!-- [et_pb_line_break_holder] -->                            and insightful data in order to make strategic decisions. Prior to CEM Victor completed his Masters in Finance<!-- [et_pb_line_break_holder] -->                            from University of British Columbia and is a published academic author. Victor is also a national university tennis champion and enjoys playing sports with his friends.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"james\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'james\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">James West</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            James West has been with CEM since 2023 and is a member of the Pension Administration Benchmarking Subscription team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM Benchmarking, James spent over 25 years in pension administration in various roles including member<!-- [et_pb_line_break_holder] -->                            experience, employer services and system implementation. James has a Bachelor degree in Business from Wilfrid Laurier<!-- [et_pb_line_break_holder] -->                            University and has his CEBS designation.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"caradec\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Team Lead & Senior Engineer</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Caradec Bisesar has been at CEM since 2019 and is currently the Team Lead and Senior Engineer at CEM Benchmarking. He oversees the team\'s operations, project management, and technology strategy. Caradec plays a key role in the design and architecture of user-centric solutions, contributes to IT support and infrastructure maintenance, and collaborates on cross-functional initiatives to enhance product offerings and client engagement. Caradec holds a Bachelor of Science in Software Engineering with a minor in Mathematics from the University of Toronto Scarborough. He is also a certified Product Owner (CPO).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"efron\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Efron Berlian</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Engineer</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Efron Berlian joined CEM in 2017 and is a Senior Engineer on the team. In his role, Efron develops software solutions and maintains IT infrastructure to support our data analysis and benchmarking processes. He has been the architect of the engine behind our interactive Dashboard and continues to develop our second version along with other key projects and initiatives related to our subscriptions. Efron holds a Bachelor of Computer Science from University of WIndsor.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"laya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Operations Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sri Laya Devireddy joined CEM in 2023 as our Operations Analyst. In her role, Laya is responsible for making our internal product delivery and client coverage processes more streamlined and efficient, and reducing errors in our production cycle. Laya holds a Bachlor of Commerce degree with a focus on finance and strategy from University of Toronto and is currently working towards her PMP certification.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] --></div><!-- [et_pb_line_break_holder] --><script><!-- [et_pb_line_break_holder] -->    function showTab(tabId) {<!-- [et_pb_line_break_holder] -->        // Hide all tab contents<!-- [et_pb_line_break_holder] -->        document.querySelectorAll(\'.tab-content\').forEach(content => {<!-- [et_pb_line_break_holder] -->            content.style.display = \'none\';<!-- [et_pb_line_break_holder] -->            content.classList.remove(\'active\');<!-- [et_pb_line_break_holder] -->       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modal.style.display = \'none\';<!-- [et_pb_line_break_holder] -->    }<!-- [et_pb_line_break_holder] --></script>[/et_pb_code][/et_pb_column][/et_pb_row][/et_pb_section]','Our Team','','inherit','closed','closed','','41-revision-v1','','','2025-05-26 20:01:51','2025-05-26 20:01:51','',41,'https://www.cembenchmarking.com/?p=2750',0,'revision','',0),(2752,1,'2025-06-06 14:48:44','2025-06-06 14:48:44','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,28,63,0.65) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/SurveyChanges2023-1.jpg\" height=\"370px\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Careers\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Experience a unique and professional culture within a growing global company</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||54px||false|false\" global_colors_info=\"{}\"]<p><span>Join our enthusiastic and diverse team of ∼50 professionals in Toronto, London and the United States. We work together in a small company ambiance where your contributions are appreciated and your progress is directly related to your ability and effort. Working at CEM you will stretch your creative and analytical abilities while participating in the growth of a headline-making business.</span></p>\n<p><span>As an employee at CEM you can expect to experience our progressive culture which fosters a flexible and positive lifestyle.</span></p>\n<p><span>As a global company, we have a diverse group of employees and we welcome employees of many nationalities and cultures. Our technological strength allows employees the flexibility to work anywhere out of the office. We encourage physical fitness and a healthy lifestyle.</span></p>[/et_pb_text][et_pb_button button_url=\"https://ats.rippling.com/cem-benchmarking/jobs\" url_new_window=\"on\" button_text=\"Check out our job postings here!\" _builder_version=\"4.27.4\" _module_preset=\"default\" button_border_radius=\"3px\" hover_enabled=\"0\" box_shadow_style=\"none\" global_colors_info=\"{}\" button_bg_color__hover_enabled=\"on|hover\" button_bg_color__hover=\"#ed9200\" button_bg_enable_color__hover=\"on\" sticky_enabled=\"0\"][/et_pb_button][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" custom_margin=\"-15px||||false|false\" custom_padding=\"25px||||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Why work at CEM?\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row column_structure=\"1_3,1_3,1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\"][et_pb_accordion_item title=\"Our Mission\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"100%\" height=\"175px\" global_colors_info=\"{}\" max_height__hover_enabled=\"off|desktop\" toggle_icon__hover_enabled=\"off|desktop\"]<p style=\"text-align: left;\">We\'re more than just a benchmarking company. We are on a mission to make the lives of pensioners better by helping funds make better decisions.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"World Class Reputation\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We\'ve built a reputation over the years within the pension industry and are a \"household\" name with large and small defined benefit pension funds.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Career Development\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>At CEM, we have a strong promote-from-within culture. Career development takes centre stage and every employee has a career development plan that we revisit each year.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Employer-paid Benefits\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We provide full benefits to full-time employees, including health, dental, and life insurance all 100% company-paid.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"RRSP Matching Program\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We\'re all about making the lives of pensioners better, and that starts inside the company first. We match 100% of your RRSP contributions up to 3% of your base salary.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Sabbaticals and Leaves\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We offer parental, short/long term disability, and sabbaticals to all our employees.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\"][et_pb_accordion_item title=\"Global Exposure from Canada\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\"]<p>We offer a unique opportunity to work with global clients across 5 continents while being based out of Canada.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Intellectual Work\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Our work is more than just number crunching. We get commissioned to work on some pretty unique, interesting projects. Whether you\'re into C# or researching unique angles on investment strategy, there\'s something for you at CEM.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Leadership Development\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We have a strong promote-from-within culture which means our future leaders work right here at CEM. We place an emphasis on leadership development, including executive coaching and competency training.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Flexible Work\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>We measure success through our deliverables, not time in the office. Our employees choose to work where they are most productive and focused.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Flexible Dress Code\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>At CEM we focus on getting work done, not whether we\'re following a dress code policy. Dress for your day is our only motto.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Annual Company Off-site\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Each year, we take a full week to assess the past year, plan for the year ahead, hear from our clients, celebrate successes, learn, socialize, eat, and have a ton of fun together.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][et_pb_column type=\"1_3\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_accordion open_toggle_text_color=\"gcid-body-color\" toggle_icon=\"&#xf103;||fa||900\" icon_color=\"rgba(35,35,35,0.47)\" _builder_version=\"4.27.4\" _module_preset=\"default\" toggle_level=\"h3\" toggle_font_size=\"20px\" background_color=\"RGBA(255,255,255,0)\" background_enable_image=\"off\" global_colors_info=\"{%22gcid-body-color%22:%91%22open_toggle_text_color%22,%22open_toggle_text_color%22,%22open_toggle_text_color%22%93}\"][et_pb_accordion_item title=\"Stability of a Large Firm\" open=\"on\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\"]<p>We have been around for over 30 years, yet continue to stay small and nimble. At CEM you get the startup feel without the startup risk.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Diversity & Inclusion\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Our company values diversity of all kind. Our hiring practices take special care to hire for culture add rather than culture fit, ensuring we have a lot of diverse voices at the table.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Women @ CEM\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Women have unique challenges in the workplace. and we\'re committed to helping our women navigate them. Our Women @ CEM group partners with Women\'s associations in the financial services industry across the globe.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Workcations\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Every year, our employees can take up to 8 weeks to work from anywhere in the world. We also give an allowance to cover travel and accommodations.</p>[/et_pb_accordion_item][et_pb_accordion_item title=\"Monthly Team Lunches\" _builder_version=\"4.27.4\" _module_preset=\"default\" height=\"175px\" global_colors_info=\"{}\" open=\"off\"]<p>Did someone say food? Our monthly company-paid lunches aren\'t just about experiencing new restaurants (employee picked of course!). They\'re also about getting to know each other better.</p>[/et_pb_accordion_item][/et_pb_accordion][/et_pb_column][/et_pb_row][/et_pb_section]','Careers','','inherit','closed','closed','','44-revision-v1','','','2025-06-06 14:48:44','2025-06-06 14:48:44','',44,'https://www.cembenchmarking.com/?p=2752',0,'revision','',0),(2755,36,'2025-06-24 13:17:26','2025-06-24 13:17:26','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,45,91,0.84) 0%|rgba(0,25,63,0.83) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincples-cover.jpg\" background_position=\"top_center\" background_vertical_offset=\"31%\" height=\"370px\" global_module=\"556\" saved_tabs=\"all\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"50px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"0px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Approach to Data Integrity\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_margin=\"0px||||false|false\" custom_margin_tablet=\"\" custom_margin_phone=\"30px||||false|false\" custom_margin_last_edited=\"on|phone\" custom_padding=\"||||false|false\" title_font_size_tablet=\"\" title_font_size_phone=\"40px\" title_font_size_last_edited=\"on|phone\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">Data Principles</p>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_row column_structure=\"3_5,2_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"3_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" width=\"95%\" max_width=\"100%\" custom_margin=\"|14px||||\" custom_padding=\"|28px||||\" global_colors_info=\"{}\"]<p>CEM is a leading data and insights firm. For us high data integrity is non-negotiable.</p>\n<p>Our data strategy is built upon the core data principles shared below. These interconnected principles are our north star and, as such, guide all of our efforts. The principles are owned by our internal data governance committee and revisited at least annually.</p>\n<p>Our execution is based on three pillars: industry standards called the Global Reporting Principles (GRP), assessment of data integrity by institutional investor, and investments in our team and internal processes. CEM has an expert team with over 30 years of experience, employing custom systems and processes to identify and rectify data issues and ensure high-quality data for our institutional investors. We also actively seek client input, so that we can improve our practices.</p>[/et_pb_text][/et_pb_column][et_pb_column type=\"2_5\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/dataPrincplesSwirl.png\" title_text=\"dataPrincplesSwirl\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#F0F0F0\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Data Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font_size=\"28px\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p><span>Our data integrity efforts are based on the following interconnected principles:</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Completeness</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p>While our preference is that all data is provided by institutional investors, we recognize that this is not always possible. To be included in the CEM database, the data must be unambiguous. We must be able to interpret the information provided with context. Where we have incomplete data sets, we observe the following:</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||-10px||false|false\" global_colors_info=\"{}\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>We treat incomplete data as missing, rather than as zero or non-existent. Only where needed, we enrich the data.</li>\n<li>We only construct benchmarks from complete, known, and relevant data points that do not require enrichment.</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Comparability</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We present all data and insights in a consistent context, across all key dimensions of comparison. Where there are unavoidable differences, we call them out.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Accuracy</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">We validate all data using a combination of our proprietary tools and expertise. If in our professional judgment specific data points are not of sufficient quality, we do not use them.</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Confidentiality</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We ensure that individual non-public data cannot be read nor derived from publicly available CEM materials or CEM reporting, current nor legacy. Any non-public, client identifiable information that is shared is only done so with explicit client consent.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Providence</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">While we encourage client commentary, we hold ultimate decision rights on the structure of our analyses and application of data within them.</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Timeliness</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We provide insights on a timely basis, corresponding with the provision of the data from a client and its peers. We take all necessary steps to provide reliable delivery dates.</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Transparency</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We disclose all areas where we have enhanced and/or enriched data, including providing a summary of the approaches, and the sources of the data used for the enhancement/enrichment.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Security</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">We take industry-standard precautions to ensure all data is protected from potential threats. If/when there is an incident, we act with pace, discipline, and open communication.</div>\n<div class=\"benefit-paragraph\"></div>\n<div class=\"benefit-paragraph\">These principles are owned by CEM’s Data Governance Committee, which comprises a group of CEM’s senior leaders and data experts. They are reviewed at least once a year.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"RGBA(255,255,255,0)\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Living our Data Principles\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_level=\"h2\" title_font_size=\"28px\" global_colors_info=\"{}\"][/et_pb_heading][/et_pb_column][/et_pb_row][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-10px||||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>We proactively action our data principles through:</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Global Reporting Principles for the Investment Industry</li>\n<li>Data Integrity Scores for Individual Institutional Investors</li>\n<li>Processes &amp; Experience for CEM Team Members</li>\n</ul>\n</li>\n</ul>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-46px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p>Below, we dive into each application separately.</p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Institutional Investor Industry</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">In 2022, we undertook a multi-year effort to create CEM’s Global Reporting Principles (GRP). These principles were launched in 2024.</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"></div>\n<div class=\"benefit-paragraph\">Prior to creating GRP, we observed that standards and templates exist in specific countries, like Australia, the Netherlands, and the UK. However, the global institutional investment industry lacked a single consistent set of principles that span performance, cost, and timing. We worked with seven leading global pension funds to create these principles. The complete list of GRP principles can be found <a href=\"https://www.cembenchmarking.com/globalReportingPrinciples.html\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">CEM’s Global Reporting Principles will evolve over time. The release schedule was designed to allow for both feedback from market participants as well as for institutional investors to develop the systems, data, and personnel to action. The future releases, currently slated for 2026 and 2029, are shared <a href=\"https://www.cembenchmarking.com/dataPrinciplesModules.html\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">The elements of GRP that pertain to public reporting have been connected to the Global Pension Transparency Benchmark. This benchmark assesses the efficacy of the public reporting funds in fifteen countries against four factors: Performance, Cost, Responsible Investing, and Governance. More details on the GPTB can be found <a href=\"https://global-pension-transparency-benchmark.top1000funds.com/\" target=\"_blank\" rel=\"noopener\">here</a>.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\">Finally, we periodically do bespoke research on data quality-related topics for the benefit of the industry.</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Institutional Investors</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<p><span>For over 30 years, institutional investors globally have provided fund cost, performance, and structure data to CEM. We carefully assess the quality of the data provided, using a combination of data rules and deep expertise. More detail on the process is available in the “our team” section.</span></p>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>In 2024, we started quantitatively assessing the quality of the data provided by each CEM-defined benefit pension fund client. We assess each client’s data set using the following rubric and provide a summary of the performance data, cost data and timeliness. Institutional investors are invited to review the data scorecard and make improvements. The data assessment is being beta-tested in 2024. An example of a scorecard can be found </span><a target=\"_blank\" href=\"https://www.cembenchmarking.com/dataPrinciplesScorecard.html\" rel=\"noopener\">here</a><span>.</span></div>\n</div>\n<div class=\"row\"></div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" header_3_font_size=\"20px\" custom_padding=\"||0px||false|false\" global_colors_info=\"{}\"]<h3>Our Team</h3>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>CEM’s data principles have been connected directly to our systems, processes, and training. Here are the seven steps our team takes to validate the data:</span></div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_image src=\"https://www.cembenchmarking.com/wp-content/uploads/2024/12/7steps.jpg\" title_text=\"CEM’s data principles: 7 steps\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][/et_pb_image][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>Finally, we retain a leading third-party cybersecurity firm to conduct an annual information security assessment on our systems and processes. All high and medium-risk items identified in the last assessment have been fully addressed.</span></div>\n</div>\n</div>\n</div>[/et_pb_text][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" custom_margin=\"-22px||||false|false\" custom_padding=\"0px||0px||false|false\" global_colors_info=\"{}\"]<div class=\"row\">\n<div class=\"benefit-paragraph\">\n<div class=\"row\">\n<div class=\"benefit-paragraph\"><span>Should you have any questions or comments on our data integrity efforts, please contact us at </span><a href=\"mailto:product@cembenchmarking.com\">product@cembenchmarking.com</a><span>.</span></div>\n</div>\n</div>\n</div>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]','Our Approach to Data Integrity','','inherit','closed','closed','','43-revision-v1','','','2025-06-24 13:17:26','2025-06-24 13:17:26','',43,'https://www.cembenchmarking.com/?p=2755',0,'revision','',0),(2756,26,'2025-07-04 17:22:02','2025-07-04 17:22:02','<!-- wp:divi/placeholder -->\n[et_pb_section][et_pb_row][et_pb_column type=\"4_4\"][et_pb_text]<!-- divi:paragraph -->\n<p>What our members have shared: &nbsp;<br>&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:list -->\n<ul class=\"wp-block-list\"><!-- divi:list-item -->\n<li><strong>Pilot Programs and Internal Focus:</strong> Several organizations are actively conducting pilot projects, primarily focusing on internal applications. These include using AI tools for call transcription, sentiment analysis, interaction summaries, drafting initial responses to inquiries, and improving internal knowledge base search capabilities. &nbsp; &nbsp;</li>\n<!-- /divi:list-item --></ul>\n<!-- /divi:list -->\n\n<!-- divi:list -->\n<ul class=\"wp-block-list\"><!-- divi:list-item -->\n<li><strong>Risk Assessment and Governance:</strong> A prevalent theme is the cautious approach towards deploying AI in direct member interactions, primarily due to concerns about accuracy and the potential for misinformation. Consequently, many are prioritizing internal tools that assist staff, analyze data quality, and identify patterns for service improvement. Establishing robust governance frameworks is considered a critical prerequisite.&nbsp;</li>\n<!-- /divi:list-item --></ul>\n<!-- /divi:list -->\n\n<!-- divi:list -->\n<ul class=\"wp-block-list\"><!-- divi:list-item -->\n<li><strong>Collaborative Learning:</strong> We can see that here is strong interest among plans to learn from the experiences of peers before committing to significant AI implementations. Encouragingly, collaborative initiatives, such as dedicated discussion groups, are emerging to facilitate shared learning and best practices regarding AI adoption. &nbsp; &nbsp;<br>&nbsp;</li>\n<!-- /divi:list-item --></ul>\n<!-- /divi:list -->\n\n<!-- divi:paragraph -->\n<p>The integration of AI into member service is progressing thoughtfully, characterized by strategic pilots, careful risk management, and a commendable spirit of collaboration among PIN members.&nbsp;<br>&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p><strong><em>POLL: AI Adoption Stage</em></strong>&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>What stage best describes your organization\'s implementation of AI for customer service?&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ Initial exploration and internal discussion&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ Piloting internal AI applications&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ Piloting member-facing AI solutions&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ Implemented specific AI tools&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ No current plans for AI exploration&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>Your input contributes to our collective understanding as we navigate the future of member service technology.&nbsp;</p>\n<!-- /divi:paragraph -->[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','The Impact of Service Models on Pension Administration Costs: A Closer Look','','publish','closed','closed','','the-impact-of-service-models-on-pension-administration-costs-a-closer-look','','','2025-07-08 17:29:58','2025-07-08 17:29:58','',0,'https://www.cembenchmarking.com/?p=2756',0,'post','',0),(2758,36,'2025-06-24 21:59:22','2025-06-24 21:59:22','<!-- wp:divi/placeholder -->\n[et_pb_section][et_pb_row][et_pb_column type=\"4_4\"][et_pb_text]<!-- divi:paragraph -->\n<p>What our members have shared: &nbsp;<br>&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:list -->\n<ul class=\"wp-block-list\"><!-- divi:list-item -->\n<li><strong>Pilot Programs and Internal Focus:</strong> Several organizations are actively conducting pilot projects, primarily focusing on internal applications. These include using AI tools for call transcription, sentiment analysis, interaction summaries, drafting initial responses to inquiries, and improving internal knowledge base search capabilities. &nbsp; &nbsp;</li>\n<!-- /divi:list-item --></ul>\n<!-- /divi:list -->\n\n<!-- divi:list -->\n<ul class=\"wp-block-list\"><!-- divi:list-item -->\n<li><strong>Risk Assessment and Governance:</strong> A prevalent theme is the cautious approach towards deploying AI in direct member interactions, primarily due to concerns about accuracy and the potential for misinformation. Consequently, many are prioritizing internal tools that assist staff, analyze data quality, and identify patterns for service improvement. Establishing robust governance frameworks is considered a critical prerequisite.&nbsp;</li>\n<!-- /divi:list-item --></ul>\n<!-- /divi:list -->\n\n<!-- divi:list -->\n<ul class=\"wp-block-list\"><!-- divi:list-item -->\n<li><strong>Collaborative Learning:</strong> We can see that here is strong interest among plans to learn from the experiences of peers before committing to significant AI implementations. Encouragingly, collaborative initiatives, such as dedicated discussion groups, are emerging to facilitate shared learning and best practices regarding AI adoption. &nbsp; &nbsp;<br>&nbsp;</li>\n<!-- /divi:list-item --></ul>\n<!-- /divi:list -->\n\n<!-- divi:paragraph -->\n<p>The integration of AI into member service is progressing thoughtfully, characterized by strategic pilots, careful risk management, and a commendable spirit of collaboration among PIN members.&nbsp;<br>&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p><strong><em>POLL: AI Adoption Stage</em></strong>&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>What stage best describes your organization\'s implementation of AI for customer service?&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ Initial exploration and internal discussion&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ Piloting internal AI applications&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ Piloting member-facing AI solutions&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ Implemented specific AI tools&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>☐ No current plans for AI exploration&nbsp;</p>\n<!-- /divi:paragraph -->\n\n<!-- divi:paragraph -->\n<p>Your input contributes to our collective understanding as we navigate the future of member service technology.&nbsp;</p>\n<!-- /divi:paragraph -->[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section]\n<!-- /wp:divi/placeholder -->','Modernizing Legacy Pension Systems: Insights from CEM Benchmarking Data','','inherit','closed','closed','','2756-revision-v1','','','2025-06-24 21:59:22','2025-06-24 21:59:22','',2756,'https://www.cembenchmarking.com/?p=2758',0,'revision','',0),(2762,1,'2025-07-04 01:01:24','2025-07-04 01:01:24','<!-- wp:heading {\"level\":5} -->\n<h5 class=\"wp-block-heading\" id=\"h-july-2025\">July, 2025</h5>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>At our 2023 PABS conference, a discussion among attendees comparing pensions administration costs led to the discovery of striking differences across organizations and regions. The room turned to CEM Benchmarking: what is driving these cost variations?&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>CEM’s latest research explores the variation in pension administration costs in Canada, the United Kingdom, the United States, and the Netherlands.  <a href=\"https://www.cembenchmarking.com/research/the-impact-of-service-models-on-pension-administration-costs-a-global-perspective/\">You can read the full research paper here.</a></p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-standardizing-costs-across-regions-nbsp\"><strong>Standardizing Costs across Regions</strong>&nbsp;</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The cost of administering Defined Benefit (DB) pensions varies considerably around the globe, from under £14 per member in the U.K. to over $325 CAD in Canada. How comparable are these costs, and what factors contribute to the difference?&nbsp;&nbsp;&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>To answer this question, we first standardized costs to remove factors outside the control of administrators. After adjusting for purchasing power, cost of living, deferred members and plan maturity, regional differences were still too large to ignore. On a per member basis, DB pension benefit administration was 1.5X, 2.3X, and 2.3X more expensive in the USA, Canada and the Netherlands than in the U.K, respectively.&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:image {\"id\":2785,\"sizeSlug\":\"full\",\"linkDestination\":\"none\"} -->\n<figure class=\"wp-block-image size-full\"><img src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/07/PI-Beth-Article-Image-1.png\" alt=\"Cost by region\" class=\"wp-image-2785\"/></figure>\n<!-- /wp:image -->\n\n<!-- wp:paragraph -->\n<p>The figure above illustrates the average pension administration costs by region following each step of the standardization. After converting into a common currency (A-&gt;B) and excluding virtually costless inactive members (B-&gt;C), cost of living (C-&gt;D) and economies of scale (D-&gt;E) are about equally important in driving differences in average pension administration cost across regions. Pension maturity (E-&gt;F), by contrast, does not account for much of the difference in average cost.&nbsp;&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>----------------------------------------------------------------------------------------------------------------------------------------------------&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-two-service-culture-models-emerge-nbsp\"><strong>Two Service Culture Models Emerge</strong>&nbsp;</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>A deeper dive into the data revealed two distinct service models. In more expensive regions like Canada and the Netherlands, administrators adopt a service excellence model focused on enhanced, high-touch member experiences. In less expensive regions like the United Kingdom and some US areas, administrators prioritize maintaining core services for mission-critical activities through a low-cost, low-touch approach.&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-where-the-money-goes-eight-key-functions-nbsp\"><strong>Where the Money Goes: Eight Key Functions</strong>&nbsp;</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The choice between core and enhanced service models represents a strategic decision for pension administrators. Even within the same service model, administrators can offer vastly different types of services—as seen with the Netherlands\' focus on contact centers versus Canada\'s emphasis on one-on-one counseling. It is important to understand these models and their cost implications.&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>To further understand cost drivers, we analyzed pension administration spending across eight distinct activities, from member-facing services like contact centers to back-office functions like IT and governance (see figure below). The patterns reveal how different regional approaches to member service translate into dramatically different cost structures.&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:image {\"id\":2786,\"sizeSlug\":\"full\",\"linkDestination\":\"none\"} -->\n<figure class=\"wp-block-image size-full\"><img src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/07/PI-Beth-Article-Image-2.jpg\" alt=\"pension administration costs per activity\" class=\"wp-image-2786\"/></figure>\n<!-- /wp:image -->\n\n<!-- wp:paragraph -->\n<p>The eight pension administration activities reveal how service models drive spending differences. High-cost, white-glove administrators in Canada and the Netherlands invest significantly more in Governance, IT, and Support functions—spending roughly twice as much on client-facing activities overall. Conversely, low-cost, self-serve administrators in the UK reduce expenses by limiting spending on Contact Centers, Information Technology, and Support services. US administrators span both service models, resulting in a wider range of per-member costs.&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>----------------------------------------------------------------------------------------------------------------------------------------------------&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-where-each-region-invests-same-model-different-priorities-nbsp\"><strong>Where Each Region Invests: Same Model, Different Priorities</strong>&nbsp;</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Even within the same service model, administrators prioritize very different services. The Netherlands stands out for exceptional contact center investment—spending 3.5 times more than other regions and achieving significantly lower call abandonment rates. Canada takes a different high-touch approach, investing heavily in one-on-one member counseling with volumes 10 times higher than the Netherlands. UK administrators minimize spending on member-facing services, with counseling volumes barely reaching 1% of Netherlands levels.&nbsp;</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>High-cost administrators in the Netherlands and Canada spend 4-5 times more than UK peers on information technology and staff support. The Netherlands also incurs much higher governance costs due to additional regulatory layers like the \"bestuursbureau\" structure. Notably, finance and audit costs remain consistent across all regions at $7-8 per member, suggesting these core functions are service-model agnostic.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>American administrators uniquely span both service models, with cost distributions that bridge the gap between UK efficiency and Netherlands/Canada enhancement approaches, particularly evident in IT and support spending patterns.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\"><strong>Conclusion</strong></h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>Success lies in aligning your cost structure with your chosen service model and measuring outcomes accordingly—the question isn\'t whether your costs are high or low, but whether they\'re delivering the member experience you\'ve committed to providing.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Interested in a deeper dive?</strong><br><a href=\"https://www.cembenchmarking.com/research/the-impact-of-service-models-on-pension-administration-costs-a-global-perspective/\">Download the full research paper here</a> for detailed insights, data breakdowns, and methodology.</p>\n<!-- /wp:paragraph -->','The Impact of Service Models on Pensions Administration Costs: A Global Perspective','','trash','closed','closed','','the-impact-of-service-models-on-pensions-administration-costs-a-global-perspective__trashed','','','2025-07-04 01:06:22','2025-07-04 01:06:22','',0,'https://www.cembenchmarking.com/?p=2762',0,'post','',0),(2763,36,'2025-06-26 17:47:40','2025-06-26 17:47:40','<!-- wp:paragraph -->\n<p>Insert Author name</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>June, 2025</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Insights from CEM Benchmarking’s annual Pension Administration Survey consistently highlight key industry trends each year, and one of the most critical currently is the modernization of legacy systems. This is not just a background task; it is a strategic priority. Our 2024 survey data shows that a significant 46% of participating global pension funds are replacing their central administration system, and 40% finished doing so within the past five years. This trend extends to related systems like CRM, member and employer portals, and HR interfaces, all to improve member experience and how efficiently things run.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>To explore these changes further, we discussed the details of modernization with Edsart Heuberger, the Product Manager for our Pension Administration Benchmarking Subscription. His insights and our wide range of data paint a clear picture of the challenges and opportunities facing pension administrators today.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\" id=\"h-why-modernize-now-the-twin-drivers-of-change\">Why Modernize Now? The Twin Drivers of Change</h2>\n<!-- /wp:heading -->\n\n<!-- wp:paragraph -->\n<p>The decision to take on the complex and often expensive process of system modernization typically comes down to two main reasons:</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><strong>Ensuring Business Sustainability</strong><strong>:</strong>&nbsp;Legacy systems eventually become outdated. As Edsart notes, ” It really comes down to issues with the long-term sustainability of the current pension administration system.” This challenge is threefold: technical debt grows, internal staff with the knowledge and skills required to maintain the legacy systems retire and are difficult to replace, and third-party vendor support fades over time. Modernization becomes necessary to keep things running smoothly and reliably.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:image {\"id\":2690} -->\n<figure class=\"wp-block-image\"><img src=\"https://www.cembenchmarking.com/wp-content/uploads/2025/04/Modernization-of-Legacy-Systems-small.jpg\" alt=\"\" class=\"wp-image-2690\" title=\"Modernization of Legacy Systems small\"/></figure>\n<!-- /wp:image -->\n\n<!-- wp:paragraph -->\n<p><strong>Meeting Evolving Member Expectations:</strong>&nbsp;Today’s members benchmark their service experiences against other industries, which are often far ahead of the pension sector technologically. “Member expectations are higher than ever before</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>Both members and employers engage with companies that provide superior (digital) experiences,” Edsart explains. Failing to modernize risks reduces member trust and satisfaction. Outdated technology limits the ability to modernize business processes, improve digital member engagement, and better decision-making by using data analytics. This drive for a better member experience often requires the adoption of cloud computing, especially as organizations start to use AI and machine learning.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p>While improving the member experience is crucial, modernization is equally about achieving “operational excellence.” This means optimizing processes, increasing efficiency, reducing waste, and ultimately delivering better service at a reasonable cost. Modern systems allow for automation and streamlined workflows that are impossible with outdated technology.</p>\n<!-- /wp:paragraph -->\n\n<!-- wp:paragraph -->\n<p><em>“Plans are clearly considering their ability to keep pace with this change. That said, we still observe that plans that use commercial off-the-shelf solutions require a significant degree of customization.”</em></p>\n<!-- /wp:paragraph -->','Modernizing Legacy Pension Systems: Insights from CEM Benchmarking Data','','inherit','closed','closed','','2762-revision-v1','','','2025-06-26 17:47:40','2025-06-26 17:47:40','',2762,'https://www.cembenchmarking.com/?p=2763',0,'revision','',0),(2765,36,'2025-06-26 18:09:24','2025-06-26 18:09:24','[et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" use_background_color_gradient=\"on\" background_color_gradient_stops=\"rgba(0,58,109,0.68) 0%|rgba(0,28,63,0.71) 100%\" background_color_gradient_overlays_image=\"on\" background_image=\"https://www.cembenchmarking.com/wp-content/uploads/2025/01/pascal-swier-7de474KZIbs-unsplash.jpg\" height=\"370px\" locked=\"off\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" custom_padding=\"65px||56px||false|false\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_heading title=\"Our Team\" _builder_version=\"4.27.4\" _module_preset=\"default\" title_text_align=\"center\" title_text_color=\"#ffffff\" title_font_size=\"46px\" title_letter_spacing=\"2px\" custom_padding=\"0px||||false|false\" title_text_shadow_style=\"preset3\" global_colors_info=\"{}\"][/et_pb_heading][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" text_text_color=\"#ffffff\" text_font_size=\"21px\" global_colors_info=\"{}\"]<header id=\"header-megamenu\">\n<div class=\"small-cover\">\n<div class=\"owl-cover owl-content overlay-dark\">\n<div class=\"owl-content-des header-tit\">\n<div class=\"home-page-titles\">\n<p class=\"summary animated-item-1\" style=\"text-align: center;\">Deep industry knowledge</p>\n</div>\n</div>\n</div>\n</div>\n<div id=\"login-modal\"></div>\n</header>\n<section class=\" about tiles-module module bg-gray\">\n<div class=\"container text-justify\">\n<div class=\"row\">\n<div class=\"col-md-12\"></div>\n</div>\n</div>\n</section>[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=\"1\" _builder_version=\"4.27.4\" _module_preset=\"default\" background_color=\"#f5f8f9\" custom_margin=\"||||false|false\" custom_padding=\"20px||0px||false|false\" global_colors_info=\"{}\"][et_pb_row _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_column type=\"4_4\" _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"][et_pb_text _builder_version=\"4.27.4\" _module_preset=\"default\" global_colors_info=\"{}\"]<p style=\"text-align: center;\">At CEM Benchmarking, we believe that our employees are the key to our success. Our team consists of passionate and experienced individuals who are committed to excellence. We promote a collaborative environment that encourages the sharing of ideas, the leveraging of each other\'s strengths, and the achievement of outstanding results for our clients.</p>\n<p style=\"text-align: center;\">On our Teams page, you can learn more about the talented professionals who have made CEM Benchmarking a leader in our industry. 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global_colors_info=\"{}\" sticky_enabled=\"0\"]<div class=\"team-container\"><!-- [et_pb_line_break_holder] -->    <!-- Tab Buttons --><!-- [et_pb_line_break_holder] -->    <div class=\"tab-buttons\"><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button active\" onclick=\"showTab(\'leadership\')\">Leadership Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'client\')\">Client Coverage</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'product\')\">Product Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'engineering\')\">Engineering Team</button><!-- [et_pb_line_break_holder] -->        <button class=\"tab-button\" onclick=\"showTab(\'board\')\">Board Members</button><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <!-- Tab Contents --><!-- [et_pb_line_break_holder] -->    <div id=\"leadership\" class=\"tab-content active\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" alt=\"Rashay Jethalal\"><!-- [et_pb_line_break_holder] -->            <h3>Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>CEO</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->       <div class=\"card\" onclick=\"openModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" alt=\"Ye Pynenburg\"><!-- [et_pb_line_break_holder] -->            <h3>Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->            <p>CFO</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->              <div class=\"card\" onclick=\"openModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" alt=\"Matt Coyle\"><!-- [et_pb_line_break_holder] -->            <h3>Matt Coyle</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Client Experience</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" alt=\"Sadaf Shaikh\"><!-- [et_pb_line_break_holder] -->            <h3>Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Production</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->       <!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"client\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" alt=\"Mike Heale\"><!-- [et_pb_line_break_holder] -->            <h3>Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, Rest of World</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'john\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" alt=\"John Simmonds\"><!-- [et_pb_line_break_holder] -->            <h3>John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Business Development, UK & Europe</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" alt=\"Fleur Dubbelboer\"><!-- [et_pb_line_break_holder] -->            <h3>Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->            <p>Co-Head, Client Coverage</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" alt=\"David Jennings\"><!-- [et_pb_line_break_holder] -->            <h3>David Jennings</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, Nordics & UK</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" alt=\"Franco Wang\"><!-- [et_pb_line_break_holder] -->            <h3>Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" alt=\"Chris Doll\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Doll</h3><!-- [et_pb_line_break_holder] -->            <p>Co-Head, Client Coverage</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" alt=\"Kevin Vandolder\"><!-- [et_pb_line_break_holder] -->            <h3>Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, U.S. East</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" alt=\"Ravi Senthivel\"><!-- [et_pb_line_break_holder] -->            <h3>Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->            <p>Director, Client Coverage, North America</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"product\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" alt=\"Chris Flynn\"><!-- [et_pb_line_break_holder] -->            <h3>Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Product Development</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" alt=\"Adam Silver\"><!-- [et_pb_line_break_holder] -->            <h3>Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'joao\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Joao-1.jpg\" alt=\"Joao Barata\"><!-- [et_pb_line_break_holder] -->            <h3>Joao Barata</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'shayan\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Shayan-1.jpg\" alt=\"Shayan Bokhari\"><!-- [et_pb_line_break_holder] -->            <h3>Shayan Bokhari</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" alt=\"Maaike van Bragt\"><!-- [et_pb_line_break_holder] -->            <h3>Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Research Associate</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" alt=\"Rhijuta Dahal\"><!-- [et_pb_line_break_holder] -->            <h3>Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'david\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" alt=\"David Dupont\"><!-- [et_pb_line_break_holder] -->            <h3>David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->            <p>Lead, Production</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" alt=\"Tanya Durr\"><!-- [et_pb_line_break_holder] -->            <h3>Tanya Durr</h3><!-- [et_pb_line_break_holder] -->            <p>Manager, Operations</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" alt=\"Daniel Griffiths\"><!-- [et_pb_line_break_holder] -->            <h3>Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger-1.jpg\" alt=\"Edsart X. Heuberger\"><!-- [et_pb_line_break_holder] -->            <h3>Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, PABS, GPTB, GRP</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" alt=\"Carl Ka Ho Ng\"><!-- [et_pb_line_break_holder] -->            <h3>Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" alt=\"Palwasha Saaim\"><!-- [et_pb_line_break_holder] -->            <h3>Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Investment Benchmarking Subscription</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" alt=\"Yvette van Velsen\"><!-- [et_pb_line_break_holder] -->            <h3>Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" alt=\"Norayr Vardanyan\"><!-- [et_pb_line_break_holder] -->            <h3>Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" alt=\"Janjaap Weeda\"><!-- [et_pb_line_break_holder] -->            <h3>Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->            <p>Product Manager, Defined Contribution</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" alt=\"Victor Miglo\"><!-- [et_pb_line_break_holder] -->            <h3>Victor Miglo</h3><!-- [et_pb_line_break_holder] -->            <p>Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'james\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/James_West-1.jpg\" alt=\"James West\"><!-- [et_pb_line_break_holder] -->            <h3>James West</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'laya\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Srilaya_Devireddy-1.jpg\" alt=\"Sri Laya Devireddy\"><!-- [et_pb_line_break_holder] -->            <h3>Sri Laya Devireddy</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Operations Analyst</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"engineering\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" alt=\"Junior Payne\"><!-- [et_pb_line_break_holder] -->            <h3>Junior Payne</h3><!-- [et_pb_line_break_holder] -->            <p>Head, Engineering</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'caradec\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Caradec_Bisesar-1.jpg\" alt=\"Caradec Bisesar\"><!-- [et_pb_line_break_holder] -->            <h3>Caradec Bisesar</h3><!-- [et_pb_line_break_holder] -->            <p>Team Lead & Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'efron\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Efron-Berlian-1.jpg\" alt=\"Efron Berlian\"><!-- [et_pb_line_break_holder] -->            <h3>Efron Berlian</h3><!-- [et_pb_line_break_holder] -->            <p>Senior Engineer</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"board\" class=\"tab-content\" style=\"display:none;\"><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/Sandy-Halim-1.jpg\" alt=\"Sandy Halim\"><!-- [et_pb_line_break_holder] -->            <h3>Sandy Halim</h3><!-- [et_pb_line_break_holder] -->            <p>Chair of the Board</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/johnm-1.jpg\" alt=\"John McLaughlin\"><!-- [et_pb_line_break_holder] -->            <h3>John McLaughlin</h3><!-- [et_pb_line_break_holder] -->            <p>President, Treasury Technologies International Inc.</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"card\" onclick=\"openModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->            <img src=\"/wp-content/uploads/2024/12/keithA-1.png\" alt=\"Keith Ambachtsheer\"><!-- [et_pb_line_break_holder] -->            <h3>Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->            <p>President, KPA Advisory Services</p><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->    </div><!-- [et_pb_line_break_holder] -->    <div id=\"modals\"><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rashay\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rashay\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rashay-sq.png\" class=\"profile-circle\"></div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rashay Jethalal, MBA, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">CEO</h4><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rashay joined CEM in 2021 and is responsible for overall strategy and performance of the business.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            Rashay brings over 20 years of experience in financial services, spanning asset management, capital markets, and transaction banking.<!-- [et_pb_line_break_holder] -->                            Rashay has held leadership roles at Purpose Investments, RBC, and CIBC, after being a management consultant at McKinsey & Company.<!-- [et_pb_line_break_holder] -->                            He holds an MBA from INSEAD and a Bachelor of Commerce (Honours) from the University of British Columbia.<!-- [et_pb_line_break_holder] -->                            He is also a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sandy\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sandy\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sandy-Halim.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sandy Halim</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Chair of the Board</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                    href=\"https://www.linkedin.com/in/sandy-halim-0b121935\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /sandy-halim</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sandy joined CEM in 1993 and was its second employee. She was involved in the day-to-day operations including client service (many were CIEBA members), product development (including creating the Defined Contribution product), and management of what was essentially a start-up. Sandy has been trusted by boards and executives at the leading global pension funds to deliver fair and objective analysis, knowing that she always has had pension members’ best interests at heart.<!-- [et_pb_line_break_holder] -->                            Sandy retired from CEM and joined the CEM board in 2017 and now chairs the board. In addition to her board work at CEM, Sandy is active in several not-for-profits, including at the board level.<!-- [et_pb_line_break_holder] -->                            Sandy received her business degree from the University of Toronto and holds CFA and CPA designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"johnm\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'johnm\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/johnm.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John McLaughlin</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">President Treasury Technologies International Inc.</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            For the past 35 years through his own company, Treasury Technologies International Inc., John has advised business leaders in a wide variety of enterprises as they create, consider and execute strategic decisions. John has also been a principal in several successful start-up ventures.<!-- [et_pb_line_break_holder] -->                            John has extensive governance experience as a director of public and private corporations and in the not-for-profit sector.<!-- [et_pb_line_break_holder] -->                            John McLaughlin is a graduate of Ryerson University in Industrial Engineering Technology and the Schulich School of Business Administration. He holds the ICD.D director certification designation from the Rotman School of Business, University of Toronto and the Institute of Corporate Directors - Corporate Governance College.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"keith\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'keith\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/keithA-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Keith Ambachtsheer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\"><!-- [et_pb_line_break_holder] -->                            Director Emeritus, International Centre for Pension Management (ICPM)<!-- [et_pb_line_break_holder] -->                            Executive-in-Residence, Rotman School of Management, University of Toronto<!-- [et_pb_line_break_holder] -->                            Senior Fellow, National Institute on Aging (NIA), Ryerson University<!-- [et_pb_line_break_holder] -->                            President, KPA Advisory Services<!-- [et_pb_line_break_holder] -->                        </h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Keith Ambachtsheer has been a participant in the pensions and investments industry since 1969. He is recognized as one of the globe’s most original thinkers on pension design, governance, and investing issues.<!-- [et_pb_line_break_holder] -->                            Since its founding in 1985, KPA Advisory Services has become known as a trusted incubator for new thinking in pensions, and for providing strategic advice to a global clientele in person, and through the monthly<!-- [et_pb_line_break_holder] -->                            Ambachtsheer Letter. Moreover, he has strong ties to pension and investments through academia.<!-- [et_pb_line_break_holder] -->                            He has personal governance experience as a member of several corporate and not-for-profit boards and has served as Board Chair of<!-- [et_pb_line_break_holder] -->                            the Princess Margaret Cancer Foundation and continues as a member of its Emeritus Council. He is a member of the Mercer CFA Institute<!-- [et_pb_line_break_holder] -->                            Global Pension Index Advisory Council, the Georgetown University Center for Retirement Initiatives Scholars Council, the Network for<!-- [et_pb_line_break_holder] -->                            Sustainable Financial Markets, and the Tobacco Free Portfolios Global Advisory Council.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"mike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                                        <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'mike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Mike-Heale-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Mike Heale, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, Rest of World</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a href=\"https://www.linkedin.com/in/mikeheale/\"<!-- [et_pb_line_break_holder] -->                                    target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                    /MIKE-HEALE</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Mike has a primary focus on global business development and client service within Europe,<!-- [et_pb_line_break_holder] -->                            the Middle East and Asia. Prior to joining CEM in 1997, Mike had twelve years of extensive<!-- [et_pb_line_break_holder] -->                            marketing experience in the pension and life insurance industry. Mike has led the firm\'s major<!-- [et_pb_line_break_holder] -->                            client growth and market expansion initiatives. He is a frequent speaker at various industry<!-- [et_pb_line_break_holder] -->                            conferences. Mike received his undergraduate degree in Physical and Health Education from Laurentian<!-- [et_pb_line_break_holder] -->                            and a Masters in Business Administration (MBA) from the University of Western Ontario.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"john\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'john\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/John-Simmonds-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">John Simmonds, MBA, FPMI</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, UK & Europe</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                            <!--<i class=\"fa fa-linkedin social-media-profile\"></i><a<!-- [et_pb_line_break_holder] -->                                href=\"https://www.linkedin.com/in/john-simmonds-22086421/\" target=\"_blank\" class=\"profile-text\"><!-- [et_pb_line_break_holder] -->                                /JOHN-SIMMONDS</a> <br />--><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            John is responsible for business development and client service in the UK and Ireland. <!-- [et_pb_line_break_holder] -->                            John has worked in the pension industry for over 30 years and counts many of the UK’s<!-- [et_pb_line_break_holder] -->                            largest pension schemes as clients.  He has written for numerous pension publications,<!-- [et_pb_line_break_holder] -->                            featured in the UK national press and is a regular presenter at industry seminars.  <!-- [et_pb_line_break_holder] -->                            John is a Fellow of the Pensions Management Institute (FPMI) with a Masters in Business<!-- [et_pb_line_break_holder] -->                            Administration from Warwick Business School. He previously worked for Deloitte and Arthur Andersen. <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"edsart\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'edsart\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Edsart-Heuberger.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Edsart X. Heuberger</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, PABS, GPTB, GRP</h4><!-- [et_pb_line_break_holder] -->                        <h4>Business Development <br /> Netherlands</h4> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Edsart has responsibility for business development and client service in the Netherlands.<!-- [et_pb_line_break_holder] -->                            Edsart joined CEM in 2008 as an analyst on the Pension Administration team and senior<!-- [et_pb_line_break_holder] -->                            analyst on the Investment team. He has an intimate and quantitative understanding of<!-- [et_pb_line_break_holder] -->                            CEM’s investment and pension administration services and database, and will continue<!-- [et_pb_line_break_holder] -->                            to conduct and support administration and investment research. Edsart has a Masters<!-- [et_pb_line_break_holder] -->                            of Science in supply chain management from Erasmus University Rotterdam, the Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"davidj\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'davidj\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/david-jenning-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Jennings</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Nordics & UK</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David joined CEM in early 2020 and is responsible for client service and business development in the UK and Europe.<!-- [et_pb_line_break_holder] -->                            David has worked in financial services for over 20 years building relationships with some of the largest UK pension schemes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, he worked for Fidelity International and Lazard Asset Management as a Client Relationship Manager. He<!-- [et_pb_line_break_holder] -->                            has a deep understanding of the challenges facing asset owners and is experienced in tailoring solutions for a wide variety<!-- [et_pb_line_break_holder] -->                            of situations. David has a Bachelor degree in Archaeology from the University of Southampton.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"hannah\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'hannah\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"img/team/team-indiv/hannah.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">HANNAH BLOMFIELD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Client Relationship Manager</h4><!-- [et_pb_line_break_holder] -->                        <h5>Business Development <br /> Europe</h5> <br /><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Hannah joined CEM in 2021 and is responsible for pension administration client service and business development in the UK and Ireland.<!-- [et_pb_line_break_holder] -->                            She has worked in the pension industry for over 20 years providing various services to many different pension funds within the UK, including<!-- [et_pb_line_break_holder] -->                            some of the largest and most complex. Prior to joining CEM, Hannah worked for several companies including Hewitt Associates, Capita and ITM,<!-- [et_pb_line_break_holder] -->                            specialising in pension calculations, pension processes, data quality and long-term projects. She has a bachelor’s degree in Mathematics from<!-- [et_pb_line_break_holder] -->                            the Open University, which has been put to good use many times throughout the past 15 years.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"adam\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'adam\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Adam-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Adam W Silver, MA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head of Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Adam joined CEM in 2022 and is responsible for driving operational improvements in the business. His focus<!-- [et_pb_line_break_holder] -->                            at CEM is on making the work of our teams and interactions with our clients more efficient and effective.<!-- [et_pb_line_break_holder] -->                            He cares greatly about ensuring retirees can enjoy their retirement without having to overpay for that privilege.<!-- [et_pb_line_break_holder] -->                            Adam brings more than 20 years of work, across a variety of industries, including banking, insurance and technology<!-- [et_pb_line_break_holder] -->                            as both a consultant and executive. He began his career as an economist with S&P, became a management consultant with<!-- [et_pb_line_break_holder] -->                            McKinsey and recently had leadership roles at Farber and Mensana. He holds a Master of Arts from the University of<!-- [et_pb_line_break_holder] -->                            Toronto in Economics and a Bachelor of Arts (Honours) in Economics and Psychology from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"fleur\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'fleur\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Fleur-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Fleur Dubbelboer</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, Netherlands & UK</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Fleur joined CEM in September 2021 as a Director Client Coverage, she is responsible for UK and Dutch Corporate, Local Government and Public pension schemes.<!-- [et_pb_line_break_holder] -->                            Fleur cares deeply about having a personal relationship with her clients, and ensuring our reporting is accurate and timely to better enable management and board decision making.<!-- [et_pb_line_break_holder] -->                            Prior to joining , Fleur has over 10 years of experience at Goldman Sachs International and Goldman Sachs Asset Management. Whilst there she enjoyed various roles including, SPV and Hedge Fund strategies operations, Separately Managed Account Project Management and more recently as Client Relationship Manager for the UK and Ireland institutional Team. She has detailed knowledge of separately managed account strategies, in both the creation and management of these mandates. Fleur has a bachelor’s degree in Business Administration from the University of Bath.<!-- [et_pb_line_break_holder] -->                            Fleur lives in Tunbridge Wells, and when not working is busy renovating and running after her young daughters.<!-- [et_pb_line_break_holder] -->                            <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"franco\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'franco\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Franco-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Franco Wang, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Franco is a Director at CEM Benchmarking who is responsible for client service in North America and parts of Asia. He was<!-- [et_pb_line_break_holder] -->                            previously an analyst on the Investment Benchmarking Service team, where he performed analysis and research for institutional investor clients. He<!-- [et_pb_line_break_holder] -->                            continues to leverage his extensive familiarity with CEM’s database to deliver insights to clients. He is a CFA Charterholder and has a degree in Accounting and<!-- [et_pb_line_break_holder] -->                            Financial Management from the University of Waterloo.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"sadaf\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'sadaf\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Sadaf-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Sadaf Shaikh</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Talent and Business Management</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Sadaf Shaikh joined CEM in 2022 and is responsible for Production, HR, Talent, PMO, Contracts, and Office Services at CEM, ensuring our production, internal talent and business programs,<!-- [et_pb_line_break_holder] -->                            processes and corporate systems are optimized to support the high performance, growth culture at CEM. Sadaf brings over 15 years of broad HR,<!-- [et_pb_line_break_holder] -->                            Talent and process experience in financial services. Before joining CEM, Sadaf ran her own consulting practice and was an HR Business Partner at OMERS and Brookfield.<!-- [et_pb_line_break_holder] -->                            Sadaf is a Certified Human Resources Leader (CHRL), a Six Sigma Green Belt, and a Certified Executive Coach.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"junior\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'junior\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Junior-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Junior Payne</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Engineering</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Junior joined CEM in 2023 as the Head of Engineering at CEM Benchmarking, where he tackles key challenges and develops innovative solutions. Leading through inspiration,<!-- [et_pb_line_break_holder] -->                            his expertise helps foster collaboration and drives advancements that enhances team efficiency and industry standards. Prior to CEM,<!-- [et_pb_line_break_holder] -->                            Junior created a cybersecurity product at Architelos, built a high-performing technology team at Research in Motion, and shifted strategic direction at AuthenticWeb.<!-- [et_pb_line_break_holder] -->                            When not at work, Junior enjoys the outdoors with running, hiking, and kayaking, allowing him to recharge and set a positive example for his team.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ye\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ye\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ye-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ye Pynenburg</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Finance</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ye Pynenburg joined CEM in 2023 and is responsible for all aspects of financial management of the business including accounting, financial planning, tax and treasury.<!-- [et_pb_line_break_holder] -->                            She brings more than a decade of financial experience working with both public and private clients in various industries and sizes.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Ye held positions at Rogers Communications Inc. and PwC in both their Consulting & Deals and Audit & Assurance practices.<!-- [et_pb_line_break_holder] -->                            Ye received both her Masters of Accounting and Bachelors of Accounting and Financial Management from the University of Waterloo. She also holds Chartered Business Valuator (CBV) and Chartered Professional Accountant (CPA, CA) designations.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"matt\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'matt\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Matt-Coyle.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Matt Coyle</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Client Experience</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Matt joined CEM in 2024 and is responsible for leading communities, marketing and client experience. He brings over 15 years of senior leadership,<!-- [et_pb_line_break_holder] -->                            holding positions at Maple Leaf Sports & Entertainment, Cineplex Entertainment and Purpose Investments. Matt uses his training in design thinking to develop delightful moments for our customers.<!-- [et_pb_line_break_holder] -->                            He is a board of director at the Halton Field Hockey Club and in his spare time love to travel with his family. If you\'re ever traveling to Walt Disney World, feel free to ask him for some tips.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"jim\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'jim\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/JimS-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Jim Stamper</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Business Development, U.S. West</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Jim has a primary focus on business development and client service within the U.S west coast. Prior to joining CEM in 2022,<!-- [et_pb_line_break_holder] -->                            Jim spent over 10 years in the asset management industry in consultant relations and institutional client service roles.<!-- [et_pb_line_break_holder] -->                            Jim also spent over 10 years as a consultant with AON Hewitt in the defined contribution space where he worked with plan sponsors<!-- [et_pb_line_break_holder] -->                            on investment manager selection and plan design.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Jim received a BA in International Relations from Michigan State University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chris\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chris\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Chris_Flynn-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Flynn, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Head, Product Development</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                                                        Chris has been with CEM since 2003 and is currently Head, Product Development as well as Head of Research.<!-- [et_pb_line_break_holder] -->                            He leads the evolution of CEM’s core models and analysis, and in customizing those models to meet client needs.<!-- [et_pb_line_break_holder] -->                            He oversees the research team in conducting best practice research, custom work for clients and partnering with outside researchers.<!-- [et_pb_line_break_holder] -->                            Chris has deep experience presenting or partnering with clients to conduct analysis and research to clients and has testified as an expert on pension fund costs.<!-- [et_pb_line_break_holder] -->                            Prior to working at CEM, Chris worked as a developer at an investment management firm.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science(Honours) in Quantitative Economics from the University of Toronto and is a CFA Charterholder.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"kevin\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'kevin\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Kevin-1.png\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Kevin Vandolder, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, U.S. East</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Kevin has extensive experience in the pension industry, having served as a Senior Consultant at DiMeo Schneider and AndCo, and as a Partner and DC Client Practice Leader at Aon Hewitt and EnnisKnupp for 24 years. He is a founding member of the Defined Contribution Institutional Investment Association (DCIIA) and currently serves on its Investment Policy and Design committee. Kevin has lectured at DePaul and Northwestern Universities and has been active with the CFA Institute, including roles as President and Treasurer of the CFA Society of Chicago.<!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->He holds an MBA from NYU\'s Stern School of Business and a Bachelor of Commerce in Finance from the University of Windsor. Kevin also served in the Royal Canadian Navy and Presbyterian World Service.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"ravi\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'ravi\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Ravi-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Ravi Senthivel</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Ravi is a Director at CEM Benchmarking with responsibility for client service and success in North America.<!-- [et_pb_line_break_holder] -->                            Ravi brings over 20 years of experience across a variety of industries including financial services, telecommunications,<!-- [et_pb_line_break_holder] -->                            and loyalty. He began his career in investment banking with Salomon Smith Barney and recently held leadership positions<!-- [et_pb_line_break_holder] -->                            in multiple fintech startups. He holds an MBA from the University of Western Ontario and a Bachelor of Commerce from Queen’s University.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"chrisd\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'chrisd\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/ChrisD-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Chris Doll</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Director, Client Coverage, North America</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Christopher Doll joined CEM as a Director of Client Coverage in 2023 and is responsible client coverage in the U.S. market.<!-- [et_pb_line_break_holder] -->                            He is deeply passionate about improving the lives of retirees, insisting on a client-first approach to our growth.<!-- [et_pb_line_break_holder] -->                            He brings over 20 years asset management experience with a focus on client relations, product management and development and marketing.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM, Christopher launched multiple asset managers and helped build the Canadian ETF business for a multinational asset manager.<!-- [et_pb_line_break_holder] -->                            He was a frequent speaker at industry conferences.<!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Commerce (Honours) from the University of Ottawa. Christopher lives in Oakville with his wife and two daughters.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade  modal-dark show\" id=\"maaike\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'maaike\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Maaike-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Maaike van Bragt, PhD</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Research Associate</h4><!-- [et_pb_line_break_holder] -->                        <!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Maaike is an analyst on the Investment Benchmarking team.<!-- [et_pb_line_break_holder] -->                            Prior to joining CEM in 2017, she applied her analytical<!-- [et_pb_line_break_holder] -->                            skills to her postdoctoral research in the biomedical field,<!-- [et_pb_line_break_holder] -->                            first in Boston (USA) and later in Ottawa (Canada). Maaike<!-- [et_pb_line_break_holder] -->                            earned her PhD in stem cell biology at the University of<!-- [et_pb_line_break_holder] -->                            Utrecht (the Netherlands).<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"rhijuta\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'rhijuta\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Rhijuta-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Rhijuta Dahal</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Rhijuta is an Analyst at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM Benchmarking, Rhijuta was working in Mercer’s manager<!-- [et_pb_line_break_holder] -->                            research team. Rhijuta has previous experience in DC<!-- [et_pb_line_break_holder] -->                            Consulting, Client Reporting from Towers Watson and has also<!-- [et_pb_line_break_holder] -->                            spent few years in Nepal working with social enterprises.<!-- [et_pb_line_break_holder] -->                            Rhijuta has a master’s degree in Mathematics from Lancaster<!-- [et_pb_line_break_holder] -->                            University.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"david\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'david\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/David_Dupont-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">David Dupont, CFA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Lead, Production</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            David is a Director at CEM Benchmarking. Prior to joining<!-- [et_pb_line_break_holder] -->                            CEM in 2006, David worked at CIBC Mellon for eight years in a<!-- [et_pb_line_break_holder] -->                            variety of departments ranging from pension accounting to<!-- [et_pb_line_break_holder] -->                            sales and marketing. David is a CFA charter holder and has a<!-- [et_pb_line_break_holder] -->                            degree in Mathematics and Philosophy from the University of<!-- [et_pb_line_break_holder] -->                            Toronto.<br /> <br /> <br /><!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"tanya\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'tanya\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Tanya-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Tanya Durr</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Manager, Operations</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Tanya joined CEM over 20 years ago and is responsible for making CEM a great environment for our employees, clients and our partners.<!-- [et_pb_line_break_holder] -->                            Over the years she has met many of our clients at our conferences (which she has organized) after corresponding with them for years about<!-- [et_pb_line_break_holder] -->                            publications or invoicing. Tanya takes great pride in the office plants and is the keeper of the candy jar at the Toronto office front desk.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"daniel\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'daniel\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Daniel-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Daniel Griffiths</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Daniel is an Analyst at CEM Benchmarking. Prior to joining CEM Benchmarking, Daniel was working for New Zealand\'s stock exchange, NZX.<!-- [et_pb_line_break_holder] -->                            Daniel worked as an analyst across NZX\'s Capital Markets and Finance teams. Daniel has a Bachelor of Commerce degree in Finance (Hons)<!-- [et_pb_line_break_holder] -->                            and Economics from Victoria University of Wellington (New Zealand).<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"carl\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'carl\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Carl_Ng-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Carl Ka Ho Ng</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Carl is a Business Solutions Analyst at CEM Benchmarking,<!-- [et_pb_line_break_holder] -->                            responsible<!-- [et_pb_line_break_holder] -->                            for analyzing client data and implementing product reports.<!-- [et_pb_line_break_holder] -->                            Before joining<!-- [et_pb_line_break_holder] -->                            CEM, Carl accumulated over 12 years of experience in the<!-- [et_pb_line_break_holder] -->                            pension industry<!-- [et_pb_line_break_holder] -->                            specializing in actuarial pension calculations and pension<!-- [et_pb_line_break_holder] -->                            software developments.<!-- [et_pb_line_break_holder] -->                            Carl holds a bachelor’s degree in Mathematics and is<!-- [et_pb_line_break_holder] -->                            currently a candidate in<!-- [et_pb_line_break_holder] -->                            the Fellow of the Society of Actuaries.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"palwasha\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'palwasha\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Palwasha-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Palwasha Saaim, CFA, FRM</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Investment Benchmarking Subscription</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Palwasha is a Product Manager at CEM Benchmarking, responsible for managing the Investment Benchmarking Subscription (IBS)<!-- [et_pb_line_break_holder] -->                            offered to 300+ institutional investors globally, including pension plans, sovereign wealth funds, endowments and foundations.<!-- [et_pb_line_break_holder] -->                            She manages the data requirements, analysis and reporting for investments and staffing levels. Palwasha has been with CEM for five years<!-- [et_pb_line_break_holder] -->                            and is an active liaison between CEM’s client coverage, engineering and production teams, delivering on client needs. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Palwasha worked in various analytical roles in the financial services, IT and digital media industries. Palwasha is a CFA Charterholder,<!-- [et_pb_line_break_holder] -->                            a certified FRM (Financial Risk Manager) and holds a Bachelor degree in Economics and Finance.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"yvette\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'yvette\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Yvette-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Yvette van Velsen, MSc</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Yvette joined CEM in 2012 and is involved in all aspects of<!-- [et_pb_line_break_holder] -->                            CEM’s Pension Administration<!-- [et_pb_line_break_holder] -->                            service for our North American, Australian and Dutch<!-- [et_pb_line_break_holder] -->                            clients. Prior to joining CEM,<!-- [et_pb_line_break_holder] -->                            Yvette held financial and operational management positions<!-- [et_pb_line_break_holder] -->                            with charity organizations<!-- [et_pb_line_break_holder] -->                            in Indonesia and Malawi. Yvette holds a Master’s degree in<!-- [et_pb_line_break_holder] -->                            Earth Sciences, Engineering<!-- [et_pb_line_break_holder] -->                            Geology from the Technical University of Delft, The<!-- [et_pb_line_break_holder] -->                            Netherlands.<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"norayr\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'norayr\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Norayr-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Norayr Vardanyan, MBA</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Senior Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Norayr joined CEM in 2012 and provides development support<!-- [et_pb_line_break_holder] -->                            for CEM’s benchmarking models<!-- [et_pb_line_break_holder] -->                            as well as analytical support for CEM best practice research<!-- [et_pb_line_break_holder] -->                            projects.  Experience in<!-- [et_pb_line_break_holder] -->                            Canada and the United States as a business systems analyst<!-- [et_pb_line_break_holder] -->                            and IS Manager complements years<!-- [et_pb_line_break_holder] -->                            of experience gained at the World Bank IT Enterprise<!-- [et_pb_line_break_holder] -->                            Incubator in Armenia as an IT, financial<!-- [et_pb_line_break_holder] -->                            and business analyst.  Norayr has conducted requirements<!-- [et_pb_line_break_holder] -->                            analysis, business analysis, financial<!-- [et_pb_line_break_holder] -->                            modeling, reporting, automation, software development and<!-- [et_pb_line_break_holder] -->                            testing, project management, data<!-- [et_pb_line_break_holder] -->                            and statistical analysis.  He has an MBA from the University<!-- [et_pb_line_break_holder] -->                            of Illinois at Urbana-Champaign<!-- [et_pb_line_break_holder] -->                            and a MS Computer & Electronics Engineer from the State<!-- [et_pb_line_break_holder] -->                            Engineering University, Yerevan, Armenia.  <!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"janjaap\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'janjaap\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Janjaap-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Janjaap Weeda</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Product Manager, Defined Contribution</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Janjaap (\'JJ\') Weeda is the Defined Contribution product manager at CEM Benchmarking.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            JJ is devoted to making the DC dashboard an insightful and easy-to-use collaborative platform for plan sponsors and industry partners. At the same time, he is backing CEM’s ongoing effort to automate data inputs, making the survey easier to complete.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Janjaap joined CEM in 2017 as an analyst, where he gained extensive experience in the full cycle of data collection, cleaning, analytics, and reporting on CEM\'s extensive database.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            He holds a Bachelor of Science from the Radboud University of Nijmegen (the Netherlands) and obtained vast experience in data analytics and reporting during his Master\'s program in Business Economics in Vienna, Austria.<!-- [et_pb_line_break_holder] -->                            <br /><br /><!-- [et_pb_line_break_holder] -->                            Do not forget to ask him about his product roadmap when you spot him in the wild!<!-- [et_pb_line_break_holder] -->                        </p><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                </div><!-- [et_pb_line_break_holder] -->            </div><!-- [et_pb_line_break_holder] -->        </div><!-- [et_pb_line_break_holder] -->        <div class=\"modal fade modal-dark show\" id=\"victor\" role=\"dialog\" style=\"display: none;\"><!-- [et_pb_line_break_holder] -->            <div class=\"modal-dialog modal-default-dialog\"><!-- [et_pb_line_break_holder] -->                <div class=\"modal-content modal-default-content animated fadeIn\"><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-header modal-default-header\"><!-- [et_pb_line_break_holder] -->                        <button type=\"button\" class=\"close\" onclick=\"closeModal(\'victor\')\"><!-- [et_pb_line_break_holder] -->                            ×<!-- [et_pb_line_break_holder] -->                        </button><!-- [et_pb_line_break_holder] -->                    </div><!-- [et_pb_line_break_holder] -->                    <div class=\"modal-body modal-default-body text-center\"><!-- [et_pb_line_break_holder] -->                        <div><img src=\"/wp-content/uploads/2024/12/Victor-1.jpg\" class=\"profile-circle\"> </div><!-- [et_pb_line_break_holder] -->                        <h3 class=\"animated fadeInDown\">Victor Miglo</h3><!-- [et_pb_line_break_holder] -->                        <h4 class=\"animated fadeInDown\">Analyst</h4><!-- [et_pb_line_break_holder] -->                        <div class=\"text-center\" style=\"padding-top:10px\"><!-- [et_pb_line_break_holder] -->                        </div><!-- [et_pb_line_break_holder] -->                        <p class=\"profile-desc\"><!-- [et_pb_line_break_holder] -->                            Victor Miglo has been with CEM since 2022 and is a member of our Product Delivery team as an Analyst.<!-- [et_pb_line_break_holder] -->                            In his role, Victor is responsible for building relationships with clients and ensuring they receive accurate<!-- [et_pb_line_break_holder] -->                            and insightful data in order to make strategic decisions. Prior to CEM Victor completed his Masters in Finance<!-- [et_pb_line_break_holder] -->                            from University of British Columbia and is a published academic author. Victor is also a national university tennis champion and enjoys playing sports with his frie